ADBKF OTC
Financial Rating
Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.
Rating Change History
| Date | From | To |
|---|---|---|
| 2026-10-01 | C+ | C |
| 2026-09-29 | None | ADDED |
| 2026-09-26 | EXISTED | None |
| 2026-09-22 | None | ADDED |
| 2026-09-19 | EXISTED | None |
| 2026-09-15 | None | ADDED |
| 2026-09-13 | EXISTED | None |
| 2026-09-09 | None | ADDED |
| 2026-09-05 | EXISTED | None |
| 2026-09-01 | None | ADDED |
InsiderStreet Scorecard
Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.
Risk & Quality Signals
Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.
Valuation
Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.
DuPont Decomposition (5-Factor)
The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.
Graham-Dodd Adjusted Valuation
Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.
Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.
Profitability Trends
Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.
Leverage & Solvency Trends
Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.
Efficiency & Working Capital Trends
Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.
Growth Trends (YoY %)
Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.
Earnings Stability
R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.
Monte Carlo Price Simulation
Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1733 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.
All Ratios & Metrics
Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.
Profitability
| Metric | Trend | Q4'23 | Q1'24 | Q2'24 | Q3'24 | Q4'24 | Q1'25 | Q2'25 | Q1'26 | Q2'26 | Current |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 1.4% | 3.2% | 4.5% | 5.9% | 5.5% | 5.3% | 5.2% | 4.8% | 0.1% | 0.12% | |
| ROA | 0.2% | 0.4% | 0.6% | 0.8% | 0.7% | 0.7% | 0.7% | 0.7% | 0.0% | 0.02% | |
| ROIC | -7.7% | 5.3% | -17.7% | 9.0% | -16.0% | 7.0% | -35.6% | 5.9% | 18.2% | 18.20% | |
| ROCE | 0.4% | 0.5% | 4.4% | 0.9% | 5.8% | 0.9% | 5.5% | 0.7% | 0.5% | 0.50% | |
| Gross Margin | 1.0% | 1.0% | 1.0% | 1.0% | 1.0% | 1.0% | 1.0% | 1.0% | 1.0% | 1.00% | |
| Operating Margin | 35.9% | 33.7% | 27.6% | 32.6% | 28.3% | 30.0% | 29.0% | 21.0% | 20.7% | 20.74% | |
| Net Margin | 15.1% | 22.2% | 14.2% | 17.8% | 11.2% | 21.0% | 13.8% | 15.5% | -43.7% | -43.73% | |
| EBITDA Margin | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.00% | |
| FCF Margin | 56.6% | 57.5% | 58.1% | 58.6% | 76.2% | 93.4% | 1.1% | 1.0% | 73.8% | 73.76% | |
| OCF Margin | 60.0% | 61.0% | 61.6% | 62.1% | 80.1% | 97.5% | 1.1% | 1.1% | 78.7% | 78.69% | |
| ROE 3Y Avg | snapshot only | 2.30% | |||||||||
| ROA 3Y Avg | snapshot only | 0.30% | |||||||||
| ROIC Economic | snapshot only | -2.57% | |||||||||
| Cash ROA | snapshot only | 3.38% | |||||||||
| NOPAT Margin | snapshot only | -8.20% | |||||||||
| Pretax Margin | snapshot only | 3.51% | |||||||||
| R&D / Revenue | snapshot only | 0.00% | |||||||||
| SGA / Revenue | snapshot only | 74.87% | |||||||||
| SBC / Revenue | snapshot only | 0.00% | |||||||||
Valuation
| Metric | Trend | Q4'23 | Q1'24 | Q2'24 | Q3'24 | Q4'24 | Q1'25 | Q2'25 | Q1'26 | Q2'26 | Current |
|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio | — | — | — | — | — | — | — | — | — | 10.617 | |
| P/S Ratio | — | — | — | — | — | — | — | — | — | 1.219 | |
| P/B Ratio | — | — | — | — | — | — | — | — | — | 0.521 | |
| P/FCF | — | — | — | — | — | — | — | — | — | — | |
| P/OCF | — | — | — | — | — | — | — | — | — | — | |
| EV/EBITDA | — | — | — | — | — | — | — | — | — | — | |
| EV/Revenue | — | — | — | — | — | — | — | — | — | — | |
| EV/EBIT | — | — | — | — | — | — | — | — | — | — | |
| EV/FCF | — | — | — | — | — | — | — | — | — | — | |
| Earnings Yield | — | — | — | — | — | — | — | — | — | — | |
| FCF Yield | — | — | — | — | — | — | — | — | — | — | |
| PEG Ratio | snapshot only | 0.106 | |||||||||
| Graham Number | snapshot only | $7.28 | |||||||||
Leverage & Solvency
| Metric | Trend | Q4'23 | Q1'24 | Q2'24 | Q3'24 | Q4'24 | Q1'25 | Q2'25 | Q1'26 | Q2'26 | Current |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.41 | — | 0.22 | — | 0.23 | — | 0.20 | — | — | — | |
| Quick Ratio | 0.82 | — | 0.22 | — | 0.23 | — | 0.20 | — | — | — | |
| Debt/Equity | 0.16 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.02 | 0.00 | 0.02 | 0.022 | |
| Net Debt/Equity | -1.41 | 0.00 | -1.40 | 0.00 | -1.47 | 0.00 | -1.20 | 0.00 | -1.14 | -1.143 | |
| Debt/Assets | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.003 | |
| Debt/EBITDA | — | — | — | — | — | — | — | — | — | — | |
| Net Debt/EBITDA | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | — | — | — | — | — | — | — | — | — | — | |
| Equity Multiplier | 7.68 | 7.56 | 7.60 | 7.53 | 7.63 | 7.53 | 7.32 | 7.12 | 7.40 | 7.405 | |
| Cash to Debt | snapshot only | 52.431 | |||||||||
| FCF to Debt | snapshot only | 10.553 | |||||||||
| Defensive Interval | snapshot only | 1787.6 days | |||||||||
Efficiency & Turnover
| Metric | Trend | Q4'23 | Q1'24 | Q2'24 | Q3'24 | Q4'24 | Q1'25 | Q2'25 | Q1'26 | Q2'26 | Current |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.01 | 0.02 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.043 | |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | |
| Receivables Turnover | 48.53 | — | — | — | 369.47 | — | 2754.00 | — | 797.14 | 797.143 | |
| Payables Turnover | — | — | — | — | — | — | — | — | — | — | |
| DSO | 8 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0.5 days | |
| DIO | — | — | — | — | — | — | — | — | — | — | |
| DPO | — | — | — | — | — | — | — | — | — | — | |
| Cash Conversion Cycle | — | — | — | — | — | — | — | — | — | — | |
| Fixed Asset Turnover | snapshot only | 4.097 | |||||||||
| Cash Velocity | snapshot only | 0.273 | |||||||||
| Capital Intensity | snapshot only | 23.279 | |||||||||
Growth (YoY)
| Metric | Trend | Q4'23 | Q1'24 | Q2'24 | Q3'24 | Q4'24 | Q1'25 | Q2'25 | Q1'26 | Q2'26 | Current |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | 2.8% | 92.8% | 29.5% | -3.2% | 0.7% | 0.69% | |
| Net Income | — | — | — | — | 3.1% | 66.5% | 20.3% | -14.2% | -97.8% | -97.80% | |
| EPS | — | — | — | — | 3.2% | 66.9% | 20.5% | -13.6% | -97.8% | -97.81% | |
| FCF | — | — | — | — | 4.1% | 2.1% | 1.5% | 69.0% | -2.6% | -2.59% | |
| EBITDA | — | — | — | — | — | — | — | — | — | — | |
| Op. Income | — | — | — | — | 2.2% | 64.1% | 19.6% | -19.1% | -17.2% | -17.24% | |
| OCF Growth | snapshot only | -1.03% | |||||||||
| Asset Growth | snapshot only | 1.34% | |||||||||
| Equity Growth | snapshot only | 4.48% | |||||||||
| Debt Growth | snapshot only | 28.29% | |||||||||
| Shares Change | snapshot only | 0.67% | |||||||||
| Dividend Growth | snapshot only | -49.24% | |||||||||
Growth Quality
| Metric | Trend | Q4'23 | Q1'24 | Q2'24 | Q3'24 | Q4'24 | Q1'25 | Q2'25 | Q1'26 | Q2'26 | Current |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue Stability | — | — | — | — | — | — | — | — | 0.76 | 0.757 | |
| Earnings Stability | — | — | — | — | — | — | — | — | 0.05 | 0.046 | |
| Margin Stability | — | — | — | — | — | — | — | — | 1.00 | 1.000 | |
| Rev. Growth Consistency | 0.00 | 0.00 | 0.00 | 0.00 | 0.50 | 0.50 | 0.50 | 0.00 | 1.00 | 1.000 | |
| Earn. Growth Consistency | 0.00 | 0.00 | 0.00 | 0.00 | 0.50 | 0.50 | 0.50 | 0.00 | 0.00 | 0.000 | |
| FCF Positive Streak | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | |
| Earnings Persistence | — | — | — | — | — | — | — | — | 0.50 | 0.500 | |
| Earnings Smoothness | — | — | — | — | 0.00 | 0.50 | 0.82 | 0.85 | 0.00 | 0.000 | |
| ROE Trend | — | — | — | — | — | — | — | — | -0.03 | -0.033 | |
| Gross Margin Trend | — | — | — | — | — | — | — | — | 0.00 | 0.000 | |
| FCF Margin Trend | — | — | — | — | — | — | — | — | 0.07 | 0.074 | |
| Sustainable Growth Rate | 0.6% | 1.8% | 2.3% | 3.0% | 2.6% | 2.4% | 2.4% | 2.7% | -1.3% | -1.30% | |
| Internal Growth Rate | 0.1% | 0.2% | 0.3% | 0.4% | 0.3% | 0.3% | 0.3% | 0.4% | — | — |
Cash Flow Quality
| Metric | Trend | Q4'23 | Q1'24 | Q2'24 | Q3'24 | Q4'24 | Q1'25 | Q2'25 | Q1'26 | Q2'26 | Current |
|---|---|---|---|---|---|---|---|---|---|---|---|
| OCF/Net Income | 3.97 | 3.28 | 3.59 | 3.59 | 4.89 | 6.07 | 7.20 | 6.97 | 219.54 | 219.536 | |
| FCF/OCF | 0.94 | 0.94 | 0.94 | 0.94 | 0.95 | 0.96 | 0.96 | 0.95 | 0.94 | 0.937 | |
| FCF/Net Income | snapshot only | 205.789 | |||||||||
| CapEx/Revenue | 3.4% | 3.5% | 3.5% | 3.5% | 3.8% | 4.1% | 4.3% | 4.8% | 4.9% | 4.93% | |
| Accruals Ratio | -0.01 | -0.01 | -0.02 | -0.02 | -0.03 | -0.04 | -0.04 | -0.04 | -0.03 | -0.034 | |
| Sloan Accruals | snapshot only | 0.638 | |||||||||
| Cash Flow Adequacy | snapshot only | 8.477 | |||||||||
| Earnings Quality Score | snapshot only | 1.000 | |||||||||
Dividends & Buybacks
| Metric | Trend | Q4'23 | Q1'24 | Q2'24 | Q3'24 | Q4'24 | Q1'25 | Q2'25 | Q1'26 | Q2'26 | Current |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — | 0.00% | |
| Dividend/Share | $0.30 | $0.61 | $0.92 | $1.22 | $1.24 | $1.25 | $1.25 | $0.94 | $0.63 | $0.00 | |
| Payout Ratio | 53.6% | 44.4% | 48.5% | 48.5% | 52.4% | 54.1% | 55.0% | 43.6% | 12.2% | 12.15% | |
| FCF Payout Ratio | 14.3% | 14.3% | 14.3% | 14.3% | 11.3% | 9.3% | 7.9% | 6.5% | 5.9% | 5.90% | |
| Total Payout Ratio | 58.2% | 48.1% | 52.6% | 52.6% | 56.3% | 57.7% | 58.1% | 45.8% | 12.8% | 12.75% | |
| Div. Increase Streak | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 0 | 0 | 0 | |
| Chowder Number | — | — | — | — | — | — | — | — | — | — | |
| Buyback Yield | — | — | — | — | — | — | — | — | — | — | |
| Net Buyback Yield | — | — | — | — | — | — | — | — | — | — | |
| Total Shareholder Return | — | — | — | — | — | — | — | — | — | — |
DuPont Factors
| Metric | Trend | Q4'23 | Q1'24 | Q2'24 | Q3'24 | Q4'24 | Q1'25 | Q2'25 | Q1'26 | Q2'26 | Current |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Tax Burden (NI/EBT) | 0.97 | 0.88 | 0.82 | 0.82 | 0.75 | 0.74 | 0.74 | 0.73 | 0.10 | 0.102 | |
| Interest Burden (EBT/EBIT) | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.28 | 0.30 | 0.302 | |
| EBIT Margin | 0.16 | 0.21 | 0.21 | 0.21 | 0.22 | 0.22 | 0.22 | 0.16 | 0.12 | 0.116 | |
| Asset Turnover | 0.01 | 0.02 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.043 | |
| Equity Multiplier | 7.68 | 7.56 | 7.60 | 7.53 | 7.66 | 7.55 | 7.45 | 7.32 | 7.52 | 7.517 |
Per Share
| Metric | Trend | Q4'23 | Q1'24 | Q2'24 | Q3'24 | Q4'24 | Q1'25 | Q2'25 | Q1'26 | Q2'26 | Current |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EPS (Diluted TTM) | $0.57 | $1.38 | $1.89 | $2.51 | $2.37 | $2.30 | $2.28 | $2.17 | $0.05 | $0.05 | |
| Book Value/Share | $41.23 | $42.54 | $41.73 | $42.75 | $43.82 | $44.63 | $45.26 | $46.95 | $45.48 | $46.26 | |
| Tangible Book/Share | $40.02 | $41.36 | $40.55 | $41.57 | $42.48 | $43.33 | $43.96 | $45.49 | $44.01 | $44.01 | |
| Revenue/Share | $3.75 | $7.43 | $11.00 | $14.48 | $14.46 | $14.35 | $14.28 | $14.11 | $14.47 | $19.63 | |
| FCF/Share | $2.12 | $4.28 | $6.39 | $8.48 | $11.03 | $13.41 | $15.78 | $14.43 | $10.67 | $-5.51 | |
| OCF/Share | $2.25 | $4.53 | $6.78 | $8.99 | $11.58 | $14.00 | $16.40 | $15.11 | $11.38 | $-4.74 | |
| Cash/Share | $64.56 | $0.00 | $58.30 | $0.00 | $65.32 | $0.00 | $54.90 | $0.00 | $53.01 | $54.81 | |
| EBITDA/Share | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |
| Debt/Share | $6.39 | $0.00 | $0.00 | $0.00 | $0.79 | $0.00 | $0.81 | $0.00 | $1.01 | $1.01 | |
| Net Debt/Share | $-58.17 | $0.00 | $-58.30 | $0.00 | $-64.53 | $0.00 | $-54.09 | $0.00 | $-52.00 | $-52.00 |
Academic Models
| Metric | Trend | Q4'23 | Q1'24 | Q2'24 | Q3'24 | Q4'24 | Q1'25 | Q2'25 | Q1'26 | Q2'26 | Current |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Altman-B Score | — | — | — | — | — | — | — | — | — | 2.718 | |
| Piotroski F-Score | 4 | 4 | 4 | 4 | 7 | 6 | 6 | 4 | 4 | 4 | |
| Beneish M-Score | — | — | — | — | -3.58 | -2.65 | -2.66 | -2.72 | -2.46 | -2.464 | |
| ROIC (Greenblatt) | snapshot only | 47.58% | |||||||||
| Net-Net WC | snapshot only | $-291.27 | |||||||||
Credit
| Metric | Trend | Q4'23 | Q1'24 | Q2'24 | Q3'24 | Q4'24 | Q1'25 | Q2'25 | Q1'26 | Q2'26 | Current |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Credit Rating | snapshot only | A- | |||||||||
| Credit Score | 62.90 | 50.25 | 56.55 | 54.00 | 79.25 | 54.00 | 79.25 | 51.75 | 67.25 | 67.250 | |
| Credit Grade | snapshot only | 7 | |||||||||
| Credit Trend | snapshot only | -12.000 | |||||||||
| Implied Spread (bps) | snapshot only | 175.000 | |||||||||