ASRV NASDAQ
AmeriServ Financial, Inc.
1W: +0.2%
1M: +1.7%
3M: +4.7%
YTD: +44.0%
1Y: +46.7%
3Y: +99.2%
5Y: +40.1%
$4.68
+0.03 (+0.65%)
Weekly Expected Move ±7.3%
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Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Income Statement
Cash Flow
Balance Sheet
Earnings
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Institutions
ETF Exposure
Dark Pool
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Balance Sheet Trends
Total Assets
$1.5B
+2.2% ▲
5Y CAGR: +2.5%
Total Liabilities
$1.3B
+1.8% ▲
5Y CAGR: +2.6%
Shareholders Equity
$119M
+11.2% ▲
5Y CAGR: +2.7%
Cash & Investments
$53M
-69.4% ▼
5Y CAGR: -21.3%
Total Debt
$81M
-20.7% ▼
5Y CAGR: -6.7%
Net Debt
$66M
-21.2% ▼
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $41M | $23M | $14M | $18M | $15M |
| Short-Term Investments | $163M | $180M | $166M | $156M | $39M |
| Cash & ST Investments | $204M | $202M | $180M | $173M | $53M |
| Net Receivables | $4M | $5M | $6M | $5M | $1M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $208M | $207M | $185M | $179M | $54M |
| Property, Plant & Equip. | $17M | $18M | $17M | $18M | $18M |
| Goodwill & Intangibles | $14M | $14M | $14M | $14M | $14M |
| Long-Term Investments | $1.0B | $1.0B | $1.1B | $1.1B | $1.3B |
| Other Non-Current Assets | $69M | $81M | $83M | $92M | $100M |
| Total Non-Current Assets | $1.1B | $1.2B | $1.2B | $1.2B | $1.4B |
| Total Assets | $1.3B | $1.4B | $1.4B | $1.4B | $1.5B |
| — Liabilities — | |||||
| Accounts Payable | $0 | $0 | $0 | $0 | $0 |
| Short-Term Debt | $0 | $89M | $41M | $15M | $3M |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $1.1B | $1.1B | $1.2B | $1.2B | $1.2B |
| Total Current Liabilities | $1.1B | $1.2B | $1.2B | $1.2B | $1.3B |
| Long-Term Debt | $69M | $46M | $71M | $83M | $74M |
| Other Non-Current Liab. | $6M | $11M | $13M | $12M | $10M |
| Total Non-Current Liabilities | $80M | $61M | $88M | $99M | $88M |
| Total Liabilities | $1.2B | $1.3B | $1.3B | $1.3B | $1.3B |
| — Equity — | |||||
| Common Stock | $267K | $267K | $268K | $268K | $268K |
| Retained Earnings | $60M | $65M | $59M | $60M | $64M |
| Accumulated OCI | -$7M | -$23M | -$20M | -$15M | -$7M |
| Total Stockholders Equity | $117M | $106M | $102M | $107M | $119M |
| Total Liabilities & Equity | $1.3B | $1.4B | $1.4B | $1.4B | $1.5B |
| — Key Metrics — | |||||
| Total Debt | $73M | $138M | $116M | $102M | $81M |
| Net Debt | $32M | $115M | $102M | $84M | $66M |
| Total Investments | $1.2B | $1.2B | $1.3B | $1.3B | $1.3B |