— Know what they know.
Not Investment Advice

AUCT.BK SET

Union Auction Public Company Limited
1W: -2.4% 1M: +0.0% 3M: -1.4% YTD: -21.5% 1Y: -36.6% 3Y: -50.7% 5Y: -48.9%
฿4.08 ($0.12)
+0.00 (+0.00%)
 
Weekly Expected Move ±1.9%
฿4 ฿4 ฿4 ฿4 ฿4
SET · Consumer Cyclical · Auto - Dealerships · Tech Score Sell · Power 49 · ฿2.2B mcap · 212M float · 0.477% daily turnover

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

A-
Oct 05, 2026
DCF
5
ROE
5
ROA
5
D/E
1
P/E
3
P/B
2
The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. AUCT.BK receives an overall rating of A-. Strongest factors: DCF (5/5), ROE (5/5), ROA (5/5). Areas of concern: D/E (1/5), P/B (2/5).
Rating Change History
DateFromTo
2026-04-16 None ADDED
2026-04-15 EXISTED None
2026-01-05 None ADDED
2026-01-04 EXISTED None

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 43 Grade C
Profitability
50
Balance Sheet
52
Earnings Quality
81
Growth
5
Value
67
Momentum
41
Safety
50
Cash Flow
70
The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. AUCT.BK scores highest in Earnings Quality (81/100) and lowest in Growth (5/100). A grade of C represents mixed fundamentals — strengths in some areas offset by weaknesses.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score
1.96
Grey Zone
Piotroski F-Score
5/9
✓ ✓ ✗ ✓ ✗ ✓ ✓ ✗ ✗
Beneish M-Score
-3.08
Unlikely Manipulator
Ohlson O-Score
-5.86
Bankruptcy prob: 0.3%
Low Risk
Credit Rating
BBB
Score: 59.4/100
Trend: Deteriorating
Earnings Quality
75/100
OCF/NI: 1.80x
Accruals: -6.5%
The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. AUCT.BK scores 1.96, placing it in the Grey Zone (safe > 2.99, distress < 1.81). Financial distress is possible and warrants monitoring. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. AUCT.BK scores 5/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. AUCT.BK's score of -3.08 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. AUCT.BK's implied 0.3% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. AUCT.BK receives an estimated rating of BBB (score: 59.4/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). AUCT.BK's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E
15.38x
PEG
-0.34x
P/S
2.51x
P/B
4.65x
P/FCF
9.80x
P/OCF
7.67x
EV/EBITDA
7.20x
EV/Revenue
3.06x
EV/EBIT
13.19x
EV/FCF
13.24x
Earnings Yield
7.23%
FCF Yield
10.20%
Shareholder Yield
9.91%
Graham Number
$2.42
Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 15.4x earnings, AUCT.BK trades at a reasonable valuation. An earnings yield of 7.2% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $2.42 per share, 69% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden
0.799
NI / EBT
×
Interest Burden
0.883
EBT / EBIT
×
EBIT Margin
0.232
EBIT / Rev
×
Asset Turnover
0.492
Rev / Assets
×
Equity Multiplier
3.944
Assets / Equity
=
ROE
31.8%
The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. AUCT.BK's ROE of 31.8% is driven by financial leverage (equity multiplier: 3.94x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate
0.00%
Fair P/E
8.50x
Intrinsic Value
$2.52
Price/Value
1.63x
Margin of Safety
-62.80%
Premium
62.80%
Assessment
Neutral
Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with AUCT.BK's realized 0.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. AUCT.BK trades at a 63% premium to its adjusted intrinsic value of $2.52, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 8.5x compares to the current market P/E of 15.4x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price
$4.08
Median 1Y
$3.74
5th Pctile
$1.87
95th Pctile
$7.49
Ann. Volatility
41.6%
25th–75th percentile 5th–95th percentile Median path Historical
All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
ROE 53.2% 49.0% 40.1% 47.8% 51.8% 46.0% 48.9% 63.0% 72.9% 60.8% 54.7% 68.6% 78.7% 64.2% 46.0% 49.6% 47.9% 37.7% 31.3% 31.8% 31.77%
ROA 13.7% 14.2% 11.8% 12.8% 13.1% 13.8% 15.2% 17.3% 19.0% 18.4% 17.5% 19.8% 20.0% 18.4% 13.8% 13.6% 11.8% 10.4% 9.1% 8.1% 8.06%
ROIC 37.1% 37.0% 30.2% 28.8% 28.4% 30.4% 37.7% 43.3% 50.2% 51.0% 53.8% 50.0% 39.4% 35.5% 31.6% 26.2% 23.4% 10.3% 17.2% 14.5% 14.47%
ROCE 24.3% 25.3% 20.7% 22.5% 23.9% 23.9% 26.6% 30.2% 33.8% 31.7% 30.2% 34.6% 34.9% 30.7% 25.1% 24.4% 21.9% 18.0% 16.1% 14.3% 14.29%
Gross Margin 51.7% 56.5% 47.2% 48.6% 50.3% 53.3% 52.7% 47.9% 50.2% 49.1% 56.8% 49.1% 50.2% 45.3% 44.4% 40.6% 44.7% 43.8% 41.3% 34.5% 34.55%
Operating Margin 37.0% 45.4% 30.1% 31.0% 36.8% 43.3% 40.9% 32.7% 37.7% 36.4% 44.6% 36.2% 37.4% 32.4% 28.9% 24.9% 28.5% 27.2% 22.2% 11.7% 11.72%
Net Margin 27.2% 34.2% 21.8% 22.0% 26.8% 32.9% 31.1% 24.3% 28.7% 28.3% 34.9% 27.4% 28.6% 23.7% 20.8% 17.2% 20.4% 21.2% 15.3% 5.6% 5.57%
EBITDA Margin 51.5% 58.7% 45.8% 47.6% 50.4% 54.7% 51.7% 45.5% 49.0% 48.8% 56.6% 49.1% 49.9% 45.9% 45.3% 41.8% 45.9% 45.4% 41.1% 35.6% 35.63%
FCF Margin 58.3% 42.7% 40.6% 37.7% 16.9% 26.4% 29.9% 40.0% 47.4% 47.4% 47.3% 35.0% 22.4% 19.5% 16.7% 16.1% 27.5% 19.1% 16.6% 23.1% 23.12%
OCF Margin 67.1% 48.8% 45.2% 42.2% 21.4% 31.7% 36.4% 46.6% 56.9% 57.2% 56.9% 45.8% 33.2% 31.0% 28.8% 27.5% 37.0% 27.7% 24.0% 29.5% 29.55%
ROE 3Y Avg snapshot only 51.53%
ROE 5Y Avg snapshot only 52.44%
ROA 3Y Avg snapshot only 13.85%
ROIC 3Y Avg snapshot only 19.57%
ROIC Economic snapshot only 11.86%
Cash ROA snapshot only 15.18%
Cash ROIC snapshot only 23.08%
CROIC snapshot only 18.06%
NOPAT Margin snapshot only 18.54%
Pretax Margin snapshot only 20.50%
R&D / Revenue snapshot only 0.00%
SGA / Revenue snapshot only 15.57%
SBC / Revenue snapshot only 0.00%
Valuation
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
P/E Ratio 16.59 17.79 18.37 14.88 18.62 16.88 15.86 13.69 14.23 15.67 13.37 12.39 12.40 11.54 12.60 11.98 15.64 15.88 14.58 13.84 15.385
P/S Ratio 4.56 5.08 4.92 3.96 4.94 4.48 4.57 3.96 4.18 4.42 3.92 3.71 3.71 3.32 3.19 2.75 3.23 3.15 2.71 2.27 2.509
P/B Ratio 8.63 8.45 7.30 7.25 9.65 7.65 7.36 8.06 9.98 9.22 6.99 8.18 9.82 7.59 6.23 6.56 7.82 6.36 4.92 4.67 4.649
P/FCF 7.82 11.90 12.11 10.53 29.28 16.97 15.26 9.92 8.81 9.33 8.30 10.59 16.56 17.05 19.04 17.07 11.73 16.46 16.27 9.80 9.801
P/OCF 6.80 10.40 10.89 9.39 23.08 14.14 12.54 8.50 7.35 7.73 6.90 8.10 11.18 10.72 11.08 9.99 8.73 11.40 11.27 7.67 7.668
EV/EBITDA 9.40 10.06 10.17 8.62 10.69 9.65 9.26 8.25 8.70 9.26 7.81 7.60 8.04 7.40 7.41 7.14 8.48 10.71 7.68 7.20 7.202
EV/Revenue 4.83 5.30 5.20 4.41 5.44 4.83 4.76 4.18 4.38 4.52 3.93 3.88 4.12 3.74 3.53 3.28 3.80 4.77 3.35 3.06 3.062
EV/EBIT 13.05 13.78 14.32 12.18 15.02 13.41 12.32 10.82 11.29 12.11 10.16 9.86 10.50 9.84 10.42 10.48 13.15 17.45 13.00 13.19 13.193
EV/FCF 8.28 12.43 12.80 11.72 32.24 18.32 15.90 10.46 9.23 9.55 8.31 11.07 18.40 19.18 21.12 20.39 13.78 24.92 20.12 13.24 13.241
Earnings Yield 6.0% 5.6% 5.4% 6.7% 5.4% 5.9% 6.3% 7.3% 7.0% 6.4% 7.5% 8.1% 8.1% 8.7% 7.9% 8.3% 6.4% 6.3% 6.9% 7.2% 7.23%
FCF Yield 12.8% 8.4% 8.3% 9.5% 3.4% 5.9% 6.6% 10.1% 11.4% 10.7% 12.1% 9.4% 6.0% 5.9% 5.3% 5.9% 8.5% 6.1% 6.1% 10.2% 10.20%
Price/Tangible Book snapshot only 5.266
EV/OCF snapshot only 10.361
EV/Gross Profit snapshot only 7.365
Acquirers Multiple snapshot only 13.193
Shareholder Yield snapshot only 9.91%
Graham Number snapshot only $2.42
Leverage & Solvency
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Current Ratio 1.26 1.51 1.57 1.41 1.40 1.66 1.80 1.48 1.28 1.47 1.52 1.40 1.14 1.32 1.41 1.17 1.06 1.34 1.46 1.22 1.219
Quick Ratio 1.24 1.50 1.56 1.39 1.36 1.63 1.78 1.48 1.28 1.48 1.52 1.40 1.14 1.32 1.41 1.17 1.06 1.34 1.46 1.22 1.219
Debt/Equity 1.83 1.46 1.55 1.89 1.93 1.54 1.31 1.56 1.68 1.40 1.22 1.46 1.93 1.78 1.60 2.00 2.13 3.86 1.86 2.26 2.263
Net Debt/Equity 0.51 0.37 0.42 0.83 0.97 0.61 0.31 0.44 0.47 0.21 0.01 0.37 1.09 0.95 0.68 1.27 1.36 3.27 1.16 1.64 1.640
Debt/Assets 0.44 0.43 0.45 0.49 0.51 0.47 0.44 0.45 0.43 0.42 0.38 0.42 0.49 0.49 0.46 0.52 0.51 1.07 0.54 0.56 0.564
Debt/EBITDA 1.88 1.67 2.05 2.02 1.94 1.80 1.58 1.51 1.39 1.37 1.36 1.29 1.42 1.54 1.71 1.82 1.97 4.29 2.35 2.58 2.582
Net Debt/EBITDA 0.52 0.43 0.55 0.88 0.98 0.71 0.38 0.43 0.39 0.21 0.01 0.33 0.81 0.82 0.73 1.16 1.26 3.63 1.47 1.87 1.872
Interest Coverage 14.14 14.96 13.73 13.41 13.52 13.93 16.26 17.47 18.94 19.02 20.14 20.84 20.10 18.16 14.43 12.28 10.38 8.90 7.93 6.41 6.409
Equity Multiplier 4.13 3.38 3.47 3.86 3.80 3.26 3.00 3.47 3.89 3.35 3.24 3.47 3.97 3.63 3.45 3.88 4.15 3.62 3.47 4.01 4.013
Cash Ratio snapshot only 0.936
Debt Service Coverage snapshot only 11.739
Cash to Debt snapshot only 0.275
FCF to Debt snapshot only 0.211
Defensive Interval snapshot only 713.4 days
Efficiency & Turnover
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Asset Turnover 0.50 0.50 0.44 0.48 0.49 0.52 0.53 0.60 0.65 0.65 0.60 0.66 0.67 0.64 0.55 0.59 0.57 0.52 0.49 0.49 0.492
Inventory Turnover 39.26 51.69 75.09 43.47 36.39 53.89 97.02 105.17 85.52 303.13 209.93 — — — — — — — — — —
Receivables Turnover 12.51 8.12 9.11 10.59 9.99 9.46 9.89 12.36 12.07 17.29 10.17 13.65 12.01 17.43 9.47 14.06 12.24 15.21 13.86 17.68 17.684
Payables Turnover 1.35 1.31 1.20 1.37 1.22 1.84 1.44 1.50 1.47 2.41 1.45 1.53 1.43 2.27 1.38 1.70 1.69 3.41 1.99 2.06 2.062
DSO 29 45 40 34 37 39 37 30 30 21 36 27 30 21 39 26 30 24 26 21 20.6 days
DIO 9 7 5 8 10 7 4 3 4 1 2 0 0 -2 0 0 0 0 0 0 0.0 days
DPO 271 278 304 266 300 199 254 244 248 151 251 239 256 161 264 215 216 107 184 177 177.0 days
Cash Conversion Cycle -233 -226 -259 -223 -253 -153 -214 -211 -214 -129 -213 -212 -225 -142 -226 -189 -186 -83 -157 -156 -156.4 days
Fixed Asset Turnover snapshot only 0.702
Cash Velocity snapshot only 3.311
Capital Intensity snapshot only 1.946
Growth (YoY)
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue -0.4% 3.8% -0.1% 3.0% 2.9% 5.6% 20.7% 28.1% 32.6% 30.1% 21.1% 17.1% 9.4% 4.7% -4.5% -10.6% -16.2% -21.6% -19.5% -23.2% -23.24%
Net Income 1.4% 12.3% -5.2% 5.4% -0.7% -1.9% 29.9% 39.2% 46.6% 38.5% 23.3% 21.1% 11.5% 6.7% -17.7% -31.5% -42.1% -45.9% -40.9% -45.2% -45.23%
EPS 2.0% 5.5% -11.0% 7.2% -2.6% 0.8% 33.5% 41.3% 48.5% 38.5% 23.3% 21.1% 12.0% 6.7% -17.3% -32.2% -44.3% -45.9% -41.2% -38.4% -38.40%
FCF 99.2% -5.5% -26.8% 0.3% -70.2% -34.7% -11.0% 35.9% 2.7% 1.3% 91.1% 2.7% -48.4% -57.0% -66.2% -58.9% 3.1% -22.9% -19.9% 10.3% 10.26%
EBITDA 5.7% 9.1% -0.7% 5.9% 1.9% 0.4% 21.4% 26.8% 31.1% 26.9% 18.3% 17.8% 11.3% 8.3% -9.4% -19.4% -26.7% -30.8% -26.4% -29.0% -29.04%
Op. Income 1.3% 10.7% -4.4% 5.6% 0.6% -1.1% 28.5% 36.5% 42.0% 33.8% 19.5% 17.8% 9.3% 6.8% -15.1% -27.9% -37.6% -43.3% -38.9% -43.1% -43.13%
OCF Growth snapshot only -17.55%
Asset Growth snapshot only -8.14%
Equity Growth snapshot only -11.13%
Debt Growth snapshot only 0.55%
Shares Change snapshot only -11.09%
Dividend Growth snapshot only -38.74%
Growth (CAGR)
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue 3Y 11.2% 9.0% 5.9% 4.5% 4.7% 5.6% 7.7% 8.0% 10.8% 12.5% 13.5% 15.6% 14.3% 12.9% 11.8% 10.3% 6.7% 2.2% -2.3% -7.0% -7.04%
Revenue 5Y 6.8% 8.3% 7.6% 8.2% 9.6% 11.1% 13.0% 13.4% 13.4% 12.2% 11.7% 11.3% 10.7% 9.9% 7.6% 5.7% 4.5% 3.2% 2.4% 1.2% 1.17%
EPS 3Y 17.3% 14.3% 6.9% 4.6% 4.3% 2.4% 11.8% 7.8% 13.9% 13.8% 13.6% 22.4% 17.5% 14.2% 10.8% 5.1% -2.5% -7.2% -15.7% -20.3% -20.33%
EPS 5Y 12.8% 14.7% 12.2% 14.9% 16.2% 18.5% 21.0% 19.4% 18.5% 15.8% 15.0% 14.4% 13.5% 9.7% 7.3% 0.6% -1.6% -3.2% -6.5% -5.2% -5.19%
Net Income 3Y 17.0% 15.4% 7.9% 5.1% 4.7% 2.4% 10.0% 8.2% 13.9% 15.1% 14.9% 21.1% 17.5% 13.2% 9.7% 4.9% -1.8% -7.2% -15.7% -23.1% -23.12%
Net Income 5Y 12.6% 15.3% 12.8% 15.2% 16.5% 18.5% 21.0% 19.4% 18.5% 15.8% 15.0% 14.4% 13.4% 9.7% 6.2% 1.0% -1.0% -2.5% -5.9% -7.8% -7.80%
EBITDA 3Y 24.6% 22.0% 16.2% 14.0% 13.6% 11.6% 13.7% 10.2% 12.2% 11.6% 12.6% 16.5% 14.2% 11.3% 9.2% 6.4% 2.3% -1.7% -7.6% -12.3% -12.34%
EBITDA 5Y 16.8% 18.7% 17.1% 19.1% 20.1% 22.0% 23.4% 21.7% 20.9% 18.2% 17.6% 17.2% 16.4% 13.8% 9.5% 4.9% 2.9% 0.8% -1.0% -2.0% -1.99%
Gross Profit 3Y 13.4% 10.4% 5.6% 3.9% 3.8% 3.7% 7.7% 6.3% 9.7% 10.8% 11.5% 15.3% 13.5% 10.9% 8.8% 5.9% 1.6% -2.6% -8.3% -13.2% -13.24%
Gross Profit 5Y 9.1% 11.2% 9.4% 10.7% 11.8% 13.5% 15.4% 14.8% 14.1% 11.7% 11.4% 11.0% 10.4% 8.9% 5.8% 2.2% 0.7% -0.6% -2.4% -3.2% -3.17%
Op. Income 3Y 19.2% 17.8% 10.5% 7.9% 7.8% 5.2% 11.3% 8.8% 13.1% 13.6% 13.7% 19.3% 16.0% 12.2% 9.3% 5.0% -1.0% -6.8% -14.7% -21.6% -21.56%
Op. Income 5Y 14.1% 16.7% 14.5% 16.9% 18.4% 20.4% 22.5% 20.6% 19.4% 16.7% 15.7% 15.1% 14.2% 10.7% 7.0% 1.8% -0.3% -2.4% -5.3% -7.0% -6.99%
FCF 3Y 35.7% 18.4% 9.3% 7.1% -14.9% 1.1% 40.5% 14.3% 30.3% 13.0% 7.5% 11.9% -16.9% -13.1% -16.8% -16.9% 25.7% -8.1% -19.7% -22.5% -22.53%
FCF 5Y — 94.1% 31.7% 33.0% -0.7% 17.3% 14.1% 18.2% 22.6% 20.4% 17.3% 11.4% 3.5% 0.8% 12.4% -8.8% 3.3% -13.7% -19.6% -8.7% -8.72%
OCF 3Y 33.4% 18.8% 9.6% 8.2% -12.2% -0.5% 17.8% 6.8% 20.7% 9.7% 8.3% 13.6% -9.6% -3.0% -3.9% -4.4% 28.1% -2.3% -15.0% -20.1% -20.14%
OCF 5Y 82.7% 49.7% 22.8% 24.2% -0.2% 14.3% 13.0% 16.4% 22.4% 22.0% 19.3% 15.6% 8.7% 5.6% 8.3% -5.5% 1.0% -12.1% -16.2% -8.3% -8.28%
Assets 3Y 32.6% 35.1% 29.3% 29.3% 26.5% 28.8% 5.8% 3.4% 6.8% 3.6% 6.6% 4.5% 0.9% 4.0% 1.7% 1.1% 2.4% 0.1% -1.5% -2.9% -2.90%
Assets 5Y 25.7% 25.7% 24.7% 24.9% 19.9% 24.4% 20.1% 20.8% 18.9% 21.7% 19.7% 19.3% 17.8% 19.4% 5.4% 1.9% 3.3% 0.4% -0.4% -0.6% -0.60%
Equity 3Y 2.8% 4.3% 3.0% 0.5% 1.2% 2.3% 14.9% 3.1% 4.2% 5.3% 7.3% 6.1% 2.2% 1.5% 2.0% 0.9% -0.6% -3.3% -6.2% -7.5% -7.46%
Book Value 3Y 3.0% 3.3% 2.1% 0.0% 0.8% 2.3% 16.7% 2.7% 4.2% 4.1% 6.1% 7.3% 2.1% 2.5% 3.1% 1.0% -1.3% -3.3% -6.2% -4.1% -4.10%
Dividend 3Y -2.2% -3.3% -3.3% 2.6% 2.0% 2.4% 4.1% 0.0% 9.5% 8.2% 8.2% 12.7% 8.4% 9.4% 9.6% 2.2% -13.2% -12.6% -12.6% -15.4% -15.37%
Growth Quality
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue Stability 0.84 0.97 0.92 0.81 0.87 0.93 0.90 0.83 0.84 0.86 0.86 0.83 0.84 0.87 0.82 0.67 0.53 0.35 0.21 0.06 0.064
Earnings Stability 0.87 0.87 0.84 0.73 0.84 0.80 0.87 0.74 0.81 0.80 0.85 0.74 0.82 0.81 0.64 0.31 0.15 0.06 0.00 0.01 0.014
Margin Stability 0.95 0.95 0.95 0.94 0.94 0.93 0.95 0.96 0.98 0.97 0.98 0.99 0.99 0.97 0.96 0.94 0.93 0.93 0.91 0.91 0.905
Rev. Growth Consistency 0.00 1.00 0.00 0.50 0.50 1.00 0.50 1.00 1.00 1.00 1.00 1.00 1.00 1.00 0.00 0.00 0.00 0.00 0.00 0.00 0.000
Earn. Growth Consistency 1.00 0.50 0.00 0.50 0.00 0.00 0.50 1.00 0.50 0.50 1.00 1.00 1.00 1.00 0.00 0.00 0.00 0.00 0.00 0.00 0.000
FCF Positive Streak 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Earnings Persistence 0.99 0.95 0.98 0.98 1.00 0.99 0.88 0.84 0.81 0.85 0.91 0.92 0.95 0.97 0.93 0.87 0.83 0.82 0.84 0.82 0.819
Earnings Smoothness 0.99 0.88 0.95 0.95 0.99 0.98 0.74 0.67 0.62 0.68 0.79 0.81 0.89 0.94 0.81 0.63 0.47 0.40 0.49 0.42 0.416
ROE Trend 0.02 0.02 -0.08 0.01 -0.01 -0.01 0.05 0.12 0.18 0.12 0.09 0.12 0.18 0.14 0.00 -0.08 -0.25 -0.22 -0.17 -0.27 -0.266
Gross Margin Trend 0.00 0.01 -0.01 -0.01 -0.02 -0.03 -0.01 -0.00 -0.01 -0.02 -0.00 0.00 0.00 0.00 -0.04 -0.06 -0.07 -0.07 -0.07 -0.07 -0.068
FCF Margin Trend 0.28 0.04 0.06 0.01 -0.27 -0.18 -0.18 0.02 0.10 0.13 0.12 -0.04 -0.10 -0.17 -0.22 -0.21 -0.07 -0.14 -0.15 -0.02 -0.024
Sustainable Growth Rate 4.4% 6.9% 2.1% -3.3% 0.4% 2.7% 10.6% 14.1% 8.1% 6.5% 9.0% 7.7% -1.3% -4.3% -13.5% -18.8% -8.2% -11.8% -14.4% -11.8% -11.78%
Internal Growth Rate 1.2% 2.0% 0.6% — 0.1% 0.8% 3.4% 4.0% 2.1% 2.0% 3.0% 2.3% — — — — — — — — —
Cash Flow Quality
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
OCF/Net Income 2.44 1.71 1.69 1.58 0.81 1.19 1.26 1.61 1.94 2.03 1.94 1.53 1.11 1.08 1.14 1.20 1.79 1.39 1.29 1.80 1.805
FCF/OCF 0.87 0.87 0.90 0.89 0.79 0.83 0.82 0.86 0.83 0.83 0.83 0.77 0.67 0.63 0.58 0.59 0.74 0.69 0.69 0.78 0.782
FCF/Net Income snapshot only 1.412
OCF/EBITDA snapshot only 0.695
CapEx/Revenue 8.7% 6.2% 4.6% 4.5% 4.5% 5.3% 6.5% 6.7% 9.4% 9.8% 9.6% 10.6% 10.6% 11.3% 11.9% 11.4% 9.5% 8.5% 7.4% 6.4% 6.43%
CapEx/Depreciation snapshot only 0.333
Accruals Ratio -0.20 -0.10 -0.08 -0.07 0.03 -0.03 -0.04 -0.11 -0.18 -0.19 -0.16 -0.10 -0.02 -0.01 -0.02 -0.03 -0.09 -0.04 -0.03 -0.06 -0.065
Sloan Accruals snapshot only -0.099
Cash Flow Adequacy snapshot only 1.023
Earnings Quality Score snapshot only 0.750
Dividends & Buybacks
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Dividend Yield 5.5% 4.8% 5.2% 7.2% 5.3% 5.6% 4.9% 5.7% 6.2% 5.7% 6.2% 7.2% 8.2% 9.2% 10.3% 11.5% 7.5% 8.3% 10.0% 9.9% 6.81%
Dividend/Share $0.40 $0.39 $0.39 $0.44 $0.42 $0.43 $0.43 $0.45 $0.56 $0.56 $0.56 $0.63 $0.72 $0.72 $0.72 $0.66 $0.46 $0.48 $0.48 $0.41 $0.28
Payout Ratio 91.7% 85.9% 94.7% 1.1% 99.3% 94.1% 78.4% 77.6% 89.0% 89.3% 83.5% 88.8% 1.0% 1.1% 1.3% 1.4% 1.2% 1.3% 1.5% 1.4% 1.37%
FCF Payout Ratio 43.2% 57.5% 62.4% 75.6% 1.6% 94.7% 75.4% 56.3% 55.0% 53.2% 51.9% 75.9% 1.4% 1.6% 2.0% 2.0% 87.8% 1.4% 1.6% 97.1% 97.08%
Total Payout Ratio 91.7% 85.9% 94.7% 1.1% 99.3% 94.1% 78.4% 77.6% 89.0% 89.3% 83.5% 88.8% 1.0% 1.1% 1.3% 1.4% 1.2% 1.3% 1.5% 1.4% 1.37%
Div. Increase Streak 0 0 0 1 0 0 0 1 1 1 1 1 1 1 1 1 0 0 0 0 0
Chowder Number -0.01 -0.02 -0.02 0.17 0.13 0.13 0.12 0.07 0.38 0.37 0.38 0.46 0.36 0.37 0.38 0.18 -0.26 -0.25 -0.23 -0.36 -0.356
Buyback Yield 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.00%
Net Buyback Yield 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.00%
Total Shareholder Return 5.5% 4.8% 5.2% 7.2% 5.3% 5.6% 4.9% 5.7% 6.2% 5.7% 6.2% 7.2% 8.2% 9.2% 10.3% 11.5% 7.5% 8.3% 10.0% 9.9% 9.91%
DuPont Factors
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Tax Burden (NI/EBT) 0.80 0.80 0.80 0.79 0.79 0.79 0.79 0.80 0.80 0.80 0.80 0.80 0.80 0.80 0.80 0.80 0.79 0.80 0.80 0.80 0.799
Interest Burden (EBT/EBIT) 0.93 0.93 0.93 0.93 0.93 0.93 0.94 0.94 0.95 0.95 0.95 0.95 0.95 0.94 0.93 0.92 0.90 0.91 0.91 0.88 0.883
EBIT Margin 0.37 0.38 0.36 0.36 0.36 0.36 0.39 0.39 0.39 0.37 0.39 0.39 0.39 0.38 0.34 0.31 0.29 0.27 0.26 0.23 0.232
Asset Turnover 0.50 0.50 0.44 0.48 0.49 0.52 0.53 0.60 0.65 0.65 0.60 0.66 0.67 0.64 0.55 0.59 0.57 0.52 0.49 0.49 0.492
Equity Multiplier 3.88 3.45 3.39 3.74 3.96 3.32 3.22 3.65 3.85 3.31 3.13 3.47 3.93 3.49 3.34 3.66 4.06 3.62 3.46 3.94 3.944
Per Share
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
EPS (Diluted TTM) $0.44 $0.45 $0.41 $0.41 $0.43 $0.46 $0.55 $0.59 $0.64 $0.63 $0.68 $0.71 $0.71 $0.68 $0.56 $0.48 $0.40 $0.37 $0.33 $0.30 $0.30
Book Value/Share $0.84 $0.95 $1.03 $0.85 $0.82 $1.01 $1.18 $0.99 $0.91 $1.08 $1.29 $1.07 $0.90 $1.03 $1.13 $0.88 $0.79 $0.91 $0.98 $0.88 $0.88
Tangible Book/Share $0.83 $0.95 $1.02 $0.83 $0.80 $0.98 $1.15 $0.95 $0.84 $1.00 $1.22 $1.00 $0.83 $0.96 $1.05 $0.80 $0.71 $0.82 $0.89 $0.78 $0.78
Revenue/Share $1.60 $1.59 $1.53 $1.56 $1.61 $1.72 $1.90 $2.02 $2.16 $2.24 $2.30 $2.37 $2.38 $2.35 $2.21 $2.10 $1.92 $1.84 $1.77 $1.81 $1.81
FCF/Share $0.93 $0.68 $0.62 $0.59 $0.27 $0.45 $0.57 $0.81 $1.03 $1.06 $1.09 $0.83 $0.53 $0.46 $0.37 $0.34 $0.53 $0.35 $0.30 $0.42 $0.42
OCF/Share $1.07 $0.77 $0.69 $0.66 $0.34 $0.55 $0.69 $0.94 $1.23 $1.28 $1.31 $1.08 $0.79 $0.73 $0.64 $0.58 $0.71 $0.51 $0.43 $0.53 $0.53
Cash/Share $1.11 $1.04 $1.17 $0.91 $0.79 $0.94 $1.18 $1.11 $1.09 $1.28 $1.56 $1.17 $0.76 $0.85 $1.04 $0.64 $0.61 $0.54 $0.68 $0.55 $0.55
EBITDA/Share $0.82 $0.84 $0.78 $0.80 $0.82 $0.86 $0.98 $1.03 $1.09 $1.09 $1.16 $1.21 $1.22 $1.19 $1.05 $0.96 $0.86 $0.82 $0.77 $0.77 $0.77
Debt/Share $1.54 $1.40 $1.61 $1.61 $1.59 $1.55 $1.55 $1.55 $1.52 $1.50 $1.57 $1.56 $1.74 $1.83 $1.81 $1.76 $1.69 $3.52 $1.82 $1.99 $1.99
Net Debt/Share $0.43 $0.36 $0.43 $0.70 $0.80 $0.61 $0.37 $0.44 $0.43 $0.23 $0.01 $0.40 $0.98 $0.98 $0.77 $1.12 $1.08 $2.98 $1.14 $1.44 $1.44
Academic Models
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Altman Z-Score — — — — — — — — — — — — — — — — — — — — 1.960
Altman Z-Prime snapshot only 2.851
Piotroski F-Score 6 8 5 6 5 6 9 8 7 7 8 8 6 6 4 3 3 5 4 5 5
Beneish M-Score -2.32 -3.00 -1.96 -2.37 -2.28 -2.48 -2.57 -2.84 -2.77 -3.59 -2.65 -2.61 -2.62 -1.38 -2.70 -2.70 -3.10 -3.36 -3.18 -3.08 -3.083
Ohlson O-Score snapshot only -5.859
ROIC (Greenblatt) snapshot only 15.52%
Net-Net WC snapshot only $-1.93
EVA snapshot only $51232864.03
Credit
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Credit Rating snapshot only BBB
Credit Score 75.03 81.79 76.14 70.68 73.35 81.37 83.92 86.14 85.20 89.29 87.01 87.27 82.90 76.37 75.24 67.71 72.24 59.63 60.54 59.36 59.360
Credit Grade snapshot only 9
Credit Trend snapshot only -8.353
Implied Spread (bps) snapshot only 275.000
Industry Credit Rank snapshot only 64
Sector Credit Rank snapshot only 49

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms