$0.84

+0.00 (+0.00%)

Weekly Expected Move ±4.5%

$1 $1 $1 $1 $1

OTC · Consumer Defensive · Food Confectioners · Tech Score Neutral · Power 57 · $6.1M mcap · 5M float · 0.085% daily turnover · Short 23% of daily vol

Credit Risk of going bust: lower than 88% of companies Debt: 4.6% of company value Bonds: none of note held by US funds details ▾

If the stock fell to about $0.00 (down 99.8%), BAB, Inc. would be worth roughly what it owes.
Total debt $294K against a stock market value of $6.1M.
Distance to default 12.67 (Merton model): prices to 2026-10-26, balance sheet 2026-08-31, debt counted $61K (short-term plus half of long-term), stock volatility 36.6%; Altman Z 1.41. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Overview News Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

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Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

A+

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. BABB receives an overall rating of A+. Strongest factors: DCF (4/5), ROE (4/5), ROA (5/5), D/E (4/5), P/E (4/5).

Rating Change History

Date	From	To
2026-10-15	C+	A+
2026-10-12	A-	C+
2026-10-01	A	A-
2026-08-12	A+	A
2026-08-10	A	A+
2026-08-04	A+	A
2026-07-30	A	A+
2026-07-14	C	A
2026-07-13	A	C
2026-04-22	A-	A

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 61 Grade A+

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. BABB scores highest in Balance Sheet (93/100) and lowest in Safety (30/100). An overall grade of A+ places BABB among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

1.46

Distress Zone

Piotroski F-Score

8/9

✓ ✓ ✓ ✓ ✓ ✓ ✓ ✗ ✓

Beneish M-Score

-2.76

Unlikely Manipulator

Ohlson O-Score

-7.71

Bankruptcy prob: 0.0%

Low Risk

Credit Rating

Score: 74.2/100

Trend: Improving

Earnings Quality

100/100

OCF/NI: 1.05x

Accruals: -0.7%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. BABB scores 1.46, placing it in the Distress Zone (safe > 2.99, distress < 1.81). Historically, companies in this range face elevated bankruptcy risk. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. BABB scores 8/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. BABB's score of -2.76 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. BABB's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. BABB receives an estimated rating of A (score: 74.2/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). BABB's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

9.33x

PEG

0.55x

P/S

1.72x

P/B

1.65x

P/FCF

8.93x

P/OCF

9.02x

EV/EBITDA

4.64x

EV/Revenue

1.16x

EV/EBIT

4.72x

EV/FCF

5.90x

Earnings Yield

10.51%

FCF Yield

11.20%

Shareholder Yield

5.83%

Graham Number

$1.02

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 9.3x earnings, BABB trades at a deep value multiple. An earnings yield of 10.5% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $1.02 per share, suggesting a potential 21% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.719

NI / EBT

Interest Burden

1.044

EBT / EBIT

EBIT Margin

0.246

EBIT / Rev

Asset Turnover

0.703

Rev / Assets

Equity Multiplier

1.414

Assets / Equity

ROE

18.4%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. BABB's ROE of 18.4% is driven by Asset Turnover (0.703), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

14.10%

Fair P/E

36.70x

Intrinsic Value

$3.31

Price/Value

0.26x

Margin of Safety

74.07%

Premium

-74.07%

Assessment

Neutral

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with BABB's realized 14.1% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. BABB trades at a -74% premium to its adjusted intrinsic value of $3.31, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 36.7x compares to the current market P/E of 9.3x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$0.84

Median 1Y

$0.74

5th Pctile

$0.26

95th Pctile

$2.13

Ann. Volatility

60.9%

25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Michael W. Evans President and CEO	$240,062	$—	$274,625
Michael K. Murtaugh* Vice President and General Counsel	$170,304	$—	$191,790
Geraldine Conn Chief Financial Officer	$135,785	$—	$154,737

CEO Pay Ratio

3:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $274,625

Avg Employee Cost (SGA/emp): $103,844

Employees: 11

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

0.0% YoY

Revenue / Employee

$312,673

Rev: $3,439,398

Profit / Employee

$50,822

NI: $559,044

SGA / Employee

$103,844

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
ROE	23.6%	13.2%	13.4%	14.1%	14.4%	13.7%	14.7%	14.3%	14.9%	17.4%	17.7%	16.9%	16.1%	17.0%	16.9%	16.7%	16.4%	16.8%	17.3%	18.4%	18.37%
ROA	15.2%	8.8%	8.8%	9.1%	9.9%	9.2%	9.9%	9.7%	10.9%	11.8%	12.2%	11.9%	11.5%	11.5%	11.6%	11.5%	11.3%	11.9%	12.3%	13.0%	12.99%
ROIC	26.4%	22.9%	22.8%	25.0%	26.9%	27.1%	30.2%	29.0%	33.2%	34.7%	34.9%	28.2%	31.0%	31.0%	31.0%	29.8%	31.5%	31.7%	33.6%	38.6%	38.56%
ROCE	16.1%	14.8%	15.0%	15.6%	17.3%	16.7%	17.9%	17.5%	17.4%	18.4%	18.3%	17.2%	16.8%	17.6%	17.7%	18.2%	17.0%	18.3%	19.1%	19.9%	19.94%
Gross Margin	67.3%	66.9%	66.5%	97.1%	38.1%	96.5%	97.0%	97.2%	99.9%	99.9%	99.9%	99.9%	1.0%	99.9%	1.0%	75.7%	99.9%	1.0%	98.4%	66.7%	66.75%
Operating Margin	10.4%	12.0%	16.0%	25.9%	18.8%	6.6%	19.8%	23.4%	18.2%	14.6%	21.1%	23.5%	15.9%	19.4%	24.8%	28.5%	14.0%	21.1%	30.8%	33.2%	33.19%
Net Margin	12.1%	8.5%	11.4%	18.6%	13.2%	4.7%	14.6%	17.9%	14.3%	11.8%	16.5%	18.4%	12.6%	15.4%	19.1%	21.8%	10.9%	16.5%	23.3%	25.0%	25.05%
EBITDA Margin	10.6%	12.2%	16.2%	26.1%	18.9%	6.7%	19.9%	23.5%	18.3%	16.6%	21.2%	23.6%	17.3%	19.6%	25.0%	30.5%	15.5%	21.3%	32.3%	33.2%	33.22%
FCF Margin	23.3%	22.2%	19.8%	20.6%	4.1%	5.6%	6.7%	0.3%	15.2%	15.2%	14.2%	14.9%	18.0%	15.8%	18.0%	20.3%	12.0%	14.4%	17.4%	19.7%	19.70%
OCF Margin	23.4%	22.6%	21.2%	20.6%	4.1%	5.2%	5.5%	0.4%	15.2%	15.2%	14.2%	14.9%	18.0%	15.9%	18.0%	20.5%	12.0%	14.4%	17.4%	19.5%	19.49%
ROE 3Y Avg	snapshot only																				16.82%
ROE 5Y Avg	snapshot only																				15.69%
ROA 3Y Avg	snapshot only																				11.80%
ROIC 3Y Avg	snapshot only																				33.78%
ROIC Economic	snapshot only																				15.66%
Cash ROA	snapshot only																				13.39%
Cash ROIC	snapshot only																				43.23%
CROIC	snapshot only																				43.70%
NOPAT Margin	snapshot only																				17.39%
Pretax Margin	snapshot only																				25.71%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				57.86%
SBC / Revenue	snapshot only																				0.00%

Valuation

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
P/E Ratio	6.96	12.47	13.02	12.66	10.12	13.13	10.32	10.52	9.65	9.84	9.27	9.64	10.33	11.03	10.45	12.22	10.87	12.92	11.00	9.52	9.333
P/S Ratio	1.47	1.54	1.60	1.63	1.33	1.61	1.35	1.37	1.28	1.45	1.41	1.47	1.53	1.73	1.70	2.08	1.77	2.13	1.92	1.76	1.723
P/B Ratio	1.54	1.62	1.71	1.75	1.42	1.79	1.49	1.49	1.42	1.67	1.59	1.59	1.62	1.85	1.74	2.00	1.75	2.11	1.84	1.68	1.646
P/FCF	6.33	6.92	8.04	7.92	32.36	29.02	20.12	420.65	8.44	9.55	9.95	9.87	8.52	10.91	9.46	10.26	14.66	14.76	11.03	8.93	8.926
P/OCF	6.31	6.79	7.52	7.92	32.36	30.77	24.71	379.96	8.44	9.55	9.95	9.89	8.51	10.88	9.44	10.12	14.66	14.76	11.03	9.02	9.024
EV/EBITDA	4.16	7.00	7.49	7.33	4.74	6.70	4.79	4.97	4.30	4.97	4.62	5.21	5.21	6.15	5.66	6.87	5.63	7.17	5.65	4.64	4.639
EV/Revenue	1.08	1.13	1.20	1.21	0.88	1.17	0.88	0.88	0.76	0.98	0.92	1.04	1.02	1.25	1.20	1.56	1.24	1.60	1.36	1.16	1.162
EV/EBIT	6.14	7.06	7.56	7.39	4.77	6.75	4.77	4.84	4.19	4.86	4.55	5.24	5.24	6.19	5.70	6.91	5.66	7.22	5.77	4.72	4.722
EV/FCF	4.65	5.09	6.06	5.89	21.48	20.97	13.05	271.39	4.98	6.43	6.51	6.96	5.70	7.92	6.69	7.73	10.26	11.11	7.82	5.90	5.900
Earnings Yield	14.4%	8.0%	7.7%	7.9%	9.9%	7.6%	9.7%	9.5%	10.4%	10.2%	10.8%	10.4%	9.7%	9.1%	9.6%	8.2%	9.2%	7.7%	9.1%	10.5%	10.51%
FCF Yield	15.8%	14.4%	12.4%	12.6%	3.1%	3.4%	5.0%	0.2%	11.9%	10.5%	10.1%	10.1%	11.7%	9.2%	10.6%	9.8%	6.8%	6.8%	9.1%	11.2%	11.20%
PEG Ratio	snapshot only																				0.548
Price/Tangible Book	snapshot only																				3.554
EV/OCF	snapshot only																				5.964
EV/Gross Profit	snapshot only																				1.276
Acquirers Multiple	snapshot only																				4.806
Shareholder Yield	snapshot only																				5.83%
Graham Number	snapshot only																				$1.02

Leverage & Solvency

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Current Ratio	2.06	2.02	1.99	1.95	2.80	2.45	2.57	2.96	3.49	2.97	3.18	3.47	3.46	3.30	3.36	3.17	4.26	3.93	3.75	3.74	3.745
Quick Ratio	2.06	2.02	1.99	1.95	2.80	2.45	2.57	2.96	3.49	2.97	3.18	3.47	3.46	3.30	3.36	3.17	4.26	3.93	3.75	3.74	3.745
Debt/Equity	0.09	0.08	0.07	0.06	0.05	0.04	0.03	0.02	0.01	0.13	0.13	0.12	0.11	0.11	0.11	0.10	0.10	0.09	0.09	0.08	0.079
Net Debt/Equity	-0.41	-0.43	-0.42	-0.45	-0.48	-0.50	-0.52	-0.53	-0.58	-0.55	-0.55	-0.47	-0.54	-0.51	-0.51	-0.49	-0.53	-0.52	-0.54	-0.57	-0.569
Debt/Assets	0.06	0.05	0.05	0.04	0.04	0.03	0.02	0.02	0.01	0.09	0.09	0.08	0.08	0.08	0.08	0.07	0.07	0.07	0.06	0.06	0.057
Debt/EBITDA	0.33	0.47	0.41	0.34	0.25	0.22	0.16	0.11	0.06	0.58	0.56	0.55	0.54	0.51	0.50	0.46	0.44	0.41	0.38	0.33	0.331
Net Debt/EBITDA	-1.50	-2.53	-2.45	-2.53	-2.40	-2.57	-2.59	-2.74	-2.99	-2.42	-2.44	-2.17	-2.58	-2.32	-2.34	-2.25	-2.41	-2.36	-2.32	-2.38	-2.380
Interest Coverage	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Equity Multiplier	1.52	1.53	1.54	1.57	1.40	1.45	1.42	1.38	1.35	1.50	1.48	1.45	1.45	1.45	1.44	1.44	1.45	1.39	1.39	1.39	1.390
Cash Ratio	snapshot only																				3.070
Cash to Debt	snapshot only																				8.190
FCF to Debt	snapshot only																				2.376
Defensive Interval	snapshot only																				385.2 days

Efficiency & Turnover

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Asset Turnover	0.72	0.71	0.72	0.71	0.75	0.75	0.75	0.75	0.82	0.80	0.80	0.78	0.78	0.74	0.71	0.68	0.70	0.72	0.70	0.70	0.703
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	39.83	47.10	43.00	51.93	39.78	45.60	47.21	54.71	48.19	49.71	54.63	44.78	50.01	51.82	49.25	35.51	46.61	56.27	54.02	36.04	36.038
Payables Turnover	158.90	221.64	117.84	187.47	271.37	55.76	54.73	133.12	17.70	1.42	1.88	0.17	1.35	0.06	0.22	8.66	38.68	3.31	81.81	30.16	30.158
DSO	9	8	8	7	9	8	8	7	8	7	7	8	7	7	7	10	8	6	7	10	10.1 days
DIO	0	0	0	-1	0	0	0	-2	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	2	2	3	2	1	7	7	3	21	257	194	2125	270	6431	1637	42	9	110	4	12	12.1 days
Cash Conversion Cycle	7	6	5	4	8	1	1	2	-13	-250	-187	-2117	-263	-6424	-1629	-32	-2	-104	2	-2	-2.0 days
Fixed Asset Turnover	snapshot only																				13.334
Cash Velocity	snapshot only																				1.472
Capital Intensity	snapshot only																				1.456

Growth (YoY)

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Revenue	29.5%	28.7%	13.1%	10.0%	7.0%	6.7%	5.4%	4.1%	6.8%	9.3%	8.5%	4.9%	1.0%	-3.7%	-6.3%	-7.5%	-3.0%	-1.7%	0.3%	7.7%	7.65%
Net Income	10.8%	70.1%	1.5%	2.0%	-33.7%	6.2%	12.7%	5.0%	8.2%	31.2%	25.8%	23.1%	12.4%	2.3%	0.3%	3.1%	6.4%	3.5%	7.8%	17.1%	17.07%
EPS	10.8%	70.1%	1.5%	2.0%	-33.7%	6.2%	12.7%	5.0%	8.2%	31.2%	25.8%	23.1%	12.4%	2.3%	0.3%	3.1%	6.5%	3.5%	7.8%	17.1%	17.07%
FCF	2.6%	1.2%	-9.1%	-21.2%	-81.1%	-73.3%	-64.3%	-98.4%	3.0%	2.0%	1.3%	47.1%	19.2%	0.4%	19.0%	25.8%	-34.9%	-10.4%	-2.8%	4.7%	4.72%
EBITDA	2.4%	-12.4%	-33.4%	-37.3%	-23.5%	14.9%	20.2%	11.6%	1.0%	23.4%	18.1%	17.8%	12.6%	-0.1%	-0.2%	5.8%	8.5%	7.9%	13.8%	18.4%	18.41%
Op. Income	1.3%	58.0%	-0.6%	-11.1%	12.2%	15.3%	20.8%	11.9%	1.2%	20.9%	15.6%	15.3%	8.2%	0.5%	0.3%	4.3%	8.5%	5.3%	9.8%	19.1%	19.15%
OCF Growth	snapshot only																				2.28%
Asset Growth	snapshot only																				4.84%
Equity Growth	snapshot only																				8.52%
Debt Growth	snapshot only																				-15.35%
Shares Change	snapshot only																				0.00%
Dividend Growth	snapshot only																				-16.67%

Growth (CAGR)

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Revenue 3Y	12.2%	9.0%	6.8%	4.7%	2.3%	2.6%	8.2%	11.2%	14.0%	14.5%	9.0%	6.3%	4.9%	3.9%	2.4%	0.3%	1.5%	1.1%	0.7%	1.5%	1.47%
Revenue 5Y	5.2%	6.1%	6.2%	7.3%	8.2%	8.1%	8.9%	9.3%	10.1%	8.6%	6.8%	4.6%	2.9%	2.6%	5.2%	6.0%	7.7%	7.3%	4.0%	3.6%	3.65%
EPS 3Y	8.6%	-8.9%	-5.1%	-0.9%	-1.3%	0.8%	30.7%	43.2%	—	33.3%	12.9%	9.6%	-6.9%	12.6%	12.4%	10.0%	9.0%	11.6%	10.8%	14.1%	14.10%
EPS 5Y	7.7%	-1.6%	-1.5%	1.8%	-1.0%	-4.2%	-4.3%	-5.5%	-1.7%	1.0%	3.9%	4.7%	3.2%	6.5%	23.0%	30.1%	—	20.2%	9.2%	9.7%	9.73%
Net Income 3Y	8.6%	-8.9%	-5.1%	-0.9%	-1.3%	0.8%	30.7%	43.2%	—	33.3%	12.9%	9.6%	-6.9%	12.6%	12.4%	10.0%	9.0%	11.6%	10.8%	14.1%	14.10%
Net Income 5Y	7.7%	-1.6%	-1.5%	1.8%	-1.0%	-4.2%	-4.3%	-5.5%	-1.7%	1.0%	3.9%	4.7%	3.2%	6.5%	23.0%	30.1%	—	20.2%	9.2%	9.7%	9.73%
EBITDA 3Y	14.1%	-1.7%	1.9%	5.2%	8.8%	9.8%	38.9%	50.1%	37.7%	7.5%	-1.8%	-6.2%	-4.5%	12.3%	12.3%	11.6%	7.3%	10.0%	10.3%	13.8%	13.84%
EBITDA 5Y	10.8%	2.4%	2.6%	5.6%	5.4%	1.6%	1.6%	-0.2%	2.8%	6.1%	8.5%	8.9%	7.9%	10.3%	25.9%	33.3%	26.1%	6.0%	1.4%	0.7%	0.65%
Gross Profit 3Y	-1.1%	-1.3%	0.2%	5.4%	2.2%	5.8%	13.9%	16.5%	26.4%	26.5%	22.6%	20.7%	19.2%	18.8%	17.1%	8.2%	13.6%	9.6%	5.4%	4.9%	4.94%
Gross Profit 5Y	-2.3%	-1.8%	-1.8%	1.6%	0.2%	2.0%	4.8%	5.2%	9.7%	10.6%	11.3%	11.2%	11.2%	10.9%	12.8%	11.9%	13.8%	12.9%	10.5%	9.8%	9.80%
Op. Income 3Y	-21.6%	-23.7%	-22.1%	-27.4%	8.7%	9.8%	39.2%	50.7%	38.1%	30.1%	11.6%	4.7%	7.1%	11.9%	11.9%	10.4%	5.9%	8.5%	8.4%	12.7%	12.74%
Op. Income 5Y	3.3%	3.1%	3.3%	6.3%	5.7%	1.7%	1.5%	18.1%	-11.4%	-9.1%	-8.0%	-13.1%	7.0%	9.9%	25.6%	32.7%	25.3%	18.4%	8.9%	7.3%	7.35%
FCF 3Y	4.3%	6.0%	4.4%	13.7%	-31.6%	-21.3%	59.5%	-50.7%	38.8%	20.5%	-9.5%	-14.6%	-3.8%	-7.1%	-1.0%	-0.2%	45.3%	39.0%	38.3%	3.0%	2.99%
FCF 5Y	5.8%	14.7%	9.2%	15.6%	-11.5%	-17.8%	-13.9%	-54.5%	-3.3%	-1.0%	-1.5%	3.0%	8.6%	7.9%	61.6%	48.7%	15.7%	9.5%	-3.0%	-3.9%	-3.91%
OCF 3Y	3.8%	6.3%	6.1%	13.0%	-32.1%	-23.5%	43.0%	-51.3%	35.9%	19.0%	-9.9%	-14.9%	-3.9%	-7.7%	-3.1%	0.2%	45.3%	41.8%	48.1%	2.8%	2.84%
OCF 5Y	5.8%	14.8%	10.2%	15.0%	-12.3%	-19.1%	-17.6%	-53.7%	-3.6%	-1.2%	-1.9%	2.6%	8.1%	7.4%	57.8%	44.9%	14.2%	8.7%	-3.3%	-4.2%	-4.23%
Assets 3Y	0.7%	2.0%	2.6%	4.3%	0.5%	2.0%	3.1%	1.7%	1.6%	4.3%	4.0%	2.5%	2.8%	1.6%	1.6%	1.1%	5.3%	3.6%	4.8%	6.2%	6.25%
Assets 5Y	2.9%	3.7%	3.9%	4.3%	2.1%	2.3%	2.3%	1.9%	-0.3%	2.2%	2.4%	2.7%	2.7%	3.1%	4.1%	3.8%	4.2%	2.8%	3.2%	3.0%	3.02%
Equity 3Y	-0.7%	1.5%	1.1%	1.2%	1.6%	2.5%	5.0%	4.7%	7.3%	3.4%	4.0%	4.2%	4.4%	3.5%	4.1%	4.0%	4.1%	5.1%	5.6%	6.0%	5.98%
Book Value 3Y	-0.7%	1.5%	1.1%	1.2%	1.6%	2.5%	5.0%	4.7%	7.3%	3.4%	4.0%	4.2%	4.4%	3.5%	4.1%	4.0%	4.1%	5.1%	5.6%	6.0%	5.98%
Dividend 3Y	-20.6%	-12.6%	-12.6%	-17.0%	0.0%	7.7%	7.7%	7.7%	7.7%	-0.0%	0.0%	0.0%	0.0%	6.3%	6.3%	6.3%	6.3%	-5.9%	-5.9%	-5.9%	-5.90%

Growth Quality

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Revenue Stability	0.30	0.42	0.89	0.72	0.55	0.58	0.99	0.96	0.92	0.87	0.96	0.95	0.84	0.76	0.81	0.68	0.74	0.67	0.57	0.60	0.602
Earnings Stability	0.02	0.33	0.17	0.06	0.00	0.29	0.06	0.04	0.01	0.02	0.30	0.34	0.15	0.59	0.89	0.80	0.34	0.89	0.92	0.92	0.918
Margin Stability	0.80	0.82	0.83	0.84	0.82	0.83	0.83	0.84	0.80	0.84	0.84	0.85	0.79	0.80	0.81	0.86	0.82	0.85	0.85	0.86	0.858
Rev. Growth Consistency	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.500
Earn. Growth Consistency	0.50	0.50	1.00	1.00	0.00	1.00	1.00	1.00	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
FCF Positive Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.20	0.50	0.99	0.99	0.50	0.98	0.95	0.98	0.97	0.88	0.90	0.91	0.95	0.99	1.00	0.99	0.97	0.99	0.97	0.93	0.932
Earnings Smoothness	—	0.48	0.99	0.98	0.60	0.94	0.88	0.95	0.92	0.73	0.77	0.79	0.88	0.98	1.00	0.97	0.94	0.97	0.93	0.84	0.843
ROE Trend	0.16	0.02	0.03	0.04	0.04	0.03	0.01	0.00	-0.03	0.04	0.03	0.02	0.01	0.01	0.01	0.01	0.01	-0.01	-0.00	0.01	0.012
Gross Margin Trend	-0.02	-0.04	-0.03	0.05	-0.02	0.04	0.14	0.11	0.30	0.28	0.25	0.21	0.17	0.14	0.09	0.03	-0.04	-0.05	-0.05	-0.06	-0.060
FCF Margin Trend	0.12	0.10	0.06	0.04	-0.12	-0.12	-0.16	-0.24	0.02	0.01	0.01	0.04	0.08	0.05	0.08	0.13	-0.05	-0.01	0.01	0.02	0.021
Sustainable Growth Rate	13.1%	3.1%	3.4%	4.3%	4.7%	1.4%	2.5%	2.5%	3.3%	5.5%	6.0%	5.6%	5.0%	3.4%	3.5%	3.7%	3.6%	6.0%	6.7%	8.2%	8.17%
Internal Growth Rate	9.2%	2.1%	2.3%	2.9%	3.3%	0.9%	1.7%	1.7%	2.5%	3.9%	4.3%	4.1%	3.7%	2.3%	2.5%	2.6%	2.6%	4.4%	5.0%	6.1%	6.14%

Cash Flow Quality

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
OCF/Net Income	1.10	1.83	1.73	1.60	0.31	0.43	0.42	0.03	1.14	1.03	0.93	0.97	1.21	1.01	1.11	1.21	0.74	0.88	1.00	1.05	1.055
FCF/OCF	1.00	0.98	0.93	1.00	1.00	1.06	1.23	0.90	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.99	1.00	1.00	1.00	1.01	1.011
FCF/Net Income	snapshot only																				1.066
OCF/EBITDA	snapshot only																				0.778
CapEx/Revenue	0.1%	0.4%	1.4%	0.0%	0.0%	0.3%	1.3%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.2%	0.0%	0.0%	0.0%	0.2%	0.21%
CapEx/Depreciation	snapshot only																				0.483
Accruals Ratio	-0.02	-0.07	-0.06	-0.05	0.07	0.05	0.06	0.09	-0.02	-0.00	0.01	0.00	-0.02	-0.00	-0.01	-0.02	0.03	0.01	0.00	-0.01	-0.007
Sloan Accruals	snapshot only																				0.068
Cash Flow Adequacy	snapshot only																				1.861
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Dividend Yield	6.4%	6.1%	5.8%	5.5%	6.6%	6.8%	8.1%	7.8%	8.1%	7.0%	7.1%	6.9%	6.7%	7.3%	7.6%	6.4%	7.2%	5.0%	5.6%	5.8%	5.95%
Dividend/Share	$0.04	$0.04	$0.04	$0.04	$0.04	$0.05	$0.05	$0.05	$0.05	$0.05	$0.05	$0.05	$0.05	$0.06	$0.06	$0.06	$0.06	$0.05	$0.05	$0.05	$0.05
Payout Ratio	44.6%	76.3%	74.9%	69.3%	67.3%	89.8%	83.1%	82.5%	77.7%	68.5%	66.1%	67.0%	69.1%	80.3%	79.0%	78.0%	78.0%	64.6%	61.1%	55.5%	55.51%
FCF Payout Ratio	40.6%	42.4%	46.3%	43.3%	2.2%	2.0%	1.6%	33.0%	68.0%	66.4%	70.9%	68.6%	57.0%	79.4%	71.5%	65.4%	1.1%	73.8%	61.3%	52.1%	52.06%
Total Payout Ratio	44.6%	76.3%	74.9%	69.3%	67.3%	89.8%	83.1%	82.5%	77.7%	68.5%	66.1%	67.0%	69.1%	80.3%	79.0%	78.0%	78.0%	64.6%	61.1%	55.5%	55.51%
Div. Increase Streak	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Chowder Number	-0.44	-0.27	-0.28	-0.37	0.07	0.32	0.33	0.33	0.33	0.07	0.07	0.07	0.07	0.27	0.28	0.26	0.27	-0.12	-0.11	-0.11	-0.108
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Net Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Total Shareholder Return	6.4%	6.1%	5.8%	5.5%	6.6%	6.8%	8.1%	7.8%	8.1%	7.0%	7.1%	6.9%	6.7%	7.3%	7.6%	6.4%	7.2%	5.0%	5.6%	5.8%	5.83%

DuPont Factors

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Tax Burden (NI/EBT)	0.85	0.77	0.77	0.79	0.71	0.71	0.71	0.71	0.72	0.72	0.72	0.72	0.72	0.72	0.72	0.72	0.72	0.72	0.72	0.72	0.719
Interest Burden (EBT/EBIT)	1.42	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.02	1.02	1.04	1.07	1.06	1.08	1.07	1.04	1.04	1.04	1.03	1.04	1.044
EBIT Margin	0.18	0.16	0.16	0.16	0.19	0.17	0.18	0.18	0.18	0.20	0.20	0.20	0.20	0.20	0.21	0.23	0.22	0.22	0.24	0.25	0.246
Asset Turnover	0.72	0.71	0.72	0.71	0.75	0.75	0.75	0.75	0.82	0.80	0.80	0.78	0.78	0.74	0.71	0.68	0.70	0.72	0.70	0.70	0.703
Equity Multiplier	1.55	1.50	1.51	1.55	1.46	1.49	1.48	1.47	1.37	1.48	1.45	1.42	1.40	1.48	1.46	1.45	1.45	1.42	1.41	1.41	1.414

Per Share

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
EPS (Diluted TTM)	$0.09	$0.05	$0.05	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.07	$0.08	$0.07	$0.07	$0.07	$0.08	$0.08	$0.08	$0.08	$0.08	$0.09	$0.09
Book Value/Share	$0.40	$0.40	$0.41	$0.42	$0.42	$0.41	$0.42	$0.43	$0.44	$0.43	$0.44	$0.45	$0.46	$0.45	$0.46	$0.47	$0.48	$0.47	$0.49	$0.51	$0.51
Tangible Book/Share	$0.13	$0.13	$0.13	$0.15	$0.15	$0.14	$0.14	$0.16	$0.17	$0.16	$0.17	$0.18	$0.25	$0.24	$0.19	$0.26	$0.27	$0.27	$0.22	$0.24	$0.24
Revenue/Share	$0.42	$0.43	$0.44	$0.45	$0.45	$0.45	$0.46	$0.47	$0.48	$0.50	$0.50	$0.49	$0.49	$0.48	$0.47	$0.45	$0.47	$0.47	$0.47	$0.49	$0.49
FCF/Share	$0.10	$0.09	$0.09	$0.09	$0.02	$0.03	$0.03	$0.00	$0.07	$0.08	$0.07	$0.07	$0.09	$0.08	$0.08	$0.09	$0.06	$0.07	$0.08	$0.10	$0.10
OCF/Share	$0.10	$0.10	$0.09	$0.09	$0.02	$0.02	$0.03	$0.00	$0.07	$0.08	$0.07	$0.07	$0.09	$0.08	$0.08	$0.09	$0.06	$0.07	$0.08	$0.10	$0.10
Cash/Share	$0.20	$0.21	$0.20	$0.21	$0.22	$0.22	$0.23	$0.24	$0.26	$0.29	$0.30	$0.27	$0.30	$0.28	$0.28	$0.28	$0.30	$0.29	$0.31	$0.33	$0.33
EBITDA/Share	$0.11	$0.07	$0.07	$0.07	$0.08	$0.08	$0.08	$0.08	$0.09	$0.10	$0.10	$0.10	$0.10	$0.10	$0.10	$0.10	$0.10	$0.10	$0.11	$0.12	$0.12
Debt/Share	$0.04	$0.03	$0.03	$0.02	$0.02	$0.02	$0.01	$0.01	$0.01	$0.06	$0.06	$0.05	$0.05	$0.05	$0.05	$0.05	$0.05	$0.04	$0.04	$0.04	$0.04
Net Debt/Share	$-0.17	$-0.17	$-0.17	$-0.19	$-0.20	$-0.20	$-0.22	$-0.23	$-0.25	$-0.24	$-0.24	$-0.21	$-0.25	$-0.23	$-0.23	$-0.23	$-0.25	$-0.25	$-0.26	$-0.29	$-0.29

Academic Models

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	1.458
Altman Z-Prime	snapshot only																				1.710
Piotroski F-Score	8	7	6	7	6	8	8	8	9	8	7	6	6	7	8	6	6	7	6	8	8
Beneish M-Score	-2.20	-2.66	-2.57	-3.20	-1.91	-2.21	-2.54	-1.56	-2.86	-2.65	-2.35	-2.38	-2.66	-2.49	-2.67	-2.36	-2.39	-2.48	-2.35	-2.76	-2.759
Ohlson O-Score	snapshot only																				-7.709
ROIC (Greenblatt)	snapshot only																				36.08%
Net-Net WC	snapshot only																				$0.20
EVA	snapshot only																				$455872.37

Credit

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Credit Rating	snapshot only																				A
Credit Score	62.47	62.46	63.16	62.53	68.21	68.23	67.75	63.20	65.78	67.76	67.11	67.04	67.02	67.95	67.59	71.80	67.65	71.61	71.68	74.16	74.161
Credit Grade	snapshot only																				6
Credit Trend	snapshot only																				2.357
Implied Spread (bps)	snapshot only																				150.000
Industry Credit Rank	snapshot only																				83
Sector Credit Rank	snapshot only																				55

BABB OTC

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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