BCAL NASDAQ
Southern California Bancorp
1W: +1.9%
1M: +2.7%
3M: +0.2%
YTD: +2.4%
1Y: +24.3%
3Y: +40.7%
5Y: +40.4%
$19.02
+0.02 (+0.11%)
Weekly Expected Move ±2.8%
$18
$18
$19
$19
$20
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Income Statement
Cash Flow
Balance Sheet
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Cash Flow Trends
Operating Cash Flow
$57M
+13.9% ▲
5Y CAGR: +35.9%
Capital Expenditures
$346K
+37.3% ▲
5Y CAGR: -27.8%
Free Cash Flow
$57M
+14.5% ▲
5Y CAGR: +40.0%
Dividends Paid
$3M
+0.0% ▲
Buybacks
$6M
-206.7% ▼
Net Change in Cash
$12M
-96.1% ▼
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $11M | $16M | $26M | $5M | $63M |
| Depreciation & Amort. | $2M | $2M | $2M | $4M | $0 |
| Stock-Based Comp. | $6M | $4M | $5M | $6M | $0 |
| Change in Working Capital | $8M | -$2M | -$2M | $21M | $4M |
| Other Non-Cash Items | -$7M | -$4M | $2M | $15M | -$10M |
| Operating Cash Flow | $20M | $13M | $33M | $50M | $57M |
| — Investing Activities — | |||||
| Capital Expenditures | -$2M | -$1M | -$302K | -$552K | $0 |
| Acquisitions (Net) | $34M | $0 | $0 | $336M | $0 |
| Investment Purchases | -$28M | -$160M | -$68M | -$9M | $0 |
| Investment Sales | $8M | $34M | $48M | $31M | $17M |
| Other Investing | -$4M | -$385M | -$59M | $167M | $12M |
| Investing Cash Flow | $9M | -$513M | -$79M | $525M | $30M |
| — Financing Activities — | |||||
| Net Debt Issuance | -$214M | $47M | $35M | -$85M | -$38M |
| Stock Repurchased | -$4M | -$574K | -$889K | -$2M | -$6M |
| Dividends Paid | $0 | $0 | $0 | $0 | -$3M |
| Other Financing | $519M | -$40M | $12M | -$187M | -$28M |
| Financing Cash Flow | $301M | $6M | $46M | -$274M | -$75M |
| Net Change in Cash | $329M | -$493M | $33K | $301M | $12M |
| Cash End of Period | $580M | $87M | $87M | $388M | $400M |
| Free Cash Flow | $18M | $12M | $33M | $50M | $57M |