BILL NYSE
Bill.com Holdings, Inc.
1W: +0.6%
1M: +18.7%
3M: +4.2%
YTD: -2.3%
1Y: -3.5%
3Y: -51.1%
5Y: -83.4%
$49.41
-0.52 (-1.04%)
Weekly Expected Move ±6.6%
$44
$47
$51
$54
$57
Credit Risk of going bust: higher than 72% of companies Debt: 31.1% of company value Bonds: $91.9M held by 27 funds → details ▾
Of US companies ranked in the third-riskiest tenth, about 1 in 140 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $2.44 (down 95%), Bill.com Holdings, Inc. would be worth roughly what it owes.
Total debt $1.90B against a stock market value of $4.21B.
Distance to default 3.24 (Merton model): prices to 2026-10-27, balance sheet 2026-06-30, debt counted $992.5M (short-term plus half of long-term), stock volatility 59.5%; Altman Z'' 1.51. A ranking and a back-test, not a forecast.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
If the stock fell to about $2.44 (down 95%), Bill.com Holdings, Inc. would be worth roughly what it owes.
Total debt $1.90B against a stock market value of $4.21B.
Distance to default 3.24 (Merton model): prices to 2026-10-27, balance sheet 2026-06-30, debt counted $992.5M (short-term plus half of long-term), stock volatility 59.5%; Altman Z'' 1.51. A ranking and a back-test, not a forecast.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
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Balance Sheet Trends
Total Assets
$10.2B
+1.5% ▲
5Y CAGR: +11.4%
Total Liabilities
$6.7B
+8.7% ▲
5Y CAGR: +14.2%
Shareholders Equity
$3.5B
-9.8% ▼
5Y CAGR: +6.9%
Cash & Investments
$1.9B
-16.5% ▼
5Y CAGR: +10.7%
Total Debt
$1.9B
+7.0% ▲
5Y CAGR: +12.0%
Net Debt
$866M
+36.9% ▲
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2022 | FY2023 | FY2024 | FY2025 | FY2026 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $1.6B | $1.6B | $986M | $1.1B | $1.0B |
| Short-Term Investments | $1.1B | $1.0B | $602M | $1.2B | $906M |
| Cash & ST Investments | $2.7B | $2.7B | $1.6B | $2.3B | $1.9B |
| Net Receivables | $280M | $487M | $725M | $717M | $862M |
| Inventory | $3.1B | $3.4B | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $3.9B | $4.2B | $4.6B |
| Total Current Assets | $6.3B | $6.7B | $6.3B | $7.2B | $7.4B |
| Property, Plant & Equip. | $133M | $151M | $147M | $173M | $193M |
| Goodwill & Intangibles | $2.8B | $2.8B | $2.7B | $2.6B | $2.6B |
| Long-Term Investments | $0 | $0 | $0 | $5M | $0 |
| Other Non-Current Assets | $54M | $68M | $39M | $28M | $32M |
| Total Non-Current Assets | $3.0B | $3.0B | $2.9B | $2.8B | $2.8B |
| Total Assets | $9.3B | $9.6B | $9.2B | $10.1B | $10.2B |
| — Liabilities — | |||||
| Accounts Payable | $10M | $9M | $7M | $16M | $10M |
| Short-Term Debt | $75M | $135M | $0 | $213M | $136M |
| Deferred Revenue | $3.2B | $3.4B | $17M | $22M | $19M |
| Other Current Liabilities | $0 | $0 | $3.7B | $4.3B | $4.8B |
| Total Current Liabilities | $3.4B | $3.8B | $4.1B | $4.6B | $4.9B |
| Long-Term Debt | $1.7B | $1.7B | $914M | $1.5B | $1.7B |
| Other Non-Current Liab. | $21M | $19M | $574K | $2M | $777K |
| Total Non-Current Liabilities | $1.8B | $1.8B | $982M | $1.6B | $1.8B |
| Total Liabilities | $5.2B | $5.6B | $5.0B | $6.1B | $6.7B |
| — Equity — | |||||
| Common Stock | $2K | $2K | $2K | $2K | $2K |
| Retained Earnings | -$545M | -$856M | -$1.1B | -$1.5B | -$2.1B |
| Accumulated OCI | -$10M | -$4M | -$2M | $10M | -$6M |
| Total Stockholders Equity | $4.0B | $4.1B | $4.1B | $3.9B | $3.5B |
| Total Liabilities & Equity | $9.3B | $9.6B | $9.2B | $10.1B | $10.2B |
| — Key Metrics — | |||||
| Total Debt | $1.9B | $1.9B | $977M | $1.8B | $1.9B |
| Net Debt | $259M | $295M | -$9M | $633M | $866M |
| Total Investments | $1.1B | $1.0B | $602M | $1.2B | $906M |