Also trades as: BMO.TO (TSX) · $vol 343M · BMO-PF.TO (TSX) · $vol 1M · 0UKH.L (LSE) · $vol 0M

$172.13

+1.65 (+0.97%)

Weekly Expected Move ±2.5%

$161 $165 $169 $173 $178

NYSE · Financial Services · Banks - Diversified · Tech Score Buy · Power 67 · $119.6B mcap · 694M float · 0.109% daily turnover · Short 53% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $1.81B held by 574 funds, 44 bp over Treasuries → details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest

Revenue Segmentation

By Geography

Revenue by Segment (5-Year Trend)

Income Trends

Revenue

$78.1B -0.5% ▼

5Y CAGR: +17.9%

Gross Profit

$32.5B +14.9% ▲

5Y CAGR: +8.0%

Operating Income

$11.6B +21.1% ▲

5Y CAGR: +12.7%

Net Income

$8.7B +19.0% ▲

5Y CAGR: +11.3%

EPS (Diluted)

$11.44 +20.3% ▲

5Y CAGR: +8.7%

EBITDA

$13.7B +17.9% ▲

5Y CAGR: +11.5%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$32.5B	$37.3B	$68.0B	$78.6B	$78.1B
YoY Growth	-5.5%	+14.7%	+82.5%	+15.5%	-0.5%
Cost of Revenue	$5.6B	$11.3B	$38.4B	$50.3B	$45.7B
Gross Profit	$26.9B	$25.9B	$29.6B	$28.3B	$32.5B
Gross Margin	82.8%	69.6%	43.6%	36.0%	41.6%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$10.1B	$8.6B	$12.3B	$11.7B	$12.8B
Operating Expenses	$16.6B	$8.1B	$23.7B	$18.7B	$20.9B
Operating Income	$10.3B	$17.9B	$5.9B	$9.5B	$11.6B
Operating Margin	31.6%	48.0%	8.7%	12.1%	14.8%
Interest Expense	$5.6B	$11.0B	$36.9B	$46.5B	$42.0B
Income Before Tax	$10.3B	$17.9B	$5.9B	$9.5B	$11.6B
Tax Expense	$2.5B	$4.3B	$1.5B	$2.2B	$2.8B
Net Income	$7.8B	$13.5B	$4.4B	$7.3B	$8.7B
Net Margin	23.9%	36.3%	6.5%	9.3%	11.1%
EPS (Diluted)	$11.58	$19.99	$5.76	$9.51	$11.44
EBITDA	$11.8B	$19.4B	$8.0B	$11.6B	$13.7B
Shares Outstanding	649M	666M	711M	729M	723M

Line Item	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2	FY2026 Q3
Revenue	$19.7B	$20.4B	$19.2B	$19.2B	$19.3B	$19.3B	$19.3B	$20.3B
Cost of Revenue	$12.9B	$12.2B	$11.6B	$11.0B	$10.8B	$10.3B	$10.5B	$11.1B
Gross Profit	$6.8B	$8.2B	$7.6B	$8.1B	$8.5B	$9.1B	$8.8B	$9.2B
Gross Margin	34.4%	40.1%	39.6%	42.5%	44.1%	46.9%	45.6%	45.5%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$2.9B	$3.4B	$3.1B	$3.2B	$3.2B	$3.7B	$3.3B	$3.4B
Operating Expenses	$3.8B	$5.4B	$5.0B	$5.1B	$5.5B	$5.7B	$5.3B	$6.8B
Operating Income	$3.0B	$2.8B	$2.6B	$3.1B	$3.0B	$3.3B	$3.5B	$2.5B
Operating Margin	15.2%	13.8%	13.5%	16.1%	15.7%	17.2%	18.1%	12.4%
Interest Expense	$11.4B	$11.2B	$10.6B	$10.2B	$10.0B	$9.5B	$9.7B	$10.2B
Income Before Tax	$3.0B	$2.8B	$2.6B	$3.1B	$3.0B	$3.3B	$3.5B	$2.5B
Tax Expense	$703M	$690M	$644M	$756M	$735M	$836M	$868M	$746M
Net Income	$2.3B	$2.1B	$2.0B	$2.3B	$2.3B	$2.5B	$2.6B	$1.7B
Net Margin	11.7%	10.4%	10.2%	12.1%	11.9%	12.9%	13.6%	8.6%
EPS (Diluted)	$2.95	$2.84	$2.50	$3.14	$2.94	$3.39	$3.50	$2.40
EBITDA	$3.5B	$3.4B	$3.1B	$3.6B	$3.6B	$3.9B	$4.0B	$3.1B
Shares Outstanding	729M	729M	726M	721M	723M	710M	710M	500M

BMO NYSE