Also trades as: BNS.TO (TSX) · $vol 387M · 0UKI.L (LSE) · $vol 0M · BNSPF (OTC) · $vol 0M

$93.85

+0.56 (+0.60%)

After Hours: $93.97 (+0.12, +0.13%)

Weekly Expected Move ±2.7%

$88 $90 $93 $95 $98

NYSE · Financial Services · Banks - Diversified · Tech Score Strong Buy · Power 71 · $114.4B mcap · 1.20B float · 0.188% daily turnover · Short 41% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $1.74B held by 572 funds, 51 bp over Treasuries → details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest

Revenue Segmentation

By Product / Service

By Geography

Revenue by Segment (5-Year Trend)

Income Trends

Revenue

$73.2B +148.2% ▲

5Y CAGR: +18.5%

Gross Profit

$32.4B +9.5% ▲

5Y CAGR: +0.7%

Operating Income

$10.5B -20.3% ▼

5Y CAGR: +4.8%

Net Income

$7.8B +0.4% ▲

5Y CAGR: +2.8%

EPS (Diluted)

$5.69 -2.9% ▼

5Y CAGR: +1.4%

EBITDA

$12.1B +14.7% ▲

5Y CAGR: +4.5%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$30.9B	$31.1B	$31.8B	$29.5B	$73.2B
YoY Growth	-1.2%	+0.8%	+2.1%	-7.2%	+148.2%
Cost of Revenue	$0	$0	$0	$46.5B	$40.8B
Gross Profit	$30.9B	$31.1B	$31.8B	$29.6B	$32.4B
Gross Margin	100.0%	100.0%	100.0%	100.3%	44.3%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$8.9B	$9.3B	$10.2B	$10.5B	$11.5B
Operating Expenses	-$18.4B	-$3.0B	$31.8B	$19.6B	$21.9B
Operating Income	$12.5B	$28.1B	$8.7B	$13.2B	$10.5B
Operating Margin	40.4%	90.3%	27.3%	44.7%	14.4%
Interest Expense	$8.0B	$15.4B	$38.5B	$42.4B	$36.1B
Income Before Tax	$12.8B	$12.9B	$9.8B	$9.9B	$10.5B
Tax Expense	$2.9B	$2.8B	$2.2B	$2.0B	$2.8B
Net Income	$9.6B	$9.9B	$7.4B	$7.8B	$7.8B
Net Margin	31.1%	31.8%	23.3%	26.3%	10.6%
EPS (Diluted)	$7.70	$8.02	$5.81	$5.86	$5.69
EBITDA	$14.0B	$14.2B	$0	$10.6B	$12.1B
Shares Outstanding	1.23B	1.21B	1.20B	1.23B	1.25B

Line Item	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2	FY2026 Q3
Revenue	$18.9B	$19.1B	$17.9B	$18.0B	$18.2B	$17.6B	$17.2B	$18.5B
Cost of Revenue	$11.4B	$11.0B	$10.4B	$9.7B	$9.7B	$8.9B	$8.8B	$9.2B
Gross Profit	-$1.8B	$8.1B	$7.5B	$8.3B	$8.5B	$8.7B	$8.4B	$9.2B
Gross Margin	-9.5%	42.5%	42.0%	46.2%	46.5%	49.4%	48.9%	50.0%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$2.7B	$2.9B	$2.8B	$2.8B	$3.0B	$3.1B	$3.0B	$3.2B
Operating Expenses	$8.5B	$9.3B	$5.0B	$4.9B	$5.6B	$5.5B	$5.0B	$5.3B
Operating Income	$0	$1.7B	$2.6B	$3.4B	$2.9B	$3.2B	$3.4B	$3.9B
Operating Margin	0.0%	9.2%	14.3%	18.7%	15.7%	18.0%	20.0%	21.3%
Interest Expense	$10.4B	$9.8B	$9.0B	$8.6B	$8.6B	$7.7B	$7.6B	$8.2B
Income Before Tax	$2.2B	$1.6B	$2.6B	$3.4B	$2.9B	$3.2B	$3.4B	$3.7B
Tax Expense	$511M	$726M	$540M	$829M	$656M	$872M	$799M	$957M
Net Income	$1.6B	$1.1B	$2.0B	$2.4B	$2.2B	$2.3B	$2.6B	$2.9B
Net Margin	8.7%	6.0%	11.0%	13.6%	12.2%	13.0%	15.1%	15.7%
EPS (Diluted)	$1.22	$0.66	$1.48	$1.84	$1.65	$1.73	$2.00	$2.30
EBITDA	$2.7B	$1.7B	$3.0B	$3.8B	$3.3B	$3.6B	$3.8B	$4.1B
Shares Outstanding	1.24B	1.25B	1.25B	1.25B	1.25B	1.25B	1.23B	874M

BNS NYSE