Also trades as: BOH-PA (NYSE) · $vol 0M

$70.03

-0.49 (-0.70%)

After Hours: $66.53 (-3.50, -5.00%)

Weekly Expected Move ±3.0%

$66 $69 $71 $73 $75

NYSE · Financial Services · Banks - Regional · Tech Score Neutral · Power 57 · $2.8B mcap · 39M float · 1.08% daily turnover · Short 69% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Revenue Segmentation

By Product / Service

Revenue by Segment (5-Year Trend)

Income Trends

Revenue

$1.1B +5.2% ▲

5Y CAGR: +8.2%

Gross Profit

$731M +17.6% ▲

5Y CAGR: +5.4%

Operating Income

$290M +46.5% ▲

5Y CAGR: +8.9%

Net Income

$206M +37.3% ▲

5Y CAGR: +6.0%

EPS (Diluted)

$4.62 +33.5% ▲

5Y CAGR: +3.7%

EBITDA

$313M +36.3% ▲

5Y CAGR: +7.1%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$689M	$755M	$966M	$1.0B	$1.1B
YoY Growth	-5.7%	+9.5%	+27.9%	+6.6%	+5.2%
Cost of Revenue	-$21M	$49M	$322M	$408M	$353M
Gross Profit	$710M	$706M	$643M	$621M	$731M
Gross Margin	103.1%	93.5%	66.6%	60.3%	67.4%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$235M	$242M	$256M	$256M	$310M
Operating Expenses	$385M	$415M	$416M	$423M	$441M
Operating Income	$326M	$291M	$227M	$198M	$290M
Operating Margin	47.2%	38.5%	23.5%	19.2%	26.8%
Interest Expense	$29M	$57M	$313M	$397M	$350M
Income Before Tax	$326M	$291M	$227M	$198M	$262M
Tax Expense	$72M	$65M	$56M	$48M	$56M
Net Income	$253M	$226M	$171M	$150M	$206M
Net Margin	36.8%	29.9%	17.7%	14.6%	19.0%
EPS (Diluted)	$6.25	$5.48	$4.14	$3.46	$4.62
EBITDA	$358M	$324M	$260M	$229M	$313M
Shares Outstanding	40M	40M	39M	40M	40M

Line Item	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2	FY2026 Q3
Revenue	$261M	$257M	$260M	$295M	$271M	$263M	$269M	$272M
Cost of Revenue	$103M	$92M	$92M	$87M	$84M	$73M	$76M	$76M
Gross Profit	$158M	$165M	$168M	$208M	$187M	$191M	$193M	$196M
Gross Margin	60.5%	64.3%	64.6%	70.5%	68.9%	72.3%	71.7%	72.1%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$63M	$67M	$67M	$67M	$71M	$74M	$90M	$90M
Operating Expenses	$106M	$109M	$108M	$112M	$109M	$116M	$111M	$112M
Operating Income	$52M	$56M	$60M	$96M	$78M	$75M	$82M	$84M
Operating Margin	19.8%	21.9%	23.2%	32.4%	28.6%	28.3%	30.5%	30.8%
Interest Expense	$99M	$88M	$89M	$91M	$82M	$71M	$73M	$73M
Income Before Tax	$52M	$56M	$60M	$68M	$78M	$75M	$82M	$84M
Tax Expense	$12M	$12M	$13M	$14M	$17M	$17M	$18M	$19M
Net Income	$39M	$44M	$48M	$53M	$61M	$57M	$64M	$64M
Net Margin	15.0%	17.1%	18.3%	18.1%	22.4%	21.8%	23.7%	23.6%
EPS (Diluted)	$0.85	$0.97	$1.06	$1.20	$1.39	$1.30	$1.48	$1.49
EBITDA	$59M	$64M	$68M	$103M	$85M	$82M	$88M	$157M
Shares Outstanding	40M	40M	40M	40M	40M	40M	40M	40M

BOH NYSE