BOTJ NASDAQ
Bank of the James Financial Group, Inc.
1W: +9.2%
1M: +10.3%
3M: +8.0%
YTD: +62.7%
1Y: +89.8%
3Y: +229.8%
5Y: +139.1%
$30.01
+0.02 (+0.07%)
Pre-Market: $30.40 (+0.39, +1.30%)
Weekly Expected Move ±3.1%
$28
$29
$30
$31
$32
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
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Institutions
ETF Exposure
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Balance Sheet Trends
Total Assets
$1.0B
+6.1% ▲
5Y CAGR: +4.1%
Total Liabilities
$959M
+4.9% ▲
5Y CAGR: +4.1%
Shareholders Equity
$80M
+23.4% ▲
5Y CAGR: +3.7%
Cash & Investments
$84M
+118.4% ▲
5Y CAGR: -7.1%
Total Debt
$9M
-54.5% ▼
5Y CAGR: -2.6%
Net Debt
-$76M
-1821.3% ▼
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $29M | $30M | $26M | $23M | $84M |
| Short-Term Investments | $162M | $186M | $217M | $15M | $56M |
| Cash & ST Investments | $191M | $216M | $242M | $39M | $84M |
| Net Receivables | $2M | $3M | $3M | $3M | $3M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $193M | $219M | $245M | $42M | $88M |
| Property, Plant & Equip. | $18M | $18M | $18M | $19M | $19M |
| Goodwill & Intangibles | $11M | $10M | $9M | $9M | $8M |
| Long-Term Investments | $582M | $611M | $607M | $816M | $884M |
| Other Non-Current Assets | $183M | $71M | $90M | $93M | $39M |
| Total Non-Current Assets | $795M | $710M | $724M | $938M | $951M |
| Total Assets | $988M | $929M | $969M | $979M | $1.0B |
| — Liabilities — | |||||
| Accounts Payable | $46K | $89K | $480K | $722K | $0 |
| Short-Term Debt | $0 | $0 | $0 | $0 | $0 |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $887M | $848M | $878M | $882M | -$990K |
| Total Current Liabilities | $887M | $848M | $879M | $883M | $177K |
| Long-Term Debt | $21M | $20M | $20M | $19M | $9M |
| Other Non-Current Liab. | $10M | $10M | $10M | $12M | $950M |
| Total Non-Current Liabilities | $31M | $30M | $30M | $31M | $959M |
| Total Liabilities | $918M | $878M | $909M | $914M | $959M |
| — Equity — | |||||
| Common Stock | $10M | $10M | $10M | $10M | $10M |
| Retained Earnings | $23M | $31M | $37M | $43M | $50M |
| Accumulated OCI | -$1M | -$27M | -$22M | -$23M | -$15M |
| Total Stockholders Equity | $69M | $50M | $60M | $65M | $80M |
| Total Liabilities & Equity | $988M | $929M | $969M | $979M | $1.0B |
| — Key Metrics — | |||||
| Total Debt | $21M | $20M | $20M | $19M | $9M |
| Net Debt | -$8M | -$10M | -$6M | -$4M | -$76M |
| Total Investments | $743M | $797M | $823M | $832M | $940M |