CARE NASDAQ
Carter Bankshares, Inc.
1W: +0.5%
1M: +2.2%
3M: -11.9%
YTD: +56.0%
1Y: +64.2%
3Y: +176.6%
5Y: +106.3%
$30.32
-0.56 (-1.81%)
Weekly Expected Move ±2.4%
$29
$30
$31
$31
$32
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
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Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Cash Flow Trends
Operating Cash Flow
$40M
+7.9% ▲
5Y CAGR: +38.9%
Capital Expenditures
$8M
+1.0% ▲
5Y CAGR: -4.5%
Free Cash Flow
$32M
+10.4% ▲
Dividends Paid
$0
+0.0% ▲
Buybacks
$20M
+0.0% ▲
Net Change in Cash
-$26M
-133.9% ▼
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $32M | $50M | $23M | $25M | $31M |
| Depreciation & Amort. | $6M | $6M | $6M | $7M | $0 |
| Stock-Based Comp. | $1M | $1M | $2M | $2M | $0 |
| Change in Working Capital | $6M | -$722K | -$1M | $2M | -$470K |
| Other Non-Cash Items | $28M | $10M | $14M | -$1M | $9M |
| Operating Cash Flow | $78M | $71M | $47M | $37M | $40M |
| — Investing Activities — | |||||
| Capital Expenditures | -$8M | -$6M | -$10M | -$8M | $0 |
| Acquisitions (Net) | -$74M | $0 | $0 | $0 | $0 |
| Investment Purchases | -$467M | -$136M | -$25M | -$25M | $0 |
| Investment Sales | $307M | $104M | $92M | $81M | $0 |
| Other Investing | $135M | -$345M | -$364M | -$117M | -$156M |
| Investing Cash Flow | -$106M | -$382M | -$307M | -$68M | -$156M |
| — Financing Activities — | |||||
| Net Debt Issuance | -$28M | $174M | $213M | -$323M | $108M |
| Stock Repurchased | -$157K | -$43M | -$16M | $0 | -$20M |
| Dividends Paid | $0 | $0 | $0 | $0 | $0 |
| Other Financing | $93M | -$50M | $72M | $432M | $2M |
| Financing Cash Flow | $65M | $80M | $268M | $108M | $90M |
| Net Change in Cash | $36M | -$231M | $8M | $77M | -$26M |
| Cash End of Period | $278M | $47M | $55M | $131M | $105M |
| Free Cash Flow | $69M | $65M | $37M | $29M | $32M |