Also trades as: 0VQD.L (LSE) · $vol 1M

$356.25

-0.49 (-0.14%)

After Hours: $357.18 (+0.93, +0.26%)

Weekly Expected Move ±3.1%

$333 $344 $355 $366 $377

NYSE · Financial Services · Insurance - Property & Casualty · Tech Score Strong Buy · Power 75 · $137.6B mcap · 347M float · 0.501% daily turnover · Short 36% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $122.1M held by 209 funds, 62 bp over Treasuries → details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest Supply Chain

Revenue Segmentation

By Product / Service

By Geography

Revenue by Segment (5-Year Trend)

Income Trends

Revenue

$59.6B +6.1% ▲

5Y CAGR: +10.6%

Gross Profit

$27.5B +70.3% ▲

5Y CAGR: +31.5%

Operating Income

$23.2B +102.3% ▲

5Y CAGR: +41.0%

Net Income

$10.3B +11.2% ▲

5Y CAGR: +23.9%

EPS (Diluted)

$25.73 +13.3% ▲

5Y CAGR: +27.0%

EBITDA

$10.1B -19.5% ▼

5Y CAGR: +15.2%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$40.8B	$43.0B	$50.1B	$56.1B	$59.6B
YoY Growth	+13.1%	+5.4%	+16.7%	+12.0%	+6.1%
Cost of Revenue	$29.4B	$32.1B	$36.3B	$40.0B	$32.0B
Gross Profit	$11.3B	$10.8B	$13.8B	$16.2B	$27.5B
Gross Margin	27.8%	25.2%	27.6%	28.8%	46.2%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$3.1B	$3.4B	$4.0B	$4.4B	$4.5B
Operating Expenses	$1.5B	$4.3B	$4.3B	$4.7B	$4.4B
Operating Income	$9.8B	$6.5B	$9.5B	$11.5B	$23.2B
Operating Margin	24.0%	15.1%	19.0%	20.4%	38.9%
Interest Expense	$492M	$570M	$672M	$741M	$764M
Income Before Tax	$9.8B	$6.5B	$9.5B	$11.5B	$13.0B
Tax Expense	$1.3B	$1.2B	$511M	$1.8B	$2.4B
Net Income	$8.5B	$5.2B	$9.0B	$9.3B	$10.3B
Net Margin	20.9%	12.2%	18.0%	16.5%	17.3%
EPS (Diluted)	$19.27	$12.39	$21.80	$22.70	$25.73
EBITDA	$10.6B	$7.3B	$10.5B	$12.5B	$10.1B
Shares Outstanding	443M	424M	414M	412M	396M

Line Item	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2	FY2026 Q3
Revenue	$14.2B	$13.5B	$14.9B	$16.1B	$15.3B	$14.8B	$15.8B	$16.2B
Cost of Revenue	$9.9B	$10.5B	$10.4B	$11.1B	$10.3B	$7.9B	$8.3B	$9.0B
Gross Profit	$4.2B	$3.0B	$4.5B	$5.0B	$5.0B	$6.8B	$7.5B	$7.2B
Gross Margin	29.9%	21.9%	30.1%	31.2%	32.4%	46.4%	47.5%	44.4%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$1.1B	$1.1B	$1.1B	$1.1B	$1.2B	$0	$3.8B	$3.9B
Operating Expenses	$1.1B	$1.3B	$772M	$1.1B	$1.2B	$6.8B	$3.9B	$4.0B
Operating Income	$3.1B	$1.7B	$3.7B	$3.9B	$3.8B	$0	$3.6B	$3.2B
Operating Margin	22.0%	12.3%	24.9%	24.1%	24.6%	0.0%	22.9%	20.0%
Interest Expense	$189M	$181M	$181M	$197M	$205M	$198M	$200M	$204M
Income Before Tax	$3.1B	$1.7B	$3.7B	$3.9B	$3.8B	$0	$3.4B	$3.4B
Tax Expense	$479M	$321M	$717M	$787M	$597M	$646M	$742M	$666M
Net Income	$2.6B	$1.3B	$3.0B	$2.8B	$3.2B	$2.3B	$2.9B	$2.7B
Net Margin	18.2%	9.9%	19.9%	17.4%	21.0%	15.7%	18.2%	16.9%
EPS (Diluted)	$6.33	$3.29	$7.35	$6.99	$8.10	$5.88	$7.43	$7.30
EBITDA	$3.4B	$1.9B	$4.0B	$4.2B	$4.1B	$271M	$3.7B	$3.7B
Shares Outstanding	428M	405M	404M	403M	396M	395M	393M	389M

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