CBU NYSE
Community Bank System, Inc.
1W: +2.6%
1M: +3.1%
3M: -3.2%
YTD: +7.3%
1Y: +9.5%
3Y: +68.5%
5Y: +0.7%
$62.37
+0.05 (+0.08%)
Weekly Expected Move ±2.5%
$59
$61
$62
$64
$66
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Cash Flow Trends
Operating Cash Flow
$302M
+24.6% ▲
5Y CAGR: +11.0%
Capital Expenditures
$69M
-231.0% ▼
5Y CAGR: +35.9%
Free Cash Flow
$233M
+5.3% ▲
5Y CAGR: +7.2%
Dividends Paid
$98M
-1.9% ▼
Buybacks
$11M
+75.7% ▲
Net Change in Cash
$105M
+1633.7% ▲
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $190M | $188M | $132M | $182M | $210M |
| Depreciation & Amort. | $30M | $30M | $28M | $29M | $29M |
| Stock-Based Comp. | $6M | $8M | $9M | $8M | $11M |
| Change in Working Capital | $2M | -$6M | $1M | -$6M | $8M |
| Other Non-Cash Items | -$34M | -$7M | $65M | $28M | $32M |
| Operating Cash Flow | $203M | $215M | $228M | $242M | $302M |
| — Investing Activities — | |||||
| Capital Expenditures | -$13M | -$13M | -$19M | -$21M | -$69M |
| Acquisitions (Net) | -$30M | -$915K | -$9M | -$16M | $472M |
| Investment Purchases | -$2.0B | -$1.4B | -$68M | -$166M | -$147M |
| Investment Sales | $427M | $267M | $1.3B | $127M | $95M |
| Other Investing | $50M | -$1.0B | -$916M | -$760M | -$533M |
| Investing Cash Flow | -$1.5B | -$2.1B | $336M | -$836M | -$182M |
| — Financing Activities — | |||||
| Net Debt Issuance | -$82M | $768M | -$330M | $268M | -$309M |
| Stock Repurchased | -$5M | -$17M | -$30M | -$46M | -$11M |
| Dividends Paid | -$91M | -$93M | -$95M | -$96M | -$98M |
| Other Financing | $1.7B | -$400M | -$128M | $466M | $397M |
| Financing Cash Flow | $1.6B | $259M | -$583M | $599M | -$15M |
| Net Change in Cash | $229M | -$1.7B | -$19M | $6M | $105M |
| Cash End of Period | $1.9B | $210M | $191M | $197M | $302M |
| Free Cash Flow | $189M | $202M | $210M | $222M | $233M |