$33.93

-0.17 (-0.50%)

Weekly Expected Move ±2.3%

$32 $33 $34 $35 $36

NYSE · Real Estate · REIT - Office · Tech Score Neutral · Power 54 · $3.8B mcap · 112M float · 0.837% daily turnover · Short 70% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $134.6M held by 220 funds, 76 bp over Treasuries → details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

49.9 / 100

NoneWeakNarrowWide

Primary source: Cost Advantage · ROIC: 5.7% · 5Y Avg: 2.9%

Cost Advantage ★

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. CDP shows a Weak competitive edge (49.9/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Cost Advantage. ROIC of 5.7% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$38

Low

$40

Avg Target

$42

High

Based on 3 analysts since Jul 27, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 13Hold: 7Sell: 1Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$39.50

Analysts2

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-09-01	Wells Fargo	—	$33	$41	+8	+13.9%	$36.00
2026-08-24	Truist Financial	Michael Lewis	$34	$38	+4	+0.7%	$37.72
2026-07-27	Evercore ISI	—	$41	$42	+1	+9.9%	$38.21
2026-07-06	Evercore ISI	—	$38	$41	+3	+8.8%	$37.68
2026-06-08	Truist Financial	—	$33	$34	+1	+3.4%	$32.88
2026-04-28	Evercore ISI	Steve Sakwa	$34	$38	+4	+17.5%	$32.35
2026-03-03	Truist Financial	Michael Lewis	$31	$33	+2	+2.8%	$32.10
2026-02-09	Cantor Fitzgerald	—	$33	$37	+4	+15.7%	$31.98
2026-01-05	Cantor Fitzgerald	—	$35	$33	-2	+20.0%	$27.49
2025-12-15	Evercore ISI	Steve Sakwa	$35	$34	-1	+14.8%	$29.61
2025-10-13	New Street	—	Initiated	$33	—	+19.3%	$27.66
2025-10-01	Cantor Fitzgerald	Richard Anderson	Initiated	$35	—	+20.4%	$29.06
2025-09-29	Evercore ISI	—	$36	$35	-1	+19.5%	$29.29
2025-09-15	Evercore ISI	Steve Sakwa	$33	$36	+3	+17.4%	$30.66
2024-10-29	BTIG	Tom Catherwood	Initiated	$33	—	+1.4%	$32.56
2024-08-30	Wells Fargo	Blaine Heck	Initiated	$33	—	+10.6%	$29.83
2024-08-29	Truist Financial	Michael Lewis	Initiated	$31	—	+4.8%	$29.59
2024-08-05	Bank of America Securities	Camille Bonnel	Initiated	$32	—	+13.4%	$28.22
2024-07-30	Evercore ISI	Steve Sakwa	$28	$33	+5	+13.5%	$29.08
2024-02-20	Jefferies	Peter Abramowitz	Initiated	$28	—	+15.7%	$24.20
2024-02-11	Evercore ISI	Steve Sakwa	Initiated	$28	—	+14.2%	$24.52

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. CDP receives an overall rating of B. Strongest factors: DCF (4/5), ROE (4/5), ROA (4/5). Areas of concern: D/E (1/5), P/E (2/5), P/B (2/5).

Rating Change History

Date	From	To
2026-10-12	B+	B
2026-10-01	B-	B+
2026-09-02	B	B-
2026-05-04	B+	B
2026-04-01	B	B+
2026-02-23	B-	B
2026-02-20	B	B-
2026-02-19	A-	B
2026-02-10	B	A-

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 52 Grade A

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. CDP scores highest in Momentum (81/100) and lowest in Safety (15/100). An overall grade of A places CDP among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

0.99

Distress Zone

Piotroski F-Score

7/9

✓ ✓ ✓ ✓ ✗ ✓ ✗ ✓ ✓

Beneish M-Score

-3.22

Unlikely Manipulator

Ohlson O-Score

-6.97

Bankruptcy prob: 0.1%

Low Risk

Credit Rating

BBB-

Score: 50.1/100

Trend: Improving

Earnings Quality

75/100

OCF/NI: 2.80x

Accruals: -6.7%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. CDP scores 0.99, placing it in the Distress Zone (safe > 2.99, distress < 1.81). Historically, companies in this range face elevated bankruptcy risk. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. CDP scores 7/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. CDP's score of -3.22 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. CDP's implied 0.1% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. CDP receives an estimated rating of BBB- (score: 50.1/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). CDP's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

23.43x

PEG

1.76x

P/S

4.91x

P/B

2.51x

P/FCF

15.74x

P/OCF

9.01x

EV/EBITDA

15.90x

EV/Revenue

8.65x

EV/EBIT

26.27x

EV/FCF

25.83x

Earnings Yield

3.97%

FCF Yield

6.35%

Shareholder Yield

4.22%

Graham Number

$20.91

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 23.4x earnings, CDP commands a growth premium. Graham's intrinsic value formula yields $20.91 per share, 62% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.935

NI / EBT

Interest Burden

0.680

EBT / EBIT

EBIT Margin

0.329

EBIT / Rev

Asset Turnover

0.178

Rev / Assets

Equity Multiplier

2.909

Assets / Equity

ROE

10.8%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. CDP's ROE of 10.8% is driven by a balanced combination of operating margin, asset efficiency, and leverage. A tax burden ratio of 0.93 indicates minimal tax leakage — the company retains over 90% of pre-tax earnings.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

13.30%

Fair P/E

35.09x

Intrinsic Value

$50.70

Price/Value

0.72x

Margin of Safety

28.22%

Premium

-28.22%

Assessment

Neutral

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with CDP's realized 13.3% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. CDP trades at a -28% premium to its adjusted intrinsic value of $50.70, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 35.1x compares to the current market P/E of 23.4x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$33.94

Median 1Y

$34.64

5th Pctile

$21.78

95th Pctile

$55.22

Ann. Volatility

29.0%

Analyst Target

$39.50

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

430

+0.7% YoY

Revenue / Employee

$1,776,565

Rev: $763,923,000

Profit / Employee

$354,221

NI: $152,315,000

SGA / Employee

$76,223

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	8.9%	4.7%	8.7%	8.0%	8.3%	10.5%	11.4%	11.2%	-3.6%	-4.6%	-7.5%	-7.1%	9.2%	9.3%	9.5%	9.7%	10.0%	10.1%	10.4%	10.8%	10.85%
ROA	3.5%	1.8%	3.5%	3.2%	3.2%	4.1%	4.6%	4.5%	-1.3%	-1.7%	-2.8%	-2.7%	3.2%	3.3%	3.3%	3.4%	3.5%	3.4%	3.6%	3.7%	3.73%
ROIC	4.4%	4.3%	5.4%	6.5%	7.2%	8.2%	8.5%	7.4%	4.5%	3.7%	3.0%	3.2%	5.4%	5.5%	5.5%	5.6%	5.7%	5.7%	5.7%	5.7%	5.66%
ROCE	5.4%	3.5%	4.5%	4.1%	4.1%	4.8%	4.6%	4.5%	-1.6%	-1.6%	-1.4%	-1.2%	5.1%	5.4%	5.5%	5.7%	5.7%	5.3%	5.8%	5.8%	5.78%
Gross Margin	31.9%	31.1%	44.6%	48.7%	50.1%	53.3%	55.4%	33.4%	34.2%	34.1%	32.2%	35.3%	34.8%	36.1%	35.5%	37.7%	15.5%	14.1%	59.4%	60.2%	60.18%
Operating Margin	25.9%	24.9%	40.0%	43.9%	44.9%	47.0%	49.2%	27.2%	0.0%	27.8%	26.1%	28.9%	28.8%	29.6%	29.1%	31.4%	30.6%	29.6%	29.1%	32.1%	32.07%
Net Margin	16.2%	8.4%	30.2%	17.4%	16.9%	28.8%	47.0%	17.9%	-1.3%	18.7%	16.9%	18.7%	19.1%	19.1%	18.5%	20.2%	22.1%	19.0%	19.2%	23.5%	23.46%
EBITDA Margin	48.7%	37.8%	40.3%	44.2%	45.3%	47.3%	49.5%	49.5%	-97.9%	48.2%	45.9%	49.6%	49.0%	51.2%	50.0%	52.2%	56.3%	53.9%	53.3%	54.2%	54.19%
FCF Margin	39.9%	33.2%	31.7%	27.2%	24.7%	29.5%	32.8%	35.3%	39.3%	37.3%	35.2%	32.7%	29.6%	33.8%	36.5%	38.5%	41.6%	36.7%	39.3%	33.5%	33.49%
OCF Margin	44.9%	38.9%	38.2%	35.1%	32.5%	35.9%	38.2%	38.6%	42.4%	40.3%	40.6%	41.2%	39.6%	43.9%	44.4%	43.5%	46.9%	43.8%	46.3%	58.5%	58.51%
ROE 3Y Avg	snapshot only																				4.22%
ROE 5Y Avg	snapshot only																				6.33%
ROA 3Y Avg	snapshot only																				1.43%
ROIC 3Y Avg	snapshot only																				2.04%
ROIC Economic	snapshot only																				5.65%
Cash ROA	snapshot only																				10.16%
Cash ROIC	snapshot only																				10.98%
CROIC	snapshot only																				6.28%
NOPAT Margin	snapshot only																				30.18%
Pretax Margin	snapshot only																				22.39%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				5.99%
SBC / Revenue	snapshot only																				0.77%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	17.61	34.80	19.26	19.24	16.77	14.91	12.40	12.72	-43.24	-36.39	-21.37	-23.34	23.90	24.52	21.39	21.41	21.94	20.73	22.26	25.19	23.431
P/S Ratio	3.96	4.15	4.01	3.57	3.13	3.48	3.35	3.49	3.60	3.90	3.60	3.68	4.38	4.52	4.03	4.12	4.39	4.13	4.47	5.27	4.914
P/B Ratio	1.55	1.64	1.66	1.54	1.38	1.53	1.38	1.40	1.65	1.80	1.72	1.80	2.21	2.28	2.02	2.06	2.18	2.08	2.29	2.70	2.509
P/FCF	9.94	12.50	12.67	13.14	12.68	11.80	10.22	9.88	9.16	10.45	10.23	11.23	14.79	13.36	11.06	10.70	10.55	11.26	11.38	15.74	15.739
P/OCF	8.81	10.67	10.49	10.18	9.65	9.71	8.78	9.04	8.49	9.68	8.86	8.93	11.08	10.29	9.09	9.47	9.36	9.43	9.67	9.01	9.008
EV/EBITDA	13.01	17.11	15.34	15.21	14.94	14.76	13.70	13.90	55.49	56.16	51.91	48.45	15.72	15.77	14.60	14.62	14.63	14.04	14.42	15.90	15.904
EV/Revenue	7.35	7.71	7.18	6.50	6.27	6.52	6.37	6.65	6.90	7.24	6.87	6.86	7.57	7.71	7.29	7.40	7.67	7.46	7.77	8.65	8.650
EV/EBIT	22.25	35.67	28.48	28.93	28.06	26.31	24.55	25.13	-70.75	-80.02	-85.91	-102.50	27.16	27.20	25.05	24.88	24.56	23.35	23.81	26.27	26.273
EV/FCF	18.45	23.23	22.67	23.89	25.37	22.08	19.39	18.84	17.56	19.38	19.55	20.96	25.56	22.79	19.99	19.23	18.47	20.32	19.77	25.83	25.831
Earnings Yield	5.7%	2.9%	5.2%	5.2%	6.0%	6.7%	8.1%	7.9%	-2.3%	-2.7%	-4.7%	-4.3%	4.2%	4.1%	4.7%	4.7%	4.6%	4.8%	4.5%	4.0%	3.97%
FCF Yield	10.1%	8.0%	7.9%	7.6%	7.9%	8.5%	9.8%	10.1%	10.9%	9.6%	9.8%	8.9%	6.8%	7.5%	9.0%	9.3%	9.5%	8.9%	8.8%	6.4%	6.35%
PEG Ratio	snapshot only																				1.764
Price/Tangible Book	snapshot only																				2.705
EV/OCF	snapshot only																				14.784
EV/Gross Profit	snapshot only																				22.989
Acquirers Multiple	snapshot only																				28.523
Shareholder Yield	snapshot only																				4.22%
Graham Number	snapshot only																				$20.91

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	1.53	1.39	0.00	0.00	0.00	1.19	0.00	0.00	0.00	1.73	2.79	1.55	2.44	1.26	1.22	1.10	1.14	5.51	6.37	6.85	6.853
Quick Ratio	1.53	1.39	0.00	0.00	0.00	1.19	0.00	0.00	0.00	1.74	2.79	1.55	2.44	1.26	1.22	1.10	1.14	5.51	6.37	6.85	6.853
Debt/Equity	1.34	1.42	1.32	1.27	1.38	1.34	1.25	1.28	1.65	1.65	1.65	1.63	1.63	1.63	1.65	1.66	1.65	1.86	1.71	1.75	1.750
Net Debt/Equity	1.33	1.41	1.31	1.26	1.38	1.34	1.24	1.27	1.51	1.54	1.57	1.56	1.60	1.61	1.63	1.65	1.64	1.68	1.69	1.73	1.734
Debt/Assets	0.53	0.54	0.53	0.50	0.54	0.53	0.52	0.52	0.58	0.58	0.58	0.57	0.57	0.57	0.58	0.58	0.57	0.60	0.58	0.59	0.592
Debt/EBITDA	6.04	7.95	6.83	6.91	7.51	6.91	6.52	6.65	28.95	27.77	26.04	23.47	6.71	6.63	6.59	6.54	6.33	6.93	6.19	6.27	6.270
Net Debt/EBITDA	6.00	7.91	6.77	6.85	7.47	6.87	6.48	6.61	26.54	25.86	24.74	22.50	6.62	6.52	6.52	6.49	6.27	6.26	6.12	6.21	6.213
Interest Coverage	3.33	2.22	2.91	2.79	2.87	3.04	2.96	2.83	-0.98	-0.85	-0.74	-0.60	2.50	2.55	2.61	2.66	2.78	2.82	2.81	2.76	2.757
Equity Multiplier	2.54	2.63	2.50	2.53	2.57	2.53	2.42	2.45	2.85	2.86	2.86	2.84	2.84	2.85	2.85	2.86	2.89	3.10	2.94	2.95	2.955
Cash Ratio	snapshot only																				0.496
Debt Service Coverage	snapshot only																				4.554
Cash to Debt	snapshot only																				0.009
FCF to Debt	snapshot only																				0.098
Defensive Interval	snapshot only																				2128.6 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	0.16	0.15	0.17	0.17	0.17	0.17	0.17	0.16	0.16	0.16	0.17	0.17	0.18	0.18	0.18	0.18	0.17	0.17	0.18	0.18	0.178
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	3.43	3.84	3.13	3.31	3.16	4.72	2.84	2.74	2.54	3.76	3.07	3.10	3.20	3.75	3.65	3.65	3.05	3.47	3.53	3.02	3.015
Payables Turnover	2.73	2.64	9.12	6.78	4.62	2.19	—	—	—	2.86	8.45	7.88	7.37	3.80	4.60	4.19	7.70	4.16	4.92	4.40	4.398
DSO	106	95	117	110	116	77	129	133	144	97	119	118	114	97	100	100	119	105	103	121	121.0 days
DIO	0	0	0	0	0	0	0	0	0	-1	0	0	0	-1	0	0	0	0	0	0	0.0 days
DPO	133	138	40	54	79	166	0	0	0	128	43	46	50	96	79	87	47	88	74	83	83.0 days
Cash Conversion Cycle	-27	-43	77	56	37	-89	129	133	144	-32	76	72	64	0	21	13	72	17	29	38	38.1 days
Cash Velocity	snapshot only																				32.462
Capital Intensity	snapshot only																				5.758

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	6.5%	5.4%	10.7%	13.1%	13.5%	15.4%	4.0%	-2.5%	-6.6%	-7.5%	-0.2%	4.9%	10.1%	10.0%	5.2%	3.0%	0.1%	1.4%	3.9%	4.5%	4.50%
Net Income	1.5%	-21.4%	1.1%	54.8%	-5.7%	1.3%	35.1%	43.8%	-1.4%	-1.4%	-1.6%	-1.6%	3.4%	2.9%	2.2%	2.3%	9.1%	9.6%	10.7%	13.7%	13.72%
EPS	1.5%	-21.5%	1.1%	54.5%	-5.8%	1.3%	35.0%	43.8%	-1.4%	-1.4%	-1.6%	-1.6%	3.4%	2.9%	2.2%	2.3%	8.9%	9.8%	10.1%	13.3%	13.30%
FCF	20.9%	-1.2%	11.8%	-7.8%	-29.6%	2.6%	7.9%	26.4%	48.3%	17.0%	6.9%	-2.7%	-16.9%	-0.3%	9.2%	21.0%	40.3%	10.0%	11.9%	-9.1%	-9.07%
EBITDA	48.1%	-6.2%	13.6%	0.3%	-15.8%	13.0%	3.4%	9.1%	-72.3%	-73.0%	-71.6%	-68.9%	3.3%	3.2%	3.0%	2.7%	8.9%	10.2%	12.1%	12.3%	12.28%
Op. Income	-11.8%	5.0%	27.1%	48.8%	67.6%	92.5%	60.1%	20.0%	-25.5%	-45.1%	-55.4%	-47.3%	-0.9%	19.6%	48.6%	44.4%	8.3%	8.0%	7.7%	6.6%	6.64%
OCF Growth	snapshot only																				40.71%
Asset Growth	snapshot only																				5.33%
Equity Growth	snapshot only																				2.04%
Debt Growth	snapshot only																				7.58%
Shares Change	snapshot only																				0.37%
Dividend Growth	snapshot only																				29.36%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	2.0%	3.4%	6.0%	5.8%	5.3%	4.8%	3.6%	4.5%	4.1%	4.0%	4.8%	5.0%	5.3%	5.5%	3.0%	1.7%	1.0%	1.0%	2.9%	4.1%	4.11%
Revenue 5Y	2.2%	2.2%	3.7%	4.3%	4.2%	3.8%	2.5%	2.1%	2.4%	3.4%	4.4%	3.9%	3.7%	3.2%	3.2%	4.3%	4.4%	4.6%	4.7%	4.5%	4.46%
EPS 3Y	27.5%	0.9%	22.7%	-6.5%	-6.4%	-3.4%	-0.5%	19.4%	—	—	—	—	-1.8%	21.5%	-0.5%	2.7%	3.1%	-4.4%	-7.0%	-5.1%	-5.10%
EPS 5Y	21.4%	41.4%	37.2%	7.7%	10.2%	21.0%	25.7%	20.9%	—	—	—	—	-3.8%	-6.5%	-6.4%	5.1%	20.4%	9.1%	18.2%	13.7%	13.67%
Net Income 3Y	30.6%	2.1%	23.5%	-6.6%	-6.2%	-3.3%	-0.3%	19.6%	—	—	—	—	-1.7%	22.0%	-0.3%	2.9%	3.2%	-4.2%	-6.7%	-4.8%	-4.85%
Net Income 5Y	25.7%	46.3%	40.9%	10.4%	13.1%	24.0%	28.5%	23.3%	—	—	—	—	-3.6%	-6.2%	-6.2%	5.3%	20.7%	9.4%	18.6%	13.9%	13.91%
EBITDA 3Y	9.9%	0.6%	3.6%	1.4%	1.4%	3.3%	3.5%	3.8%	-29.9%	-34.1%	-30.6%	-30.2%	-0.2%	8.4%	5.3%	7.6%	8.7%	7.4%	8.2%	8.7%	8.67%
EBITDA 5Y	12.4%	5.4%	7.3%	1.1%	1.1%	3.6%	3.8%	3.8%	-20.9%	-20.9%	-20.0%	-18.8%	4.2%	4.4%	4.6%	5.0%	9.9%	5.6%	8.2%	7.0%	7.04%
Gross Profit 3Y	-13.4%	-13.6%	-9.2%	-5.3%	-1.4%	2.8%	7.0%	8.2%	9.3%	10.3%	5.8%	6.7%	7.0%	7.9%	2.7%	-1.5%	-10.0%	-18.7%	-12.4%	-4.1%	-4.09%
Gross Profit 5Y	-9.2%	-9.0%	-5.8%	-2.7%	-0.2%	2.3%	2.7%	0.7%	-1.3%	-3.6%	-6.2%	-5.7%	-5.2%	-4.9%	-2.5%	0.5%	0.3%	-0.4%	4.3%	7.7%	7.69%
Op. Income 3Y	7.1%	4.1%	10.5%	16.4%	22.1%	19.5%	19.4%	15.2%	3.2%	3.5%	-3.2%	-2.0%	7.4%	8.1%	2.0%	-3.0%	-7.2%	-10.8%	-10.7%	-6.7%	-6.71%
Op. Income 5Y	37.0%	25.1%	27.7%	14.1%	13.0%	18.6%	18.8%	16.1%	8.9%	3.6%	-0.8%	-0.0%	6.1%	2.3%	2.4%	3.1%	3.4%	7.5%	7.7%	7.7%	7.70%
FCF 3Y	12.0%	5.7%	1.2%	-2.9%	-5.8%	-1.5%	0.4%	-0.4%	8.1%	5.8%	8.8%	4.3%	-4.6%	6.1%	8.0%	14.2%	20.0%	8.6%	9.3%	2.3%	2.31%
FCF 5Y	2.5%	-1.7%	-2.4%	-3.0%	-4.9%	-1.0%	3.6%	4.9%	8.0%	7.2%	3.6%	2.4%	0.6%	2.2%	3.4%	3.1%	8.0%	5.4%	9.5%	4.5%	4.54%
OCF 3Y	16.5%	11.4%	7.8%	5.8%	3.1%	5.2%	4.8%	1.9%	7.7%	3.7%	8.4%	6.4%	0.9%	9.9%	8.3%	9.2%	14.1%	8.0%	9.7%	19.6%	19.63%
OCF 5Y	5.0%	1.4%	1.3%	2.1%	0.4%	2.9%	6.7%	6.8%	9.6%	8.9%	6.7%	7.2%	6.6%	7.7%	7.1%	5.2%	8.8%	6.2%	9.7%	13.0%	12.98%
Assets 3Y	4.4%	5.2%	3.1%	3.2%	3.5%	3.4%	1.0%	1.9%	1.0%	1.4%	1.0%	1.4%	0.7%	-0.1%	0.9%	0.8%	0.6%	3.4%	2.2%	2.1%	2.07%
Assets 5Y	2.7%	2.4%	2.0%	3.2%	3.7%	3.4%	3.0%	3.3%	3.0%	3.0%	2.3%	2.1%	1.9%	2.0%	0.9%	1.3%	1.1%	2.9%	1.6%	2.2%	2.19%
Equity 3Y	1.4%	0.8%	0.9%	-0.3%	0.1%	0.1%	2.0%	2.3%	-2.6%	-3.7%	-3.0%	-3.2%	-3.1%	-2.7%	-3.4%	-3.3%	-3.2%	-3.4%	-4.3%	-4.1%	-4.06%
Book Value 3Y	-0.9%	-0.4%	0.1%	-0.2%	-0.1%	-0.1%	1.8%	2.1%	-2.7%	-3.8%	-3.2%	-3.3%	-3.2%	-3.1%	-3.5%	-3.5%	-3.4%	-3.7%	-4.5%	-4.3%	-4.32%
Dividend 3Y	-2.3%	-1.1%	-0.7%	0.2%	-0.2%	-0.1%	-0.2%	0.2%	0.5%	0.9%	1.0%	1.1%	1.1%	0.8%	1.1%	1.0%	1.0%	0.9%	0.9%	8.8%	8.80%

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.74	0.63	0.75	0.76	0.66	0.50	0.59	0.58	0.62	0.71	0.92	0.85	0.71	0.60	0.96	0.86	0.74	0.73	0.95	1.00	0.997
Earnings Stability	0.34	0.25	0.39	0.15	0.26	0.22	0.41	0.33	0.16	0.21	0.17	0.29	0.10	0.14	0.12	0.04	0.03	0.02	0.00	0.00	0.004
Margin Stability	0.76	0.73	0.75	0.77	0.78	0.76	0.79	0.82	0.82	0.76	0.73	0.77	0.79	0.79	0.80	0.86	0.85	0.76	0.77	0.83	0.835
Rev. Growth Consistency	0.50	0.50	0.50	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	0.50	0.00	0.50	0.50	0.00	0.50	1.00	1.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.000
FCF Positive Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.50	0.91	0.50	0.50	0.98	0.50	0.86	0.82	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.50	0.50	0.50	0.50	0.500
Earnings Smoothness	0.15	0.76	0.27	0.57	0.94	0.23	0.70	0.64	—	—	—	—	—	—	—	—	0.91	0.91	0.90	0.87	0.872
ROE Trend	0.02	-0.04	0.01	0.02	0.02	0.05	0.05	0.04	-0.12	-0.12	-0.18	-0.17	0.07	0.07	0.08	0.08	0.07	0.08	0.10	0.10	0.098
Gross Margin Trend	-0.13	-0.10	-0.04	0.02	0.09	0.17	0.18	0.12	0.06	-0.02	-0.10	-0.10	-0.10	-0.10	-0.07	-0.05	-0.08	-0.11	-0.03	0.03	0.027
FCF Margin Trend	0.05	-0.02	-0.02	-0.10	-0.13	-0.05	0.01	0.05	0.07	0.06	0.03	0.02	-0.02	0.00	0.02	0.04	0.07	0.01	0.04	-0.02	-0.021
Sustainable Growth Rate	1.3%	-2.9%	1.2%	0.5%	0.8%	3.0%	4.1%	3.9%	—	—	—	—	0.5%	0.5%	0.5%	0.7%	1.0%	1.0%	1.2%	-0.7%	-0.67%
Internal Growth Rate	0.5%	—	0.5%	0.2%	0.3%	1.2%	1.7%	1.6%	—	—	—	—	0.2%	0.2%	0.2%	0.2%	0.3%	0.4%	0.4%	—	—

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	2.00	3.26	1.84	1.89	1.74	1.54	1.41	1.41	-5.09	-3.76	-2.41	-2.61	2.16	2.38	2.35	2.26	2.34	2.20	2.30	2.80	2.796
FCF/OCF	0.89	0.85	0.83	0.77	0.76	0.82	0.86	0.91	0.93	0.93	0.87	0.80	0.75	0.77	0.82	0.89	0.89	0.84	0.85	0.57	0.572
FCF/Net Income	snapshot only																				1.600
OCF/EBITDA	snapshot only																				1.076
CapEx/Revenue	5.1%	5.7%	6.6%	7.9%	7.8%	6.4%	5.4%	3.3%	3.1%	3.0%	5.4%	8.4%	9.9%	10.1%	7.9%	5.0%	5.3%	7.1%	6.9%	25.0%	25.02%
CapEx/Depreciation	snapshot only																				1.166
Accruals Ratio	-0.03	-0.04	-0.03	-0.03	-0.02	-0.02	-0.02	-0.02	-0.08	-0.08	-0.10	-0.10	-0.04	-0.05	-0.05	-0.04	-0.05	-0.04	-0.05	-0.07	-0.067
Sloan Accruals	snapshot only																				0.019
Cash Flow Adequacy	snapshot only																				1.238
Earnings Quality Score	snapshot only																				0.750

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	4.9%	4.6%	4.5%	4.9%	5.4%	4.8%	5.2%	5.2%	5.1%	4.8%	5.0%	4.8%	4.0%	3.9%	4.4%	4.3%	4.1%	4.3%	4.0%	4.2%	3.72%
Dividend/Share	$1.10	$1.10	$1.10	$1.10	$1.10	$1.10	$1.10	$1.11	$1.12	$1.13	$1.14	$1.15	$1.16	$1.16	$1.18	$1.19	$1.20	$1.20	$1.21	$1.53	$1.26
Payout Ratio	85.5%	1.6%	86.7%	93.3%	90.7%	71.5%	64.3%	65.5%	—	—	—	—	95.1%	94.9%	94.3%	93.0%	90.3%	89.7%	88.3%	1.1%	1.06%
FCF Payout Ratio	48.2%	57.9%	57.0%	63.7%	68.6%	56.5%	52.9%	50.9%	47.1%	49.7%	51.4%	54.3%	58.8%	51.7%	48.8%	46.5%	43.5%	48.7%	45.2%	66.4%	66.36%
Total Payout Ratio	90.4%	1.6%	88.4%	95.2%	92.5%	71.5%	64.3%	65.5%	—	—	—	—	95.1%	94.9%	94.3%	93.0%	90.3%	89.7%	88.3%	1.1%	1.06%
Div. Increase Streak	1	1	1	1	1	0	0	1	1	0	0	1	1	1	1	1	1	1	1	1	1
Chowder Number	0.05	0.05	0.05	0.05	0.06	0.05	0.05	0.06	0.07	0.08	0.09	0.09	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.34	0.341
Buyback Yield	0.3%	0.1%	0.1%	0.1%	0.1%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Net Buyback Yield	0.3%	0.1%	0.1%	0.1%	0.1%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Total Shareholder Return	5.1%	4.7%	4.6%	4.9%	5.5%	4.8%	5.2%	5.2%	5.1%	4.8%	5.0%	4.8%	4.0%	3.9%	4.4%	4.3%	4.1%	4.3%	4.0%	4.2%	4.22%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.97	1.00	1.24	1.26	1.25	1.16	0.97	0.97	1.00	1.00	0.99	0.99	0.96	0.96	0.96	0.96	0.95	0.93	0.93	0.93	0.935
Interest Burden (EBT/EBIT)	0.70	0.55	0.66	0.66	0.67	0.82	1.08	1.07	0.85	1.19	2.12	2.37	0.68	0.68	0.67	0.67	0.67	0.67	0.66	0.68	0.680
EBIT Margin	0.33	0.22	0.25	0.22	0.22	0.25	0.26	0.26	-0.10	-0.09	-0.08	-0.07	0.28	0.28	0.29	0.30	0.31	0.32	0.33	0.33	0.329
Asset Turnover	0.16	0.15	0.17	0.17	0.17	0.17	0.17	0.16	0.16	0.16	0.17	0.17	0.18	0.18	0.18	0.18	0.17	0.17	0.18	0.18	0.178
Equity Multiplier	2.55	2.54	2.52	2.50	2.55	2.58	2.46	2.49	2.70	2.69	2.62	2.63	2.85	2.86	2.85	2.85	2.87	2.98	2.90	2.91	2.909

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$1.28	$0.68	$1.27	$1.18	$1.21	$1.54	$1.71	$1.69	$-0.50	$-0.65	$-1.06	$-1.02	$1.22	$1.22	$1.25	$1.28	$1.32	$1.34	$1.37	$1.44	$1.44
Book Value/Share	$14.55	$14.42	$14.67	$14.71	$14.75	$14.93	$15.33	$15.36	$13.25	$13.17	$13.15	$13.18	$13.18	$13.13	$13.19	$13.23	$13.31	$13.34	$13.34	$13.45	$14.23
Tangible Book/Share	$14.41	$14.29	$14.55	$14.60	$14.65	$14.84	$15.33	$15.36	$13.25	$13.11	$13.15	$13.18	$13.18	$13.04	$13.19	$13.23	$13.31	$13.16	$13.34	$13.45	$13.45
Revenue/Share	$5.71	$5.71	$6.08	$6.33	$6.47	$6.58	$6.32	$6.17	$6.07	$6.08	$6.30	$6.46	$6.63	$6.62	$6.62	$6.63	$6.63	$6.73	$6.84	$6.90	$6.95
FCF/Share	$2.28	$1.90	$1.92	$1.72	$1.60	$1.94	$2.08	$2.18	$2.38	$2.27	$2.22	$2.12	$1.96	$2.24	$2.41	$2.55	$2.75	$2.47	$2.69	$2.31	$2.33
OCF/Share	$2.57	$2.22	$2.32	$2.22	$2.10	$2.36	$2.41	$2.38	$2.57	$2.45	$2.56	$2.66	$2.62	$2.91	$2.94	$2.88	$3.11	$2.95	$3.16	$4.04	$4.07
Cash/Share	$0.13	$0.12	$0.17	$0.18	$0.11	$0.11	$0.13	$0.13	$1.82	$1.49	$1.09	$0.89	$0.31	$0.34	$0.21	$0.19	$0.21	$2.42	$0.25	$0.21	$0.21
EBITDA/Share	$3.23	$2.57	$2.84	$2.70	$2.72	$2.90	$2.94	$2.95	$0.75	$0.78	$0.83	$0.92	$3.20	$3.24	$3.30	$3.36	$3.48	$3.57	$3.69	$3.76	$3.76
Debt/Share	$19.51	$20.46	$19.42	$18.69	$20.41	$20.07	$19.17	$19.62	$21.83	$21.75	$21.74	$21.49	$21.45	$21.46	$21.77	$21.97	$22.00	$24.77	$22.81	$23.55	$23.55
Net Debt/Share	$19.38	$20.34	$19.25	$18.51	$20.30	$19.96	$19.03	$19.50	$20.01	$20.26	$20.64	$20.60	$21.15	$21.13	$21.56	$21.78	$21.79	$22.35	$22.56	$23.33	$23.33

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.988
Altman Z-Prime	snapshot only																				1.585
Piotroski F-Score	7	4	7	7	5	7	7	4	3	4	3	5	8	7	6	6	5	6	7	7	7
Beneish M-Score	-2.63	8.77	10.47	8.71	9.38	-2.73	-2.60	-2.21	-2.63	-2.47	-2.50	-2.97	-2.64	-2.73	-2.72	-2.56	-1.94	-2.21	-2.91	-3.22	-3.223
Ohlson O-Score	snapshot only																				-6.970
ROIC (Greenblatt)	snapshot only																				90.56%
Net-Net WC	snapshot only																				$-22.68
EVA	snapshot only																				$-181214306.73

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				BBB-
Credit Score	47.43	35.57	24.53	24.98	26.36	39.98	27.04	28.18	14.19	27.96	32.53	26.26	46.34	40.38	41.35	37.95	38.96	45.96	49.76	50.05	50.051
Credit Grade	snapshot only																				10
Credit Trend	snapshot only																				12.096
Implied Spread (bps)	snapshot only																				350.000
Industry Credit Rank	snapshot only																				80
Sector Credit Rank	snapshot only																				51

CDP NYSE

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Workforce & Productivity

Scaling Efficiency

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