Also trades as: CHG-R.BK (SET) · $vol 2M

฿1.52 ($0.05)

-0.01 (-0.65%)

Weekly Expected Move ±3.1%

฿1 ฿1 ฿2 ฿2 ฿2

SET · Healthcare · Medical - Care Facilities · Tech Score Sell · Power 42 · ฿16.7B mcap · 4.87B float · 0.846% daily turnover

Overview Chart Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ETF Exposure

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

Oct 02, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. CHG.BK receives an overall rating of A. Strongest factors: DCF (5/5), ROE (4/5), ROA (5/5). Areas of concern: D/E (2/5).

Rating Change History

Date	From	To
2026-06-19	A-	A
2026-06-18	A	A-
2026-06-17	A-	A
2026-06-17	A	A-
2026-04-16	None	ADDED
2026-04-15	EXISTED	None
2026-03-02	A-	A
2026-01-05	None	ADDED
2026-01-04	EXISTED	None

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 59 Grade A

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

100

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. CHG.BK scores highest in Safety (100/100) and lowest in Growth (44/100). An overall grade of A places CHG.BK among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

7.46

Safe Zone

Piotroski F-Score

7/9

✓ ✓ ✓ ✓ ✓ ✓ ✗ ✗ ✓

Beneish M-Score

-2.72

Unlikely Manipulator

Ohlson O-Score

-11.41

Bankruptcy prob: 0.0%

Low Risk

Credit Rating

AAA

Score: 96.1/100

Trend: Stable

Earnings Quality

100/100

OCF/NI: 1.50x

Accruals: -4.8%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. CHG.BK scores 7.46, placing it in the Safe Zone (safe > 2.99, distress < 1.81). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. CHG.BK scores 7/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. CHG.BK's score of -2.72 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. CHG.BK's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. CHG.BK receives an estimated rating of AAA (score: 96.1/100), with a stable trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). CHG.BK's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

17.19x

PEG

5.26x

P/S

1.97x

P/B

2.16x

P/FCF

26.81x

P/OCF

11.77x

EV/EBITDA

9.53x

EV/Revenue

1.93x

EV/EBIT

13.57x

EV/FCF

25.59x

Earnings Yield

5.67%

FCF Yield

3.73%

Shareholder Yield

4.49%

Graham Number

$1.18

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 17.2x earnings, CHG.BK trades at a reasonable valuation. An earnings yield of 5.7% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $1.18 per share, 28% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.767

NI / EBT

Interest Burden

1.051

EBT / EBIT

EBIT Margin

0.142

EBIT / Rev

Asset Turnover

0.832

Rev / Assets

Equity Multiplier

1.328

Assets / Equity

ROE

12.7%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. CHG.BK's ROE of 12.7% is driven by Asset Turnover (0.832), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

3.15%

Fair P/E

14.79x

Intrinsic Value

$1.31

Price/Value

1.19x

Margin of Safety

-19.23%

Premium

19.23%

Assessment

Neutral

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with CHG.BK's realized 3.1% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. CHG.BK trades at a 19% premium to its adjusted intrinsic value of $1.31, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 14.8x compares to the current market P/E of 17.2x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$1.52

Median 1Y

$1.44

5th Pctile

$0.88

95th Pctile

$2.38

Ann. Volatility

32.0%

25th–75th percentile 5th–95th percentile Median path Historical

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	55.5%	72.5%	80.4%	90.1%	66.2%	36.8%	19.9%	13.1%	14.6%	13.9%	13.8%	14.5%	15.4%	12.7%	11.8%	12.5%	10.4%	12.0%	11.9%	12.7%	12.67%
ROA	32.2%	50.2%	57.1%	62.4%	41.5%	26.7%	14.8%	9.6%	10.1%	10.2%	10.3%	10.4%	11.0%	9.3%	8.7%	9.2%	7.6%	9.0%	9.0%	9.5%	9.55%
ROIC	43.0%	80.9%	1.0%	81.1%	63.6%	44.7%	28.0%	15.4%	16.4%	15.5%	14.5%	14.4%	16.4%	14.3%	14.8%	15.0%	13.5%	15.0%	14.6%	13.8%	13.83%
ROCE	51.0%	63.5%	68.9%	81.2%	67.7%	42.0%	24.5%	15.3%	15.8%	15.7%	15.6%	16.2%	17.1%	14.3%	13.6%	14.4%	12.3%	13.7%	13.3%	13.5%	13.55%
Gross Margin	50.8%	60.6%	52.3%	46.2%	26.9%	28.6%	25.6%	23.2%	29.0%	25.6%	25.9%	21.5%	31.0%	26.2%	27.6%	27.2%	29.7%	29.1%	28.6%	26.3%	26.33%
Operating Margin	44.7%	59.3%	48.5%	40.7%	18.1%	19.4%	18.2%	14.8%	20.9%	14.2%	13.1%	12.9%	23.7%	6.9%	15.2%	13.9%	17.0%	13.2%	14.2%	12.6%	12.62%
Net Margin	35.6%	46.9%	38.0%	31.5%	12.8%	16.6%	14.0%	11.5%	15.6%	12.9%	13.1%	9.7%	18.1%	4.8%	11.3%	10.3%	12.7%	10.2%	11.9%	11.1%	11.14%
EBITDA Margin	46.6%	61.7%	51.1%	44.2%	23.1%	24.9%	23.8%	20.6%	26.3%	22.9%	23.1%	19.2%	29.1%	13.4%	21.3%	20.2%	22.9%	19.1%	20.3%	18.8%	18.83%
FCF Margin	13.4%	30.0%	31.7%	21.7%	28.8%	17.9%	12.8%	25.7%	23.9%	12.4%	9.4%	11.4%	14.2%	13.6%	13.1%	12.6%	14.5%	11.6%	9.6%	7.6%	7.55%
OCF Margin	17.2%	34.1%	36.1%	25.9%	34.5%	26.0%	23.3%	40.5%	41.1%	27.0%	22.5%	22.4%	22.0%	20.7%	20.0%	19.8%	22.2%	20.0%	18.0%	17.2%	17.20%
ROE 3Y Avg	snapshot only																				13.05%
ROE 5Y Avg	snapshot only																				24.75%
ROA 3Y Avg	snapshot only																				9.69%
ROIC 3Y Avg	snapshot only																				12.03%
ROIC Economic	snapshot only																				11.84%
Cash ROA	snapshot only																				14.36%
Cash ROIC	snapshot only																				20.93%
CROIC	snapshot only																				9.19%
NOPAT Margin	snapshot only																				11.36%
Pretax Margin	snapshot only																				14.96%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				14.32%
SBC / Revenue	snapshot only																				0.00%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	13.27	8.14	6.80	6.45	8.56	13.26	21.84	30.99	31.72	30.92	28.08	25.84	25.05	26.67	19.34	17.50	21.99	17.75	16.30	17.64	17.195
P/S Ratio	3.74	2.91	2.60	2.48	3.01	3.65	4.40	4.23	4.58	4.18	3.74	3.32	3.41	3.12	2.18	2.00	2.17	1.98	1.84	2.02	1.972
P/B Ratio	6.10	4.52	4.04	4.56	5.08	4.90	4.68	4.30	4.63	4.30	3.86	3.67	3.77	3.33	2.26	2.17	2.29	2.11	1.92	2.21	2.158
P/FCF	27.99	9.71	8.20	11.43	10.45	20.40	34.51	16.42	19.14	33.83	39.71	29.14	23.96	23.04	16.67	15.87	14.95	16.97	19.25	26.81	26.809
P/OCF	21.73	8.54	7.19	9.58	8.72	14.01	18.85	10.44	11.15	15.47	16.59	14.78	15.51	15.12	10.92	10.13	9.78	9.89	10.22	11.77	11.770
EV/EBITDA	9.69	5.65	4.61	4.72	6.19	9.04	13.67	18.02	18.77	17.39	15.55	14.18	13.83	13.86	9.56	8.83	10.23	8.74	8.13	9.53	9.533
EV/Revenue	3.79	2.72	2.34	2.42	2.99	3.54	4.20	4.16	4.50	4.08	3.62	3.25	3.29	2.99	2.02	1.89	2.00	1.82	1.68	1.93	1.932
EV/EBIT	10.71	6.03	4.85	4.96	6.62	10.02	16.18	23.64	24.56	22.96	20.63	19.06	18.33	19.25	13.41	12.34	15.01	12.32	11.51	13.57	13.569
EV/FCF	28.35	9.07	7.40	11.16	10.37	19.77	32.97	16.15	18.82	33.02	38.50	28.54	23.12	22.05	15.42	14.97	13.78	15.66	17.55	25.59	25.586
Earnings Yield	7.5%	12.3%	14.7%	15.5%	11.7%	7.5%	4.6%	3.2%	3.2%	3.2%	3.6%	3.9%	4.0%	3.7%	5.2%	5.7%	4.5%	5.6%	6.1%	5.7%	5.67%
FCF Yield	3.6%	10.3%	12.2%	8.8%	9.6%	4.9%	2.9%	6.1%	5.2%	3.0%	2.5%	3.4%	4.2%	4.3%	6.0%	6.3%	6.7%	5.9%	5.2%	3.7%	3.73%
PEG Ratio	snapshot only																				5.257
Price/Tangible Book	snapshot only																				2.267
EV/OCF	snapshot only																				11.233
EV/Gross Profit	snapshot only																				6.796
Acquirers Multiple	snapshot only																				13.547
Shareholder Yield	snapshot only																				4.49%
Graham Number	snapshot only																				$1.18

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	1.55	2.67	2.92	3.14	2.28	2.81	3.42	2.44	2.32	2.72	2.74	2.50	2.54	2.79	2.80	2.58	2.49	3.11	2.97	2.81	2.812
Quick Ratio	1.47	2.54	2.79	2.97	2.19	2.66	3.22	2.27	2.13	2.50	2.52	2.28	2.33	2.59	2.60	2.38	2.30	2.86	2.71	2.53	2.532
Debt/Equity	0.22	0.07	0.05	0.05	0.20	0.12	0.06	0.13	0.13	0.10	0.10	0.11	0.09	0.09	0.09	0.09	0.08	0.08	0.07	0.07	0.072
Net Debt/Equity	0.08	-0.30	-0.39	-0.11	-0.04	-0.15	-0.21	-0.07	-0.08	-0.10	-0.12	-0.08	-0.13	-0.14	-0.17	-0.12	-0.18	-0.16	-0.17	-0.10	-0.101
Debt/Assets	0.12	0.05	0.04	0.04	0.14	0.08	0.05	0.09	0.09	0.07	0.07	0.08	0.07	0.07	0.06	0.06	0.06	0.06	0.05	0.05	0.055
Debt/EBITDA	0.34	0.09	0.07	0.06	0.25	0.22	0.19	0.54	0.53	0.41	0.41	0.42	0.36	0.40	0.40	0.37	0.40	0.35	0.33	0.32	0.323
Net Debt/EBITDA	0.12	-0.40	-0.50	-0.11	-0.05	-0.29	-0.64	-0.30	-0.32	-0.43	-0.49	-0.30	-0.50	-0.62	-0.77	-0.53	-0.87	-0.73	-0.79	-0.46	-0.456
Interest Coverage	140.36	247.69	356.55	425.29	356.32	219.01	126.08	68.75	62.66	57.29	49.15	42.80	43.40	37.08	36.91	39.49	36.26	44.89	48.50	52.07	52.069
Equity Multiplier	1.74	1.39	1.38	1.34	1.48	1.37	1.31	1.40	1.41	1.36	1.37	1.38	1.38	1.35	1.34	1.34	1.35	1.31	1.31	1.31	1.311
Cash Ratio	snapshot only																				1.073
Debt Service Coverage	snapshot only																				74.118
Cash to Debt	snapshot only																				2.409
FCF to Debt	snapshot only																				1.152
Defensive Interval	snapshot only																				918.5 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	1.14	1.40	1.49	1.62	1.18	0.97	0.73	0.70	0.70	0.75	0.77	0.81	0.81	0.80	0.77	0.80	0.77	0.81	0.79	0.83	0.832
Inventory Turnover	23.79	24.81	24.84	25.89	24.03	21.10	17.78	17.52	18.51	19.03	18.95	18.91	18.05	19.07	18.09	17.94	18.23	19.60	18.33	18.44	18.444
Receivables Turnover	19.16	22.25	24.91	24.61	19.47	15.20	11.58	9.61	9.68	9.68	9.74	9.80	9.91	10.16	9.84	10.10	10.47	7.45	7.11	6.96	6.959
Payables Turnover	17.60	17.95	10.77	11.83	8.81	15.55	6.21	6.05	5.41	13.84	6.72	6.26	5.93	9.34	6.47	6.27	5.61	6.76	6.37	6.70	6.697
DSO	19	16	15	15	19	24	32	38	38	38	37	37	37	36	37	36	35	49	51	52	52.5 days
DIO	15	15	15	14	15	17	21	21	20	19	19	19	20	19	20	20	20	19	20	20	19.8 days
DPO	21	20	34	31	41	23	59	60	68	26	54	58	62	39	56	58	65	54	57	55	54.5 days
Cash Conversion Cycle	14	11	-5	-2	-7	18	-7	-2	-10	31	2	-2	-5	16	1	-2	-10	14	14	18	17.7 days
Fixed Asset Turnover	snapshot only																				1.388
Operating Cycle	snapshot only																				72.2 days
Cash Velocity	snapshot only																				6.332
Capital Intensity	snapshot only																				1.198

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	78.8%	1.2%	1.5%	1.3%	30.5%	-14.0%	-40.7%	-50.3%	-40.2%	-23.5%	-2.6%	13.2%	15.1%	6.6%	2.1%	0.1%	-4.5%	1.3%	2.8%	3.0%	3.00%
Net Income	2.5%	3.8%	4.6%	3.1%	62.8%	-33.9%	-68.7%	-82.4%	-75.4%	-62.4%	-35.7%	6.6%	8.5%	-7.7%	-13.4%	-10.8%	-30.6%	-3.7%	2.7%	3.3%	3.27%
EPS	2.5%	3.8%	4.6%	3.1%	62.8%	-33.9%	-68.7%	-82.4%	-75.4%	-62.4%	-35.7%	6.6%	8.4%	-7.7%	-13.3%	-10.7%	-30.6%	-3.7%	2.6%	3.1%	3.15%
FCF	99.7%	2.5%	2.5%	1.5%	1.8%	-48.7%	-76.1%	-41.0%	-50.3%	-47.1%	-28.1%	-49.9%	-31.6%	16.8%	42.1%	10.9%	-2.4%	-13.0%	-25.0%	-38.4%	-38.36%
EBITDA	1.8%	2.9%	3.6%	2.6%	61.2%	-30.0%	-64.1%	-77.6%	-70.3%	-54.1%	-26.1%	12.4%	14.1%	-2.1%	-7.4%	-6.5%	-21.3%	-2.0%	0.2%	-2.4%	-2.41%
Op. Income	2.5%	3.8%	4.7%	3.2%	66.5%	-32.7%	-68.0%	-82.0%	-75.6%	-63.1%	-40.9%	-1.6%	1.4%	-8.8%	-2.3%	0.2%	-21.2%	3.1%	-0.8%	-4.2%	-4.18%
OCF Growth	snapshot only																				-10.40%
Asset Growth	snapshot only																				-0.69%
Equity Growth	snapshot only																				1.90%
Debt Growth	snapshot only																				-15.01%
Shares Change	snapshot only																				0.12%
Dividend Growth	snapshot only																				-0.12%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	29.9%	38.6%	45.0%	46.0%	35.0%	25.1%	16.2%	11.6%	11.8%	12.5%	13.3%	8.4%	-3.5%	-11.1%	-16.1%	-17.4%	-13.0%	-6.2%	0.8%	5.3%	5.29%
Revenue 5Y	21.3%	26.4%	30.4%	31.6%	26.6%	21.1%	15.5%	11.7%	11.3%	11.9%	12.0%	11.9%	11.1%	9.8%	9.3%	9.5%	9.0%	9.0%	8.8%	5.6%	5.60%
EPS 3Y	59.8%	87.9%	1.0%	1.2%	84.8%	57.9%	32.6%	10.0%	11.8%	6.1%	4.3%	-8.2%	-24.3%	-38.8%	-44.1%	-44.8%	-43.0%	-30.6%	-17.0%	-0.6%	-0.59%
EPS 5Y	35.7%	49.4%	56.8%	58.4%	49.8%	37.5%	22.4%	8.3%	10.3%	10.5%	11.5%	13.3%	10.9%	6.5%	5.4%	4.8%	1.0%	1.2%	0.2%	-6.5%	-6.53%
Net Income 3Y	59.8%	87.9%	1.0%	1.2%	84.8%	57.9%	32.6%	10.0%	11.8%	6.1%	4.3%	-8.2%	-24.3%	-38.8%	-44.1%	-44.8%	-43.0%	-30.6%	-17.0%	-0.6%	-0.59%
Net Income 5Y	35.7%	49.4%	56.8%	58.4%	49.8%	37.5%	22.4%	8.3%	10.3%	10.5%	11.5%	13.3%	10.9%	6.5%	5.4%	4.8%	1.0%	1.2%	0.2%	-6.5%	-6.53%
EBITDA 3Y	50.4%	74.4%	88.3%	94.9%	71.6%	48.1%	27.0%	9.1%	10.1%	7.5%	6.7%	-3.0%	-18.2%	-32.0%	-37.4%	-38.3%	-35.6%	-23.9%	-11.8%	0.8%	0.84%
EBITDA 5Y	32.0%	44.2%	50.4%	51.6%	44.1%	32.5%	19.9%	8.9%	10.3%	11.3%	12.1%	13.2%	11.4%	7.9%	7.0%	6.4%	3.7%	3.6%	2.4%	-3.6%	-3.60%
Gross Profit 3Y	44.1%	63.7%	75.9%	79.8%	59.0%	39.8%	21.4%	6.6%	7.1%	4.7%	5.5%	-3.2%	-18.1%	-28.2%	-33.0%	-33.1%	-28.2%	-17.3%	-4.4%	8.3%	8.32%
Gross Profit 5Y	28.0%	38.1%	44.1%	45.5%	38.2%	27.5%	16.3%	6.9%	7.8%	8.5%	9.3%	9.6%	8.0%	7.1%	7.2%	8.1%	7.0%	6.3%	6.3%	0.8%	0.81%
Op. Income 3Y	60.1%	88.8%	1.1%	1.2%	86.3%	59.1%	33.7%	10.9%	12.1%	6.0%	2.3%	-9.8%	-25.6%	-39.0%	-43.1%	-43.8%	-42.0%	-29.7%	-16.9%	-1.9%	-1.86%
Op. Income 5Y	35.9%	50.2%	57.6%	59.2%	51.1%	38.1%	23.0%	9.0%	10.8%	10.8%	10.5%	12.2%	9.9%	6.3%	6.6%	6.1%	2.4%	2.3%	0.7%	-6.7%	-6.74%
FCF 3Y	95.7%	3.3%	5.9%	2.0%	2.1%	95.6%	39.0%	41.0%	40.8%	-1.6%	-15.3%	-9.8%	-1.5%	-31.8%	-37.5%	-31.0%	-30.7%	-18.7%	-8.5%	-30.0%	-30.04%
FCF 5Y	—	—	—	—	75.7%	49.9%	33.6%	49.9%	60.0%	84.6%	1.2%	51.0%	57.9%	35.8%	22.4%	9.3%	13.3%	-0.7%	-8.3%	-12.9%	-12.87%
OCF 3Y	23.2%	75.3%	90.1%	74.0%	79.5%	39.2%	22.4%	36.0%	38.0%	17.2%	6.5%	2.4%	4.7%	-24.8%	-31.1%	-24.5%	-24.9%	-14.1%	-7.6%	-20.9%	-20.86%
OCF 5Y	13.4%	41.5%	50.0%	36.1%	37.7%	23.5%	15.6%	25.2%	28.4%	23.0%	19.9%	20.8%	20.5%	11.8%	9.4%	6.8%	9.4%	5.2%	0.2%	-3.3%	-3.26%
Assets 3Y	21.3%	22.7%	27.3%	21.5%	19.7%	17.9%	16.5%	16.4%	17.0%	18.3%	19.3%	11.8%	1.7%	-0.5%	-4.9%	-1.3%	-1.2%	-0.1%	1.5%	0.5%	0.46%
Assets 5Y	17.5%	18.5%	21.6%	17.3%	16.8%	15.7%	13.9%	13.0%	12.8%	12.5%	12.2%	11.6%	10.9%	10.6%	10.6%	10.0%	10.1%	10.6%	11.1%	6.7%	6.68%
Equity 3Y	18.4%	28.6%	33.6%	30.9%	26.5%	26.7%	26.0%	24.4%	24.4%	23.2%	22.1%	18.0%	9.8%	0.7%	-3.8%	-1.4%	1.8%	1.3%	1.3%	2.7%	2.73%
Book Value 3Y	18.4%	28.6%	33.6%	30.9%	26.5%	26.7%	26.0%	24.4%	24.4%	23.2%	22.1%	18.0%	9.8%	0.7%	-3.8%	-1.4%	1.7%	1.3%	1.3%	2.7%	2.73%
Dividend 3Y	6.2%	6.2%	6.2%	58.8%	62.0%	62.0%	62.0%	-7.2%	-28.1%	-28.1%	-28.1%	-24.1%	-9.7%	-9.7%	-9.6%	0.0%	-0.1%	0.0%	0.0%	-0.0%	-0.00%

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.69	0.62	0.58	0.63	0.81	0.72	0.45	0.36	0.45	0.39	0.22	0.15	0.17	0.08	0.02	0.01	0.06	0.25	0.72	0.92	0.922
Earnings Stability	0.51	0.50	0.49	0.54	0.73	0.60	0.32	0.23	0.28	0.18	0.08	0.04	0.03	0.00	0.00	0.02	0.08	0.19	0.18	0.21	0.208
Margin Stability	0.84	0.76	0.72	0.72	0.76	0.77	0.74	0.71	0.74	0.73	0.70	0.66	0.70	0.69	0.67	0.65	0.69	0.79	0.89	0.86	0.857
Rev. Growth Consistency	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	0.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.500
FCF Positive Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.50	0.50	0.50	0.50	0.50	0.86	0.50	0.50	0.50	0.50	0.86	0.97	0.97	0.97	0.95	0.96	0.88	0.99	0.99	0.99	0.987
Earnings Smoothness	0.00	0.00	0.00	0.00	0.52	0.59	0.00	0.00	0.00	0.09	0.57	0.94	0.92	0.92	0.86	0.89	0.64	0.96	0.97	0.97	0.968
ROE Trend	0.26	0.35	0.39	0.46	0.26	-0.02	-0.19	-0.37	-0.38	-0.32	-0.27	-0.28	-0.22	-0.13	-0.06	-0.02	-0.04	-0.01	-0.01	-0.01	-0.007
Gross Margin Trend	0.13	0.19	0.22	0.20	0.13	0.00	-0.09	-0.18	-0.19	-0.20	-0.17	-0.14	-0.12	-0.07	-0.03	0.02	0.01	0.02	0.02	0.02	0.016
FCF Margin Trend	0.06	0.18	0.17	0.05	0.16	-0.06	-0.14	0.05	0.03	-0.12	-0.13	-0.12	-0.12	-0.02	0.02	-0.06	-0.05	-0.01	-0.02	-0.04	-0.045
Sustainable Growth Rate	41.7%	61.1%	70.4%	54.8%	23.1%	-0.4%	-13.7%	-10.2%	0.2%	0.0%	0.3%	3.9%	5.1%	2.6%	2.0%	2.3%	0.3%	2.1%	2.3%	2.6%	2.64%
Internal Growth Rate	31.9%	73.4%	99.9%	61.1%	16.9%	—	—	—	0.1%	0.0%	0.2%	2.9%	3.8%	1.9%	1.5%	1.7%	0.3%	1.6%	1.7%	2.0%	2.03%

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	0.61	0.95	0.94	0.67	0.98	0.95	1.16	2.97	2.85	2.00	1.69	1.75	1.62	1.76	1.77	1.73	2.25	1.80	1.59	1.50	1.499
FCF/OCF	0.78	0.88	0.88	0.84	0.83	0.69	0.55	0.64	0.58	0.46	0.42	0.51	0.65	0.66	0.66	0.64	0.65	0.58	0.53	0.44	0.439
FCF/Net Income	snapshot only																				0.658
OCF/EBITDA	snapshot only																				0.849
CapEx/Revenue	3.9%	4.1%	4.4%	4.2%	5.7%	8.1%	10.6%	14.8%	17.1%	14.7%	13.1%	11.1%	7.7%	7.1%	6.9%	7.2%	7.7%	8.3%	8.4%	9.6%	9.65%
CapEx/Depreciation	snapshot only																				1.600
Accruals Ratio	0.13	0.02	0.03	0.20	0.01	0.01	-0.02	-0.19	-0.19	-0.10	-0.07	-0.08	-0.07	-0.07	-0.07	-0.07	-0.10	-0.07	-0.05	-0.05	-0.048
Sloan Accruals	snapshot only																				-0.060
Cash Flow Adequacy	snapshot only																				0.918
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	1.9%	1.9%	1.8%	6.1%	7.6%	7.6%	7.7%	5.7%	3.1%	3.2%	3.5%	2.8%	2.7%	3.0%	4.3%	4.7%	4.4%	4.7%	5.0%	4.5%	4.61%
Dividend/Share	$0.06	$0.06	$0.06	$0.20	$0.25	$0.25	$0.25	$0.16	$0.09	$0.09	$0.09	$0.07	$0.07	$0.07	$0.07	$0.07	$0.07	$0.07	$0.07	$0.07	$0.07
Payout Ratio	24.9%	15.7%	12.4%	39.2%	65.1%	1.0%	1.7%	1.8%	98.8%	99.9%	97.7%	72.9%	67.1%	79.8%	83.1%	81.7%	96.6%	82.9%	80.9%	79.2%	79.15%
FCF Payout Ratio	52.6%	18.7%	15.0%	69.5%	79.6%	1.6%	2.7%	94.1%	59.6%	1.1%	1.4%	82.2%	64.2%	68.9%	71.6%	74.1%	65.7%	79.2%	95.6%	1.2%	1.20%
Total Payout Ratio	24.9%	15.7%	12.4%	39.2%	65.1%	1.0%	1.7%	1.8%	98.8%	99.9%	97.7%	72.9%	67.1%	79.8%	83.1%	81.7%	96.6%	82.9%	80.9%	79.2%	79.15%
Div. Increase Streak	0	0	0	0	1	1	1	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Chowder Number	0.22	0.22	0.22	3.06	3.33	3.33	3.33	-0.14	-0.60	-0.60	-0.59	-0.53	-0.24	-0.23	-0.22	0.05	0.04	0.05	0.05	0.04	0.045
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Net Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Total Shareholder Return	1.9%	1.9%	1.8%	6.1%	7.6%	7.6%	7.7%	5.7%	3.1%	3.2%	3.5%	2.8%	2.7%	3.0%	4.3%	4.7%	4.4%	4.7%	5.0%	4.5%	4.49%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.80	0.80	0.79	0.79	0.78	0.78	0.78	0.79	0.80	0.77	0.77	0.77	0.77	0.77	0.77	0.77	0.76	0.76	0.76	0.77	0.767
Interest Burden (EBT/EBIT)	0.99	1.00	1.00	1.00	1.00	1.00	0.99	0.99	0.98	0.99	0.99	0.98	0.98	0.98	0.97	0.97	0.97	0.99	1.01	1.05	1.051
EBIT Margin	0.35	0.45	0.48	0.49	0.45	0.35	0.26	0.18	0.18	0.18	0.18	0.17	0.18	0.16	0.15	0.15	0.13	0.15	0.15	0.14	0.142
Asset Turnover	1.14	1.40	1.49	1.62	1.18	0.97	0.73	0.70	0.70	0.75	0.77	0.81	0.81	0.80	0.77	0.80	0.77	0.81	0.79	0.83	0.832
Equity Multiplier	1.72	1.44	1.41	1.44	1.59	1.38	1.35	1.37	1.45	1.37	1.34	1.39	1.40	1.35	1.35	1.36	1.37	1.33	1.33	1.33	1.328

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$0.24	$0.38	$0.48	$0.51	$0.39	$0.25	$0.15	$0.09	$0.10	$0.10	$0.10	$0.10	$0.10	$0.09	$0.08	$0.09	$0.07	$0.08	$0.09	$0.09	$0.09
Book Value/Share	$0.52	$0.69	$0.81	$0.72	$0.66	$0.68	$0.71	$0.65	$0.66	$0.68	$0.71	$0.68	$0.69	$0.70	$0.72	$0.69	$0.69	$0.71	$0.73	$0.70	$0.74
Tangible Book/Share	$0.52	$0.68	$0.80	$0.71	$0.65	$0.67	$0.70	$0.64	$0.65	$0.67	$0.69	$0.66	$0.68	$0.69	$0.71	$0.68	$0.68	$0.69	$0.72	$0.69	$0.69
Revenue/Share	$0.85	$1.07	$1.26	$1.33	$1.11	$0.92	$0.75	$0.66	$0.67	$0.70	$0.73	$0.75	$0.77	$0.75	$0.75	$0.75	$0.73	$0.76	$0.77	$0.77	$0.77
FCF/Share	$0.11	$0.32	$0.40	$0.29	$0.32	$0.16	$0.10	$0.17	$0.16	$0.09	$0.07	$0.09	$0.11	$0.10	$0.10	$0.09	$0.11	$0.09	$0.07	$0.06	$0.06
OCF/Share	$0.15	$0.36	$0.46	$0.34	$0.38	$0.24	$0.18	$0.27	$0.27	$0.19	$0.16	$0.17	$0.17	$0.15	$0.15	$0.15	$0.16	$0.15	$0.14	$0.13	$0.13
Cash/Share	$0.07	$0.25	$0.36	$0.12	$0.16	$0.18	$0.19	$0.13	$0.13	$0.14	$0.15	$0.12	$0.16	$0.16	$0.18	$0.14	$0.18	$0.17	$0.18	$0.12	$0.12
EBITDA/Share	$0.33	$0.51	$0.64	$0.68	$0.54	$0.36	$0.23	$0.15	$0.16	$0.16	$0.17	$0.17	$0.18	$0.16	$0.16	$0.16	$0.14	$0.16	$0.16	$0.16	$0.16
Debt/Share	$0.11	$0.05	$0.04	$0.04	$0.13	$0.08	$0.04	$0.08	$0.08	$0.07	$0.07	$0.07	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.05	$0.05	$0.05
Net Debt/Share	$0.04	$-0.21	$-0.32	$-0.08	$-0.03	$-0.10	$-0.15	$-0.05	$-0.05	$-0.07	$-0.08	$-0.05	$-0.09	$-0.10	$-0.12	$-0.09	$-0.12	$-0.12	$-0.12	$-0.07	$-0.07

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	7.463
Altman Z-Prime	snapshot only																				13.135
Piotroski F-Score	8	8	8	8	6	4	5	4	7	5	5	8	8	8	8	8	4	8	8	7	7
Beneish M-Score	-0.22	-1.23	-0.86	-0.32	-1.47	-2.85	-1.79	-3.06	-3.47	-3.64	-2.95	-2.95	-2.94	-3.04	-2.93	-3.00	-3.13	-3.00	-2.83	-2.72	-2.725
Ohlson O-Score	snapshot only																				-11.409
ROIC (Greenblatt)	snapshot only																				14.43%
Net-Net WC	snapshot only																				$0.14
EVA	snapshot only																				$266450488.03

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				AAA
Credit Score	95.05	96.55	96.08	96.50	95.21	96.73	96.22	96.13	96.22	96.05	96.06	96.16	96.55	96.37	96.26	96.24	95.94	96.31	95.92	96.08	96.081
Credit Grade	snapshot only																				1
Credit Trend	snapshot only																				-0.156
Implied Spread (bps)	snapshot only																				50.000
Industry Credit Rank	snapshot only																				91
Sector Credit Rank	snapshot only																				93

CHG.BK SET

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

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