CIA NYSE
Citizens, Inc.
1W: +6.0%
1M: +3.6%
3M: -23.7%
YTD: -24.9%
1Y: -34.0%
3Y: +24.7%
5Y: -41.3%
$3.72
+0.17 (+4.79%)
After Hours: $3.65 (-0.07, -1.88%)
Weekly Expected Move ±4.2%
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Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Income Statement
Cash Flow
Balance Sheet
Earnings
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Analysis
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Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Balance Sheet Trends
Total Assets
$246M
-85.4% ▼
5Y CAGR: -33.2%
Total Liabilities
$11M
-99.3% ▼
5Y CAGR: -62.9%
Shareholders Equity
$235M
+11.7% ▲
5Y CAGR: -4.8%
Cash & Investments
$22M
-25.0% ▼
5Y CAGR: -57.2%
Total Debt
$8M
+1.0% ▲
Net Debt
$2M
+110.3% ▲
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $27M | $23M | $27M | $29M | $6M |
| Short-Term Investments | $1.5B | $1.2B | $0 | $0 | $16M |
| Cash & ST Investments | $1.5B | $1.2B | $27M | $29M | $22M |
| Net Receivables | $17M | $17M | $4M | $19M | $11M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | -$1.5B | -$1.2B | $0 | -$19M | -$8M |
| Total Current Assets | $0 | $0 | $29M | $29M | $26M |
| Property, Plant & Equip. | $14M | $13M | $12M | $0 | $7M |
| Goodwill & Intangibles | $941K | $0 | $186M | $209M | $230M |
| Long-Term Investments | $1.5B | $1.2B | $82M | $93M | $1.4B |
| Other Non-Current Assets | -$1.5B | -$1.2B | $1.3B | $1.4B | -$1.6B |
| Total Non-Current Assets | $0 | $0 | $1.6B | $1.7B | $7M |
| Total Assets | $1.9B | $1.6B | $1.7B | $1.7B | $246M |
| — Liabilities — | |||||
| Accounts Payable | $15M | $10M | $7M | $9M | $9M |
| Short-Term Debt | $0 | $0 | $0 | $1M | $2M |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | -$17M | -$12M | -$10M | -$1M | $3M |
| Total Current Liabilities | $0 | $0 | $10M | $9M | $17M |
| Long-Term Debt | $0 | $0 | $0 | $0 | $0 |
| Other Non-Current Liab. | -$15M | -$4M | $1.5B | $1.5B | $1.5B |
| Total Non-Current Liabilities | $0 | $0 | $1.5B | $1.5B | $1.5B |
| Total Liabilities | $1.5B | $1.5B | $1.5B | $1.5B | $11M |
| — Equity — | |||||
| Common Stock | $269M | $271M | $272M | $273M | $275M |
| Retained Earnings | -$46M | $16M | $42M | $57M | $72M |
| Accumulated OCI | $117M | -$137M | -$118M | -$96M | -$88M |
| Total Stockholders Equity | $321M | $128M | $172M | $210M | $235M |
| Total Liabilities & Equity | $1.9B | $1.6B | $1.7B | $1.7B | $246M |
| — Key Metrics — | |||||
| Total Debt | $0 | $0 | $9M | $8M | $8M |
| Net Debt | -$27M | -$23M | -$27M | -$21M | $2M |
| Total Investments | $1.6B | $1.3B | $82M | $93M | $1.4B |