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Citizens, Inc.
1W: +2.6% 1M: -1.4% 3M: -30.3% YTD: -28.9% 1Y: -37.2% 3Y: +17.6% 5Y: -43.8%
$3.72
+0.17 (+4.79%)
 
Weekly Expected Move ±4.2%
$3 $3 $4 $4 $4
NYSE · Financial Services · Insurance - Life · Tech Score Neutral · Power 50 · $179.8M mcap · 45M float · 0.295% daily turnover · Short 73% of daily vol
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Smart Money Score
Bullish 75
Insider+$0.3M
Congress—
ETF Holdings—
Key Statistics
Market Cap$179.8M
52W Range3.31-6.54
Volume121,980
Avg Volume132,990
Beta0.47
Dividend—
Analyst Ratings
No analyst coverage
Company Info
CEOJon Scott Stenberg
Employees245
SectorFinancial Services
IndustryInsurance - Life
IPO Date1980-12-04
11815 Alterra Pkwy
Austin, TX 78758
US
512 837 7100
About Citizens, Inc.

Citizens, Inc. operates as an insurance provider, delivering a variety of life insurance solutions to both domestic U.S. and international clientele through its subsidiary companies. Its business operations are structured into two main divisions. The first, its Life Insurance segment, concentrates on issuing standard whole life and endowment policies. These policies are denominated in U.S. dollars and are primarily aimed at individuals residing outside the United States, distributed via independent marketing agencies and specialized consultants. The second division, known as Home Service Insurance, caters to households with moderate to lower incomes. This segment offers final expense life insurance, property coverage, and also provides whole life products specifically within Louisiana, Mississippi, and Arkansas. Distribution for this segment is handled through funeral homes and independent agents. Furthermore, Citizens, Inc. also provides health insurance coverage. The company was established in 1969 and is headquartered in Austin, Texas.

Recent Insider Trades

NameTypeSharesPriceDate
HARWOOD MICHAEL PHIL P-Purchase 10,000 $3.80 2026-08-31
HARWOOD MICHAEL PHIL L-Small 256 $3.88 2026-08-28
Guerrero Paula L M-Exempt 2,709 — 2026-08-15
Guerrero Paula L F-InKind 796 $3.97 2026-08-15
Guerrero Paula L M-Exempt 2,709 — 2026-08-15

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms