Also trades as: 7186.T (JPX) · $vol 45M · CCRDF (OTC) · $vol 0M

$36.23

-2.21 (-5.76%)

Weekly Expected Move ±7.8%

$31 $33 $36 $39 $42

OTC · Financial Services · Banks - Regional · Tech Score Buy · Power 68 · $13.4B mcap · 370M float · 0.0016% daily turnover · Short 5% of daily vol

Revenue

$508.2B +33.5% ▲

5Y CAGR: +13.1%

Gross Profit

$403.7B +28.4% ▲

5Y CAGR: +8.5%

Operating Income

$163.0B +37.1% ▲

5Y CAGR: +35.0%

Net Income

$112.9B +36.4% ▲

5Y CAGR: +34.9%

EPS (Diluted)

$298.80 +39.0% ▲

5Y CAGR: +36.5%

EBITDA

$179.2B +36.1% ▲

5Y CAGR: +29.2%

View Full Income Statement

Line Item	FY2022	FY2023	FY2024	FY2025	FY2026
Revenue	$270.3B	$296.1B	$340.7B	$380.6B	$508.2B
YoY Growth	-1.7%	+9.5%	+15.1%	+11.7%	+33.5%
Cost of Revenue	$5.4B	$29.2B	$54.1B	$66.2B	$104.5B
Gross Profit	$264.9B	$266.9B	$286.6B	$314.4B	$403.7B
Gross Margin	98.0%	90.1%	84.1%	82.6%	79.4%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$131.1B	$125.5B	$133.6B	$134.1B	$389M
Operating Expenses	$186.3B	$186.3B	$195.2B	$195.5B	$240.6B
Operating Income	$78.6B	$80.5B	$91.4B	$118.9B	$163.0B
Operating Margin	29.1%	27.2%	26.8%	31.2%	32.1%
Interest Expense	$5.4B	$29.2B	$54.1B	$66.2B	$100.6B
Income Before Tax	$78.6B	$80.5B	$91.4B	$118.9B	$163.0B
Tax Expense	$24.2B	$24.3B	$24.2B	$35.8B	$48.6B
Net Income	$53.9B	$56.2B	$66.9B	$82.8B	$112.9B
Net Margin	19.9%	19.0%	19.6%	21.8%	22.2%
EPS (Diluted)	$134.01	$142.17	$171.48	$214.89	$298.80
EBITDA	$92.3B	$93.7B	$104.7B	$131.7B	$179.2B
Shares Outstanding	402M	395M	390M	385M	378M

Line Item	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2	FY2026 Q3	FY2026 Q4
Revenue	$0	$77.8B	$80.5B	$87.3B	$90.8B	$125.6B	$118.9B	$132.6B
Cost of Revenue	$0	$0	$0	$115M	$151M	$158M	$24.2B	$30.2B
Gross Profit	$0	$77.8B	$80.5B	$87.3B	$90.8B	$677M	$94.7B	$102.4B
Gross Margin	—	100.0%	100.0%	100.0%	100.0%	0.5%	79.6%	77.2%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$0	$32.9B	$33.1B	$36.0B	$36.0B	$0	$0	$0
Operating Expenses	$0	$32.9B	$33.1B	$36.0B	$36.0B	$398M	$50.4B	$70.7B
Operating Income	$0	$44.9B	$47.4B	$51.3B	$257M	$42.2B	$41.9B	$31.7B
Operating Margin	—	57.7%	58.9%	58.8%	0.3%	33.6%	35.2%	23.9%
Interest Expense	$0	$0	$0	$115M	$151M	$158M	$24.2B	$26.5B
Income Before Tax	$0	$31.3B	$26.5B	$28.8B	$264M	$41.8B	$44.2B	$31.7B
Tax Expense	$0	$9.6B	$8.0B	$8.7B	$10.8B	$12.9B	$13.3B	$9.4B
Net Income	$0	$21.6B	$18.5B	$20.0B	$27.0B	$28.5B	$30.5B	$21.9B
Net Margin	—	27.8%	22.9%	23.0%	29.8%	22.7%	25.7%	16.5%
EPS (Diluted)	$58.38	$55.77	$48.00	$52.65	$71.04	$75.00	$80.88	$59.13
EBITDA	$0	$0	$0	$189M	$257M	$42.2B	$41.9B	$31.7B
Shares Outstanding	388M	388M	385M	381M	381M	380M	377M	372M

CRDIY OTC