— Know what they know.
/
Not Investment Advice

CURV NYSE

Torrid Holdings Inc.
1W: -3.6% 1M: -12.1% 3M: -23.3% YTD: +99.1% 1Y: +50.7% 3Y: -13.2% 5Y: -85.4%
$2.11
+0.11 (+5.50%)
 
Weekly Expected Move ±9.3%
$2 $2 $2 $2 $2
NYSE · Consumer Cyclical · Apparel - Retail · Tech Score Sell · Power 34 · $210.4M mcap · 34M float · 0.860% daily turnover · Short 48% of daily vol
Credit Risk of going bust: higher than 90% of companies Debt: 66.5% of company value Bonds: none of note held by US funds details ▾
Of US companies ranked in the second-riskiest tenth, about 1 in 87 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $0.35 (down 83%), Torrid Holdings Inc. would be worth roughly what it owes.
Total debt $417.5M against a stock market value of $210.4M.
Distance to default 1.56 (Merton model): prices to 2026-10-27, balance sheet 2026-08-01, debt counted $179.9M (short-term plus half of long-term), stock volatility 78.7%; Altman Z'' -3.81. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview News Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings
Dividends Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest Supply Chain

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NO EDGE
35.2 / 100
NoneWeakNarrowWide
Primary source: Cost Advantage  ·  ROIC: 7.6%
Cost Advantage ★
59
Intangibles
30
Switching Cost
22
Network Effect
24
Scale
45
The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. CURV has No discernible competitive edge (35.2/100). The business operates without significant structural advantages. The primary source of advantage is Cost Advantage. ROIC of 7.6% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets
$3
Low
$3
Avg Target
$3
High
Based on 1 analyst since Sep 3, 2026 earnings
Analyst Recommendations
Strong Buy: 0Buy: 1Hold: 7Sell: 2Strong Sell: 0
Rating Summary
ConsensusHold
Avg Target$2.70
Analysts1
Price Target Change History
DateFirmAnalystOldNewChangeUpside @ CallStock@Call
2026-09-04 Wells Fargo — Initiated $3 — +21.1% $2.23
2026-07-06 Morgan Stanley Alex Straton $1 $2 +1 +2.9% $1.75
2025-12-04 Morgan Stanley Kimberly Greenberger $2 $1 -1 -10.6% $1.13
2025-12-04 Telsey Advisory — $6 $2 -4 +76.2% $1.14
2025-09-18 Morgan Stanley Alex Straton $5 $2 -3 -12.8% $1.83
2024-04-01 Telsey Advisory Dana Telsey $5 $6 +1 +12.1% $5.35
2024-03-29 Jefferies Corey Tarlowe Initiated $5 — -1.6% $4.88
2023-05-19 Telsey Advisory Dana Telsey $6 $5 -1 +82.1% $2.75
2022-12-12 Goldman Sachs — Initiated $4 — +9.9% $3.19
2022-12-09 Telsey Advisory — $7 $6 -1 +40.5% $4.27
2022-09-22 Morgan Stanley — $7 $5 -2 +4.0% $4.81
2022-09-08 Telsey Advisory — $8 $7 -1 +30.4% $5.37
2022-08-04 Telsey Advisory — $12 $8 -4 +83.9% $4.35
2022-06-08 Morgan Stanley — Initiated $7 — +21.1% $5.78
2022-06-08 Telsey Advisory — Initiated $12 — +106.5% $5.81

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

C
Oct 27, 2026
DCF
4
ROE
2
ROA
1
D/E
1
P/E
1
P/B
1
The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. CURV receives an overall rating of C. Strongest factors: DCF (4/5). Areas of concern: ROE (2/5), ROA (1/5), D/E (1/5), P/E (1/5), P/B (1/5).
Rating Change History
DateFromTo
2026-07-10 C+ C
2026-07-01 C C+
2026-06-12 C+ C
2026-06-04 C C+
2026-03-23 C- C
2026-03-20 C C-

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 12 Grade D
Profitability
17
Balance Sheet
21
Earnings Quality
78
Growth
24
Value
15
Momentum
28
Safety
30
Cash Flow
30
The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. CURV scores highest in Earnings Quality (78/100) and lowest in Value (15/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score
1.57
Distress Zone
Piotroski F-Score
3/9
✗ ✗ ✗ ✓ ✗ ✗ ✓ ✓ ✗
Beneish M-Score
-2.70
Unlikely Manipulator
Ohlson O-Score
-0.84
Bankruptcy prob: 30.2%
Moderate
Credit Rating
CCC
Score: 15.2/100
Trend: Deteriorating
Earnings Quality
—
OCF/NI: 0.08x
Accruals: -2.1%
The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. CURV scores 1.57, placing it in the Distress Zone (safe > 2.99, distress < 1.81). Historically, companies in this range face elevated bankruptcy risk. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. CURV scores 3/9, suggesting weak financial fundamentals — the company fails the majority of these accounting tests. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. CURV's score of -2.70 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. CURV's implied 30.2% bankruptcy probability is elevated and warrants attention to the balance sheet. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. CURV receives an estimated rating of CCC (score: 15.2/100), with a deteriorating trend.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E
-23.34x
PEG
0.36x
P/S
0.22x
P/B
-1.02x
P/FCF
-19.25x
P/OCF
—
EV/EBITDA
9.59x
EV/Revenue
0.69x
EV/EBIT
35.23x
EV/FCF
-49.05x
Earnings Yield
-3.50%
FCF Yield
-5.19%
Shareholder Yield
0.11%
Graham Number
—
Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. CURV currently has negative earnings — the P/E ratio is not meaningful.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden
0.701
NI / EBT
×
Interest Burden
-0.691
EBT / EBIT
×
EBIT Margin
0.019
EBIT / Rev
×
Asset Turnover
2.415
Rev / Assets
×
Equity Multiplier
-1.931
Assets / Equity
=
ROE
4.4%
The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. CURV's ROE of 4.4% is driven by Asset Turnover (2.415), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate
0.00%
Fair P/E
8.50x
Intrinsic Value
—
Price/Value
—
Margin of Safety
—
Premium
—

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1337 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price
$2.11
Median 1Y
$0.92
5th Pctile
$0.21
95th Pctile
$4.00
Ann. Volatility
85.7%
Analyst Target
$2.70
25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

ExecutiveSalaryStockTotal
Lisa M. Harper
Chief Executive Officer
 $999,999 $600,000 $2,516,276
Laura Willensky Merchandising
ive Vice President and Former Chief Merchandising Officer - Apparel and Accessories
 $731,806 $175,000 $2,380,088
Hyon C. Park
Executive Vice President and Chief Operating Officer and Chief Technology Officer
 $700,000 $175,000 $1,080,277
Ashlee R. Wheeler
Executive Vice President and Chief Commercial Officer
 $565,674 $175,000 $946,905

CEO Pay Ratio

Insufficient data for pay ratio.

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees
1,530
-15.5% YoY
Revenue / Employee
—
Profit / Employee
—
SGA / Employee
—
Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
ROE 9.4% 16.6% 7.4% 17.6% -14.1% -20.6% -16.1% -9.8% -5.4% -5.3% -5.8% -6.9% -7.6% -8.1% -5.3% -1.7% 1.0% 3.5% 6.3% 4.4% 4.40%
ROA -3.2% -7.4% -3.3% -5.7% 5.2% 9.1% 7.0% 4.2% 2.2% 2.3% 2.4% 2.8% 3.0% 3.4% 2.2% 0.7% -0.4% -1.6% -2.9% -2.3% -2.28%
ROIC 0.9% 5.1% -12.1% -13.9% 13.6% 23.4% 20.0% 16.2% 12.2% 12.8% 14.1% 17.7% 17.3% 19.0% 14.6% 13.8% 7.5% 8.3% 5.8% 7.6% 7.63%
ROCE 1.1% 7.1% 21.9% 50.2% 42.7% 39.0% 33.7% 26.8% 21.6% 23.5% 23.5% 23.9% 24.2% 25.5% 21.9% 20.2% 17.6% 14.7% 9.9% 13.5% 13.53%
Gross Margin 40.9% 31.6% 38.1% 34.7% 34.0% 37.6% 37.7% 35.5% 33.2% 34.5% 40.7% 38.7% 36.1% 33.6% 38.1% 35.6% 34.9% 30.0% 35.3% 38.7% 38.73%
Operating Margin 14.3% 5.2% 12.1% 11.6% 6.6% 0.8% 8.9% 7.0% 2.5% 1.4% 9.3% 7.2% 2.7% 1.3% 6.0% 3.9% 0.1% -2.1% 3.5% 6.3% 6.27%
Net Margin -19.2% -7.2% 7.3% 6.7% 2.4% -1.2% 4.0% 2.3% -1.0% -1.4% 4.4% 2.9% -0.5% -1.1% 2.2% 0.6% -2.7% -3.4% 0.2% 2.2% 2.23%
EBITDA Margin 20.6% 11.7% 18.2% 17.3% 13.2% 6.9% 15.5% 13.8% 9.6% 8.5% 17.0% 14.0% 10.1% 8.2% 13.3% 14.1% 3.3% 4.9% 8.9% 11.4% 11.45%
FCF Margin 6.7% 3.4% 2.7% 2.8% 2.1% 2.3% 2.6% 1.6% 1.0% 1.5% 2.8% 4.7% 4.5% 5.7% 2.0% -0.1% -0.2% -2.2% 0.4% -1.4% -1.40%
OCF Margin 8.0% 5.0% 4.4% 4.6% 3.9% 4.1% 4.4% 3.4% 2.8% 3.7% 5.2% 7.0% 6.6% 7.0% 2.9% 0.6% 0.5% -1.3% 1.7% -0.1% -0.07%
ROA 3Y Avg snapshot only 0.40%
ROIC 3Y Avg snapshot only 3.84%
ROIC Economic snapshot only 7.51%
Cash ROA snapshot only -0.18%
Cash ROIC snapshot only -0.36%
CROIC snapshot only -7.00%
NOPAT Margin snapshot only 1.53%
Pretax Margin snapshot only -1.35%
R&D / Revenue snapshot only 0.00%
SGA / Revenue snapshot only 32.81%
SBC / Revenue snapshot only 0.70%
Valuation
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
P/E Ratio -82.31 -23.49 -33.11 -12.10 15.95 7.68 9.37 12.96 18.98 46.25 46.55 59.85 24.74 45.05 67.92 77.25 -65.00 -16.22 -13.39 -28.55 -23.341
P/S Ratio 2.59 1.06 0.49 0.33 0.39 0.30 0.28 0.23 0.19 0.47 0.49 0.72 0.34 0.67 0.63 0.24 0.12 0.11 0.17 0.27 0.222
P/B Ratio -7.72 -3.90 -2.44 -1.77 -2.18 -1.68 -1.64 -1.36 -1.07 -2.54 -2.81 -4.33 -1.99 -3.85 -3.73 -1.28 -0.60 -0.53 -0.79 -1.24 -1.021
P/FCF 38.62 30.87 17.77 11.75 18.79 12.88 10.75 14.76 19.34 32.04 17.53 15.47 7.39 11.67 31.39 -212.29 -53.96 -5.22 38.30 -19.25 -19.253
P/OCF 32.20 21.25 11.01 7.15 10.01 7.24 6.43 6.96 6.79 12.56 9.43 10.30 5.07 9.50 21.57 38.49 25.29 — 10.40 — —
EV/EBITDA 69.84 23.05 9.43 4.43 5.29 5.08 5.26 5.25 5.43 7.58 7.39 8.95 5.83 8.44 8.90 5.50 6.26 5.76 7.26 9.59 9.586
EV/Revenue 3.45 1.65 0.94 0.75 0.80 0.71 0.69 0.64 0.62 0.90 0.90 1.10 0.72 1.04 1.02 0.63 0.62 0.53 0.58 0.69 0.686
EV/EBIT 599.60 79.10 20.22 6.96 8.95 9.06 10.00 11.31 13.14 18.06 17.81 21.46 13.83 20.11 23.15 17.86 21.54 23.81 40.42 35.23 35.229
EV/FCF 51.42 48.22 34.41 26.93 38.78 30.71 26.51 40.37 62.83 61.83 32.22 23.47 15.88 18.31 50.87 -554.44 -280.88 -24.27 129.91 -49.05 -49.049
Earnings Yield -1.2% -4.3% -3.0% -8.3% 6.3% 13.0% 10.7% 7.7% 5.3% 2.2% 2.1% 1.7% 4.0% 2.2% 1.5% 1.3% -1.5% -6.2% -7.5% -3.5% -3.50%
FCF Yield 2.6% 3.2% 5.6% 8.5% 5.3% 7.8% 9.3% 6.8% 5.2% 3.1% 5.7% 6.5% 13.5% 8.6% 3.2% -0.5% -1.9% -19.2% 2.6% -5.2% -5.19%
PEG Ratio snapshot only 0.355
EV/Gross Profit snapshot only 1.975
Acquirers Multiple snapshot only 35.542
Shareholder Yield snapshot only 0.11%
Leverage & Solvency
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Current Ratio 0.89 0.74 0.75 0.80 0.83 0.81 0.85 0.87 0.86 0.77 0.83 0.88 0.89 0.86 0.87 0.83 0.81 0.78 0.79 0.79 0.794
Quick Ratio 0.35 0.17 0.14 0.15 0.15 0.13 0.17 0.20 0.18 0.16 0.21 0.36 0.34 0.30 0.23 0.26 0.26 0.23 0.24 0.26 0.259
Debt/Equity -2.84 -2.30 -2.38 -2.38 -2.40 -2.38 -2.50 -2.46 -2.49 -2.41 -2.46 -2.53 -2.52 -2.44 -2.44 -2.17 -2.61 -2.05 -2.01 -2.03 -2.028
Net Debt/Equity — — — — — — — — — — — — — — — — — — — — —
Debt/Assets 0.96 1.03 1.07 1.02 0.97 1.04 1.05 1.04 1.02 1.07 1.02 0.98 0.97 0.96 0.99 1.05 1.34 1.09 1.06 1.12 1.124
Debt/EBITDA 19.34 8.72 4.75 2.60 2.82 3.03 3.23 3.45 3.87 3.74 3.52 3.44 3.43 3.41 3.60 3.57 5.22 4.74 5.41 6.15 6.148
Net Debt/EBITDA 17.38 8.30 4.56 2.50 2.73 2.95 3.12 3.33 3.76 3.65 3.37 3.05 3.12 3.06 3.41 3.40 5.06 4.52 5.12 5.82 5.824
Interest Coverage 0.20 0.79 1.90 5.48 4.14 3.39 2.65 1.90 1.48 1.45 1.46 1.49 1.56 1.61 1.39 1.13 0.92 0.70 0.45 0.59 0.594
Equity Multiplier -2.97 -2.24 -2.23 -2.33 -2.46 -2.29 -2.38 -2.37 -2.43 -2.25 -2.41 -2.58 -2.60 -2.56 -2.46 -2.06 -1.95 -1.88 -1.90 -1.80 -1.805
Cash Ratio snapshot only 0.094
Debt Service Coverage snapshot only 2.182
Cash to Debt snapshot only 0.053
FCF to Debt snapshot only -0.032
Defensive Interval snapshot only 25.8 days
Efficiency & Turnover
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Asset Turnover 1.00 1.65 2.26 2.12 2.14 2.35 2.33 2.31 2.21 2.29 2.29 2.31 2.24 2.29 2.34 2.37 2.32 2.25 2.30 2.41 2.415
Inventory Turnover 2.28 3.39 4.37 5.65 4.67 4.73 4.58 4.57 4.09 4.63 4.56 5.01 4.53 4.76 4.69 5.30 5.02 4.58 4.43 4.84 4.841
Receivables Turnover — — — 29.62 — — — 810.45 1017.34 — 1035.83 380.83 458.03 785.58 992.20 721.44 810.83 711.81 — — —
Payables Turnover 4.36 7.48 9.39 11.30 8.70 10.79 10.06 10.93 8.05 12.19 10.69 10.97 8.96 11.67 11.41 11.28 9.34 10.10 9.22 11.17 11.165
DSO 0 0 0 12 0 0 0 0 0 0 0 1 1 0 0 1 0 1 0 0 0.0 days
DIO 160 108 83 65 78 77 80 80 89 79 80 73 80 77 78 69 73 80 82 75 75.4 days
DPO 84 49 39 32 42 34 36 33 45 30 34 33 41 31 32 32 39 36 40 33 32.7 days
Cash Conversion Cycle 76 59 45 45 36 43 43 47 44 49 46 41 41 46 46 37 34 44 43 43 42.7 days
Fixed Asset Turnover snapshot only 6.775
Cash Velocity snapshot only 43.122
Capital Intensity snapshot only 0.391
Growth (YoY)
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue — — — 2.9% 1.0% 36.2% -1.4% -6.0% -7.5% -11.3% -10.0% -6.5% -5.5% -4.2% -4.2% -5.8% -7.3% -9.4% -10.1% -11.2% -11.16%
Net Income — — — -1.9% 2.6% 2.2% 3.0% 1.6% -62.2% -76.9% -68.4% -37.4% 28.6% 40.4% -15.8% -75.7% -1.1% -1.4% -2.2% -3.7% -3.69%
EPS — — — -2.0% 2.7% 2.2% 3.1% 1.6% -62.3% -77.0% -68.8% -38.6% 27.9% 40.4% -16.5% -74.9% -1.1% -1.5% -2.3% -3.8% -3.76%
FCF — — — 21.6% -38.0% -8.2% -5.5% -46.6% -56.3% -44.0% -3.8% 1.8% 3.4% 2.8% -31.4% -1.0% -1.0% -1.3% -79.9% -10.0% -9.97%
EBITDA — — — 7.9% 5.2% 1.7% 30.5% -32.4% -31.0% -24.3% -16.9% -6.0% 3.3% -0.2% -10.1% -12.1% -25.8% -32.6% -37.0% -44.3% -44.31%
Op. Income — — — 4.5% 30.4% 4.1% 47.5% -50.6% -51.7% -43.8% -34.9% -16.4% 3.8% 0.1% -17.7% -35.9% -48.3% -62.6% -70.4% -50.3% -50.28%
OCF Growth snapshot only -1.10%
Asset Growth snapshot only -10.38%
Debt Growth snapshot only -4.15%
Shares Change snapshot only -2.47%
Growth (CAGR)
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue 3Y — — — — — — — — — — — 50.4% 20.6% 5.0% -5.3% -6.1% -6.8% -8.3% -8.1% -7.8% -7.84%
Revenue 5Y — — — — — — — — — — — — — — — — — — — 23.3% 23.31%
EPS 3Y — — — — — — — — — — — -28.5% — — — — — — — — —
EPS 5Y — — — — — — — — — — — — — — — — — — — — —
Net Income 3Y — — — — — — — — — — — -29.3% — — — — — — — — —
Net Income 5Y — — — — — — — — — — — — — — — — — — — — —
EBITDA 3Y — — — — — — — — — — — — 63.9% 26.0% -0.8% -17.7% -19.1% -20.1% -22.2% -22.8% -22.81%
EBITDA 5Y — — — — — — — — — — — — — — — — — — — — —
Gross Profit 3Y — — — — — — — — — — — 40.7% 15.2% 3.3% -7.2% -6.5% -6.0% -9.5% -9.8% -9.1% -9.11%
Gross Profit 5Y — — — — — — — — — — — — — — — — — — — 17.1% 17.10%
Op. Income 3Y — — — — — — — — — — — — 1.5% 42.2% -7.6% -35.8% -36.3% -40.5% -45.9% -35.6% -35.64%
Op. Income 5Y — — — — — — — — — — — — — — — — — — — — —
FCF 3Y — — — — — — — — — — — 21.5% 6.0% 24.5% -14.6% — — — -49.0% — —
FCF 5Y — — — — — — — — — — — — — — — — — — — — —
OCF 3Y — — — — — — — — — — — 34.6% 13.1% 17.8% -17.5% -51.6% -53.9% — -33.6% — —
OCF 5Y — — — — — — — — — — — — — — — — — — — — —
Assets 3Y — — — — — — — — — — — -9.7% -8.2% -5.5% -7.3% -9.4% -10.6% -8.8% -7.9% -9.0% -8.97%
Assets 5Y — — — — — — — — — — — — — — — — — — — -10.9% -10.93%
Equity 3Y — — — — — — — — — — — — — — — — — — — — —
Book Value 3Y — — — — — — — — — — — — — — — — — — — — —
Dividend 3Y — — — — — — — — — — — — — — — — — — — — —
Growth Quality
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue Stability — — — — — — — 0.68 0.62 0.33 0.84 0.46 0.37 0.08 0.93 1.00 0.99 0.96 0.97 0.39 0.391
Earnings Stability — — — — — — — 0.05 0.38 0.34 0.29 0.01 0.27 0.22 0.11 0.02 0.03 0.03 0.01 0.08 0.076
Margin Stability — — — — — — — 0.87 0.88 0.94 0.95 0.89 0.90 0.95 0.96 0.99 0.97 0.97 0.97 0.89 0.890
Rev. Growth Consistency 0.00 0.00 0.00 0.50 0.50 0.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.000
Earn. Growth Consistency 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 0.00 0.00 0.00 0.00 0.50 0.50 0.00 0.00 0.00 0.00 0.00 0.00 0.000
FCF Positive Streak 0 0 0 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 1 0 0
Earnings Persistence — — — — — — — 0.20 0.50 0.50 0.50 0.50 0.89 0.84 0.94 0.50 0.20 0.20 0.20 0.20 0.200
Earnings Smoothness — — — — — — — — 0.10 0.00 0.00 0.54 0.75 0.66 0.83 0.00 — — — — —
ROE Trend — — — — — — — — — — — — — — — — — — — — —
Gross Margin Trend — — — — — — — -0.04 -0.03 -0.02 -0.02 0.01 0.02 0.02 0.01 -0.01 -0.01 -0.01 -0.02 -0.02 -0.016
FCF Margin Trend — — — — — — — -0.04 -0.03 -0.01 0.00 0.02 0.03 0.04 -0.01 -0.03 -0.03 -0.06 -0.02 -0.04 -0.037
Sustainable Growth Rate — — — — — — — — — — — — — — — — — — — — —
Internal Growth Rate — — — — 5.5% 10.0% 7.5% 4.4% 2.3% 2.4% 2.5% 2.9% 3.1% 3.5% 2.2% 0.7% — — — — —
Cash Flow Quality
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
OCF/Net Income -2.56 -1.11 -3.01 -1.69 1.59 1.06 1.46 1.86 2.80 3.68 4.94 5.81 4.88 4.74 3.15 2.01 -2.57 1.85 -1.29 0.08 0.076
FCF/OCF 0.83 0.69 0.62 0.61 0.53 0.56 0.60 0.47 0.35 0.39 0.54 0.67 0.69 0.81 0.69 -0.18 -0.47 1.68 0.27 19.61 19.606
FCF/Net Income snapshot only 1.483
OCF/EBITDA snapshot only -0.010
CapEx/Revenue 1.3% 1.5% 1.7% 1.8% 1.8% 1.8% 1.8% 1.8% 1.8% 2.3% 2.4% 2.3% 2.1% 1.3% 0.9% 0.7% 0.7% 0.9% 1.2% 1.3% 1.33%
CapEx/Depreciation snapshot only 0.255
Accruals Ratio -0.11 -0.16 -0.13 -0.15 -0.03 -0.01 -0.03 -0.04 -0.04 -0.06 -0.09 -0.13 -0.12 -0.13 -0.05 -0.01 -0.02 0.01 -0.07 -0.02 -0.021
Sloan Accruals snapshot only -0.149
Cash Flow Adequacy snapshot only -0.054
Dividends & Buybacks
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Dividend Yield 18.1% 29.8% 48.2% 71.1% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.00%
Dividend/Share $2.73 $2.74 $2.82 $2.89 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Payout Ratio — — — — 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% — — — — —
FCF Payout Ratio 7.0% 9.2% 8.6% 8.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% — — — 0.0% — —
Total Payout Ratio — — — — 1.8% 63.1% 25.0% 0.3% 1.1% 1.6% 4.0% 4.4% 0.4% 0.0% 3.0% 5.9% — — — — —
Div. Increase Streak 0 0 0 0 — — — — — — — — — — — — — — — — —
Chowder Number — — — — — — — — — — — — — — — — — — — — —
Buyback Yield 18.2% 32.3% 55.8% 13.4% 11.0% 8.2% 2.7% 0.0% 0.1% 0.0% 0.1% 0.1% 0.0% 0.0% 0.0% 7.6% 16.2% 17.6% 12.0% 0.1% 0.11%
Net Buyback Yield 18.2% 32.2% 55.7% 13.3% 10.9% 8.2% 2.7% -0.0% -0.1% -0.0% -0.0% -0.0% -0.0% 0.0% 0.0% 7.4% 16.2% 17.5% 12.0% 0.0% 0.05%
Total Shareholder Return 36.3% 62.0% 1.0% 84.4% 10.9% 8.2% 2.7% -0.0% -0.1% -0.0% -0.0% -0.0% -0.0% 0.0% 0.0% 7.4% 16.2% 17.5% 12.0% 0.0% 0.05%
DuPont Factors
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Tax Burden (NI/EBT) 1.33 8.32 -0.66 -0.31 0.36 0.70 0.69 0.67 0.65 0.64 0.66 0.72 0.73 0.76 0.75 0.80 0.74 0.74 0.73 0.70 0.701
Interest Burden (EBT/EBIT) -4.12 -0.26 0.47 0.82 0.76 0.71 0.62 0.48 0.33 0.31 0.32 0.33 0.36 0.38 0.28 0.11 -0.09 -0.43 -1.22 -0.69 -0.691
EBIT Margin 0.01 0.02 0.05 0.11 0.09 0.08 0.07 0.06 0.05 0.05 0.05 0.05 0.05 0.05 0.04 0.04 0.03 0.02 0.01 0.02 0.019
Asset Turnover 1.00 1.65 2.26 2.12 2.14 2.35 2.33 2.31 2.21 2.29 2.29 2.31 2.24 2.29 2.34 2.37 2.32 2.25 2.30 2.41 2.415
Equity Multiplier -2.97 -2.24 -2.23 -3.08 -2.71 -2.26 -2.30 -2.35 -2.45 -2.27 -2.40 -2.47 -2.52 -2.40 -2.43 -2.31 -2.26 -2.20 -2.16 -1.93 -1.931
Per Share
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
EPS (Diluted TTM) $-0.18 $-0.39 $-0.18 $-0.34 $0.30 $0.48 $0.36 $0.21 $0.11 $0.11 $0.11 $0.13 $0.15 $0.16 $0.10 $0.03 $-0.02 $-0.07 $-0.13 $-0.09 $-0.09
Book Value/Share $-1.95 $-2.36 $-2.40 $-2.30 $-2.21 $-2.22 $-2.08 $-1.99 $-2.01 $-2.03 $-1.89 $-1.78 $-1.81 $-1.83 $-1.73 $-1.96 $-2.08 $-2.15 $-2.13 $-2.05 $-2.07
Tangible Book/Share $-2.03 $-2.44 $-2.48 $-2.38 $-2.29 $-2.30 $-2.16 $-2.07 $-2.09 $-2.11 $-1.97 $-1.86 $-1.89 $-1.92 $-1.81 $-2.04 $-2.17 $-2.24 $-2.21 $-2.14 $-2.14
Revenue/Share $5.81 $8.71 $12.06 $12.40 $12.36 $12.52 $12.15 $11.63 $11.41 $11.06 $10.81 $10.68 $10.71 $10.60 $10.28 $10.40 $10.48 $10.08 $9.84 $9.47 $9.53
FCF/Share $0.39 $0.30 $0.33 $0.35 $0.26 $0.29 $0.32 $0.18 $0.11 $0.16 $0.30 $0.50 $0.49 $0.60 $0.21 $-0.01 $-0.02 $-0.22 $0.04 $-0.13 $-0.13
OCF/Share $0.47 $0.43 $0.53 $0.57 $0.48 $0.51 $0.53 $0.39 $0.32 $0.41 $0.56 $0.75 $0.71 $0.74 $0.30 $0.06 $0.05 $-0.13 $0.16 $-0.01 $-0.01
Cash/Share $0.56 $0.27 $0.23 $0.22 $0.18 $0.13 $0.18 $0.18 $0.15 $0.11 $0.20 $0.51 $0.42 $0.47 $0.22 $0.21 $0.17 $0.20 $0.23 $0.22 $0.22
EBITDA/Share $0.29 $0.62 $1.20 $2.10 $1.88 $1.74 $1.60 $1.42 $1.29 $1.31 $1.32 $1.31 $1.33 $1.31 $1.18 $1.19 $1.04 $0.93 $0.79 $0.68 $0.68
Debt/Share $5.55 $5.44 $5.72 $5.47 $5.30 $5.28 $5.19 $4.90 $5.01 $4.91 $4.64 $4.50 $4.56 $4.48 $4.23 $4.24 $5.43 $4.40 $4.27 $4.17 $4.17
Net Debt/Share $4.98 $5.17 $5.49 $5.25 $5.12 $5.15 $5.01 $4.72 $4.86 $4.80 $4.44 $3.99 $4.14 $4.01 $4.01 $4.03 $5.26 $4.20 $4.04 $3.95 $3.95
Per Employee
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Employee Count snapshot only 1,530
Revenue/Employee snapshot only $620162.09
Income/Employee snapshot only $-5849.67
EBITDA/Employee snapshot only $44386.27
FCF/Employee snapshot only $-8675.16
Assets/Employee snapshot only $242775.16
Market Cap/Employee snapshot only $167021.67
Academic Models
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Altman Z-Score — — — — — — — — — — — — — — — — — — — — 1.574
Altman Z-Prime snapshot only -2.974
Piotroski F-Score 3 3 3 4 6 8 8 6 4 3 5 6 7 7 5 5 4 1 3 3 3
Beneish M-Score — — — -3.83 -2.47 -2.61 -2.71 -2.78 -2.69 -2.55 -2.80 -3.03 -2.87 -2.95 -3.48 -3.33 -3.44 -3.34 -2.82 -2.70 -2.704
Ohlson O-Score snapshot only -0.839
Net-Net WC snapshot only $-3.90
EVA snapshot only $-4496770.00
Credit
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Credit Rating snapshot only CCC
Credit Score 18.86 17.77 20.00 20.00 20.00 20.00 20.00 20.00 20.00 20.00 20.00 20.00 20.00 20.00 20.00 20.00 18.80 17.86 18.77 15.16 15.163
Credit Grade snapshot only 17
Credit Trend snapshot only -4.837
Implied Spread (bps) snapshot only 1200.000
Industry Credit Rank snapshot only 0
Sector Credit Rank snapshot only 2

Sign in to InsiderStreet

You'll also get our free weekly newsletter with
smart money signals, market insights, and alpha ideas.
Unsubscribe anytime.

For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms