— Know what they know.
Not Investment Advice
Also trades as: 1COV.DE (XETRA) · $vol 0M · 1COV.F (FSX) · $vol 0M · COVTY (OTC) · $vol 0M · 1CO.MU (MUN) · $vol 0M

CVVTF OTC

Covestro AG
1W: +0.0% 1M: +0.0% 3M: -7.8% YTD: -1.4% 1Y: -1.4% 3Y: +67.3% 5Y: +20.4%
$65.10
+0.00 (+0.00%)
 
OTC · Basic Materials · Chemicals - Specialty · Tech Score Strong Sell · Power 41 · $13.5B mcap · 188M float · 0.0000% daily turnover · Short 100% of daily vol

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets
Analyst Recommendations
Strong Buy: 0Buy: 0Hold: 1Sell: 0Strong Sell: 0
Rating Summary
ConsensusHold
Avg Target$—
Analysts0

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

C
Oct 02, 2026
DCF
3
ROE
1
ROA
1
D/E
1
P/E
1
P/B
3
The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. CVVTF receives an overall rating of C. Areas of concern: ROE (1/5), ROA (1/5), D/E (1/5), P/E (1/5).
Rating Change History
DateFromTo
2026-10-03 None ADDED
2026-10-03 EXISTED None
2026-09-29 None ADDED
2026-09-27 EXISTED None
2026-09-23 None ADDED
2026-09-23 EXISTED None
2026-09-19 None ADDED
2026-09-19 EXISTED None
2026-09-15 None ADDED
2026-09-13 EXISTED None

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ — Grade D
Profitability
8
Balance Sheet
57
Earnings Quality
47
Growth
58
Value
—
Momentum
57
Safety
—
Cash Flow
24

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score
—
—
Piotroski F-Score
6/9
✗ ✓ ✓ ✓ ✓ ✓ ✗ ✓ ✗
Beneish M-Score
-2.92
Unlikely Manipulator
Ohlson O-Score
-8.16
Bankruptcy prob: 0.0%
Low Risk
Credit Rating
BB
Score: 44.9/100
Trend: Improving
Earnings Quality
—
OCF/NI: -2.81x
Accruals: -8.6%
The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. CVVTF scores 6/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. CVVTF's score of -2.92 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. CVVTF's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. CVVTF receives an estimated rating of BB (score: 44.9/100), with a improving trend.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E
-23.78x
PEG
0.32x
P/S
1.33x
P/B
1.57x
P/FCF
—
P/OCF
—
EV/EBITDA
—
EV/Revenue
—
EV/EBIT
—
EV/FCF
—
Earnings Yield
—
FCF Yield
—
Shareholder Yield
—
Graham Number
—
Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. CVVTF currently has negative earnings — the P/E ratio is not meaningful.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden
1.956
NI / EBT
×
Interest Burden
3.329
EBT / EBIT
×
EBIT Margin
-0.004
EBIT / Rev
×
Asset Turnover
0.947
Rev / Assets
×
Equity Multiplier
2.010
Assets / Equity
=
ROE
-4.5%
The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. CVVTF's ROE of -4.5% is driven by Asset Turnover (0.947), indicating efficient use of assets to generate revenue. A tax burden ratio of 1.96 indicates minimal tax leakage — the company retains over 90% of pre-tax earnings.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate
0.00%
Fair P/E
8.50x
Intrinsic Value
—
Price/Value
—
Margin of Safety
—
Premium
—

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price
$65.10
Median 1Y
$37.07
5th Pctile
$5.91
95th Pctile
$230.19
Ann. Volatility
111.6%
25th–75th percentile 5th–95th percentile Median path Historical
All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
ROE 26.7% 24.3% 22.1% 20.3% 11.7% -3.7% -9.2% -11.3% -11.6% -2.9% -3.0% -4.8% -3.8% -4.0% -6.0% -5.9% -7.2% -9.4% -6.2% -4.5% -4.52%
ROA 11.9% 11.3% 11.0% 9.7% 5.9% -1.8% -4.7% -5.7% -6.0% -1.4% -1.5% -2.3% -1.9% -2.0% -2.8% -2.8% -3.4% -4.7% -3.0% -2.3% -2.25%
ROIC 20.0% 17.8% 17.3% 13.1% 8.9% -6.8% -1.9% -2.9% -2.8% -5.3% -4.6% -19.0% -8.4% 0.2% -1.8% -1.3% -2.3% -3.3% -1.9% -1.6% -1.59%
ROCE 18.9% 19.0% 18.8% 16.7% 11.7% 2.6% -2.1% -3.2% -3.2% 2.3% 2.5% 1.7% 1.8% 1.3% -0.5% -0.9% -1.6% -3.6% -1.2% -0.5% -0.46%
Gross Margin 28.7% 23.1% 25.3% 19.6% 12.1% -2.6% 16.5% 18.8% 15.6% 12.9% 17.2% 17.3% 15.8% 10.7% 13.4% 16.3% 15.4% 7.3% 18.5% 18.5% 18.52%
Operating Margin 15.2% 10.8% 12.5% 6.3% 1.4% -16.3% 1.4% 4.6% 2.2% -3.4% 1.7% 2.2% 2.1% -5.7% -2.8% 1.5% -0.9% -11.0% 2.5% 2.5% 2.45%
Net Margin 11.0% 7.0% 8.9% 4.2% 0.3% -22.7% -0.7% 1.2% -0.9% -5.6% -1.0% -2.0% 0.9% -5.7% -4.6% -1.7% -1.5% -13.0% 1.8% 1.8% 1.78%
EBITDA Margin 20.0% 15.9% 17.1% 11.4% 6.4% 0.3% 8.0% 10.5% 8.0% 3.2% 8.0% 8.2% 8.4% 6.2% 3.7% 7.9% 7.8% 3.3% 9.9% 9.9% 9.94%
FCF Margin 10.1% 9.0% 6.5% 1.6% -0.3% 0.8% -0.1% 2.7% 4.7% 1.3% 1.3% 0.3% -1.0% 0.6% -0.2% -0.8% -1.0% -2.6% -1.0% 0.4% 0.42%
OCF Margin 15.0% 13.8% 11.1% 6.1% 4.2% 5.4% 4.7% 7.6% 9.7% 6.6% 6.6% 5.7% 4.1% 6.1% 5.8% 5.5% 5.9% 3.3% 5.1% 6.7% 6.68%
ROE 3Y Avg snapshot only -5.06%
ROE 5Y Avg snapshot only -2.28%
ROA 3Y Avg snapshot only -2.46%
ROIC 3Y Avg snapshot only -2.57%
ROIC Economic snapshot only -1.48%
Cash ROA snapshot only 6.17%
Cash ROIC snapshot only 9.34%
CROIC snapshot only 0.59%
NOPAT Margin snapshot only -1.14%
Pretax Margin snapshot only -1.22%
R&D / Revenue snapshot only 2.61%
SGA / Revenue snapshot only 14.01%
SBC / Revenue snapshot only 0.00%
Valuation
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
P/E Ratio — — — — — — — — — — — — — — — — — — — — -23.780
P/S Ratio — — — — — — — — — — — — — — — — — — — — 1.325
P/B Ratio — — — — — — — — — — — — — — — — — — — — 1.573
P/FCF — — — — — — — — — — — — — — — — — — — — —
P/OCF — — — — — — — — — — — — — — — — — — — — —
EV/EBITDA — — — — — — — — — — — — — — — — — — — — —
EV/Revenue — — — — — — — — — — — — — — — — — — — — —
EV/EBIT — — — — — — — — — — — — — — — — — — — — —
EV/FCF — — — — — — — — — — — — — — — — — — — — —
Earnings Yield — — — — — — — — — — — — — — — — — — — — —
FCF Yield — — — — — — — — — — — — — — — — — — — — —
PEG Ratio snapshot only 0.323
Leverage & Solvency
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Current Ratio 2.13 1.93 2.00 1.79 1.78 2.18 2.20 2.25 1.81 1.79 1.78 1.71 1.68 1.61 1.32 1.39 1.36 1.53 1.69 1.69 1.687
Quick Ratio 1.30 1.12 1.14 0.91 0.87 1.26 1.27 1.28 1.08 1.04 0.99 0.96 0.93 0.82 0.71 0.74 0.73 0.88 0.94 0.94 0.943
Debt/Equity 0.35 0.33 0.30 0.37 0.37 0.52 0.55 0.56 0.52 0.51 0.52 0.56 0.54 0.47 0.00 0.70 0.60 0.45 0.39 0.39 0.386
Net Debt/Equity 0.17 0.24 0.17 0.33 0.33 0.35 0.38 0.40 0.35 0.42 0.42 0.48 0.42 0.39 -0.12 0.61 0.50 0.36 0.25 0.25 0.252
Debt/Assets 0.16 0.16 0.16 0.20 0.20 0.25 0.26 0.27 0.26 0.25 0.25 0.27 0.26 0.23 0.00 0.33 0.28 0.23 0.20 0.20 0.204
Debt/EBITDA 0.81 0.81 0.81 1.09 1.37 2.22 3.36 3.82 3.74 3.13 3.22 3.81 3.59 2.83 0.00 4.77 4.31 4.26 3.00 2.80 2.798
Net Debt/EBITDA 0.41 0.58 0.46 0.96 1.23 1.49 2.34 2.77 2.53 2.54 2.58 3.23 2.78 2.36 -0.84 4.14 3.60 3.38 1.96 1.82 1.824
Interest Coverage 24.07 24.24 23.64 17.94 11.11 1.77 -1.28 -1.89 -1.69 1.48 1.62 1.14 1.25 0.90 -0.31 -0.56 -1.02 -2.53 -1.19 -0.73 -0.731
Equity Multiplier 2.10 2.02 1.91 1.91 1.88 2.06 2.08 2.09 2.02 2.07 2.07 2.10 2.08 2.05 2.19 2.15 2.17 1.95 1.89 1.89 1.895
Cash Ratio snapshot only 0.269
Debt Service Coverage snapshot only 15.775
Cash to Debt snapshot only 0.348
FCF to Debt snapshot only 0.019
Defensive Interval snapshot only 575.3 days
Efficiency & Turnover
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Asset Turnover 1.07 1.12 1.16 1.26 1.17 1.19 1.11 1.06 0.99 1.02 1.00 1.00 1.01 1.04 1.02 1.02 0.99 0.95 0.92 0.95 0.947
Inventory Turnover 4.78 5.02 4.90 4.89 4.59 5.38 4.91 4.37 4.16 4.58 4.30 4.25 4.47 4.52 4.34 4.42 4.32 4.20 3.88 4.05 4.047
Receivables Turnover 7.48 8.08 7.57 8.83 7.48 8.25 7.05 6.61 6.55 7.36 6.83 6.79 7.10 7.78 7.13 7.02 7.29 7.87 6.59 6.74 6.744
Payables Turnover 6.98 6.64 7.00 7.63 6.89 7.28 7.16 6.57 6.30 6.17 6.06 6.36 6.40 6.01 5.80 6.28 6.15 5.86 5.02 5.49 5.493
DSO 49 45 48 41 49 44 52 55 56 50 53 54 51 47 51 52 50 46 55 54 54.1 days
DIO 76 73 74 75 79 68 74 84 88 80 85 86 82 81 84 82 84 87 94 90 90.2 days
DPO 52 55 52 48 53 50 51 56 58 59 60 57 57 61 63 58 59 62 73 66 66.5 days
Cash Conversion Cycle 73 63 71 68 75 62 75 83 85 70 78 82 76 67 72 76 75 71 77 78 77.9 days
Fixed Asset Turnover snapshot only 2.274
Operating Cycle snapshot only 144.3 days
Cash Velocity snapshot only 13.028
Capital Intensity snapshot only 1.082
Growth (YoY)
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue 38.0% 48.5% 53.9% 38.3% 25.9% 13.0% -1.5% -11.0% -18.2% -20.0% -16.9% -12.0% -5.6% -1.4% 0.0% -2.0% -5.2% -8.7% -9.3% -7.3% -7.34%
Net Income 7.8% 2.5% 97.0% 4.2% -42.9% -1.2% -1.4% -1.6% -2.0% 27.2% 71.0% 62.5% 71.3% -34.3% -88.9% -16.3% -75.5% -1.4% -8.4% 19.3% 19.35%
EPS 7.4% 2.5% 1.0% 4.8% -41.8% -1.2% -1.4% -1.6% -2.0% 26.7% 70.8% 62.5% 71.5% -34.3% -88.9% -16.9% -75.5% -1.4% 1.5% 26.7% 26.69%
FCF 2.1% 1.7% 2.8% -79.8% -1.0% -90.3% -1.0% 48.6% 13.7% 33.3% 11.3% -88.9% -1.2% -56.5% -1.2% -3.4% 13.6% -5.2% -2.7% 1.5% 1.47%
EBITDA 2.2% 1.1% 60.8% 8.2% -24.4% -46.9% -63.9% -65.5% -57.5% -34.2% -6.6% -1.8% 0.8% 1.1% -11.8% -7.7% -14.7% -32.8% 0.1% 11.8% 11.77%
Op. Income 5.7% 2.3% 93.7% 6.9% -37.4% -86.7% -1.1% -1.2% -1.2% -37.4% 1.9% 1.3% 1.3% -85.7% -1.7% -2.5% -3.6% -15.7% -66.7% -13.4% -13.42%
OCF Growth snapshot only 12.99%
Asset Growth snapshot only 5.04%
Equity Growth snapshot only 19.00%
Debt Growth snapshot only -34.38%
Shares Change snapshot only 10.01%
Dividend Growth snapshot only -1.00%
Growth (CAGR)
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue 3Y -0.7% 2.9% 7.2% 10.5% 12.7% 13.1% 12.3% 13.5% 12.4% 10.3% 8.0% 2.7% -1.0% -3.8% -6.5% -8.4% -9.9% -10.3% -9.0% -7.2% -7.21%
Revenue 5Y — — 37.0% 20.5% 11.6% 4.9% 3.5% 1.8% 0.2% -0.3% 0.2% 1.1% 2.0% 2.7% 3.3% 4.8% 4.9% 3.9% 2.7% -0.3% -0.32%
EPS 3Y -11.4% -5.4% 5.1% 11.9% 14.7% — — — — — — — — — — — — — — — —
EPS 5Y — — 30.1% 9.0% -7.2% — — — — — — — — — — — — — — — —
Net Income 3Y -11.0% -3.9% 6.5% 13.8% 16.1% — — — — — — — — — — — — — — — —
Net Income 5Y — — 28.5% 7.8% -8.4% — — — — — — — — — — — — — — — —
EBITDA 3Y -6.8% -1.1% 6.9% 11.6% 12.1% 3.9% -3.2% 2.4% 1.1% -9.7% -18.5% -28.4% -31.3% -29.3% -33.3% -32.1% -28.5% -23.6% -6.2% 0.4% 0.45%
EBITDA 5Y — — 30.6% 11.5% -1.7% -13.7% -20.7% -23.4% -23.6% -19.5% -16.3% -14.0% -9.6% -5.7% -5.7% -0.5% -2.4% -13.0% -13.7% -17.6% -17.64%
Gross Profit 3Y -6.4% -2.0% 4.2% 8.4% 8.0% -2.4% -7.7% -5.7% -5.7% -2.6% -8.5% -16.2% -19.6% -21.1% -23.6% -23.4% -20.2% -12.5% -2.1% 3.1% 3.13%
Gross Profit 5Y — — 30.7% 13.2% 0.5% -11.9% -17.0% -19.7% -19.6% -13.3% -10.7% -8.1% -5.1% -4.6% -4.3% -1.6% -2.5% -7.2% -8.9% -12.5% -12.51%
Op. Income 3Y -10.6% -4.1% 6.2% 13.1% 16.4% -29.2% — — — -35.3% -45.0% -61.4% -64.2% -77.2% — — — — — — —
Op. Income 5Y — — 27.5% 7.8% -7.4% -36.0% — — — -40.7% -36.6% -40.0% -35.0% -49.8% — — — — — — —
FCF 3Y -9.2% -5.0% -3.6% -29.7% — -33.7% — 7.6% 15.0% -29.7% -44.8% -67.9% — -61.7% — — — — — -50.0% -50.02%
FCF 5Y — — 39.8% -11.2% — -40.5% — -26.6% -18.4% -35.7% -31.9% -43.6% — -29.9% — — — — — -48.2% -48.16%
OCF 3Y -6.0% -2.6% -2.0% -13.4% -17.5% -11.2% -11.7% 1.6% 5.7% -8.4% -19.2% -27.9% -35.8% -26.8% -24.7% -11.6% 0.4% -23.7% -6.0% -11.0% -11.00%
OCF 5Y — — 46.5% 9.5% -11.9% -16.3% -20.7% -14.3% -11.1% -16.8% -14.5% -13.8% -16.1% -9.0% -6.6% -8.2% -8.6% -19.0% -18.0% -16.8% -16.84%
Assets 3Y 10.7% 12.0% 10.3% 11.4% 11.7% 8.2% 6.7% 4.6% 5.5% 1.8% 0.0% 3.8% -2.9% -4.3% -4.5% -6.4% -6.5% -2.3% -1.7% -1.0% -0.98%
Assets 5Y — — 8.4% 8.9% 8.1% 5.2% 5.3% 5.6% 5.0% 4.2% 2.7% 3.7% 3.6% 3.4% 3.2% 1.1% 1.8% 1.1% 0.2% 2.1% 2.13%
Equity 3Y 8.4% 12.9% 15.1% 17.8% 18.3% 10.8% 7.7% 9.5% 12.3% 5.5% 1.2% 8.5% -2.7% -4.7% -8.8% -10.0% -10.9% -0.4% 1.5% 2.3% 2.27%
Book Value 3Y 8.0% 11.2% 13.6% 15.9% 16.9% 9.8% 6.4% 8.2% 11.4% 6.0% 1.9% 9.2% -1.9% -4.0% -8.6% -9.5% -10.7% -0.6% -1.5% -0.8% -0.78%
Dividend 3Y 4.9% 3.9% 4.2% 9.3% 34.3% 34.7% 34.4% -76.3% -78.2% -83.3% -88.4% -51.6% -47.3% -30.1% 0.2% 0.6% 0.2% — — — —
Growth Quality
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue Stability 0.04 0.01 0.70 0.78 0.64 0.26 0.25 0.21 0.14 0.11 0.13 0.14 0.11 0.08 0.06 0.07 0.06 0.04 0.03 0.03 0.030
Earnings Stability 0.11 0.22 0.00 0.01 0.12 0.50 0.47 0.42 0.42 0.47 0.37 0.29 0.24 0.33 0.33 0.31 0.37 0.53 0.48 0.51 0.512
Margin Stability 0.74 0.83 0.84 0.80 0.76 0.70 0.64 0.60 0.60 0.67 0.66 0.65 0.66 0.70 0.68 0.70 0.78 0.76 0.65 0.59 0.590
Rev. Growth Consistency 0.50 0.50 0.50 1.00 1.00 1.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.00 0.00 0.00 0.00 0.00 0.000
Earn. Growth Consistency 0.50 0.50 1.00 1.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.500
FCF Positive Streak 1 1 1 1 0 1 0 1 0 1 0 1 0 1 0 0 0 0 0 0 0
Earnings Persistence 0.50 0.50 0.50 0.98 0.83 0.20 0.20 0.20 0.20 0.50 0.50 0.50 0.50 0.86 0.50 0.93 0.50 0.50 0.97 0.92 0.923
Earnings Smoothness 0.00 0.00 0.35 0.96 0.45 — — — — — — — — — — — — — — — —
ROE Trend 0.15 0.12 0.09 0.02 -0.02 -0.18 -0.26 -0.34 -0.30 -0.12 -0.08 -0.07 -0.03 -0.01 0.01 0.03 0.01 -0.06 -0.01 0.01 0.014
Gross Margin Trend 0.08 0.05 0.03 -0.00 -0.05 -0.11 -0.15 -0.16 -0.13 -0.05 -0.03 -0.02 -0.00 0.00 0.00 0.01 0.00 -0.02 -0.01 0.00 0.002
FCF Margin Trend 0.06 0.05 0.01 -0.06 -0.08 -0.06 -0.08 -0.04 -0.00 -0.04 -0.02 -0.02 -0.03 -0.00 -0.01 -0.02 -0.03 -0.04 -0.02 0.01 0.007
Sustainable Growth Rate 22.4% 20.4% 18.6% 10.7% 3.4% — — — — — — — — — — — — — — — —
Internal Growth Rate 11.1% 10.5% 10.2% 5.4% 1.8% — — — — — — — — — — — — — — — —
Cash Flow Quality
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
OCF/Net Income 1.34 1.36 1.17 0.79 0.84 -3.57 -1.11 -1.40 -1.60 -4.79 -4.52 -2.48 -2.21 -3.24 -2.10 -2.01 -1.72 -0.67 -1.55 -2.81 -2.809
FCF/OCF 0.67 0.65 0.59 0.27 -0.07 0.14 -0.02 0.36 0.49 0.19 0.20 0.06 -0.26 0.09 -0.04 -0.15 -0.16 -0.79 -0.20 0.06 0.063
FCF/Net Income snapshot only -0.178
OCF/EBITDA snapshot only 0.848
CapEx/Revenue 4.9% 4.8% 4.6% 4.5% 4.6% 4.6% 4.8% 4.9% 5.0% 5.3% 5.3% 5.4% 5.1% 5.5% 6.0% 6.3% 6.8% 5.9% 6.1% 6.3% 6.26%
CapEx/Depreciation snapshot only 0.758
Accruals Ratio -0.04 -0.04 -0.02 0.02 0.01 -0.08 -0.10 -0.14 -0.16 -0.08 -0.08 -0.08 -0.06 -0.08 -0.09 -0.08 -0.09 -0.08 -0.08 -0.09 -0.086
Sloan Accruals snapshot only -0.010
Cash Flow Adequacy snapshot only 1.068
Dividends & Buybacks
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Dividend Yield — — — — — — — — — — — — — — — — — — — — 0.00%
Dividend/Share $1.35 $1.36 $1.38 $3.41 $3.46 $3.46 $3.47 $0.05 $0.04 $0.02 $0.01 $0.01 $0.01 $0.01 $0.01 $0.01 $0.01 $0.00 $0.00 $0.00 $0.00
Payout Ratio 16.1% 16.2% 16.0% 47.2% 70.6% — — — — — — — — — — — — — — — —
FCF Payout Ratio 17.8% 18.3% 23.2% 2.2% — 4.8% — 2.1% 1.0% 1.6% 0.5% 2.1% — 1.2% — — — — — 0.0% 0.00%
Total Payout Ratio 16.1% 16.2% 18.9% 58.0% 86.8% — — — — — — — — — — — — — — — —
Div. Increase Streak 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 — — — —
Chowder Number — — — — — — — — — — — — — — — — — — — — —
Buyback Yield — — — — — — — — — — — — — — — — — — — — —
Net Buyback Yield — — — — — — — — — — — — — — — — — — — — —
Total Shareholder Return — — — — — — — — — — — — — — — — — — — — —
DuPont Factors
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Tax Burden (NI/EBT) 0.75 0.74 0.74 0.73 0.72 -2.09 1.70 1.56 1.67 -2.61 -2.13 -17.11 -7.46 9.85 1.96 1.57 1.52 1.31 1.71 1.96 1.956
Interest Burden (EBT/EBIT) 0.96 0.96 0.96 0.95 0.91 0.44 1.78 1.53 1.59 0.31 0.37 0.11 0.19 -0.20 4.52 2.86 2.06 1.40 2.00 3.33 3.329
EBIT Margin 0.16 0.14 0.13 0.11 0.08 0.02 -0.01 -0.02 -0.02 0.02 0.02 0.01 0.01 0.01 -0.00 -0.01 -0.01 -0.03 -0.01 -0.00 -0.004
Asset Turnover 1.07 1.12 1.16 1.26 1.17 1.19 1.11 1.06 0.99 1.02 1.00 1.00 1.01 1.04 1.02 1.02 0.99 0.95 0.92 0.95 0.947
Equity Multiplier 2.24 2.14 2.01 2.10 1.98 2.04 1.99 1.99 1.94 2.06 2.08 2.09 2.05 2.06 2.13 2.12 2.13 2.00 2.03 2.01 2.010
Per Share
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
EPS (Diluted TTM) $8.42 $8.37 $8.63 $7.23 $4.90 $-1.43 $-3.76 $-4.57 $-4.85 $-1.05 $-1.10 $-1.71 $-1.38 $-1.41 $-2.07 $-2.00 $-2.43 $-3.37 $-2.04 $-1.47 $-1.47
Book Value/Share $37.34 $39.84 $44.45 $43.95 $45.46 $37.30 $36.85 $36.10 $37.56 $34.92 $35.07 $35.08 $35.23 $35.28 $33.95 $32.60 $32.32 $36.64 $35.26 $35.26 $38.50
Tangible Book/Share $29.80 $32.27 $36.79 $36.43 $37.87 $30.29 $30.06 $29.45 $30.87 $28.62 $28.62 $28.71 $28.91 $28.97 $27.77 $26.58 $26.32 $30.97 $30.04 $30.04 $30.04
Revenue/Share $75.44 $82.32 $90.97 $93.84 $96.68 $94.59 $89.65 $84.61 $79.96 $76.17 $74.94 $74.43 $74.97 $75.12 $74.95 $73.30 $71.04 $67.82 $61.81 $61.74 $49.64
FCF/Share $7.59 $7.40 $5.94 $1.52 $-0.30 $0.73 $-0.09 $2.29 $3.78 $0.97 $0.98 $0.25 $-0.78 $0.42 $-0.19 $-0.61 $-0.68 $-1.78 $-0.63 $0.26 $-0.46
OCF/Share $11.29 $11.35 $10.12 $5.71 $4.11 $5.11 $4.18 $6.41 $7.78 $5.03 $4.96 $4.25 $3.06 $4.56 $4.34 $4.02 $4.17 $2.25 $3.17 $4.12 $2.64
Cash/Share $6.44 $3.70 $5.75 $1.99 $1.76 $6.31 $6.15 $5.54 $6.36 $3.38 $3.62 $3.00 $4.29 $2.74 $4.18 $3.00 $3.21 $3.39 $4.74 $4.74 $5.16
EBITDA/Share $15.91 $16.06 $16.69 $15.02 $12.24 $8.67 $6.02 $5.26 $5.26 $5.74 $5.65 $5.16 $5.27 $5.80 $4.99 $4.79 $4.50 $3.85 $4.54 $4.87 $4.87
Debt/Share $12.91 $13.09 $13.44 $16.44 $16.81 $19.25 $20.21 $20.09 $19.67 $17.96 $18.22 $19.68 $18.92 $16.41 $0.00 $22.82 $19.38 $16.42 $13.61 $13.61 $13.61
Net Debt/Share $6.48 $9.39 $7.69 $14.46 $15.05 $12.94 $14.06 $14.55 $13.32 $14.58 $14.60 $16.68 $14.63 $13.67 $-4.18 $19.83 $16.17 $13.02 $8.88 $8.88 $8.88
Academic Models
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Altman Z-Score — — — — — — — — — — — — — — — — — — — — —
Piotroski F-Score 7 6 7 5 4 5 5 4 5 6 6 4 5 4 4 4 3 2 4 6 6
Beneish M-Score -2.01 -1.83 -1.77 -1.78 -1.60 -8.50 -2.92 -3.43 -3.62 -3.58 -2.96 -2.84 -2.83 -2.75 -2.78 -2.96 -2.96 -2.57 -3.18 -2.92 -2.915
Ohlson O-Score snapshot only -8.159
ROIC (Greenblatt) snapshot only -0.57%
Net-Net WC snapshot only $-1.71
EVA snapshot only $-1062555316.13
Credit
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Credit Rating snapshot only BB
Credit Score 81.75 81.75 78.90 71.05 67.40 54.95 42.95 46.25 46.40 50.50 51.80 46.30 45.40 47.40 47.05 36.35 36.35 39.80 41.90 44.90 44.900
Credit Grade snapshot only 12
Credit Trend snapshot only 8.550
Implied Spread (bps) snapshot only 475.000

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