CZWI NASDAQ
Citizens Community Bancorp, Inc.
1W: -2.5%
1M: -0.6%
3M: +10.9%
YTD: +7.4%
1Y: +54.4%
3Y: +103.1%
5Y: +62.4%
$20.41
+0.00 (+0.00%)
Weekly Expected Move ±2.3%
$20
$20
$21
$21
$22
Overview
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Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
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ESG
Institutions
ETF Exposure
Dark Pool
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Supply Chain
Revenue Segmentation
By Product / Service
Revenue by Segment (5-Year Trend)
Income Trends
Revenue
$90M
-9.4% ▼
5Y CAGR: +1.7%
Gross Profit
$49M
-17.2% ▼
5Y CAGR: -4.1%
Operating Income
$6M
-63.8% ▼
5Y CAGR: -18.2%
Net Income
$14M
+4.9% ▲
5Y CAGR: +2.5%
EPS (Diluted)
$1.46
+9.0% ▲
5Y CAGR: +5.1%
EBITDA
$9M
-57.4% ▼
5Y CAGR: -17.9%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $80M | $80M | $94M | $99M | $90M |
| YoY Growth | -3.2% | +0.2% | +17.7% | +5.3% | -9.4% |
| Cost of Revenue | $10M | $15M | $35M | $40M | $41M |
| Gross Profit | $70M | $66M | $59M | $59M | $49M |
| Gross Margin | 87.0% | 81.9% | 62.5% | 59.8% | 54.7% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $24M | $24M | $23M | $24M | $27M |
| Operating Expenses | $41M | $42M | $40M | $42M | $43M |
| Operating Income | $29M | $24M | $19M | $17M | $6M |
| Operating Margin | 36.2% | 29.4% | 20.0% | 17.6% | 7.0% |
| Interest Expense | $10M | $13M | $36M | $43M | $39M |
| Income Before Tax | $29M | $24M | $19M | $17M | $17M |
| Tax Expense | $8M | $6M | $6M | $4M | $3M |
| Net Income | $21M | $18M | $13M | $14M | $14M |
| Net Margin | 26.6% | 22.1% | 13.8% | 13.8% | 16.0% |
| EPS (Diluted) | $1.98 | $1.69 | $1.25 | $1.34 | $1.46 |
| EBITDA | $33M | $28M | $23M | $21M | $9M |
| Shares Outstanding | 11M | 11M | 10M | 10M | 10M |