$11.16

-0.06 (-0.53%)

Weekly Expected Move ±3.0%

$11 $11 $11 $12 $12

AMEX · Consumer Cyclical · Specialty Retail · Tech Score Strong Sell · Power 42 · $289.8M mcap · 7M float · 1.86% daily turnover · Short 46% of daily vol

Credit Risk of going bust: higher than 52% of companies Debt: 6.3% of company value Bonds: none of note held by US funds details ▾

Of US companies ranked in the middle of the pack, about 1 in 580 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $0.09 (down 99.2%), Envela Corporation would be worth roughly what it owes.
Total debt $19.4M against a stock market value of $289.8M.
Distance to default 4.93 (Merton model): prices to 2026-10-27, balance sheet 2026-06-30, debt counted $8.6M (short-term plus half of long-term), stock volatility 70.0%; Altman Z'' 9.68. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

48.7 / 100

NoneWeakNarrowWide

Primary source: Cost Advantage · ROIC: 39.1% · 5Y Avg: 54.1%

Cost Advantage ★

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. ELA shows a Weak competitive edge (48.7/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Cost Advantage. ROIC of 39.1% confirms the company is generating returns well above its cost of capital — a hallmark of durable competitive advantages.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Low

$19

Avg Target

$19

High

Based on 3 analyst ratings (12 mo)

Analyst Recommendations

Strong Buy: 0Buy: 2Hold: 0Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$19.33

Analysts3

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-06-11	BTIG	Marvin Fong	Initiated	$19	—	-29.0%	$26.76
2026-05-07	Lake Street	—	$12	$27	+15	+14.3%	$23.62
2025-11-06	Lake Street	Mark Argento	Initiated	$12	—	+15.5%	$10.39

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

B+

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. ELA receives an overall rating of B+. Strongest factors: ROE (5/5), ROA (5/5), D/E (4/5). Areas of concern: DCF (2/5), P/E (2/5), P/B (1/5).

Rating Change History

Date	From	To
2026-08-04	A-	B+
2026-07-01	B+	A-
2026-03-19	C	B+
2026-03-18	A-	C
2026-03-16	B+	A-
2026-03-02	A-	B+
2026-01-03	B+	A-

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 75 Grade A+

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

100

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. ELA scores highest in Safety (100/100) and lowest in Value (37/100). An overall grade of A+ places ELA among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

20.90

Safe Zone

Piotroski F-Score

8/9

✓ ✓ ✓ ✓ ✓ ✗ ✓ ✓ ✓

Beneish M-Score

-3.01

Unlikely Manipulator

Ohlson O-Score

-10.48

Bankruptcy prob: 0.0%

Low Risk

Credit Rating

AAA

Score: 95.9/100

Trend: Stable

Earnings Quality

100/100

OCF/NI: 1.16x

Accruals: -3.7%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. ELA scores 20.90, placing it in the Safe Zone (safe > 2.99, distress < 1.81). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. ELA scores 8/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. ELA's score of -3.01 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. ELA's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. ELA receives an estimated rating of AAA (score: 95.9/100), with a stable trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). ELA's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

12.98x

PEG

0.08x

P/S

0.99x

P/B

3.62x

P/FCF

31.20x

P/OCF

28.92x

EV/EBITDA

24.41x

EV/Revenue

2.48x

EV/EBIT

26.12x

EV/FCF

30.20x

Earnings Yield

2.98%

FCF Yield

3.21%

Shareholder Yield

0.01%

Graham Number

$7.73

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 13.0x earnings, ELA trades at a reasonable valuation. Graham's intrinsic value formula yields $7.73 per share, 44% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.782

NI / EBT

Interest Burden

1.030

EBT / EBIT

EBIT Margin

0.095

EBIT / Rev

Asset Turnover

3.073

Rev / Assets

Equity Multiplier

1.384

Assets / Equity

ROE

32.4%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. ELA's ROE of 32.4% is driven by Asset Turnover (3.073), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

15.00%

Fair P/E

38.50x

Intrinsic Value

$33.16

Price/Value

0.87x

Margin of Safety

12.92%

Premium

-12.92%

Assessment

Neutral

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with ELA's realized 15.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. ELA actually compounded EPS at 20.3% over three years; the model uses 15%, the highest rate it will extrapolate — of 4,457 company-quarters that grew faster than 200%, none sustained it over the following seven years. ELA trades at a -13% premium to its adjusted intrinsic value of $33.16, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 38.5x compares to the current market P/E of 13.0x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$11.16

Median 1Y

$12.64

5th Pctile

$4.70

95th Pctile

$34.00

Ann. Volatility

61.1%

25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
John G. DeLuca CFO	$238,461	$—	$293,461

CEO Pay Ratio

1:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $165,000

Avg Employee Cost (SGA/emp): $123,005

Employees: 276

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

276

-10.7% YoY

Revenue / Employee

$873,266

Rev: $241,021,362

Profit / Employee

$52,888

NI: $14,596,978

SGA / Employee

$123,005

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	43.8%	44.5%	42.9%	44.3%	40.4%	44.2%	40.9%	32.7%	27.5%	15.6%	13.7%	13.3%	13.1%	13.4%	14.1%	15.8%	18.2%	24.4%	32.0%	32.4%	32.45%
ROA	20.7%	20.1%	21.0%	22.3%	21.6%	24.0%	23.3%	19.3%	16.5%	9.9%	8.8%	8.8%	8.5%	8.9%	9.5%	10.9%	12.1%	16.8%	22.3%	23.5%	23.45%
ROIC	22.3%	21.5%	24.1%	28.0%	28.6%	31.1%	31.2%	24.7%	20.8%	13.9%	13.1%	12.1%	11.7%	12.5%	13.2%	15.1%	16.3%	20.5%	35.7%	39.1%	39.13%
ROCE	22.4%	22.0%	22.2%	24.0%	23.2%	23.8%	24.1%	21.0%	18.9%	14.7%	13.5%	13.2%	13.3%	14.1%	14.7%	16.3%	17.0%	23.4%	30.2%	31.0%	30.97%
Gross Margin	21.5%	22.0%	20.5%	26.9%	26.2%	24.8%	22.9%	21.1%	26.4%	25.6%	25.9%	25.1%	24.4%	23.1%	24.8%	22.6%	22.8%	20.5%	21.0%	23.6%	23.56%
Operating Margin	7.1%	6.4%	6.0%	9.4%	7.7%	7.2%	6.3%	4.0%	5.3%	4.3%	5.9%	4.2%	4.3%	3.9%	6.5%	5.9%	7.3%	9.4%	11.4%	9.0%	8.99%
Net Margin	8.2%	6.3%	5.6%	9.0%	7.3%	12.4%	5.1%	3.1%	4.6%	3.6%	4.8%	3.5%	3.6%	3.3%	5.2%	5.0%	5.8%	7.4%	9.0%	7.4%	7.35%
EBITDA Margin	9.4%	7.4%	6.5%	10.1%	8.9%	10.3%	7.5%	5.0%	6.7%	5.7%	7.3%	5.5%	5.9%	5.3%	7.8%	7.5%	8.6%	8.9%	11.9%	10.4%	10.43%
FCF Margin	-1.9%	-0.2%	2.2%	3.4%	5.0%	5.2%	5.0%	2.6%	2.2%	2.1%	2.3%	2.5%	2.9%	3.6%	2.1%	3.8%	4.0%	0.6%	7.3%	8.2%	8.20%
OCF Margin	3.7%	2.0%	4.0%	5.2%	5.3%	5.5%	5.2%	3.3%	3.1%	3.3%	4.1%	3.8%	5.2%	5.6%	4.0%	5.5%	4.7%	1.1%	7.8%	8.8%	8.85%
ROE 3Y Avg	snapshot only																				18.54%
ROE 5Y Avg	snapshot only																				24.02%
ROA 3Y Avg	snapshot only																				13.27%
ROIC 3Y Avg	snapshot only																				26.43%
ROIC Economic	snapshot only																				23.42%
Cash ROA	snapshot only																				24.01%
Cash ROIC	snapshot only																				46.28%
CROIC	snapshot only																				42.89%
NOPAT Margin	snapshot only																				7.48%
Pretax Margin	snapshot only																				9.76%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				11.46%
SBC / Revenue	snapshot only																				0.00%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	12.55	10.91	11.75	15.51	10.82	9.03	11.25	14.88	10.85	18.02	18.71	18.17	22.10	27.62	22.06	18.65	19.88	23.81	20.65	33.53	12.977
P/S Ratio	0.89	0.78	0.77	1.12	0.76	0.78	0.95	1.02	0.69	0.74	0.74	0.74	0.85	1.03	0.86	0.80	0.97	1.44	1.49	2.56	0.989
P/B Ratio	4.51	3.97	4.15	5.63	3.64	3.27	3.82	4.19	2.66	2.67	2.48	2.35	2.80	3.54	2.94	2.75	3.32	5.18	5.70	9.36	3.619
P/FCF	-47.54	-328.62	35.69	32.95	15.17	14.86	19.07	39.36	30.60	35.74	31.81	30.26	29.22	29.02	40.21	21.12	24.50	261.43	20.43	31.20	31.201
P/OCF	23.90	39.09	19.17	21.57	14.34	14.13	18.27	30.94	22.06	22.05	18.20	19.34	16.20	18.32	21.51	14.58	20.55	134.69	19.13	28.92	28.915
EV/EBITDA	11.70	10.66	11.07	14.22	9.82	8.98	10.39	13.19	9.53	12.01	12.02	11.91	13.95	17.16	13.70	11.66	13.12	17.49	14.83	24.41	24.413
EV/Revenue	0.99	0.89	0.85	1.17	0.80	0.80	0.95	1.04	0.70	0.75	0.73	0.75	0.85	1.02	0.84	0.78	0.96	1.45	1.42	2.48	2.477
EV/EBIT	12.69	11.57	12.05	15.38	10.85	9.86	11.42	14.71	10.59	13.74	13.89	13.81	16.24	20.05	15.98	13.44	14.88	19.29	15.92	26.12	26.121
EV/FCF	-52.71	-376.71	39.21	34.58	16.04	15.37	19.18	39.80	31.26	36.14	31.48	30.54	29.36	28.67	39.45	20.44	24.32	262.71	19.55	30.20	30.200
Earnings Yield	8.0%	9.2%	8.5%	6.4%	9.2%	11.1%	8.9%	6.7%	9.2%	5.5%	5.3%	5.5%	4.5%	3.6%	4.5%	5.4%	5.0%	4.2%	4.8%	3.0%	2.98%
FCF Yield	-2.1%	-0.3%	2.8%	3.0%	6.6%	6.7%	5.2%	2.5%	3.3%	2.8%	3.1%	3.3%	3.4%	3.4%	2.5%	4.7%	4.1%	0.4%	4.9%	3.2%	3.21%
PEG Ratio	snapshot only																				0.081
Price/Tangible Book	snapshot only																				10.213
EV/OCF	snapshot only																				27.988
EV/Gross Profit	snapshot only																				11.418
Acquirers Multiple	snapshot only																				25.876
Shareholder Yield	snapshot only																				0.01%
Graham Number	snapshot only																				$7.73

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	5.25	3.51	4.33	4.03	4.38	5.51	5.39	5.59	5.35	5.55	5.04	5.88	4.76	4.12	4.51	4.58	5.19	3.50	3.52	4.24	4.241
Quick Ratio	2.95	2.07	2.54	2.27	2.59	3.40	3.42	3.14	2.91	2.97	2.52	2.72	2.08	2.07	2.31	2.36	2.65	1.63	1.97	2.61	2.610
Debt/Equity	0.83	0.95	0.79	0.69	0.61	0.51	0.46	0.44	0.42	0.40	0.38	0.37	0.36	0.35	0.33	0.31	0.38	0.30	0.26	0.24	0.242
Net Debt/Equity	0.49	0.58	0.41	0.28	0.21	0.11	0.02	0.05	0.06	0.03	-0.03	0.02	0.01	-0.04	-0.06	-0.09	-0.02	0.03	-0.24	-0.30	-0.300
Debt/Assets	0.42	0.44	0.40	0.36	0.34	0.31	0.29	0.28	0.27	0.26	0.25	0.25	0.24	0.24	0.23	0.21	0.25	0.21	0.19	0.18	0.180
Debt/EBITDA	1.93	2.22	1.92	1.65	1.55	1.35	1.26	1.35	1.47	1.78	1.84	1.85	1.79	1.71	1.55	1.35	1.50	0.99	0.72	0.65	0.652
Net Debt/EBITDA	1.15	1.36	0.99	0.67	0.53	0.30	0.06	0.14	0.20	0.13	-0.12	0.11	0.06	-0.21	-0.26	-0.38	-0.10	0.09	-0.67	-0.81	-0.809
Interest Coverage	13.59	15.43	17.66	22.15	25.41	30.73	32.30	28.91	26.18	20.48	18.63	18.68	19.62	20.56	22.97	26.65	31.50	44.53	117.39	143.25	143.248
Equity Multiplier	1.98	2.15	1.97	1.90	1.80	1.65	1.61	1.56	1.55	1.52	1.52	1.47	1.51	1.48	1.44	1.43	1.49	1.43	1.42	1.35	1.349
Cash Ratio	snapshot only																				2.375
Debt Service Coverage	snapshot only																				153.270
Cash to Debt	snapshot only																				2.239
FCF to Debt	snapshot only																				1.239
Defensive Interval	snapshot only																				479.3 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	2.91	2.82	3.19	3.09	3.08	2.80	2.77	2.80	2.62	2.41	2.22	2.15	2.23	2.38	2.45	2.53	2.48	2.77	3.10	3.07	3.073
Inventory Turnover	8.43	9.12	9.77	8.74	8.89	8.40	8.22	7.51	6.88	6.36	5.56	4.88	4.84	5.57	5.52	5.59	5.51	6.16	7.60	8.02	8.023
Receivables Turnover	24.31	28.16	37.60	26.05	27.87	23.28	27.12	28.58	22.97	21.36	25.53	25.01	26.34	29.58	37.86	40.05	48.21	31.37	64.96	70.93	70.929
Payables Turnover	46.33	54.88	63.34	38.42	44.60	47.15	49.45	45.00	35.54	41.07	38.28	37.09	41.28	43.16	43.51	48.42	51.09	50.08	70.92	79.50	79.500
DSO	15	13	10	14	13	16	13	13	16	17	14	15	14	12	10	9	8	12	6	5	5.1 days
DIO	43	40	37	42	41	43	44	49	53	57	66	75	75	66	66	65	66	59	48	45	45.5 days
DPO	8	7	6	10	8	8	7	8	10	9	10	10	9	8	8	8	7	7	5	5	4.6 days
Cash Conversion Cycle	50	46	41	46	46	51	51	53	59	66	70	80	80	69	67	67	67	64	48	46	46.0 days
Fixed Asset Turnover	snapshot only																				12.460
Operating Cycle	snapshot only																				50.6 days
Cash Velocity	snapshot only																				6.746
Capital Intensity	snapshot only																				0.369

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	17.0%	23.7%	43.4%	35.5%	42.7%	29.6%	13.6%	12.6%	3.3%	-4.5%	-11.1%	-18.0%	-8.9%	3.4%	14.7%	25.0%	23.7%	33.6%	54.2%	47.7%	47.74%
Net Income	61.5%	57.4%	48.1%	40.6%	41.1%	56.1%	45.7%	7.6%	-7.0%	-54.4%	-58.1%	-51.3%	-44.8%	-5.5%	12.5%	31.5%	57.8%	1.2%	1.9%	1.6%	1.62%
EPS	61.5%	57.3%	48.1%	40.6%	41.1%	56.2%	45.7%	7.6%	-6.6%	-53.7%	-57.3%	-50.1%	-43.2%	-3.6%	14.4%	32.8%	58.4%	1.2%	1.9%	1.6%	1.62%
FCF	-1.7%	-1.3%	7.3%	18.5%	4.8%	29.6%	1.6%	-13.6%	-53.8%	-62.2%	-58.2%	-22.6%	17.7%	78.4%	4.9%	93.3%	69.3%	-79.3%	4.3%	2.2%	2.19%
EBITDA	50.8%	50.7%	42.8%	36.3%	38.2%	38.4%	35.9%	7.1%	-7.1%	-33.5%	-40.6%	-34.2%	-24.5%	-0.9%	15.3%	32.1%	49.0%	85.8%	1.4%	1.3%	1.25%
Op. Income	37.7%	39.9%	40.0%	39.4%	56.4%	44.5%	34.6%	-2.0%	-19.5%	-36.2%	-43.3%	-35.5%	-25.6%	-6.8%	12.5%	32.0%	58.5%	1.2%	1.9%	1.7%	1.73%
OCF Growth	snapshot only																				1.38%
Asset Growth	snapshot only																				30.57%
Equity Growth	snapshot only																				38.59%
Debt Growth	snapshot only																				9.15%
Shares Change	snapshot only																				-0.11%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	31.8%	37.6%	42.7%	38.8%	34.7%	30.6%	26.3%	28.4%	19.9%	15.3%	13.2%	7.8%	10.3%	8.6%	5.0%	4.9%	5.2%	9.7%	16.3%	14.8%	14.83%
Revenue 5Y	18.2%	23.9%	25.8%	26.6%	25.3%	24.1%	24.9%	27.7%	27.5%	26.4%	24.0%	19.8%	18.1%	17.1%	15.5%	16.8%	14.2%	16.2%	20.7%	18.2%	18.25%
EPS 3Y	1.2%	1.5%	1.5%	1.3%	71.1%	78.0%	62.9%	55.0%	28.6%	4.4%	-2.7%	-8.9%	-9.2%	-11.3%	-10.7%	-10.6%	-5.6%	-1.2%	11.8%	20.3%	20.30%
EPS 5Y	—	—	—	—	—	53.5%	51.6%	46.7%	68.1%	61.7%	58.4%	46.6%	21.6%	20.3%	16.1%	19.8%	13.9%	18.8%	24.7%	21.4%	21.39%
Net Income 3Y	1.2%	1.5%	1.5%	1.3%	71.2%	78.0%	62.9%	55.0%	28.5%	3.8%	-3.3%	-9.7%	-10.2%	-12.4%	-11.8%	-11.7%	-6.8%	-2.4%	10.4%	18.8%	18.84%
Net Income 5Y	—	—	—	—	—	53.5%	51.3%	46.5%	68.0%	61.1%	57.9%	45.9%	20.8%	19.4%	15.3%	19.0%	13.0%	18.0%	23.7%	20.5%	20.49%
EBITDA 3Y	97.9%	2.1%	2.3%	1.8%	85.6%	63.1%	52.3%	44.7%	24.6%	11.5%	4.8%	-1.3%	-1.0%	-3.0%	-2.4%	-2.3%	1.5%	7.0%	18.1%	25.1%	25.08%
EBITDA 5Y	—	—	—	—	1.0%	47.8%	47.1%	43.5%	58.3%	94.2%	95.4%	73.9%	35.0%	23.4%	19.3%	21.4%	16.8%	20.6%	26.2%	23.4%	23.37%
Gross Profit 3Y	38.9%	47.8%	54.5%	54.5%	47.6%	40.2%	34.0%	30.9%	24.9%	21.8%	19.0%	15.5%	15.7%	12.4%	9.9%	6.4%	4.4%	6.4%	10.4%	11.5%	11.54%
Gross Profit 5Y	25.8%	30.3%	32.0%	33.5%	33.1%	31.8%	32.7%	33.8%	33.6%	33.7%	33.8%	31.1%	26.2%	22.2%	18.9%	18.1%	16.7%	18.7%	21.2%	19.1%	19.09%
Op. Income 3Y	1.1%	1.4%	1.5%	1.3%	70.2%	61.8%	50.2%	42.1%	20.1%	8.9%	2.2%	-4.1%	-2.1%	-4.9%	-5.0%	-5.9%	-1.7%	9.7%	23.2%	32.4%	32.43%
Op. Income 5Y	—	—	—	—	1.9%	47.7%	46.6%	41.7%	61.5%	66.6%	63.4%	52.1%	24.2%	20.3%	16.7%	19.6%	15.4%	21.7%	28.6%	26.0%	25.97%
FCF 3Y	—	—	—	—	—	—	93.3%	11.9%	5.6%	51.7%	—	1.4%	—	—	4.6%	8.9%	-2.7%	-48.1%	32.1%	68.4%	68.36%
FCF 5Y	—	—	—	—	—	—	82.9%	62.9%	—	81.3%	—	—	—	—	25.9%	16.0%	18.6%	5.2%	—	1.4%	1.40%
OCF 3Y	1.6%	95.5%	—	—	—	—	87.7%	20.5%	2.0%	-5.4%	7.0%	-2.7%	23.5%	53.7%	4.8%	7.0%	1.3%	-36.4%	33.1%	59.4%	59.38%
OCF 5Y	63.6%	49.0%	—	1.8%	—	1.1%	61.3%	49.2%	83.0%	73.2%	—	—	—	—	39.0%	24.4%	12.7%	-17.8%	32.8%	31.4%	31.40%
Assets 3Y	60.6%	65.7%	59.6%	36.8%	36.3%	38.2%	39.8%	36.1%	26.0%	21.9%	21.0%	16.8%	16.3%	9.5%	10.1%	8.5%	10.5%	10.4%	13.6%	13.6%	13.63%
Assets 5Y	31.6%	35.6%	37.4%	39.9%	39.9%	39.9%	40.9%	40.2%	44.2%	41.4%	38.4%	23.9%	23.8%	23.6%	24.2%	23.2%	19.6%	18.8%	20.6%	18.4%	18.44%
Equity 3Y	46.6%	48.6%	51.1%	53.9%	53.3%	57.0%	54.8%	54.0%	44.3%	40.1%	36.0%	32.1%	27.2%	24.0%	22.1%	19.2%	17.7%	15.7%	18.3%	19.2%	19.22%
Book Value 3Y	46.6%	48.6%	51.1%	53.9%	53.3%	57.0%	54.8%	54.0%	44.5%	40.8%	36.9%	33.3%	28.6%	25.5%	23.6%	20.6%	19.2%	17.1%	19.8%	20.7%	20.69%
Dividend 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.82	0.88	0.85	0.87	0.89	0.93	0.95	0.97	0.97	0.94	0.85	0.75	0.80	0.84	0.76	0.68	0.76	0.83	0.76	0.71	0.710
Earnings Stability	0.97	0.90	0.92	0.91	0.96	0.88	0.91	0.91	0.94	0.56	0.49	0.44	0.34	0.12	0.08	0.08	0.08	0.09	0.21	0.22	0.215
Margin Stability	0.88	0.90	0.88	0.86	0.87	0.88	0.89	0.91	0.90	0.88	0.85	0.84	0.88	0.91	0.92	0.94	0.93	0.92	0.92	0.92	0.918
Rev. Growth Consistency	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.000
Earn. Growth Consistency	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.000
FCF Positive Streak	0	0	0	1	0	0	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.50	0.50	0.81	0.84	0.84	0.50	0.82	0.97	0.97	0.50	0.50	0.50	0.82	0.98	0.95	0.87	0.50	0.50	0.50	0.50	0.500
Earnings Smoothness	0.53	0.55	0.61	0.66	0.66	0.56	0.63	0.93	0.93	0.25	0.18	0.31	0.42	0.94	0.88	0.73	0.55	0.27	0.04	0.10	0.104
ROE Trend	0.06	0.06	0.02	0.02	-0.02	-0.00	-0.02	-0.10	-0.10	-0.22	-0.21	-0.19	-0.16	-0.13	-0.10	-0.06	-0.02	0.08	0.14	0.14	0.141
Gross Margin Trend	0.02	0.02	0.00	0.01	0.02	0.03	0.04	0.02	0.01	0.00	0.01	0.03	0.02	0.00	-0.00	-0.01	-0.01	-0.02	-0.03	-0.03	-0.030
FCF Margin Trend	-0.02	-0.00	0.02	0.01	0.04	0.05	0.04	0.01	0.01	-0.00	-0.01	-0.01	-0.01	-0.00	-0.02	0.01	0.01	-0.02	0.05	0.05	0.051
Sustainable Growth Rate	43.8%	44.5%	42.9%	44.3%	40.4%	44.2%	40.9%	32.7%	27.5%	15.6%	13.7%	13.3%	13.1%	13.4%	14.1%	15.8%	18.2%	24.4%	32.0%	32.4%	32.45%
Internal Growth Rate	26.1%	25.2%	26.5%	28.7%	27.6%	31.6%	30.4%	23.8%	19.8%	11.0%	9.6%	9.7%	9.3%	9.8%	10.5%	12.2%	13.8%	20.2%	28.7%	30.6%	30.64%

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	0.53	0.28	0.61	0.72	0.75	0.64	0.62	0.48	0.49	0.82	1.03	0.94	1.36	1.51	1.03	1.28	0.97	0.18	1.08	1.16	1.159
FCF/OCF	-0.50	-0.12	0.54	0.65	0.95	0.95	0.96	0.79	0.72	0.62	0.57	0.64	0.55	0.63	0.53	0.69	0.84	0.52	0.94	0.93	0.927
FCF/Net Income	snapshot only																				1.075
OCF/EBITDA	snapshot only																				0.872
CapEx/Revenue	5.6%	2.2%	1.9%	1.8%	0.3%	0.3%	0.2%	0.7%	0.9%	1.3%	1.7%	1.4%	2.3%	2.1%	1.9%	1.7%	0.8%	0.5%	0.5%	0.6%	0.65%
CapEx/Depreciation	snapshot only																				0.977
Accruals Ratio	0.10	0.15	0.08	0.06	0.05	0.09	0.09	0.10	0.08	0.02	-0.00	0.01	-0.03	-0.05	-0.00	-0.03	0.00	0.14	-0.02	-0.04	-0.037
Sloan Accruals	snapshot only																				0.138
Cash Flow Adequacy	snapshot only																				13.651
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Dividend/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
FCF Payout Ratio	—	—	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Total Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	1.5%	11.3%	30.2%	46.9%	55.2%	49.3%	35.7%	20.6%	10.7%	2.5%	1.3%	0.9%	0.3%	0.30%
Div. Increase Streak	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Chowder Number	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.1%	1.0%	1.7%	2.5%	3.0%	2.2%	1.3%	0.9%	0.6%	0.1%	0.1%	0.0%	0.0%	0.01%
Net Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.1%	1.0%	1.7%	2.5%	3.0%	2.2%	1.3%	0.9%	0.6%	0.1%	0.1%	0.0%	0.0%	0.01%
Total Shareholder Return	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.1%	1.0%	1.7%	2.5%	3.0%	2.2%	1.3%	0.9%	0.6%	0.1%	0.1%	0.0%	0.0%	0.01%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.98	0.99	0.99	0.99	0.99	1.09	1.04	1.01	0.99	0.79	0.79	0.80	0.77	0.77	0.77	0.77	0.78	0.78	0.78	0.78	0.782
Interest Burden (EBT/EBIT)	0.93	0.94	0.94	0.95	0.96	0.97	0.97	0.97	0.96	0.95	0.95	0.95	0.95	0.95	0.96	0.96	0.97	1.03	1.03	1.03	1.030
EBIT Margin	0.08	0.08	0.07	0.08	0.07	0.08	0.08	0.07	0.07	0.05	0.05	0.05	0.05	0.05	0.05	0.06	0.06	0.08	0.09	0.09	0.095
Asset Turnover	2.91	2.82	3.19	3.09	3.08	2.80	2.77	2.80	2.62	2.41	2.22	2.15	2.23	2.38	2.45	2.53	2.48	2.77	3.10	3.07	3.073
Equity Multiplier	2.12	2.21	2.05	1.99	1.87	1.84	1.75	1.70	1.66	1.58	1.56	1.51	1.53	1.50	1.48	1.45	1.50	1.45	1.43	1.38	1.384

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$0.33	$0.37	$0.40	$0.46	$0.47	$0.58	$0.58	$0.49	$0.44	$0.27	$0.25	$0.25	$0.25	$0.26	$0.28	$0.33	$0.39	$0.56	$0.81	$0.86	$0.86
Book Value/Share	$0.92	$1.03	$1.12	$1.27	$1.39	$1.61	$1.70	$1.75	$1.78	$1.82	$1.87	$1.91	$1.96	$2.03	$2.12	$2.22	$2.35	$2.58	$2.92	$3.08	$3.08
Tangible Book/Share	$0.70	$0.69	$0.79	$0.93	$1.06	$1.29	$1.39	$1.45	$1.47	$1.51	$1.55	$1.59	$1.66	$1.73	$1.83	$1.94	$2.07	$2.31	$2.66	$2.83	$2.83
Revenue/Share	$4.66	$5.23	$6.05	$6.38	$6.66	$6.79	$6.87	$7.19	$6.90	$6.58	$6.22	$6.04	$6.47	$6.94	$7.26	$7.63	$8.04	$9.28	$11.21	$11.29	$11.29
FCF/Share	$-0.09	$-0.01	$0.13	$0.22	$0.33	$0.35	$0.34	$0.19	$0.15	$0.14	$0.15	$0.15	$0.19	$0.25	$0.15	$0.29	$0.32	$0.05	$0.82	$0.93	$0.93
OCF/Share	$0.17	$0.10	$0.24	$0.33	$0.35	$0.37	$0.36	$0.24	$0.21	$0.22	$0.25	$0.23	$0.34	$0.39	$0.29	$0.42	$0.38	$0.10	$0.87	$1.00	$1.00
Cash/Share	$0.31	$0.38	$0.43	$0.52	$0.56	$0.64	$0.76	$0.68	$0.65	$0.67	$0.75	$0.66	$0.68	$0.79	$0.81	$0.88	$0.94	$0.70	$1.49	$1.67	$1.67
EBITDA/Share	$0.39	$0.44	$0.46	$0.53	$0.54	$0.61	$0.63	$0.56	$0.51	$0.41	$0.38	$0.38	$0.39	$0.41	$0.45	$0.51	$0.59	$0.77	$1.08	$1.15	$1.15
Debt/Share	$0.76	$0.97	$0.89	$0.87	$0.84	$0.82	$0.79	$0.76	$0.75	$0.73	$0.70	$0.70	$0.71	$0.71	$0.69	$0.68	$0.88	$0.76	$0.77	$0.75	$0.75
Net Debt/Share	$0.45	$0.60	$0.46	$0.35	$0.29	$0.18	$0.04	$0.08	$0.10	$0.05	$-0.05	$0.04	$0.03	$-0.09	$-0.12	$-0.20	$-0.06	$0.07	$-0.72	$-0.93	$-0.93

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	20.905
Altman Z-Prime	snapshot only																				34.859
Piotroski F-Score	8	6	7	8	7	8	8	7	6	6	6	6	5	6	7	7	6	6	7	8	8
Beneish M-Score	-2.01	-0.78	-1.28	-2.39	-2.09	-2.06	-1.74	-1.59	-1.84	-2.51	-3.05	-2.99	-2.96	-2.87	-2.34	-2.50	-2.22	-0.74	-2.11	-3.01	-3.013
Ohlson O-Score	snapshot only																				-10.479
ROIC (Greenblatt)	snapshot only																				33.56%
Net-Net WC	snapshot only																				$1.91
EVA	snapshot only																				$16321033.49

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				AAA
Credit Score	83.94	83.65	89.12	92.28	93.77	93.89	95.40	93.39	93.17	92.22	91.88	92.01	92.65	95.34	94.23	95.73	95.08	91.12	95.86	95.89	95.888
Credit Grade	snapshot only																				1
Credit Trend	snapshot only																				0.161
Implied Spread (bps)	snapshot only																				50.000
Industry Credit Rank	snapshot only																				94
Sector Credit Rank	snapshot only																				92

ELA AMEX

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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