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ENVA NYSE

Enova International, Inc.
1W: -3.5% 1M: -2.0% 3M: -31.7% YTD: +5.0% 1Y: +49.1% 3Y: +254.5% 5Y: +371.6%
$171.31
+1.28 (+0.75%)
After Hours: $176.45 (+5.14, +3.00%)
Weekly Expected Move ±5.0%
$149 $157 $165 $173 $181
NYSE · Financial Services · Financial - Credit Services · Tech Score Sell · Power 47 · $4.2B mcap · 23M float · 1.62% daily turnover · Short 63% of daily vol
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $57.9M held by 80 funds, 380 bp over Treasuries → details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.

📊 Key Metrics

TTM
$3B
Revenue
+5.8% YoY
$382M
Net Income
+30.5% YoY
$2B
Free Cash Flow
+17.7% YoY
60.9%
Gross Margin
24.5%
Op. Margin
10.6%
Net Margin

💰 Income Flow

How revenue becomes profit

💵 Cash Flow

Where cash goes

🏦 Balance Sheet

Assets = Liabilities + Equity

📈 Financial Health

Profitability

ROE26.8%
ROA5.6%
ROIC9.9%

Valuation

P/E11.2
P/B2.7
EV/EBITDA10.6

Leverage

Debt/Equity3.45
Current Ratio1.78
Interest Cov.1325.4x

Quality Scores

Piotroski F6/9
Altman-B6.91
Beneish M2.23

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms