Also trades as: FSR.JO (JNB) · $vol 61M · FANDF (OTC) · $vol 0M

$56.20

+2.20 (+4.07%)

Weekly Expected Move ±4.6%

$51 $54 $56 $59 $61

OTC · Financial Services · Banks · Tech Score Sell · Power 40 · $31.4B mcap · 56M float · 0.0000% daily turnover · Short 34% of daily vol

Revenue

$233.3B -9.8% ▼

5Y CAGR: +16.6%

Gross Profit

$148.2B -0.2% ▼

5Y CAGR: +6.4%

Operating Income

$53.6B -7.3% ▼

5Y CAGR: +8.0%

Net Income

$37.5B -13.9% ▼

5Y CAGR: +6.4%

EPS (Diluted)

$64.00 +0.0% ▲

5Y CAGR: +6.1%

EBITDA

$54.9B -12.4% ▼

View Full Income Statement

Line Item	FY2022	FY2023	FY2024	FY2025	FY2026
Revenue	$114.6B	$131.8B	$127.0B	$258.8B	$233.3B
YoY Growth	+5.7%	+15.0%	-3.7%	+103.8%	-9.8%
Cost of Revenue	$0	$0	-$12.6B	$110.3B	$85.1B
Gross Profit	$114.6B	$131.8B	$139.6B	$148.5B	$148.2B
Gross Margin	100.0%	100.0%	109.9%	57.4%	63.5%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$6.3B	$7.3B	$5.4B	$7.4B	$7.2B
Operating Expenses	$61.9B	$70.0B	$5.4B	$90.6B	$94.5B
Operating Income	$45.8B	$48.6B	$121.5B	$57.9B	$53.6B
Operating Margin	40.0%	36.8%	95.7%	22.4%	23.0%
Interest Expense	$54.5B	$84.8B	$106.1B	$110.3B	$83.5B
Income Before Tax	$46.8B	$50.9B	$53.0B	$57.9B	$53.6B
Tax Expense	$12.2B	$12.2B	$11.8B	$12.7B	$11.7B
Net Income	$33.6B	$37.5B	$39.7B	$43.5B	$37.5B
Net Margin	29.3%	28.4%	31.3%	16.8%	16.1%
EPS (Diluted)	$55.40	$80.70	$68.10	—	$64.00
EBITDA	$0	$0	$0	$62.6B	$54.9B
Shares Outstanding	561M	561M	560M	—	559M

Line Item	FY2023 Q2	FY2023 Q4	FY2024 Q2	FY2024 Q4	FY2025 Q2	FY2025 Q4	FY2026 Q2	FY2026 Q4
Revenue	$94.3B	$111.9B	$116.9B	$64.1B	$65.5B	$67.4B	$129.7B	$103.6B
Cost of Revenue	$0	$0	$0	-$176.9B	$0	$0	$56.7B	$41.0B
Gross Profit	$94.3B	$111.9B	$116.9B	$241.0B	$65.5B	$67.4B	$73.0B	$67.6B
Gross Margin	100.0%	100.0%	100.0%	375.9%	100.0%	100.0%	56.3%	65.3%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$0	$0	$0	$4.2B	$595M	$4.3B	$0	$0
Operating Expenses	$33.4B	$38.6B	$35.5B	$4.2B	$1.2B	$4.3B	$42.7B	$47.3B
Operating Income	-$1.1B	$388M	$50M	$45.5B	$64.3B	$63.1B	$31.1B	$22.6B
Operating Margin	-1.2%	0.3%	0.0%	70.9%	98.2%	93.7%	24.0%	21.8%
Interest Expense	$0	$0	$0	$0	$0	$0	$49.7B	$34.1B
Income Before Tax	$25.3B	$25.0B	$26.3B	$25.2B	$29.8B	$28.1B	$30.3B	$23.3B
Tax Expense	$6.3B	$5.9B	$6.6B	$5.0B	$7.1B	$5.6B	$7.4B	$4.4B
Net Income	$18.0B	$19.5B	$19.7B	$19.4B	$21.9B	$21.6B	$22.9B	$13.9B
Net Margin	19.1%	17.4%	16.8%	30.3%	33.5%	32.1%	17.7%	13.4%
EPS (Diluted)	$32.10	$32.80	$34.80	$33.30	$37.60	$37.20	$39.40	$23.20
EBITDA	$1.1B	$2.9B	$2.4B	$7.8B	$0	$25.7B	$32.5B	$22.3B
Shares Outstanding	561M	561M	561M	560M	560M	560M	558M	560M

FANDY OTC