$18.32

-0.27 (-1.45%)

After Hours: $18.84 (+0.52, +2.84%)

Weekly Expected Move ±4.5%

$17 $18 $19 $20 $20

NYSE · Consumer Defensive · Education & Training Services · Tech Score Neutral · Power 59 · $206.9M mcap · 9M float · 0.895% daily turnover · Short 68% of daily vol

Credit Risk of going bust: not rated Debt: 0.0% of company value Bonds: none of note held by US funds details ▾

Not rated: no debt. Altman Z'' 0.98.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

53.5 / 100

NoneWeakNarrowWide

Primary source: Efficient Scale · ROIC: 13.3% · 5Y Avg: 16.7%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale ★

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. FC shows a Weak competitive edge (53.5/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Efficient Scale. ROIC of 13.3% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$25

Low

$25

Avg Target

$25

High

Based on 1 analyst since Jul 1, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 7Hold: 1Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$24.00

Analysts3

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-07-02	Roth Capital	Jeff Martin	Initiated	$25	—	+0.0%	$24.99
2026-01-20	Barrington	—	$22	$25	+3	+19.3%	$20.95
2025-11-06	Barrington	Alexander Paris	$55	$22	-33	+39.7%	$15.75
2023-03-30	Barrington	Alexander Paris	Initiated	$55	—	+50.7%	$36.51
2022-11-17	Northland Securities	—	Initiated	$100	—	+99.8%	$50.04

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

C+

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. FC receives an overall rating of C+. Strongest factors: DCF (5/5). Areas of concern: ROE (2/5), ROA (2/5), D/E (1/5), P/E (1/5), P/B (1/5).

Rating Change History

Date	From	To
2026-10-12	B-	C+
2026-10-01	C+	B-
2026-07-01	B-	C+
2026-05-11	C+	B-
2026-04-01	B-	C+
2026-01-08	B	B-

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 43 Grade A

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. FC scores highest in Safety (80/100) and lowest in Growth (16/100). An overall grade of A places FC among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

3.08

Safe Zone

Piotroski F-Score

5/9

✓ ✓ ✗ ✓ ✓ ✗ ✓ ✗ ✗

Beneish M-Score

-3.02

Unlikely Manipulator

Ohlson O-Score

-3.91

Bankruptcy prob: 2.0%

Low Risk

Credit Rating

Score: 72.9/100

Trend: Deteriorating

Earnings Quality

75/100

OCF/NI: 12.54x

Accruals: -12.1%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. FC scores 3.08, placing it in the Safe Zone (safe > 2.99, distress < 1.81). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. FC scores 5/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. FC's score of -3.02 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. FC's implied 2.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. FC receives an estimated rating of A (score: 72.9/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). FC's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

101.22x

PEG

-0.95x

P/S

0.78x

P/B

4.78x

P/FCF

15.77x

P/OCF

9.91x

EV/EBITDA

17.51x

EV/Revenue

0.99x

EV/EBIT

35.84x

EV/FCF

15.07x

Earnings Yield

0.80%

FCF Yield

6.34%

Shareholder Yield

15.63%

Graham Number

$4.01

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 101.2x earnings, FC is priced for high growth expectations. Graham's intrinsic value formula yields $4.01 per share, 357% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.340

NI / EBT

Interest Burden

0.887

EBT / EBIT

EBIT Margin

0.028

EBIT / Rev

Asset Turnover

1.262

Rev / Assets

Equity Multiplier

3.836

Assets / Equity

ROE

4.0%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. FC's ROE of 4.0% is driven by financial leverage (equity multiplier: 3.84x). Note: high leverage means ROE is amplified by debt rather than operational performance. A tax burden ratio of 0.34 suggests the company retains less than 60% of pre-tax earnings after taxes.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

$1.62

Price/Value

14.62x

Margin of Safety

-1361.80%

Premium

1361.80%

Assessment

Overvalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with FC's realized 0.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. FC trades at a 1362% premium to its adjusted intrinsic value of $1.62, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 8.5x compares to the current market P/E of 101.2x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$18.34

Median 1Y

$14.82

5th Pctile

$6.89

95th Pctile

$31.88

Ann. Volatility

48.1%

25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Paul S. Walker President and CEO	$650,000	$787,965	$1,471,160
Stephen D. Young CFO	$396,362	$218,252	$902,799
M. Sean Covey President - Education Division	$344,615	$169,729	$675,403
Jennifer C. Colosimo President - Enterprise Division	$375,000	$145,508	$538,558
Colleen Dom Vice-President -President of Operations	$337,308	$121,286	$482,964
Jessica G. Betjemann CFO	$133,269	$233,392	$482,276

CEO Pay Ratio

9:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $1,471,160

Avg Employee Cost (SGA/emp): $163,111

Employees: 1,120

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

1,120

+3.3% YoY

Revenue / Employee

$238,453

Rev: $267,067,000

Profit / Employee

$2,739

NI: $3,068,000

SGA / Employee

$163,111

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
ROE	19.6%	26.0%	27.9%	19.6%	22.7%	22.5%	21.6%	22.1%	22.0%	22.4%	21.1%	24.9%	28.9%	26.1%	24.8%	15.5%	4.1%	-2.1%	-4.2%	4.0%	4.03%
ROA	6.0%	8.6%	9.4%	6.6%	7.2%	8.2%	8.2%	7.4%	7.0%	7.9%	7.5%	8.3%	9.2%	8.6%	8.0%	4.9%	1.2%	-0.6%	-1.1%	1.1%	1.05%
ROIC	27.8%	34.5%	42.0%	32.7%	42.5%	38.2%	35.6%	32.5%	32.5%	36.4%	46.6%	46.3%	62.4%	65.9%	48.4%	30.4%	6.7%	-17.8%	-3.4%	13.3%	13.27%
ROCE	7.2%	12.3%	14.6%	19.5%	22.5%	22.5%	22.3%	28.3%	29.1%	31.6%	30.1%	31.8%	34.5%	31.5%	31.4%	19.5%	7.6%	1.6%	0.7%	12.5%	12.52%
Gross Margin	77.3%	77.7%	77.9%	77.3%	75.0%	76.0%	76.4%	75.9%	76.1%	76.4%	73.1%	76.6%	78.1%	76.3%	76.7%	76.5%	75.5%	72.7%	72.9%	71.2%	71.23%
Operating Margin	6.3%	9.1%	6.2%	9.0%	11.0%	9.2%	4.6%	9.2%	13.6%	7.8%	6.7%	11.4%	21.3%	2.1%	-2.4%	-3.3%	11.1%	-0.3%	-0.8%	7.2%	7.21%
Net Margin	2.6%	6.2%	3.3%	10.8%	7.1%	6.7%	2.8%	6.4%	8.7%	7.1%	1.4%	7.8%	14.2%	1.7%	-1.8%	-2.1%	6.1%	-5.1%	-3.3%	4.5%	4.55%
EBITDA Margin	11.9%	15.2%	12.6%	14.3%	15.6%	14.2%	10.1%	13.9%	17.9%	12.7%	7.7%	14.8%	24.1%	5.8%	1.8%	0.3%	14.2%	-2.9%	-0.3%	9.9%	9.87%
FCF Margin	18.8%	17.3%	17.7%	19.9%	17.9%	14.1%	10.5%	9.4%	7.9%	12.5%	15.6%	13.2%	17.0%	16.8%	11.8%	11.0%	6.8%	1.3%	7.6%	6.6%	6.56%
OCF Margin	20.6%	19.2%	19.3%	21.7%	19.9%	16.6%	14.6%	13.7%	12.7%	17.9%	19.6%	17.1%	21.0%	19.8%	15.0%	14.6%	10.9%	5.7%	12.4%	10.4%	10.43%
ROE 3Y Avg	snapshot only																				15.55%
ROE 5Y Avg	snapshot only																				17.68%
ROA 3Y Avg	snapshot only																				4.75%
ROIC 3Y Avg	snapshot only																				8.76%
ROIC Economic	snapshot only																				10.91%
Cash ROA	snapshot only																				13.84%
Cash ROIC	snapshot only																				88.54%
CROIC	snapshot only																				55.64%
NOPAT Margin	snapshot only																				1.56%
Pretax Margin	snapshot only																				2.45%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				67.21%
SBC / Revenue	snapshot only																				2.16%

Valuation

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
P/E Ratio	45.23	34.35	32.63	37.05	37.23	39.09	35.58	31.85	33.32	29.51	30.11	27.11	23.03	24.47	23.56	28.29	81.47	-136.91	-64.43	124.25	101.222
P/S Ratio	2.75	2.65	2.69	2.15	2.61	2.78	2.47	1.87	2.11	1.90	1.84	1.76	1.88	1.68	1.46	1.08	0.94	0.73	0.57	1.03	0.783
P/B Ratio	7.72	7.67	7.67	7.25	8.29	8.41	7.46	7.07	7.53	7.52	7.27	6.86	6.48	5.99	5.78	4.60	3.74	3.55	3.91	6.33	4.778
P/FCF	14.65	15.34	15.18	10.79	14.62	19.67	23.48	19.96	26.70	15.11	11.80	13.31	11.01	9.98	12.40	9.82	13.84	58.43	7.42	15.77	15.765
P/OCF	13.34	13.84	13.91	9.90	13.13	16.71	16.93	13.63	16.58	10.57	9.40	10.27	8.94	8.48	9.78	7.37	8.63	12.86	4.57	9.91	9.908
EV/EBITDA	27.26	21.47	19.94	15.15	17.03	18.53	17.08	13.20	14.25	13.13	13.01	12.20	11.13	10.90	10.58	10.57	14.69	18.32	16.25	17.51	17.513
EV/Revenue	2.68	2.57	2.56	2.04	2.47	2.65	2.34	1.79	2.03	1.82	1.74	1.66	1.73	1.51	1.34	0.96	0.85	0.67	0.52	0.99	0.988
EV/EBIT	73.59	43.89	37.99	26.68	27.38	29.12	26.58	19.98	20.75	19.16	19.29	17.39	14.53	14.34	13.98	16.10	34.59	153.86	376.27	35.84	35.838
EV/FCF	14.30	14.84	14.44	10.28	13.85	18.73	22.28	19.12	25.67	14.52	11.12	12.54	10.14	8.98	11.33	8.80	12.52	53.35	6.78	15.07	15.070
Earnings Yield	2.2%	2.9%	3.1%	2.7%	2.7%	2.6%	2.8%	3.1%	3.0%	3.4%	3.3%	3.7%	4.3%	4.1%	4.2%	3.5%	1.2%	-0.7%	-1.6%	0.8%	0.80%
FCF Yield	6.8%	6.5%	6.6%	9.3%	6.8%	5.1%	4.3%	5.0%	3.7%	6.6%	8.5%	7.5%	9.1%	10.0%	8.1%	10.2%	7.2%	1.7%	13.5%	6.3%	6.34%
EV/OCF	snapshot only																				9.471
EV/Gross Profit	snapshot only																				1.351
Acquirers Multiple	snapshot only																				21.489
Shareholder Yield	snapshot only																				15.63%
Graham Number	snapshot only																				$4.01

Leverage & Solvency

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Current Ratio	1.00	1.03	1.06	0.95	1.01	1.07	1.05	0.91	0.96	0.87	0.88	0.88	0.99	0.97	0.90	0.84	0.82	0.73	0.63	0.66	0.655
Quick Ratio	0.98	1.01	1.04	0.92	0.99	1.04	1.02	0.87	0.93	0.84	0.85	0.84	0.96	0.94	0.87	0.81	0.79	0.70	0.59	0.61	0.614
Debt/Equity	0.41	0.38	0.34	0.35	0.29	0.25	0.22	0.23	0.19	0.19	0.16	0.11	0.07	0.06	0.06	0.04	0.12	0.02	0.02	0.00	0.000
Net Debt/Equity	-0.18	-0.25	-0.37	-0.34	-0.44	-0.40	-0.38	-0.29	-0.29	-0.29	-0.42	-0.39	-0.51	-0.60	-0.50	-0.48	-0.36	-0.31	-0.34	-0.28	-0.279
Debt/Assets	0.13	0.13	0.12	0.11	0.09	0.09	0.09	0.08	0.06	0.06	0.05	0.04	0.02	0.02	0.02	0.01	0.03	0.00	0.00	0.00	0.000
Debt/EBITDA	1.49	1.09	0.92	0.77	0.64	0.57	0.54	0.45	0.38	0.34	0.30	0.21	0.14	0.13	0.11	0.09	0.51	0.09	0.10	0.00	0.000
Net Debt/EBITDA	-0.66	-0.72	-1.02	-0.76	-0.95	-0.93	-0.92	-0.57	-0.57	-0.53	-0.80	-0.74	-0.96	-1.21	-1.00	-1.23	-1.55	-1.75	-1.54	-0.81	-0.808
Interest Coverage	3.89	7.02	8.90	11.14	14.17	15.04	14.96	16.06	17.34	17.57	17.55	20.23	30.53	31.71	34.92	24.96	11.59	2.95	1.12	30.06	30.062
Equity Multiplier	3.13	2.81	2.71	3.05	3.13	2.65	2.56	2.92	3.13	3.10	3.13	3.06	3.15	2.97	3.05	3.33	3.63	4.10	5.43	4.61	4.612
Cash Ratio	snapshot only																				0.085
Debt Service Coverage	snapshot only																				61.519
Defensive Interval	snapshot only																				126.3 days

Efficiency & Turnover

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Asset Turnover	0.99	1.11	1.14	1.15	1.03	1.16	1.18	1.26	1.11	1.23	1.22	1.28	1.13	1.26	1.29	1.27	1.06	1.14	1.23	1.26	1.262
Inventory Turnover	18.74	20.17	21.38	18.93	20.23	21.10	22.21	17.18	17.32	17.52	17.86	14.84	16.59	17.22	15.87	14.80	13.85	14.15	14.19	14.31	14.313
Receivables Turnover	3.53	5.00	5.50	5.33	3.67	4.97	5.44	5.31	3.63	4.77	5.03	4.85	3.42	4.75	5.18	5.08	3.46	4.35	5.07	5.25	5.248
Payables Turnover	8.16	11.55	9.34	8.94	6.84	10.34	8.72	8.98	7.72	10.61	8.44	10.30	9.49	11.76	9.06	10.38	7.63	11.24	9.98	11.16	11.156
DSO	103	73	66	68	99	73	67	69	101	77	72	75	107	77	70	72	106	84	72	70	69.5 days
DIO	19	18	17	19	18	17	16	21	21	21	20	25	22	21	23	25	26	26	26	26	25.5 days
DPO	45	32	39	41	53	35	42	41	47	34	43	35	38	31	40	35	48	32	37	33	32.7 days
Cash Conversion Cycle	78	59	44	47	64	55	42	49	74	63	50	64	90	67	53	61	84	77	61	62	62.3 days
Fixed Asset Turnover	snapshot only																				20.924
Operating Cycle	snapshot only																				95.0 days
Cash Velocity	snapshot only																				21.947
Capital Intensity	snapshot only																				0.754

Growth (YoY)

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Revenue	13.0%	26.0%	34.5%	23.9%	17.3%	14.3%	12.4%	11.2%	6.7%	3.2%	1.1%	-0.1%	2.4%	3.0%	2.5%	-0.4%	-7.0%	-9.0%	-8.4%	-6.1%	-6.14%
Net Income	2.4%	2.9%	2.9%	14.6%	35.3%	5.2%	-5.5%	12.9%	-3.5%	-6.8%	-10.7%	10.3%	31.6%	9.8%	4.0%	-41.7%	-86.9%	-1.1%	-1.1%	-79.5%	-79.48%
EPS	2.4%	2.8%	2.8%	14.4%	32.9%	3.8%	-6.8%	12.1%	0.2%	-0.9%	-3.7%	17.7%	36.5%	12.9%	7.0%	-39.5%	-86.3%	-1.1%	-1.1%	-76.9%	-76.90%
FCF	1.3%	72.8%	71.3%	47.1%	11.5%	-6.6%	-33.4%	-47.5%	-52.7%	-8.5%	50.4%	40.9%	1.2%	37.9%	-22.6%	-17.5%	-63.1%	-93.2%	-40.7%	-43.9%	-43.88%
EBITDA	50.0%	88.3%	90.0%	64.4%	73.0%	36.6%	20.0%	12.1%	4.7%	0.1%	-1.5%	-0.1%	11.5%	2.8%	-2.9%	-33.1%	-65.5%	-76.0%	-76.9%	-42.0%	-41.99%
Op. Income	1.6%	3.5%	2.9%	1.6%	1.9%	77.5%	44.5%	26.6%	11.3%	3.2%	11.5%	15.9%	35.4%	25.9%	-1.0%	-44.4%	-84.0%	-87.4%	-81.0%	-23.3%	-23.26%
OCF Growth	snapshot only																				-32.99%
Asset Growth	snapshot only																				-9.29%
Equity Growth	snapshot only																				-34.53%
Debt Growth	snapshot only																				-1.00%
Shares Change	snapshot only																				-11.17%

Growth (CAGR)

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Revenue 3Y	2.2%	3.2%	3.8%	4.0%	5.3%	5.6%	5.7%	9.4%	12.2%	14.1%	15.2%	11.2%	8.6%	6.7%	5.2%	3.4%	0.5%	-1.1%	-1.7%	-2.3%	-2.26%
Revenue 5Y	2.3%	4.0%	5.1%	5.8%	7.2%	7.0%	6.9%	6.6%	6.0%	5.3%	4.9%	4.5%	5.0%	4.6%	4.2%	5.5%	6.1%	6.8%	7.5%	5.2%	5.17%
EPS 3Y	—	—	—	—	—	—	61.2%	—	—	—	—	14.7%	22.1%	5.1%	-1.3%	-7.2%	-42.7%	—	—	-45.2%	-45.19%
EPS 5Y	14.1%	50.8%	—	—	—	—	—	—	—	—	—	—	—	—	33.9%	—	—	—	—	-26.7%	-26.73%
Net Income 3Y	—	—	—	—	—	—	63.2%	—	—	—	—	12.6%	19.8%	2.5%	-4.2%	-10.1%	-45.0%	—	—	-49.1%	-49.07%
Net Income 5Y	14.2%	51.9%	—	—	—	—	—	—	—	—	—	—	—	—	32.2%	—	—	—	—	-29.8%	-29.77%
EBITDA 3Y	41.8%	38.0%	35.1%	32.9%	35.4%	34.7%	26.7%	25.7%	39.5%	37.1%	31.0%	22.5%	26.4%	12.0%	4.7%	-9.2%	-26.1%	-37.3%	-39.6%	-27.1%	-27.10%
EBITDA 5Y	-0.1%	13.8%	24.5%	40.6%	—	72.1%	66.1%	40.3%	38.9%	29.2%	23.9%	21.3%	23.7%	20.3%	14.2%	5.8%	0.9%	-8.7%	-12.8%	-6.5%	-6.53%
Gross Profit 3Y	5.3%	6.5%	7.2%	7.1%	8.2%	8.0%	7.8%	11.2%	13.7%	15.1%	15.0%	10.5%	8.2%	6.0%	4.9%	3.2%	0.3%	-1.6%	-2.4%	-3.4%	-3.42%
Gross Profit 5Y	5.0%	7.1%	8.2%	9.2%	10.5%	9.7%	9.3%	8.4%	7.6%	7.0%	6.4%	5.9%	6.6%	5.9%	5.6%	6.8%	7.0%	7.2%	7.1%	4.1%	4.06%
Op. Income 3Y	—	—	1.7%	1.3%	1.1%	98.2%	55.6%	44.9%	1.1%	1.0%	83.9%	55.5%	63.9%	32.1%	16.8%	-6.6%	-37.8%	-45.3%	-40.6%	-20.9%	-20.94%
Op. Income 5Y	-10.2%	15.5%	46.0%	—	—	—	—	—	—	—	1.0%	79.3%	68.2%	58.8%	33.0%	14.4%	13.3%	5.7%	3.2%	9.9%	9.92%
FCF 3Y	79.0%	42.7%	44.8%	36.1%	25.7%	19.3%	3.3%	6.7%	6.6%	13.9%	19.7%	2.8%	5.2%	5.6%	-8.1%	-15.2%	-27.3%	-55.9%	-11.6%	-13.3%	-13.27%
FCF 5Y	9.7%	23.2%	28.9%	35.0%	73.9%	37.6%	40.2%	72.4%	24.8%	20.0%	24.9%	13.2%	15.7%	16.5%	5.1%	7.1%	-0.3%	-32.7%	-4.7%	-12.8%	-12.81%
OCF 3Y	39.9%	26.1%	31.6%	26.8%	19.7%	15.7%	5.3%	8.2%	9.0%	16.6%	19.5%	6.7%	9.3%	7.8%	-3.4%	-9.3%	-17.8%	-30.8%	-6.8%	-10.8%	-10.83%
OCF 5Y	7.2%	14.9%	16.0%	19.6%	24.7%	14.8%	15.1%	22.0%	16.2%	17.2%	21.3%	12.4%	14.6%	14.3%	4.4%	6.0%	1.0%	-13.9%	0.3%	-7.1%	-7.14%
Assets 3Y	5.3%	5.5%	7.1%	6.7%	4.8%	4.0%	5.1%	4.0%	6.2%	3.7%	3.7%	1.3%	1.6%	1.3%	-1.8%	-1.5%	-2.1%	-2.3%	-4.1%	-3.1%	-3.11%
Assets 5Y	5.5%	4.9%	6.1%	5.1%	4.2%	4.0%	3.5%	1.7%	2.8%	2.2%	3.1%	3.3%	3.1%	2.6%	1.9%	2.4%	3.4%	2.4%	0.8%	-1.4%	-1.42%
Equity 3Y	-0.3%	2.2%	4.7%	0.3%	0.3%	2.4%	7.8%	9.3%	9.8%	6.3%	6.3%	-1.0%	1.3%	-0.6%	-5.6%	-4.4%	-6.9%	-15.5%	-25.3%	-16.8%	-16.78%
Book Value 3Y	-0.4%	1.2%	3.7%	-0.2%	-0.1%	1.1%	6.4%	8.3%	9.9%	7.1%	7.8%	0.9%	3.3%	2.0%	-2.7%	-1.3%	-3.0%	-10.5%	-19.1%	-10.4%	-10.44%
Dividend 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

Growth Quality

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Revenue Stability	0.24	0.21	0.21	0.52	0.67	0.54	0.47	0.69	0.73	0.63	0.56	0.66	0.84	0.90	0.91	0.85	0.67	0.58	0.55	0.46	0.461
Earnings Stability	0.03	0.15	0.22	0.66	0.66	0.60	0.54	0.80	0.73	0.66	0.56	0.83	0.76	0.60	0.42	0.37	0.16	0.03	0.02	0.35	0.350
Margin Stability	0.95	0.94	0.94	0.94	0.94	0.94	0.95	0.95	0.96	0.96	0.96	0.97	0.96	0.97	0.97	0.97	0.98	0.99	0.99	0.98	0.979
Rev. Growth Consistency	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.000
Earn. Growth Consistency	0.50	0.50	0.50	1.00	1.00	1.00	0.00	1.00	0.00	0.00	0.00	1.00	0.50	0.50	0.50	0.00	0.00	0.00	0.00	0.00	0.000
FCF Positive Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.20	0.20	0.20	0.50	0.50	0.50	0.50	0.95	0.99	0.97	0.96	0.96	0.87	0.96	0.98	0.83	0.50	0.20	0.20	0.50	0.500
Earnings Smoothness	—	—	—	0.86	0.70	0.95	0.94	0.88	0.96	0.93	0.89	0.90	0.73	0.91	0.96	0.47	0.00	—	—	0.00	0.000
ROE Trend	0.26	0.31	0.30	0.15	0.22	0.19	0.18	0.04	0.03	0.04	0.02	0.04	0.06	0.01	0.02	-0.08	-0.21	-0.28	-0.30	-0.16	-0.157
Gross Margin Trend	0.05	0.05	0.04	0.03	0.02	0.00	-0.01	-0.02	-0.01	-0.01	-0.01	-0.01	-0.00	-0.00	0.01	0.01	0.00	-0.01	-0.02	-0.03	-0.032
FCF Margin Trend	0.09	0.06	0.05	0.06	0.04	-0.01	-0.05	-0.09	-0.10	-0.03	0.02	-0.01	0.04	0.03	-0.01	-0.00	-0.06	-0.13	-0.06	-0.06	-0.055
Sustainable Growth Rate	19.6%	26.0%	27.9%	19.6%	22.7%	22.5%	21.6%	22.1%	22.0%	22.4%	21.1%	24.9%	28.9%	26.1%	24.8%	15.5%	4.1%	—	—	4.0%	4.03%
Internal Growth Rate	6.4%	9.4%	10.3%	7.1%	7.8%	9.0%	8.9%	8.0%	7.6%	8.5%	8.1%	9.1%	10.2%	9.4%	8.7%	5.1%	1.2%	—	—	1.1%	1.06%

Cash Flow Quality

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
OCF/Net Income	3.39	2.48	2.35	3.74	2.84	2.34	2.10	2.34	2.01	2.79	3.20	2.64	2.57	2.89	2.41	3.84	9.44	-10.65	-14.10	12.54	12.541
FCF/OCF	0.91	0.90	0.92	0.92	0.90	0.85	0.72	0.68	0.62	0.70	0.80	0.77	0.81	0.85	0.79	0.75	0.62	0.22	0.62	0.63	0.628
FCF/Net Income	snapshot only																				7.882
OCF/EBITDA	snapshot only																				1.849
CapEx/Revenue	1.8%	1.9%	1.6%	1.8%	2.0%	2.5%	4.1%	4.4%	4.8%	5.4%	4.0%	3.9%	3.9%	3.0%	3.2%	3.6%	4.1%	4.4%	4.8%	3.9%	3.88%
CapEx/Depreciation	snapshot only																				1.343
Accruals Ratio	-0.14	-0.13	-0.13	-0.18	-0.13	-0.11	-0.09	-0.10	-0.07	-0.14	-0.17	-0.14	-0.15	-0.16	-0.11	-0.14	-0.10	-0.07	-0.16	-0.12	-0.121
Sloan Accruals	snapshot only																				-0.166
Cash Flow Adequacy	snapshot only																				2.692
Earnings Quality Score	snapshot only																				0.750

Dividends & Buybacks

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Dividend Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Dividend/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—	—	0.0%	0.00%
FCF Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Total Payout Ratio	21.8%	26.9%	17.5%	1.6%	1.3%	1.1%	1.3%	1.8%	2.0%	2.8%	2.9%	1.7%	1.3%	1.0%	1.5%	2.6%	8.6%	—	—	19.4%	19.42%
Div. Increase Streak	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Chowder Number	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Buyback Yield	0.5%	0.8%	0.5%	4.4%	3.5%	2.8%	3.7%	5.6%	6.0%	9.6%	9.6%	6.4%	5.7%	4.2%	6.4%	9.3%	10.6%	16.2%	34.1%	15.6%	15.63%
Net Buyback Yield	0.3%	0.6%	0.3%	4.2%	3.3%	2.6%	3.5%	5.3%	5.7%	9.3%	9.3%	6.1%	5.4%	3.9%	6.1%	8.8%	9.9%	15.4%	33.0%	15.0%	15.04%
Total Shareholder Return	0.3%	0.6%	0.3%	4.2%	3.3%	2.6%	3.5%	5.3%	5.7%	9.3%	9.3%	6.1%	5.4%	3.9%	6.1%	8.8%	9.9%	15.4%	33.0%	15.0%	15.04%

DuPont Factors

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Tax Burden (NI/EBT)	2.24	1.54	1.38	0.83	0.84	0.84	0.84	0.70	0.69	0.72	0.72	0.72	0.71	0.67	0.67	0.66	0.51	-1.65	-17.22	0.34	0.340
Interest Burden (EBT/EBIT)	0.74	0.86	0.89	0.91	0.93	0.93	0.93	0.94	0.94	0.94	0.94	0.95	0.97	0.97	0.97	0.96	0.93	0.74	0.37	0.89	0.887
EBIT Margin	0.04	0.06	0.07	0.08	0.09	0.09	0.09	0.09	0.10	0.10	0.09	0.10	0.12	0.11	0.10	0.06	0.02	0.00	0.00	0.03	0.028
Asset Turnover	0.99	1.11	1.14	1.15	1.03	1.16	1.18	1.26	1.11	1.23	1.22	1.28	1.13	1.26	1.29	1.27	1.06	1.14	1.23	1.26	1.262
Equity Multiplier	3.27	3.03	2.98	2.95	3.13	2.73	2.63	2.99	3.13	2.85	2.81	2.99	3.14	3.03	3.09	3.19	3.36	3.42	3.87	3.84	3.836

Per Share

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
EPS (Diluted TTM)	$0.96	$1.28	$1.41	$1.03	$1.28	$1.33	$1.32	$1.16	$1.28	$1.32	$1.27	$1.36	$1.75	$1.49	$1.36	$0.83	$0.24	$-0.11	$-0.20	$0.19	$0.19
Book Value/Share	$5.63	$5.73	$6.01	$5.29	$5.74	$6.18	$6.29	$5.22	$5.66	$5.17	$5.25	$5.39	$6.21	$6.08	$5.54	$5.09	$5.24	$4.42	$3.33	$3.75	$3.81
Tangible Book/Share	$-0.10	$0.15	$0.53	$-0.16	$0.47	$1.01	$1.20	$0.12	$0.50	$-0.01	$0.09	$0.16	$1.06	$0.92	$0.40	$-0.10	$0.09	$-0.91	$-2.24	$-1.76	$-1.76
Revenue/Share	$15.81	$16.57	$17.13	$17.85	$18.22	$18.68	$19.00	$19.71	$20.20	$20.50	$20.70	$21.01	$21.46	$21.70	$21.84	$21.72	$20.90	$21.46	$22.94	$22.95	$23.33
FCF/Share	$2.97	$2.87	$3.04	$3.55	$3.25	$2.64	$2.00	$1.85	$1.60	$2.57	$3.24	$2.78	$3.66	$3.65	$2.58	$2.38	$1.41	$0.27	$1.75	$1.50	$1.53
OCF/Share	$3.26	$3.18	$3.31	$3.87	$3.62	$3.11	$2.77	$2.71	$2.57	$3.68	$4.06	$3.60	$4.50	$4.29	$3.27	$3.17	$2.27	$1.22	$2.85	$2.39	$2.43
Cash/Share	$3.35	$3.58	$4.26	$3.67	$4.20	$4.01	$3.79	$2.76	$2.75	$2.49	$3.03	$2.73	$3.64	$4.02	$3.08	$2.61	$2.48	$1.44	$1.20	$1.05	$1.06
EBITDA/Share	$1.56	$1.98	$2.20	$2.41	$2.65	$2.67	$2.60	$2.68	$2.88	$2.85	$2.77	$2.86	$3.33	$3.01	$2.76	$1.98	$1.20	$0.78	$0.73	$1.29	$1.29
Debt/Share	$2.32	$2.16	$2.02	$1.85	$1.68	$1.53	$1.39	$1.22	$1.10	$0.97	$0.83	$0.61	$0.45	$0.38	$0.32	$0.18	$0.61	$0.07	$0.07	$0.00	$0.00
Net Debt/Share	$-1.03	$-1.42	$-2.24	$-1.82	$-2.51	$-2.47	$-2.40	$-1.54	$-1.65	$-1.52	$-2.21	$-2.12	$-3.18	$-3.63	$-2.77	$-2.43	$-1.87	$-1.37	$-1.13	$-1.05	$-1.05

Academic Models

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	3.083
Altman Z-Prime	snapshot only																				2.527
Piotroski F-Score	7	8	8	7	7	7	5	6	7	7	6	7	8	7	9	6	4	4	4	5	5
Beneish M-Score	-2.81	-2.81	-2.85	-3.19	-3.06	-2.90	-2.80	-2.88	-2.71	-3.13	-3.19	-3.03	-3.09	-3.19	-3.12	-3.29	-3.14	-2.80	-3.25	-3.02	-3.025
Ohlson O-Score	snapshot only																				-3.914
Net-Net WC	snapshot only																				$-5.53
EVA	snapshot only																				$1013361.63

Credit

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Credit Rating	snapshot only																				A
Credit Score	78.40	88.48	88.79	88.75	93.75	95.46	93.13	94.90	94.79	94.56	94.32	95.40	91.17	95.76	95.88	87.63	80.60	63.23	59.22	72.93	72.934
Credit Grade	snapshot only																				6
Credit Trend	snapshot only																				-14.700
Implied Spread (bps)	snapshot only																				150.000
Industry Credit Rank	snapshot only																				63
Sector Credit Rank	snapshot only																				63

FC NYSE

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

Sign in to InsiderStreet