FCNCP NASDAQ
First Citizens BancShares, Inc.
1W: +0.8%
1M: -3.5%
3M: -11.3%
YTD: -10.5%
1Y: -17.8%
3Y: +8.5%
5Y: -15.9%
$18.05
-0.03 (-0.17%)
Weekly Expected Move ±2.5%
$17
$17
$18
$18
$19
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $372.7M held by 302 funds, 112 bp over Treasuries → details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
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ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Cash Flow Trends
Operating Cash Flow
$2.9B
-2.2% ▼
5Y CAGR: +50.7%
Capital Expenditures
$852M
+44.5% ▲
5Y CAGR: +45.0%
Free Cash Flow
$2.1B
+42.5% ▲
5Y CAGR: +53.5%
Dividends Paid
$161M
-1.9% ▼
Buybacks
$3.0B
-83.7% ▼
Net Change in Cash
-$13M
+86.2% ▲
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $547M | $1.1B | $11.5B | $2.8B | $2.2B |
| Depreciation & Amort. | $143M | $533M | -$57M | $130M | $405M |
| Stock-Based Comp. | $0 | $19M | $5M | $0 | $0 |
| Change in Working Capital | -$728M | $744M | -$173M | -$529M | -$112M |
| Other Non-Cash Items | -$238M | $191M | -$8.4B | $604M | $535M |
| Operating Cash Flow | -$284M | $2.8B | $2.7B | $3.0B | $2.9B |
| — Investing Activities — | |||||
| Capital Expenditures | -$107M | -$926M | -$1.4B | -$1.5B | -$852M |
| Acquisitions (Net) | $0 | $134M | $810M | $0 | $0 |
| Investment Purchases | -$7.8B | -$2.7B | -$13.1B | -$23.3B | -$14.4B |
| Investment Sales | $4.7B | $2.1B | $3.1B | $9.5B | $16.8B |
| Other Investing | -$4.3B | $1.5B | $13.0B | $5.2B | -$7.2B |
| Investing Cash Flow | -$7.6B | $75M | $2.4B | -$10.2B | -$5.6B |
| — Financing Activities — | |||||
| Net Debt Issuance | -$106M | $505M | -$4.9B | -$450M | -$1.2B |
| Stock Repurchased | $0 | -$1.2B | $0 | -$1.6B | -$3.0B |
| Dividends Paid | -$42M | -$83M | -$117M | -$158M | -$161M |
| Other Financing | $8.0B | -$1.9B | $297M | $9.3B | $6.5B |
| Financing Cash Flow | $7.8B | -$2.7B | -$4.7B | $7.1B | $2.7B |
| Net Change in Cash | -$24M | $180M | $390M | -$94M | -$13M |
| Cash End of Period | $338M | $518M | $908M | $814M | $801M |
| Free Cash Flow | -$391M | $1.9B | $1.2B | $1.5B | $2.1B |