Also trades as: FGBI (NASDAQ) · $vol 0M

$17.00

+0.09 (+0.53%)

Weekly Expected Move ±1.1%

$17 $17 $17 $17 $17

NASDAQ · Financial Services · Banks - Regional · Tech Score Sell · Power 34 · $140.0M mcap · 1M float · 0.382% daily turnover · Short 63% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Overview News Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Dividends Analysis Technicals Weather Peers ESG Institutions Dark Pool Short Interest Supply Chain

Income Trends

Revenue

$196M -19.9% ▼

5Y CAGR: +9.7%

Gross Profit

-$12M -113.2% ▼

Operating Income

-$69M -528.3% ▼

Net Income

-$56M -550.0% ▼

EPS (Diluted)

$-4.17 -614.8% ▼

EBITDA

-$69M -435.5% ▼

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$121M	$146M	$192M	$245M	$196M
YoY Growth	-1.8%	+20.6%	+31.5%	+27.6%	-19.9%
Cost of Revenue	$24M	$40M	$102M	$153M	$208M
Gross Profit	$97M	$106M	$90M	$91M	-$12M
Gross Margin	79.9%	72.4%	46.8%	37.4%	-6.2%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$34M	$38M	$42M	$40M	$41M
Operating Expenses	$62M	$69M	$78M	$75M	$56M
Operating Income	$34M	$36M	$12M	$16M	-$69M
Operating Margin	28.5%	25.0%	6.2%	6.5%	-35.0%
Interest Expense	$22M	$37M	$98M	$133M	$126M
Income Before Tax	$34M	$36M	$12M	$16M	-$69M
Tax Expense	$7M	$8M	$3M	$4M	-$13M
Net Income	$27M	$29M	$9M	$12M	-$56M
Net Margin	22.6%	19.8%	4.8%	5.1%	-28.6%
EPS (Diluted)	$2.42	$2.48	$0.62	$0.81	$-4.17
EBITDA	$39M	$40M	$16M	$20M	-$69M
Shares Outstanding	11M	11M	11M	13M	14M

Line Item	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2
Revenue	$61M	$60M	$56M	$56M	$55M	$53M	$52M	$29M
Cost of Revenue	$40M	$41M	$47M	$49M	$79M	$33M	$32M	$7M
Gross Profit	$22M	$19M	$10M	$7M	-$24M	$20M	$21M	$22M
Gross Margin	35.5%	31.2%	17.1%	13.0%	-44.1%	37.1%	39.6%	75.4%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$12M	$5M	$9M	$8M	$9M	$9M	$17M	$9M
Operating Expenses	$19M	$17M	$18M	$17M	$30M	$17M	$19M	$17M
Operating Income	$2M	$1M	-$8M	-$9M	-$54M	$3M	$1M	$4M
Operating Margin	4.1%	2.0%	-14.1%	-16.9%	-98.3%	5.5%	2.6%	15.2%
Interest Expense	$35M	$35M	$32M	$32M	$31M	$31M	$32M	$29M
Income Before Tax	$2M	$1M	-$8M	-$9M	-$54M	$3M	$4M	$4M
Tax Expense	$566K	$158K	-$2M	-$2M	-$9M	$469K	$800K	$913K
Net Income	$2M	$1M	-$6M	-$7M	-$45M	$2M	$3M	$3M
Net Margin	3.1%	1.7%	-10.9%	-13.0%	-81.9%	4.6%	5.2%	12.0%
EPS (Diluted)	$0.11	$0.03	$-0.54	$-0.50	$-3.01	$0.12	$0.14	$0.17
EBITDA	$4M	$2M	-$7M	-$9M	-$53M	$4M	$2M	$4M
Shares Outstanding	13M	13M	13M	13M	14M	15M	16M	16M

FGBIP NASDAQ

Income Trends

Profit Margins

Year-over-Year Growth

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