FISI NASDAQ
Financial Institutions, Inc.
1W: +2.1%
1M: +3.2%
3M: -1.1%
YTD: +32.3%
1Y: +42.3%
3Y: +191.0%
5Y: +61.6%
$40.80
-0.01 (-0.02%)
Weekly Expected Move ±2.6%
$38
$40
$41
$42
$43
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
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Institutions
ETF Exposure
Dark Pool
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Cash Flow Trends
Operating Cash Flow
$19M
-75.6% ▼
5Y CAGR: -15.4%
Capital Expenditures
$6M
-11.5% ▼
5Y CAGR: +5.4%
Free Cash Flow
$14M
-81.1% ▼
5Y CAGR: -19.1%
Dividends Paid
$26M
-31.0% ▼
Buybacks
$11M
-2537.2% ▼
Net Change in Cash
$21M
+157.7% ▲
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $78M | $57M | $50M | -$42M | $75M |
| Depreciation & Amort. | $8M | $8M | $8M | $8M | $0 |
| Stock-Based Comp. | $2M | $3M | $2M | $2M | $0 |
| Change in Working Capital | -$12M | $51M | -$56M | $34M | -$71M |
| Other Non-Cash Items | -$8M | $20M | $8M | $111M | $15M |
| Operating Cash Flow | $73M | $134M | $11M | $77M | $19M |
| — Investing Activities — | |||||
| Capital Expenditures | -$9M | -$8M | -$3M | -$5M | $0 |
| Acquisitions (Net) | -$1M | $0 | $0 | $0 | $0 |
| Investment Purchases | -$802M | -$114M | -$55M | -$906M | $0 |
| Investment Sales | $286M | $183M | $178M | $901M | $0 |
| Other Investing | -$107M | -$386M | -$430M | $1M | -$140M |
| Investing Cash Flow | -$633M | -$325M | -$310M | -$8M | -$140M |
| — Financing Activities — | |||||
| Net Debt Issuance | $25M | $175M | $30M | -$86M | $79M |
| Stock Repurchased | -$9M | -$15M | -$571K | -$433K | -$11M |
| Dividends Paid | -$18M | -$19M | -$20M | -$20M | -$26M |
| Other Financing | $549M | $102M | $283M | -$108M | $102M |
| Financing Cash Flow | $546M | $243M | $293M | -$106M | $143M |
| Net Change in Cash | -$15M | $51M | -$6M | -$37M | $21M |
| Cash End of Period | $79M | $130M | $124M | $87M | $109M |
| Free Cash Flow | $64M | $125M | $8M | $72M | $14M |