Also trades as: FI (NYSE) · $vol 541M · 0IP9.L (LSE) · $vol 1M · FIV.DE (XETRA) · $vol 0M · FISV.TO (TSX) · $vol 0M
FISV NASDAQ
Fiserv, Inc.
1W: -1.8%
1M: +3.0%
3M: -14.8%
YTD: -27.7%
1Y: -62.1%
3Y: -57.1%
5Y: -57.4%
$47.40
-0.93 (-1.92%)
Weekly Expected Move ±4.3%
$46
$48
$50
$52
$54
Credit Risk of going bust: higher than 86% of companies Debt: 52.0% of company value Bonds: none of note held by US funds details ▾
Of US companies ranked in the second-riskiest tenth, about 1 in 87 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $5.40 (down 89%), Fiserv, Inc. would be worth roughly what it owes.
Total debt $27.89B against a stock market value of $25.70B.
Distance to default 2.07 (Merton model): prices to 2026-10-26, balance sheet 2026-06-30, debt counted $14.55B (short-term plus half of long-term), stock volatility 69.5%; Altman Z'' 2.10. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
If the stock fell to about $5.40 (down 89%), Fiserv, Inc. would be worth roughly what it owes.
Total debt $27.89B against a stock market value of $25.70B.
Distance to default 2.07 (Merton model): prices to 2026-10-26, balance sheet 2026-06-30, debt counted $14.55B (short-term plus half of long-term), stock volatility 69.5%; Altman Z'' 2.10. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
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Income Statement
Cash Flow
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Cash Flow Trends
Operating Cash Flow
$6.1B
-7.9% ▼
5Y CAGR: +8.0%
Capital Expenditures
$1.8B
-12.4% ▼
5Y CAGR: +14.4%
Free Cash Flow
$4.3B
-14.2% ▼
5Y CAGR: +6.0%
Dividends Paid
$0
+0.0% ▲
Buybacks
$5.9B
-1.1% ▼
Net Change in Cash
-$191M
-736.7% ▼
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $1.4B | $2.6B | $3.1B | $3.2B | $3.5B |
| Depreciation & Amort. | $3.2B | $3.2B | $2.9B | $3.1B | $3.2B |
| Stock-Based Comp. | $239M | $323M | $342M | $367M | $0 |
| Change in Working Capital | -$495M | -$744M | -$912M | -$338M | -$9M |
| Other Non-Cash Items | -$47M | -$154M | $249M | $989M | $414M |
| Operating Cash Flow | $4.0B | $4.6B | $5.2B | $6.6B | $6.1B |
| — Investing Activities — | |||||
| Capital Expenditures | -$1.2B | -$1.5B | -$1.4B | -$1.6B | -$1.8B |
| Acquisitions (Net) | -$848M | -$742M | $165M | $0 | -$1.3B |
| Investment Purchases | -$256M | -$52M | -$39M | -$155M | -$81M |
| Investment Sales | $519M | $23M | $5M | $61M | $756M |
| Other Investing | $115M | $138M | $189M | -$741M | -$654M |
| Investing Cash Flow | -$1.6B | -$2.1B | -$1.1B | -$2.4B | -$3.0B |
| — Financing Activities — | |||||
| Net Debt Issuance | $295M | $146M | $1.1B | $1.7B | $2.2B |
| Stock Repurchased | -$2.8B | -$2.7B | -$4.8B | -$5.8B | -$5.9B |
| Dividends Paid | $0 | $0 | $0 | $0 | $0 |
| Other Financing | $1.6B | $53M | -$726M | -$90M | $282M |
| Financing Cash Flow | -$761M | -$2.5B | -$4.4B | -$4.2B | -$3.4B |
| Net Change in Cash | $1.6B | -$13M | -$229M | $30M | -$191M |
| Cash End of Period | $4.4B | $3.2B | $3.0B | $3.0B | $2.8B |
| Free Cash Flow | $2.9B | $3.1B | $3.8B | $5.1B | $4.3B |