FLG NYSE
Flagstar Financial, Inc.
1W: -6.8%
1M: -17.4%
3M: -26.8%
YTD: -18.4%
1Y: -11.3%
3Y: -66.2%
5Y: -71.1%
$10.14
-0.08 (-0.78%)
Weekly Expected Move ±5.4%
$9
$10
$10
$11
$11
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
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ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Income Trends
Revenue
$4.7B
-26.5% ▼
5Y CAGR: +21.6%
Gross Profit
$1.8B
+18.4% ▲
5Y CAGR: +10.0%
Operating Income
-$198M
+85.6% ▲
Net Income
-$177M
+84.2% ▲
EPS (Diluted)
$-0.51
+85.4% ▲
EBITDA
-$198M
+83.4% ▲
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $1.8B | $2.2B | $6.0B | $6.4B | $4.7B |
| YoY Growth | -1.1% | +24.5% | +177.6% | +5.6% | -26.5% |
| Cost of Revenue | $403M | $829M | $3.2B | $4.9B | $2.9B |
| Gross Profit | $1.3B | $1.3B | $2.8B | $1.5B | $1.8B |
| Gross Margin | 77.0% | 61.9% | 46.3% | 23.4% | 37.6% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $430M | $512M | $1.9B | $2.4B | $1.2B |
| Operating Expenses | $541M | $523M | $2.9B | $2.9B | $2.0B |
| Operating Income | $806M | $826M | -$50M | -$1.4B | -$198M |
| Operating Margin | 46.1% | 37.9% | -0.8% | -21.6% | -4.2% |
| Interest Expense | $400M | $696M | $2.4B | $3.8B | $2.7B |
| Income Before Tax | $806M | $826M | -$50M | -$1.4B | -$198M |
| Tax Expense | $210M | $176M | $29M | -$260M | -$21M |
| Net Income | $596M | $650M | -$79M | -$1.1B | -$177M |
| Net Margin | 34.1% | 29.8% | -1.3% | -17.5% | -3.8% |
| EPS (Diluted) | $3.59 | $3.77 | $-0.49 | $-3.49 | $-0.51 |
| EBITDA | $827M | $849M | $115M | -$1.2B | -$198M |
| Shares Outstanding | 155M | 162M | 238M | 331M | 415M |