$6.26

+0.00 (+0.00%)

After Hours: $6.45 (+0.19, +2.96%)

Weekly Expected Move ±4.2%

$6 $6 $6 $7 $7

AMEX · Basic Materials · Chemicals - Specialty · Tech Score Strong Buy · Power 61 · $80.0M mcap · 8M float · 0.205% daily turnover · Short 37% of daily vol

Credit Risk of going bust: lower than 66% of companies Debt: 11.3% of company value Bonds: none of note held by US funds details ▾

If the stock fell to about $0.06 (down 99.0%), Flexible Solutions International, Inc. would be worth roughly what it owes.
Total debt $10.2M against a stock market value of $80.0M.
Distance to default 7.00 (Merton model): prices to 2026-10-26, balance sheet 2026-06-30, debt counted $4.1M (short-term plus half of long-term), stock volatility 44.6%; Altman Z'' 4.97. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest Supply Chain

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NO EDGE

28.1 / 100

NoneWeakNarrowWide

Primary source: Efficient Scale · ROIC: -3.9% · 5Y Avg: 9.0%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale ★

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. FSI has No discernible competitive edge (28.1/100). The business operates without significant structural advantages. The primary source of advantage is Efficient Scale. Negative ROIC of -3.9% indicates the company is currently destroying value, though this may reflect a growth investment phase.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Analyst Recommendations

Strong Buy: 0Buy: 2Hold: 2Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$—

Analysts0

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. FSI receives an overall rating of C. Areas of concern: ROE (1/5), ROA (1/5), D/E (2/5), P/E (1/5), P/B (2/5).

Rating Change History

Date	From	To
2026-10-19	C-	C
2026-10-01	C	C-
2026-08-14	B-	C
2026-08-03	B	B-
2026-04-27	B-	B
2026-04-21	C-	B-
2026-04-15	B	C-
2026-02-18	B+	B
2026-01-03	B	B+

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 25 Grade D

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

100

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. FSI scores highest in Safety (100/100) and lowest in Profitability (0/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

4.11

Safe Zone

Piotroski F-Score

3/9

✗ ✓ ✗ ✓ ✗ ✗ ✓ ✗ ✗

Beneish M-Score

-11.22

Unlikely Manipulator

Ohlson O-Score

-6.79

Bankruptcy prob: 0.1%

Low Risk

Credit Rating

BBB-

Score: 50.6/100

Trend: Deteriorating

Earnings Quality

—

OCF/NI: -0.81x

Accruals: -9.7%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. FSI scores 4.11, placing it in the Safe Zone (safe > 2.99, distress < 1.81). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. FSI scores 3/9, suggesting weak financial fundamentals — the company fails the majority of these accounting tests. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. FSI's score of -11.22 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. FSI's implied 0.1% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. FSI receives an estimated rating of BBB- (score: 50.6/100), with a deteriorating trend.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

-25.43x

PEG

0.13x

P/S

2.24x

P/B

2.14x

P/FCF

-24.36x

P/OCF

33.43x

EV/EBITDA

343.85x

EV/Revenue

2.47x

EV/EBIT

-48.20x

EV/FCF

-25.22x

Earnings Yield

-3.67%

FCF Yield

-4.10%

Shareholder Yield

0.00%

Graham Number

—

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. FSI currently has negative earnings — the P/E ratio is not meaningful.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

1.346

NI / EBT

Interest Burden

1.271

EBT / EBIT

EBIT Margin

-0.051

EBIT / Rev

Asset Turnover

0.607

Rev / Assets

Equity Multiplier

1.534

Assets / Equity

ROE

-8.2%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. FSI's ROE of -8.2% is driven by Asset Turnover (0.607), indicating efficient use of assets to generate revenue. A tax burden ratio of 1.35 indicates minimal tax leakage — the company retains over 90% of pre-tax earnings.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

—

Price/Value

—

Margin of Safety

—

Premium

—

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$6.25

Median 1Y

$5.88

5th Pctile

$1.86

95th Pctile

$18.54

Ann. Volatility

64.6%

25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Daniel B. O’Brien President, Chief Executive Financial and Accounting Officer	$618,000	$—	$618,000

CEO Pay Ratio

Insufficient data for pay ratio.

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

+73.3% YoY

Revenue / Employee

—

Profit / Employee

—

SGA / Employee

—

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	16.3%	14.9%	14.2%	15.3%	14.4%	24.3%	21.1%	17.6%	11.7%	8.2%	6.8%	8.0%	11.8%	8.3%	6.2%	8.1%	5.1%	2.0%	2.1%	-8.2%	-8.16%
ROA	10.3%	9.2%	8.6%	9.5%	9.0%	15.4%	13.0%	11.0%	7.3%	5.2%	4.3%	5.2%	7.5%	5.3%	3.9%	5.3%	3.3%	1.3%	1.3%	-5.3%	-5.32%
ROIC	15.5%	15.2%	14.6%	14.2%	12.4%	19.8%	16.7%	16.3%	11.2%	9.7%	8.4%	11.1%	17.9%	12.5%	10.5%	13.1%	9.9%	5.2%	4.8%	-3.9%	-3.94%
ROCE	22.8%	22.9%	22.7%	20.6%	18.3%	19.6%	16.7%	13.6%	9.4%	8.8%	7.8%	9.4%	12.6%	11.6%	9.6%	11.9%	9.7%	7.6%	7.4%	-3.7%	-3.74%
Gross Margin	37.9%	24.7%	35.4%	34.6%	27.2%	24.7%	31.3%	29.4%	16.9%	30.2%	30.6%	37.4%	40.9%	29.2%	26.1%	47.4%	23.9%	29.4%	10.4%	-3.8%	-3.78%
Operating Margin	24.3%	1.8%	21.6%	16.6%	14.0%	10.1%	12.0%	10.2%	-4.4%	17.6%	8.3%	18.7%	19.1%	14.5%	-0.9%	29.0%	2.6%	0.4%	-1.0%	-29.2%	-29.19%
Net Margin	12.6%	-3.8%	14.2%	14.9%	9.5%	22.3%	9.0%	7.8%	-8.2%	19.1%	5.0%	12.3%	6.6%	7.4%	-3.7%	17.8%	-4.8%	-5.1%	-2.9%	-25.1%	-25.14%
EBITDA Margin	29.5%	5.5%	25.0%	24.0%	18.0%	15.7%	17.8%	18.3%	3.6%	18.9%	14.9%	25.3%	22.3%	15.1%	6.8%	33.8%	7.8%	7.4%	4.9%	-21.7%	-21.66%
FCF Margin	12.0%	10.9%	9.6%	1.3%	-2.9%	-1.1%	3.7%	7.4%	16.1%	5.2%	3.6%	8.4%	11.1%	6.0%	6.8%	1.0%	-6.1%	-1.5%	-9.5%	-9.8%	-9.79%
OCF Margin	14.6%	13.2%	11.9%	3.1%	-1.0%	3.2%	8.2%	19.5%	29.8%	18.2%	17.5%	16.0%	20.3%	19.0%	20.0%	13.4%	7.9%	9.8%	6.4%	7.1%	7.14%
ROE 3Y Avg	snapshot only																				2.38%
ROE 5Y Avg	snapshot only																				7.48%
ROA 3Y Avg	snapshot only																				1.65%
ROIC 3Y Avg	snapshot only																				2.89%
ROIC Economic	snapshot only																				-3.39%
Cash ROA	snapshot only																				4.31%
Cash ROIC	snapshot only																				6.35%
CROIC	snapshot only																				-8.71%
NOPAT Margin	snapshot only																				-4.43%
Pretax Margin	snapshot only																				-6.51%
R&D / Revenue	snapshot only																				1.59%
SGA / Revenue	snapshot only																				17.25%
SBC / Revenue	snapshot only																				1.35%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	10.93	12.98	13.25	6.99	4.73	5.03	5.62	5.65	8.55	7.97	9.28	7.54	10.87	14.74	26.99	21.15	67.64	108.81	83.54	-27.22	-25.429
P/S Ratio	1.27	1.30	1.25	0.70	0.44	0.77	0.80	0.71	0.77	0.58	0.58	0.56	1.17	1.17	1.70	1.72	3.38	2.22	1.75	2.39	2.237
P/B Ratio	1.64	1.78	1.75	0.98	0.63	1.08	1.07	0.91	0.94	0.63	0.61	0.59	1.22	1.18	1.62	1.63	3.35	2.20	1.77	2.29	2.144
P/FCF	10.63	11.93	12.98	55.00	-15.17	-70.07	21.64	9.54	4.78	11.07	16.05	6.70	10.57	19.61	25.18	176.27	-55.54	-144.70	-18.36	-24.36	-24.365
P/OCF	8.72	9.87	10.47	22.23	—	23.93	9.76	3.62	2.58	3.17	3.29	3.53	5.78	6.18	8.51	12.88	42.73	22.64	27.42	33.43	33.432
EV/EBITDA	4.82	5.36	5.81	3.42	2.75	4.01	4.63	4.04	5.05	4.27	4.61	3.42	5.26	6.07	9.53	8.01	19.54	15.12	13.17	343.85	343.852
EV/Revenue	1.22	1.25	1.27	0.73	0.51	0.82	0.87	0.70	0.72	0.64	0.66	0.55	1.08	1.19	1.73	1.68	3.32	2.30	1.92	2.47	2.469
EV/EBIT	5.76	6.30	6.74	3.90	3.19	4.67	5.57	5.10	7.14	6.10	6.92	4.94	6.92	8.19	13.61	10.70	27.87	22.78	20.25	-48.20	-48.198
EV/FCF	10.21	11.44	13.23	57.53	-17.73	-74.68	23.62	9.47	4.49	12.24	18.20	6.60	9.72	19.95	25.63	171.44	-54.59	-149.44	-20.19	-25.22	-25.216
Earnings Yield	9.1%	7.7%	7.5%	14.3%	21.1%	19.9%	17.8%	17.7%	11.7%	12.5%	10.8%	13.3%	9.2%	6.8%	3.7%	4.7%	1.5%	0.9%	1.2%	-3.7%	-3.67%
FCF Yield	9.4%	8.4%	7.7%	1.8%	-6.6%	-1.4%	4.6%	10.5%	20.9%	9.0%	6.2%	14.9%	9.5%	5.1%	4.0%	0.6%	-1.8%	-0.7%	-5.4%	-4.1%	-4.10%
PEG Ratio	snapshot only																				0.127
Price/Tangible Book	snapshot only																				2.760
EV/OCF	snapshot only																				34.600
EV/Gross Profit	snapshot only																				15.206
Shareholder Yield	snapshot only																				0.00%

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	2.51	2.42	2.12	2.51	2.58	3.01	2.96	3.47	3.14	3.01	2.73	2.65	3.17	2.91	2.72	3.40	2.96	3.06	2.56	2.82	2.816
Quick Ratio	1.33	1.46	1.24	1.15	1.28	1.61	1.63	2.07	2.09	1.90	1.85	1.70	2.22	2.00	1.88	2.16	2.11	2.08	1.62	1.35	1.349
Debt/Equity	0.17	0.19	0.27	0.24	0.25	0.28	0.29	0.24	0.24	0.29	0.31	0.25	0.25	0.28	0.32	0.21	0.20	0.28	0.34	0.27	0.275
Net Debt/Equity	-0.06	-0.07	0.03	0.05	0.11	0.07	0.10	-0.01	-0.06	0.07	0.08	-0.01	-0.10	0.02	0.03	-0.04	-0.06	0.07	0.18	0.08	0.080
Debt/Assets	0.11	0.12	0.16	0.14	0.15	0.18	0.19	0.15	0.15	0.18	0.20	0.16	0.16	0.18	0.20	0.14	0.13	0.17	0.21	0.17	0.172
Debt/EBITDA	0.52	0.61	0.89	0.79	0.94	0.97	1.16	1.07	1.36	1.75	2.10	1.45	1.18	1.44	1.83	1.05	1.16	1.85	2.32	39.79	39.787
Net Debt/EBITDA	-0.20	-0.23	0.11	0.15	0.40	0.25	0.39	-0.03	-0.33	0.41	0.54	-0.05	-0.46	0.10	0.17	-0.23	-0.34	0.48	1.19	11.61	11.612
Interest Coverage	32.01	34.06	36.22	38.31	29.17	27.56	18.98	13.99	8.78	8.04	6.62	7.32	10.12	9.12	7.35	8.86	4.40	3.90	4.01	-2.08	-2.079
Equity Multiplier	1.56	1.58	1.68	1.67	1.65	1.58	1.58	1.55	1.57	1.58	1.60	1.56	1.57	1.58	1.61	1.48	1.50	1.59	1.65	1.59	1.593
Cash Ratio	snapshot only																				0.699
Debt Service Coverage	snapshot only																				0.291
Cash to Debt	snapshot only																				0.708
FCF to Debt	snapshot only																				-0.343
Defensive Interval	snapshot only																				350.1 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	0.88	0.92	0.92	0.95	0.97	1.01	0.92	0.88	0.81	0.72	0.68	0.69	0.69	0.66	0.61	0.65	0.66	0.63	0.63	0.61	0.607
Inventory Turnover	2.43	2.58	2.26	2.15	2.33	2.67	2.39	2.40	2.53	2.18	2.22	2.48	2.62	2.27	2.23	2.17	2.71	2.42	2.36	2.26	2.255
Receivables Turnover	5.58	5.29	4.30	7.44	5.46	5.53	4.32	6.25	4.93	3.97	3.16	4.67	5.14	3.55	2.92	4.29	4.40	3.17	3.10	8.07	8.067
Payables Turnover	23.56	25.00	26.70	19.08	23.59	29.64	22.40	17.84	17.51	19.51	19.17	17.18	16.96	12.39	13.56	14.66	17.11	12.16	11.76	12.45	12.452
DSO	65	69	85	49	67	66	84	58	74	92	115	78	71	103	125	85	83	115	118	45	45.2 days
DIO	150	142	162	170	157	137	153	152	144	167	165	147	139	161	163	168	135	151	155	162	161.8 days
DPO	15	15	14	19	15	12	16	20	21	19	19	21	22	29	27	25	21	30	31	29	29.3 days
Cash Conversion Cycle	200	196	233	200	208	190	221	190	198	240	261	204	189	234	261	228	196	236	241	178	177.8 days
Fixed Asset Turnover	snapshot only																				1.930
Operating Cycle	snapshot only																				207.1 days
Cash Velocity	snapshot only																				4.943
Capital Intensity	snapshot only																				1.657

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	12.0%	9.6%	22.8%	27.9%	31.2%	33.2%	19.5%	9.6%	-3.7%	-16.4%	-16.0%	-14.0%	-6.4%	-0.2%	-3.2%	-1.5%	0.2%	0.7%	7.8%	-4.7%	-4.66%
Net Income	8.3%	15.9%	11.7%	25.3%	4.6%	1.0%	80.5%	37.4%	-6.8%	-60.5%	-63.1%	-48.8%	12.6%	9.5%	-1.9%	7.6%	-53.7%	-74.1%	-64.3%	-2.0%	-2.02%
EPS	6.2%	13.1%	11.4%	25.6%	5.7%	1.1%	80.6%	37.0%	-6.9%	-60.4%	-62.9%	-48.6%	10.2%	7.3%	-3.0%	1.2%	-56.5%	-74.2%	-64.7%	-2.1%	-2.07%
FCF	60.9%	-20.7%	-0.8%	-91.4%	-1.3%	-1.1%	-54.1%	5.4%	6.3%	5.0%	-18.0%	-2.6%	-35.2%	14.3%	81.9%	-88.5%	-1.5%	-1.3%	-2.5%	-10.5%	-10.54%
EBITDA	48.6%	28.2%	23.6%	20.4%	-3.5%	17.3%	2.9%	-10.8%	-26.3%	-38.9%	-36.6%	-19.9%	34.7%	30.9%	23.8%	27.3%	-17.0%	-22.1%	-13.5%	-96.7%	-96.73%
Op. Income	50.1%	33.2%	64.7%	47.8%	8.1%	28.6%	-8.5%	-22.5%	-48.4%	-50.3%	-47.7%	-21.5%	1.0%	66.9%	62.4%	58.2%	-21.7%	-39.5%	-29.7%	-1.3%	-1.31%
OCF Growth	snapshot only																				-49.19%
Asset Growth	snapshot only																				1.26%
Equity Growth	snapshot only																				-5.94%
Debt Growth	snapshot only																				23.42%
Shares Change	snapshot only																				-3.94%
Dividend Growth	snapshot only																				-1.00%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	29.5%	24.5%	19.4%	17.6%	14.6%	18.7%	17.9%	15.9%	12.3%	6.9%	7.2%	6.4%	5.8%	3.6%	-1.0%	-2.4%	-3.3%	-5.6%	-4.3%	-6.9%	-6.88%
Revenue 5Y	15.4%	16.2%	19.2%	19.4%	20.6%	24.2%	24.5%	25.0%	22.3%	16.5%	11.3%	8.9%	6.3%	6.9%	5.9%	5.7%	5.8%	4.2%	5.2%	2.5%	2.51%
EPS 3Y	43.6%	9.3%	5.9%	82.9%	48.7%	53.7%	42.4%	17.6%	1.5%	-2.8%	-9.3%	-4.0%	2.7%	-4.5%	-13.4%	-10.7%	-23.6%	-52.1%	-49.7%	—	—
EPS 5Y	14.0%	12.3%	-5.3%	-1.2%	0.6%	30.0%	—	37.2%	23.9%	1.2%	-4.4%	33.9%	27.5%	9.0%	0.8%	-3.3%	-12.9%	-24.0%	-23.9%	—	—
Net Income 3Y	46.6%	11.5%	8.1%	85.0%	49.3%	54.3%	43.3%	18.4%	1.8%	-2.3%	-9.4%	-4.1%	3.2%	-4.1%	-13.3%	-8.8%	-21.4%	-51.8%	-49.4%	—	—
Net Income 5Y	15.6%	14.0%	-3.9%	0.0%	1.6%	32.0%	—	38.9%	25.2%	2.2%	-3.4%	34.9%	28.4%	9.7%	1.2%	-1.8%	-11.2%	-23.4%	-23.6%	—	—
EBITDA 3Y	35.0%	31.9%	27.2%	56.6%	31.3%	40.4%	29.2%	14.4%	1.9%	-2.8%	-6.9%	-4.9%	-1.4%	-2.1%	-6.8%	-3.1%	-6.3%	-14.6%	-12.1%	-67.8%	-67.81%
EBITDA 5Y	18.7%	16.9%	6.9%	10.2%	11.9%	20.1%	48.8%	20.3%	11.9%	10.4%	6.1%	22.4%	17.6%	17.2%	11.1%	8.8%	3.4%	-1.3%	-2.9%	-48.6%	-48.62%
Gross Profit 3Y	26.3%	26.4%	24.7%	23.8%	15.6%	17.2%	14.3%	10.8%	4.9%	2.3%	2.2%	3.3%	6.7%	5.1%	-0.3%	1.0%	-1.4%	-3.3%	-4.5%	-22.3%	-22.31%
Gross Profit 5Y	10.2%	10.3%	12.8%	14.7%	14.6%	18.3%	17.5%	17.4%	14.1%	13.1%	9.6%	9.4%	9.6%	9.0%	7.1%	8.8%	6.4%	5.1%	3.8%	-10.5%	-10.51%
Op. Income 3Y	62.6%	61.3%	68.8%	85.1%	42.7%	54.6%	34.5%	15.2%	-5.8%	-5.2%	-7.6%	-3.5%	3.7%	2.2%	-8.1%	-1.3%	-6.8%	-20.5%	-15.8%	—	—
Op. Income 5Y	13.8%	12.2%	17.8%	20.0%	21.2%	36.1%	32.0%	31.4%	19.1%	21.8%	18.1%	31.0%	24.6%	25.1%	15.6%	13.7%	5.6%	-3.0%	-2.1%	—	—
FCF 3Y	2.0%	—	—	—	—	—	-8.8%	20.4%	39.7%	-25.0%	-28.0%	-18.9%	3.2%	-15.2%	-11.8%	-10.6%	—	—	—	—	—
FCF 5Y	4.1%	17.7%	—	77.0%	—	—	-6.8%	7.0%	1.2%	—	—	—	39.9%	33.5%	2.5%	-27.9%	—	—	—	—	—
OCF 3Y	1.1%	—	—	—	—	-14.6%	9.0%	42.9%	49.4%	6.4%	12.0%	-4.4%	18.1%	16.9%	17.8%	58.2%	—	36.8%	-11.9%	-33.4%	-33.44%
OCF 5Y	7.3%	20.6%	—	60.1%	—	7.2%	5.9%	25.9%	86.9%	—	—	—	27.2%	25.1%	20.8%	11.1%	-3.7%	-8.2%	-11.8%	-18.2%	-18.19%
Assets 3Y	26.0%	8.2%	9.4%	13.8%	13.4%	16.8%	15.0%	16.3%	15.6%	16.5%	16.2%	15.0%	13.7%	14.9%	11.0%	7.0%	6.1%	6.2%	6.5%	3.7%	3.75%
Assets 5Y	22.3%	21.1%	18.9%	20.8%	21.7%	23.8%	24.2%	21.3%	21.9%	12.2%	10.8%	11.8%	11.5%	13.1%	12.1%	11.6%	11.2%	12.0%	11.8%	9.8%	9.75%
Equity 3Y	13.0%	13.7%	14.9%	17.9%	18.0%	22.1%	20.6%	18.8%	17.1%	18.4%	16.3%	14.5%	13.5%	14.9%	12.8%	11.3%	9.6%	6.0%	5.0%	2.7%	2.74%
Book Value 3Y	10.7%	11.5%	12.6%	16.6%	17.5%	21.7%	19.8%	18.0%	16.7%	17.8%	16.5%	14.6%	13.0%	14.4%	12.6%	9.1%	6.5%	5.3%	4.4%	2.1%	2.14%
Dividend 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	-1.5%	-2.3%	-0.2%	-0.0%	—	—

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.79	0.90	0.98	0.96	0.93	0.96	0.99	0.99	0.94	0.80	0.77	0.72	0.64	0.46	0.33	0.31	0.34	0.12	0.17	0.04	0.044
Earnings Stability	0.16	0.75	0.05	0.11	0.22	0.69	0.81	0.88	0.73	0.25	0.14	0.38	0.58	0.07	0.00	0.00	0.22	0.19	0.31	0.45	0.452
Margin Stability	0.86	0.85	0.83	0.87	0.88	0.90	0.89	0.89	0.87	0.93	0.92	0.92	0.88	0.91	0.91	0.89	0.89	0.91	0.91	0.73	0.730
Rev. Growth Consistency	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.00	0.000
Earn. Growth Consistency	1.00	1.00	1.00	0.50	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.50	0.50	0.00	0.50	0.00	0.00	0.00	0.00	0.000
FCF Positive Streak	1	1	1	1	0	0	1	1	0	0	1	1	1	1	1	1	0	0	0	0	0
Earnings Persistence	0.97	0.94	0.95	0.90	0.98	0.50	0.50	0.85	0.97	0.50	0.50	0.80	0.95	0.96	0.99	0.97	0.50	0.50	0.50	0.20	0.200
Earnings Smoothness	0.92	0.85	0.89	0.78	0.95	0.32	0.43	0.68	0.93	0.13	0.08	0.36	0.88	0.91	0.98	0.93	0.27	0.00	0.05	—	—
ROE Trend	0.03	0.01	0.01	-0.01	-0.02	0.08	0.05	0.02	-0.03	-0.10	-0.10	-0.07	-0.01	-0.07	-0.07	-0.04	-0.06	-0.06	-0.04	-0.16	-0.162
Gross Margin Trend	0.03	0.02	0.02	0.01	-0.02	-0.02	-0.03	-0.05	-0.07	-0.04	-0.04	-0.01	0.07	0.06	0.06	0.08	0.02	0.02	-0.01	-0.17	-0.169
FCF Margin Trend	0.06	0.02	-0.00	-0.12	-0.13	-0.14	-0.07	-0.03	0.12	0.00	-0.03	0.04	0.05	0.04	0.03	-0.07	-0.20	-0.07	-0.15	-0.14	-0.145
Sustainable Growth Rate	16.3%	14.9%	14.2%	15.3%	14.4%	24.3%	21.1%	17.6%	11.7%	8.2%	6.8%	4.5%	8.2%	4.9%	2.8%	4.7%	1.7%	-1.3%	-1.2%	—	—
Internal Growth Rate	11.4%	10.2%	9.5%	10.5%	9.9%	18.2%	14.9%	12.4%	7.8%	5.5%	4.4%	3.0%	5.5%	3.2%	1.8%	3.2%	1.1%	—	—	—	—

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	1.25	1.32	1.26	0.31	-0.11	0.21	0.58	1.56	3.32	2.52	2.82	2.14	1.88	2.39	3.17	1.64	1.58	4.81	3.05	-0.81	-0.814
FCF/OCF	0.82	0.83	0.81	0.40	2.96	-0.34	0.45	0.38	0.54	0.29	0.21	0.53	0.55	0.32	0.34	0.07	-0.77	-0.16	-1.49	-1.37	-1.372
FCF/Net Income	snapshot only																				1.117
OCF/EBITDA	snapshot only																				9.938
CapEx/Revenue	2.6%	2.3%	2.3%	1.9%	1.9%	4.3%	4.5%	12.1%	13.8%	13.0%	13.9%	7.6%	9.2%	13.0%	13.3%	12.4%	14.0%	11.4%	15.9%	16.9%	16.93%
CapEx/Depreciation	snapshot only																				2.898
Accruals Ratio	-0.03	-0.03	-0.02	0.07	0.10	0.12	0.06	-0.06	-0.17	-0.08	-0.08	-0.06	-0.07	-0.07	-0.08	-0.03	-0.02	-0.05	-0.03	-0.10	-0.097
Sloan Accruals	snapshot only																				-0.091
Cash Flow Adequacy	snapshot only																				0.422

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	5.9%	2.8%	2.8%	2.0%	2.0%	1.0%	1.5%	1.9%	0.0%	0.00%
Dividend/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.10	$0.10	$0.10	$0.10	$0.10	$0.09	$0.10	$0.10	$0.00	$0.00
Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	44.4%	30.2%	41.3%	54.5%	41.9%	66.1%	1.6%	1.5%	—	—
FCF Payout Ratio	0.0%	0.0%	0.0%	0.0%	—	—	0.0%	0.0%	0.0%	0.0%	0.0%	39.4%	29.3%	54.9%	50.8%	3.5%	—	—	—	—	—
Total Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	44.4%	30.2%	41.3%	54.5%	41.9%	66.1%	1.6%	1.5%	—	—
Div. Increase Streak	—	—	—	—	—	—	—	—	—	—	—	0	0	0	0	1	1	1	1	—	—
Chowder Number	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.04	0.03	0.03	0.03	—	—
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Net Buyback Yield	-0.3%	-0.3%	-0.3%	-0.5%	-0.6%	-0.4%	-0.3%	-0.3%	-0.3%	-0.1%	-0.1%	-0.1%	-0.1%	-0.4%	-0.9%	-0.9%	-0.5%	-0.6%	-0.3%	-0.3%	-0.31%
Total Shareholder Return	-0.3%	-0.3%	-0.3%	-0.5%	-0.6%	-0.4%	-0.3%	-0.3%	-0.3%	-0.1%	-0.1%	5.8%	2.7%	2.4%	1.1%	1.1%	0.5%	0.8%	1.5%	-0.3%	-0.31%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.54	0.52	0.51	0.55	0.59	0.89	0.95	0.97	0.98	0.77	0.75	0.75	0.75	0.61	0.57	0.59	0.49	0.24	0.26	1.35	1.346
Interest Burden (EBT/EBIT)	1.01	0.98	0.98	0.98	0.97	0.97	0.96	0.94	0.91	0.90	0.88	0.89	0.92	0.89	0.86	0.89	0.86	0.84	0.85	1.27	1.271
EBIT Margin	0.21	0.20	0.19	0.19	0.16	0.18	0.16	0.14	0.10	0.10	0.09	0.11	0.16	0.15	0.13	0.16	0.12	0.10	0.09	-0.05	-0.051
Asset Turnover	0.88	0.92	0.92	0.95	0.97	1.01	0.92	0.88	0.81	0.72	0.68	0.69	0.69	0.66	0.61	0.65	0.66	0.63	0.63	0.61	0.607
Equity Multiplier	1.59	1.61	1.65	1.61	1.61	1.58	1.63	1.60	1.61	1.58	1.59	1.55	1.57	1.58	1.60	1.52	1.53	1.58	1.63	1.53	1.534

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$0.30	$0.27	$0.28	$0.32	$0.32	$0.56	$0.51	$0.44	$0.30	$0.22	$0.19	$0.23	$0.33	$0.24	$0.18	$0.23	$0.14	$0.06	$0.06	$-0.24	$-0.24
Book Value/Share	$2.02	$2.00	$2.14	$2.29	$2.39	$2.62	$2.68	$2.73	$2.71	$2.83	$2.89	$2.90	$2.91	$3.00	$3.05	$2.97	$2.88	$3.06	$3.05	$2.91	$3.21
Tangible Book/Share	$1.60	$1.59	$1.73	$1.88	$1.98	$2.22	$2.28	$2.34	$2.32	$2.44	$2.51	$2.52	$2.54	$2.63	$2.69	$2.62	$2.55	$2.71	$2.70	$2.41	$2.41
Revenue/Share	$2.59	$2.74	$3.00	$3.22	$3.44	$3.68	$3.58	$3.52	$3.31	$3.08	$3.03	$3.04	$3.03	$3.01	$2.90	$2.81	$2.85	$3.03	$3.09	$2.79	$2.79
FCF/Share	$0.31	$0.30	$0.29	$0.04	$-0.10	$-0.04	$0.13	$0.26	$0.53	$0.16	$0.11	$0.26	$0.34	$0.18	$0.20	$0.03	$-0.17	$-0.05	$-0.29	$-0.27	$-0.27
OCF/Share	$0.38	$0.36	$0.36	$0.10	$-0.03	$0.12	$0.29	$0.69	$0.99	$0.56	$0.53	$0.49	$0.62	$0.57	$0.58	$0.38	$0.23	$0.30	$0.20	$0.20	$0.20
Cash/Share	$0.47	$0.54	$0.51	$0.44	$0.35	$0.55	$0.52	$0.67	$0.80	$0.62	$0.67	$0.74	$1.02	$0.79	$0.88	$0.75	$0.73	$0.63	$0.51	$0.56	$0.56
EBITDA/Share	$0.66	$0.64	$0.65	$0.69	$0.64	$0.75	$0.67	$0.61	$0.47	$0.46	$0.43	$0.49	$0.62	$0.59	$0.53	$0.59	$0.48	$0.46	$0.45	$0.02	$0.02
Debt/Share	$0.34	$0.39	$0.58	$0.55	$0.60	$0.73	$0.78	$0.65	$0.64	$0.81	$0.90	$0.71	$0.74	$0.85	$0.96	$0.62	$0.56	$0.85	$1.05	$0.80	$0.80
Net Debt/Share	$-0.13	$-0.15	$0.07	$0.10	$0.25	$0.19	$0.26	$-0.02	$-0.16	$0.19	$0.23	$-0.03	$-0.29	$0.06	$0.09	$-0.13	$-0.16	$0.22	$0.54	$0.23	$0.23

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	4.107
Altman Z-Prime	snapshot only																				7.752
Piotroski F-Score	7	7	6	5	4	6	6	6	5	5	4	5	6	5	3	7	4	6	4	3	3
Beneish M-Score	-2.61	-2.34	-2.24	-1.80	-1.34	-1.60	-2.12	-2.52	-3.23	-2.95	-2.62	-2.63	-2.97	-3.20	-2.96	-2.87	-1.96	-2.92	-1.63	-11.22	-11.224
Ohlson O-Score	snapshot only																				-6.790
ROIC (Greenblatt)	snapshot only																				-4.91%
Net-Net WC	snapshot only																				$0.86
EVA	snapshot only																				$-5575325.59

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				BBB-
Credit Score	94.88	95.08	87.15	80.20	71.00	83.94	79.94	83.66	79.43	74.06	64.03	76.19	83.88	79.88	82.48	84.48	76.40	76.13	69.37	50.58	50.578
Credit Grade	snapshot only																				10
Credit Trend	snapshot only																				-33.900
Implied Spread (bps)	snapshot only																				350.000
Industry Credit Rank	snapshot only																				37
Sector Credit Rank	snapshot only																				39

FSI AMEX

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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