— Know what they know.
Not Investment Advice
Also trades as: GBLB.BR (BRU) · $vol 7M · GBLBY (OTC) · $vol 0M

GBLBF OTC

Groupe Bruxelles Lambert S.A.
1W: -1.6% 1M: -3.4% 3M: -9.7% YTD: -8.2% 1Y: -6.3% 3Y: +20.6% 5Y: -18.4%
$82.17
+0.00 (+0.00%)
 
OTC · Financial Services · Asset Management · Tech Score Strong Sell · Power 40 · $9.8B mcap · 67M float · 0.0003% daily turnover · Short 12% of daily vol

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

C-
Oct 02, 2026
DCF
1
ROE
1
ROA
1
D/E
2
P/E
1
P/B
3
The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. GBLBF receives an overall rating of C-. Areas of concern: DCF (1/5), ROE (1/5), ROA (1/5), D/E (2/5), P/E (1/5).
Rating Change History
DateFromTo
2026-07-09 C C-
2026-06-30 None ADDED
2026-06-17 EXISTED None
2026-06-12 None ADDED
2026-06-08 EXISTED None
2026-06-01 None ADDED
2026-05-23 EXISTED None
2026-05-11 None ADDED
2026-05-09 EXISTED None
2026-05-04 None ADDED

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ — Grade D
Profitability
22
Balance Sheet
45
Earnings Quality
62
Growth
52
Value
—
Momentum
50
Safety
—
Cash Flow
17

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score
—
—
Piotroski F-Score
5/9
✗ ✓ ✗ ✓ ✗ ✓ ✗ ✓ ✓
Beneish M-Score
-2.19
Unlikely Manipulator
Ohlson O-Score
-7.86
Bankruptcy prob: 0.0%
Low Risk
Credit Rating
BB
Score: 44.7/100
Trend: Deteriorating
Earnings Quality
—
OCF/NI: -4.23x
Accruals: -6.0%
The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. GBLBF scores 5/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. GBLBF's score of -2.19 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. GBLBF's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. GBLBF receives an estimated rating of BB (score: 44.7/100), with a deteriorating trend.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E
-14.35x
PEG
0.00x
P/S
0.95x
P/B
0.79x
P/FCF
—
P/OCF
—
EV/EBITDA
—
EV/Revenue
—
EV/EBIT
—
EV/FCF
—
Earnings Yield
—
FCF Yield
—
Shareholder Yield
—
Graham Number
—
Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. GBLBF currently has negative earnings — the P/E ratio is not meaningful.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden
0.676
NI / EBT
×
Interest Burden
-8.422
EBT / EBIT
×
EBIT Margin
0.005
EBIT / Rev
×
Asset Turnover
0.395
Rev / Assets
×
Equity Multiplier
2.072
Assets / Equity
=
ROE
-2.4%
The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. GBLBF's ROE of -2.4% is driven by Asset Turnover (0.395), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate
0.00%
Fair P/E
8.50x
Intrinsic Value
—
Price/Value
—
Margin of Safety
—
Premium
—

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price
$82.17
Median 1Y
$71.23
5th Pctile
$27.34
95th Pctile
$185.40
Ann. Volatility
56.5%
25th–75th percentile 5th–95th percentile Median path Historical
All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q4'25 Q1'26 Q2'26 Current
ROE 1.8% 1.9% 1.4% -0.4% -2.1% -2.7% -3.4% -2.2% 1.3% 10.5% 11.6% 12.4% 10.6% 0.4% 0.9% 0.2% -0.8% -1.9% -2.0% -2.4% -2.39%
ROA 1.1% 1.1% 0.9% -0.2% -1.2% -1.5% -1.7% -1.1% 0.6% 5.0% 5.6% 5.9% 5.1% 0.2% 0.5% 0.1% -0.4% -0.9% -1.0% -1.2% -1.15%
ROIC 4.1% 3.8% 2.7% 2.5% -4.9% 2.9% 1.2% 1.3% 1.7% 1.5% 3.2% 3.4% 3.0% -5.8% 0.8% -4.5% 1.1% 2.3% 6.2% 6.9% 6.90%
ROCE 2.3% 2.4% 2.2% 2.1% 0.1% 2.2% -0.6% -0.5% 1.8% -0.5% 3.0% 3.1% 3.1% 3.0% 2.3% 1.9% 0.9% -0.9% -0.3% 0.2% 0.22%
Gross Margin 41.9% 37.9% 64.0% 47.0% 46.8% 30.7% 67.9% 43.3% 45.2% 36.3% 66.6% 43.9% 42.5% 39.5% 60.1% 42.7% 42.2% 63.4% 72.4% 53.2% 53.18%
Operating Margin 21.5% -2.7% 12.7% 14.6% 0.5% 19.4% -6.8% 14.1% 18.4% -0.4% 18.3% 15.4% 12.3% 3.2% -10.9% 10.9% 7.4% 10.8% 41.8% 7.7% 7.70%
Net Margin 5.7% -2.4% -0.7% -9.5% -8.2% -9.1% -4.7% 4.7% 21.1% 87.4% -0.2% 11.7% 4.9% -14.5% 6.7% 5.6% -2.9% -12.0% 3.7% 1.5% 1.46%
EBITDA Margin 26.3% 6.7% 15.7% 21.5% -3.9% 46.5% -20.6% 21.2% 26.4% 8.2% 22.4% 22.9% 26.6% 4.5% 16.7% 19.3% 11.7% -5.6% 17.2% 16.5% 16.55%
FCF Margin 17.2% 16.9% 14.2% 13.9% 10.8% 10.2% 6.0% 4.4% 5.7% 4.3% 8.4% 9.9% 8.4% 9.8% 9.3% 10.0% 11.5% 9.0% 8.4% 2.1% 2.12%
OCF Margin 25.2% 24.3% 23.0% 23.5% 20.6% 20.7% 17.0% 15.6% 19.3% 18.8% 23.3% 24.5% 16.1% 17.1% 14.6% 15.4% 21.0% 19.9% 18.5% 12.4% 12.37%
ROE 3Y Avg snapshot only 3.23%
ROE 5Y Avg snapshot only 1.35%
ROA 3Y Avg snapshot only 1.77%
ROIC 3Y Avg snapshot only 4.75%
ROIC Economic snapshot only 6.39%
Cash ROA snapshot only 5.24%
Cash ROIC snapshot only 7.49%
CROIC snapshot only 1.28%
NOPAT Margin snapshot only 11.39%
Pretax Margin snapshot only -4.33%
R&D / Revenue snapshot only 0.00%
SGA / Revenue snapshot only 5.25%
SBC / Revenue snapshot only 0.00%
Valuation
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q4'25 Q1'26 Q2'26 Current
P/E Ratio — — — — — — — — — — — — — — — — — — — — -14.349
P/S Ratio — — — — — — — — — — — — — — — — — — — — 0.951
P/B Ratio — — — — — — — — — — — — — — — — — — — — 0.787
P/FCF — — — — — — — — — — — — — — — — — — — — —
P/OCF — — — — — — — — — — — — — — — — — — — — —
EV/EBITDA — — — — — — — — — — — — — — — — — — — — —
EV/Revenue — — — — — — — — — — — — — — — — — — — — —
EV/EBIT — — — — — — — — — — — — — — — — — — — — —
EV/FCF — — — — — — — — — — — — — — — — — — — — —
Earnings Yield — — — — — — — — — — — — — — — — — — — — —
FCF Yield — — — — — — — — — — — — — — — — — — — — —
PEG Ratio snapshot only 0.004
Leverage & Solvency
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q4'25 Q1'26 Q2'26 Current
Current Ratio 2.93 2.93 1.96 1.96 1.84 1.84 1.55 1.55 1.36 1.36 1.81 1.81 1.93 1.93 1.95 1.95 1.91 3.58 3.58 4.44 4.437
Quick Ratio 2.52 2.52 1.61 1.61 1.47 1.47 1.28 1.28 1.21 1.21 1.38 1.38 1.52 1.52 1.58 1.58 1.56 3.58 3.58 4.44 4.437
Debt/Equity 0.34 0.34 0.43 0.43 0.50 0.50 0.80 0.80 0.53 0.53 0.57 0.57 0.57 0.57 0.59 0.59 0.60 0.64 0.64 0.71 0.711
Net Debt/Equity 0.14 0.14 0.26 0.26 0.29 0.29 0.62 0.62 0.34 0.34 0.40 0.40 0.37 0.37 0.34 0.34 0.32 0.51 0.51 0.57 0.566
Debt/Assets 0.21 0.21 0.25 0.25 0.25 0.25 0.35 0.35 0.24 0.24 0.30 0.30 0.29 0.29 0.30 0.30 0.29 0.30 0.30 0.32 0.317
Debt/EBITDA 5.61 5.48 6.91 7.19 13.23 6.49 27.29 23.67 7.62 18.14 6.59 6.45 6.11 6.34 7.50 7.91 9.39 13.67 11.46 8.15 8.146
Net Debt/EBITDA 2.34 2.29 4.15 4.32 7.63 3.74 21.07 18.27 4.91 11.69 4.60 4.50 3.98 4.13 4.28 4.52 5.10 10.84 9.09 6.49 6.489
Interest Coverage — — — — — — — — — — — — — — 2.88 2.35 0.98 -0.54 -0.32 0.13 0.128
Equity Multiplier 1.62 1.62 1.72 1.72 1.97 1.97 2.27 2.27 2.21 2.21 1.90 1.90 1.95 1.95 1.94 1.94 2.07 2.16 2.16 2.24 2.240
Cash Ratio snapshot only 2.879
Debt Service Coverage snapshot only 2.292
Cash to Debt snapshot only 0.203
FCF to Debt snapshot only 0.028
Defensive Interval snapshot only 198.0 days
Efficiency & Turnover
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q4'25 Q1'26 Q2'26 Current
Asset Turnover 0.21 0.23 0.22 0.21 0.23 0.22 0.23 0.24 0.23 0.23 0.21 0.21 0.21 0.22 0.22 0.22 0.23 0.29 0.31 0.39 0.395
Inventory Turnover 4.14 4.43 4.28 3.98 3.36 3.32 3.36 3.56 3.02 2.89 2.85 2.84 2.99 2.99 2.93 2.95 3.06 6.29 6.40 7.76 7.765
Receivables Turnover 6.81 7.23 7.47 7.10 6.31 6.10 7.31 7.62 7.47 7.35 7.66 7.65 9.47 9.60 9.88 9.91 8.46 11.20 12.49 13.76 13.759
Payables Turnover 5.16 5.53 5.27 4.90 4.17 4.13 4.51 4.79 4.39 4.20 4.75 4.73 5.40 5.41 5.56 5.60 5.12 5.97 5.90 6.52 6.523
DSO 54 51 49 51 58 60 50 48 49 50 48 48 39 38 37 37 43 33 29 27 26.5 days
DIO 88 82 85 92 109 110 109 102 121 126 128 129 122 122 125 124 119 58 57 47 47.0 days
DPO 71 66 69 75 88 88 81 76 83 87 77 77 68 67 66 65 71 61 62 56 56.0 days
Cash Conversion Cycle 71 67 65 69 79 81 78 74 87 89 99 99 93 92 96 95 91 29 24 18 17.6 days
Fixed Asset Turnover snapshot only 2.882
Operating Cycle snapshot only 73.5 days
Cash Velocity snapshot only 6.564
Capital Intensity snapshot only 2.361
Growth (YoY)
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q4'25 Q1'26 Q2'26 Current
Revenue 16.6% 23.8% 14.5% 8.1% 10.3% 0.6% 7.8% 18.2% -0.2% 1.6% -15.9% -19.3% -11.8% -9.2% -6.5% -6.3% -6.7% 14.7% 33.4% 65.5% 65.55%
Net Income -50.1% -21.5% -28.7% -1.1% -2.1% -2.4% -3.1% -4.3% 1.5% 4.3% 3.9% 5.8% 7.0% -96.8% -92.3% -98.2% -1.1% -5.7% -2.9% -10.2% -10.16%
EPS -50.4% -21.0% -26.7% -1.1% -44.4% -3.7% -3.2% -4.6% 1.0% 2.8% 3.9% 5.8% 7.7% -96.7% -91.7% -98.1% -1.1% -10.2% -3.0% -9.5% -9.53%
FCF -2.3% -0.7% -14.8% -24.0% -30.8% -39.7% -54.6% -62.2% -47.6% -56.8% 18.7% 80.0% 31.0% 1.1% 3.2% -4.8% 27.2% 5.8% 20.2% -65.1% -65.08%
EBITDA -10.5% 8.7% 3.8% 0.3% -53.4% -7.2% -65.4% -58.5% 79.6% -63.0% 2.0% 1.7% 25.9% 1.9% -15.2% -21.2% -41.1% -57.6% -41.4% -11.4% -11.37%
Op. Income 31.7% 51.6% -25.5% -27.6% -69.5% -36.7% -56.8% -50.6% 82.5% -47.2% 1.5% 1.3% 9.7% 1.1% -54.2% -63.8% -70.1% -38.2% 2.5% 3.6% 3.59%
OCF Growth snapshot only 32.84%
Asset Growth snapshot only -12.79%
Equity Growth snapshot only -24.27%
Debt Growth snapshot only -8.69%
Shares Change snapshot only 7.38%
Dividend Growth snapshot only 1.71%
Growth (CAGR)
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q4'25 Q1'26 Q2'26 Current
Revenue 3Y 7.8% 7.7% 9.6% 7.3% 9.4% 8.0% 12.2% 11.8% 8.7% 8.1% 1.3% 1.0% -1.0% -2.5% -5.3% -3.7% -6.4% 1.9% 1.6% 7.8% 7.76%
Revenue 5Y 5.3% 6.9% 6.3% 4.9% 6.6% 6.5% 8.0% 8.9% 6.6% 5.0% 3.6% 3.4% 2.9% 3.0% 2.1% 1.1% 1.1% 5.7% 5.3% 9.8% 9.84%
EPS 3Y -16.8% -10.2% -23.0% — — — — — -32.7% 56.7% 67.0% 49.4% 75.1% -45.4% -19.2% — — — — — —
EPS 5Y — — — — — — — — -18.7% 28.7% 23.8% 24.4% 22.2% -39.9% -26.1% -40.8% — — — — —
Net Income 3Y -17.8% -11.9% -24.9% — — — — — -34.2% 52.4% 64.0% 45.1% 65.7% -47.5% -22.0% — — — — — —
Net Income 5Y — — — — — — — — -20.5% 25.3% 21.2% 21.1% 17.9% -41.7% -28.4% -43.4% — — — — —
EBITDA 3Y -0.2% -4.2% 27.8% 26.1% -4.0% 17.4% -32.2% -30.2% -9.2% -28.0% 3.0% 3.9% 1.8% -0.2% -3.7% -4.1% 10.0% -23.2% 14.7% 23.4% 23.45%
EBITDA 5Y 38.3% 48.9% 33.8% 29.7% -18.7% -3.6% -21.5% -19.1% -3.6% -21.3% 17.1% 17.5% 14.9% 11.6% -4.2% -6.4% -11.1% -14.5% -11.5% -4.8% -4.77%
Gross Profit 3Y 3.5% 3.5% 6.0% 5.2% 7.8% 5.1% 11.4% 11.1% 9.5% 12.1% 1.8% 1.6% -0.2% -0.9% -6.0% -5.4% -8.8% 6.0% 5.9% 13.7% 13.68%
Gross Profit 5Y -0.2% 1.3% 0.4% -0.4% 1.9% 2.9% 6.3% 7.0% 5.2% 4.4% 2.3% 2.4% 1.4% 1.6% -0.2% -1.0% -0.1% 9.3% 9.1% 14.2% 14.21%
Op. Income 3Y 11.9% 7.3% -5.3% -5.2% -25.8% -9.9% -30.0% -28.7% -9.8% -20.3% -7.5% -6.8% -15.2% -11.0% -21.3% -26.0% -15.7% -11.7% 57.6% 55.6% 55.64%
Op. Income 5Y -2.3% -2.7% -11.1% -11.5% -22.2% -10.1% -19.3% -18.7% -4.8% -16.2% -2.0% -0.9% -4.0% -4.0% -17.3% -21.5% -24.8% -8.0% 4.7% 6.2% 6.17%
FCF 3Y 8.5% 2.4% 1.6% 4.9% 4.2% 9.4% -20.5% -27.9% -29.2% -36.3% -22.9% -19.8% -22.0% -18.8% -17.8% -13.5% -4.4% -2.1% 13.8% -15.7% -15.73%
FCF 5Y 9.0% 5.4% 6.2% 10.1% 13.8% 23.9% -0.2% -12.2% -14.3% -22.5% -10.8% -4.7% -4.9% 3.0% -9.2% -8.4% -10.0% -10.9% -10.7% -29.7% -29.69%
OCF 3Y 10.6% 5.3% 7.3% 10.3% 9.7% 13.4% -4.5% -6.7% -7.6% -9.5% -4.7% -3.8% -14.7% -13.4% -18.6% -16.3% -5.8% 0.7% 4.5% -0.3% -0.31%
OCF 5Y 10.3% 7.2% 9.4% 12.6% 16.3% 21.9% 11.1% 4.5% 2.7% -1.6% 2.6% 6.0% -1.9% 2.1% -10.1% -9.5% -6.8% -4.0% -3.0% -7.0% -6.99%
Assets 3Y 9.9% 9.9% 12.8% 12.8% 4.7% 4.7% 2.2% 2.2% 4.8% 4.8% -2.0% -2.0% -6.4% -6.4% -7.1% -7.1% -6.0% -6.6% -9.1% -10.5% -10.49%
Assets 5Y 9.9% 9.9% 9.4% 9.4% 6.1% 6.1% 6.8% 6.8% 5.6% 5.6% 3.6% 3.6% 0.7% 0.7% -2.6% -2.6% -2.5% -2.9% -3.8% -4.6% -4.63%
Equity 3Y 6.7% 6.7% 7.8% 7.8% -4.4% -4.4% -9.3% -9.3% -4.2% -4.2% -7.5% -7.5% -11.9% -11.9% -10.8% -10.8% -7.5% -9.5% -7.7% -10.1% -10.10%
Book Value 3Y 8.0% 8.8% 10.6% 10.6% 2.2% 21.9% -6.0% -4.9% -2.0% -1.4% -5.7% -4.8% -6.9% -8.4% -7.6% -6.8% -70.8% -6.8% -5.0% -9.7% -9.72%
Dividend 3Y -3.9% -3.3% -2.6% -4.1% 2.4% 25.1% 1.8% 4.8% -0.1% 2.2% 1.3% 1.7% -26.3% -28.3% -18.9% -18.5% -61.2% 15.2% 1.3% 43.3% 43.29%
Growth Quality
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q4'25 Q1'26 Q2'26 Current
Revenue Stability 0.77 0.72 0.74 0.86 0.82 0.83 0.90 0.89 0.91 0.78 0.50 0.46 0.39 0.37 0.06 0.03 0.01 0.58 0.15 0.27 0.266
Earnings Stability 0.16 0.13 0.11 0.52 0.72 0.75 0.73 0.72 0.53 0.02 0.01 0.02 0.03 0.01 0.00 0.00 0.00 0.03 0.01 0.02 0.016
Margin Stability 0.89 0.88 0.88 0.89 0.89 0.90 0.94 0.95 0.95 0.94 0.96 0.97 0.96 0.95 0.95 0.96 0.97 0.94 0.91 0.90 0.903
Rev. Growth Consistency 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 0.00 1.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.500
Earn. Growth Consistency 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 1.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.000
FCF Positive Streak 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Earnings Persistence 0.50 0.91 0.89 0.20 0.20 0.20 0.20 0.50 0.20 0.20 0.20 0.20 0.50 0.50 0.50 0.50 0.20 0.20 0.20 0.20 0.200
Earnings Smoothness 0.33 0.76 0.66 — — — — — — — — — 0.00 0.00 0.00 0.00 — — — — —
ROE Trend -0.02 -0.02 -0.01 -0.03 -0.05 -0.05 -0.06 -0.04 0.02 0.11 0.13 0.14 0.11 -0.03 -0.03 -0.05 -0.07 -0.08 -0.08 -0.09 -0.090
Gross Margin Trend -0.03 -0.03 -0.03 -0.01 0.02 0.02 0.03 0.02 0.01 0.04 -0.00 -0.00 -0.01 -0.01 -0.04 -0.04 -0.03 0.04 0.10 0.11 0.110
FCF Margin Trend 0.01 0.01 -0.04 -0.04 -0.08 -0.09 -0.11 -0.12 -0.08 -0.09 -0.02 0.01 0.00 0.03 0.02 0.03 0.04 0.02 -0.00 -0.08 -0.079
Sustainable Growth Rate -1.5% -1.4% -1.8% — — — — — -2.5% 6.7% 7.7% 8.5% 9.2% -0.9% -1.0% -1.6% — — — — —
Internal Growth Rate — — — — — — — — — 3.3% 3.8% 4.3% 4.6% — — — — — — — —
Cash Flow Quality
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q4'25 Q1'26 Q2'26 Current
OCF/Net Income 4.97 4.84 5.94 -22.28 -3.96 -3.06 -2.27 -3.32 7.32 0.85 0.88 0.87 0.68 21.79 6.75 29.17 -12.44 -6.21 -5.90 -4.23 -4.228
FCF/OCF 0.68 0.70 0.62 0.59 0.52 0.49 0.35 0.28 0.29 0.23 0.36 0.40 0.52 0.57 0.64 0.65 0.55 0.45 0.45 0.17 0.171
FCF/Net Income snapshot only -0.724
OCF/EBITDA snapshot only 1.346
CapEx/Revenue 8.0% 7.4% 8.8% 9.6% 9.8% 10.5% 11.1% 11.2% 13.6% 14.5% 14.9% 14.6% 9.3% 8.9% 7.0% 7.1% 9.5% 10.9% 10.1% 10.3% 10.25%
CapEx/Depreciation snapshot only 1.181
Accruals Ratio -0.04 -0.04 -0.04 -0.05 -0.06 -0.06 -0.06 -0.05 -0.04 0.01 0.01 0.01 0.02 -0.04 -0.03 -0.03 -0.05 -0.07 -0.07 -0.06 -0.060
Sloan Accruals snapshot only -0.072
Cash Flow Adequacy snapshot only 0.685
Dividends & Buybacks
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q4'25 Q1'26 Q2'26 Current
Dividend Yield — — — — — — — — — — — — — — — — — — — — 7.38%
Dividend/Share $3.98 $4.11 $4.21 $4.06 $151.59 $7.84 $4.20 $4.25 $3.96 $4.14 $4.02 $4.12 $1.47 $1.41 $2.09 $2.11 $2.80 $3.85 $2.06 $5.71 $5.12
Payout Ratio 1.8% 1.7% 2.2% — — — — — 2.9% 36.0% 33.7% 31.3% 12.6% 3.7% 2.1% 8.4% — — — — —
FCF Payout Ratio 53.9% 51.7% 61.1% 62.8% 77.3% 81.0% 1.3% 1.7% 1.4% 1.8% 1.1% 88.9% 35.5% 29.4% 49.1% 44.2% 51.7% 39.0% 39.0% 3.7% 3.68%
Total Payout Ratio 2.7% 2.6% 4.2% — — — — — 7.1% 89.5% 99.7% 95.5% 77.4% 23.9% 6.5% 22.4% — — — — —
Div. Increase Streak 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Chowder Number — — — — — — — — — — — — — — — — — — — — —
Buyback Yield — — — — — — — — — — — — — — — — — — — — —
Net Buyback Yield — — — — — — — — — — — — — — — — — — — — —
Total Shareholder Return — — — — — — — — — — — — — — — — — — — — —
DuPont Factors
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q4'25 Q1'26 Q2'26 Current
Tax Burden (NI/EBT) 0.59 0.59 0.53 -0.24 -15.74 2.43 2.39 2.51 1.01 3.45 3.45 3.27 3.48 1.00 0.85 1.41 0.81 0.55 0.61 0.68 0.676
Interest Burden (EBT/EBIT) 0.81 0.82 0.78 0.46 0.85 -0.33 1.38 1.11 0.41 -3.46 0.64 0.70 0.57 0.07 0.28 0.05 -0.64 1.99 5.92 -8.42 -8.422
EBIT Margin 0.11 0.10 0.09 0.10 0.00 0.08 -0.02 -0.02 0.06 -0.02 0.12 0.12 0.12 0.11 0.09 0.08 0.03 -0.03 -0.01 0.01 0.005
Asset Turnover 0.21 0.23 0.22 0.21 0.23 0.22 0.23 0.24 0.23 0.23 0.21 0.21 0.21 0.22 0.22 0.22 0.23 0.29 0.31 0.39 0.395
Equity Multiplier 1.65 1.65 1.66 1.66 1.77 1.77 1.95 1.95 2.09 2.09 2.08 2.08 2.08 2.08 1.92 1.92 2.00 2.04 2.04 2.07 2.072
Per Share
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q4'25 Q1'26 Q2'26 Current
EPS (Diluted TTM) $2.18 $2.36 $1.88 $-0.49 $-94.58 $-6.43 $-4.15 $-2.72 $1.34 $11.51 $11.94 $13.18 $11.71 $0.38 $0.99 $0.25 $-0.80 $-3.53 $-1.98 $-2.14 $-2.14
Book Value/Share $133.18 $137.26 $134.30 $135.22 $3828.89 $207.04 $104.56 $104.90 $104.24 $107.91 $104.16 $107.65 $107.63 $105.51 $105.84 $109.45 $95.76 $167.48 $89.56 $77.19 $101.73
Tangible Book/Share $97.22 $100.20 $92.09 $92.72 $2276.76 $123.11 $39.96 $40.09 $61.07 $63.22 $59.58 $61.57 $56.99 $55.86 $53.75 $55.58 $40.73 $68.37 $36.56 $29.07 $29.07
Revenue/Share $42.95 $46.95 $48.61 $46.54 $1818.43 $95.09 $55.25 $57.80 $50.93 $51.89 $45.34 $46.85 $49.22 $48.90 $45.84 $47.51 $47.18 $109.74 $63.17 $73.24 $71.88
FCF/Share $7.39 $7.96 $6.89 $6.46 $196.15 $9.67 $3.30 $2.56 $2.89 $2.25 $3.82 $4.63 $4.15 $4.78 $4.26 $4.77 $5.42 $9.89 $5.29 $1.55 $-1.31
OCF/Share $10.82 $11.43 $11.16 $10.92 $374.79 $19.64 $9.42 $9.03 $9.83 $9.76 $10.57 $11.49 $7.92 $8.35 $6.69 $7.32 $9.90 $21.88 $11.70 $9.06 $4.87
Cash/Share $26.44 $27.25 $23.13 $23.29 $809.97 $43.80 $19.01 $19.07 $19.76 $20.45 $18.05 $18.65 $21.45 $21.03 $26.76 $27.67 $26.15 $22.29 $11.92 $11.16 $12.76
EBITDA/Share $8.10 $8.53 $8.38 $8.11 $144.77 $15.95 $3.06 $3.53 $7.30 $3.17 $9.07 $9.57 $10.08 $9.52 $8.32 $8.16 $6.09 $7.89 $5.03 $6.73 $6.73
Debt/Share $45.40 $46.79 $57.92 $58.32 $1914.75 $103.54 $83.38 $83.65 $55.61 $57.57 $59.76 $61.76 $61.58 $60.36 $62.38 $64.51 $57.23 $107.80 $57.65 $54.85 $54.85
Net Debt/Share $18.96 $19.54 $34.79 $35.03 $1104.78 $59.74 $64.37 $64.58 $35.86 $37.12 $41.71 $43.11 $40.13 $39.34 $35.62 $36.84 $31.08 $85.51 $45.73 $43.69 $43.69
Academic Models
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q4'25 Q1'26 Q2'26 Current
Altman Z-Score — — — — — — — — — — — — — — — — — — — — —
Piotroski F-Score 6 7 7 6 5 4 5 4 5 5 5 7 5 6 5 5 4 6 7 5 5
Beneish M-Score -3.29 -3.29 -2.55 -2.55 -2.62 -2.83 -2.68 -2.60 -3.14 -3.00 -2.95 -2.91 -2.38 -2.72 -2.39 -2.61 -2.68 -2.60 -2.64 -2.19 -2.192
Ohlson O-Score snapshot only -7.860
ROIC (Greenblatt) snapshot only 0.97%
Net-Net WC snapshot only $-66.74
EVA snapshot only $-518969816.42
Credit
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q4'25 Q1'26 Q2'26 Current
Credit Rating snapshot only BB
Credit Score 69.55 69.55 65.70 65.70 63.80 63.90 59.90 59.90 62.55 60.65 62.40 62.40 62.70 64.20 50.20 50.20 43.80 43.10 43.10 44.70 44.700
Credit Grade snapshot only 12
Credit Trend snapshot only -5.500
Implied Spread (bps) snapshot only 475.000

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