Also trades as: HDFCBANK.NS (NSE) · $vol 224M · HDFCBANK.BO (BSE) · $vol 15M

$21.36

-0.35 (-1.61%)

Pre-Market: $21.64 (+0.28, +1.31%)

Weekly Expected Move ±4.2%

$20 $21 $22 $23 $24

NYSE · Financial Services · Banks - Regional · Tech Score Sell · Power 37 · $109.6B mcap · 1.70B float · 0.551% daily turnover · Short 39% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest

Revenue Segmentation

By Product / Service

By Geography

Income Trends

Revenue

$5.21T +24.3% ▲

5Y CAGR: +27.8%

Gross Profit

$2.98T +36.1% ▲

5Y CAGR: +30.7%

Operating Income

$1.07T +24.7% ▲

5Y CAGR: +19.6%

Net Income

$800.0B +18.8% ▲

5Y CAGR: +19.7%

EPS (Diluted)

$147.84 +6.7% ▲

5Y CAGR: -3.5%

EBITDA

$1.12T +20.7% ▲

5Y CAGR: +19.7%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2022	FY2023	FY2024	FY2025	FY2026
Revenue	$1.60T	$1.98T	$3.52T	$4.19T	$5.21T
YoY Growth	+4.9%	+23.5%	+77.7%	+19.1%	+24.3%
Cost of Revenue	$711.3B	$849.8B	$1.67T	$2.00T	$2.23T
Gross Profit	$892.4B	$1.13T	$1.85T	$2.19T	$2.98T
Gross Margin	55.6%	57.1%	52.7%	52.2%	57.2%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$320.2B	$400.2B	$951.8B	$1.12T	$395.7B
Operating Expenses	$373.3B	$468.8B	$1.15T	$1.33T	$1.91T
Operating Income	$519.2B	$662.4B	$705.5B	$861.5B	$1.07T
Operating Margin	32.4%	33.4%	20.0%	20.5%	20.6%
Interest Expense	$584.3B	$775.5B	$1.53T	$1.82T	$1.95T
Income Before Tax	$519.2B	$662.4B	$705.5B	$861.5B	$1.07T
Tax Expense	$132.6B	$166.1B	$77.8B	$175.0B	$241.2B
Net Income	$386.0B	$495.4B	$622.7B	$673.5B	$800.0B
Net Margin	24.1%	25.0%	17.7%	16.1%	15.3%
EPS (Diluted)	$208.14	$266.04	$264.93	$138.60	$147.84
EBITDA	$536.0B	$685.9B	$757.8B	$924.6B	$1.12T
Shares Outstanding	1.85B	1.86B	2.37B	5.11B	5.14B

Line Item	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2	FY2026 Q3	FY2026 Q4	FY2027 Q1	FY2027 Q2
Revenue	$1.12T	$688.5B	$1.33T	$1.21T	$1.28T	$1.19T	$1.34T	$1.29T
Cost of Revenue	$508.7B	$532.1B	$629.4B	$518.7B	$498.5B	$494.2B	$517.3B	$548.0B
Gross Profit	$613.2B	$156.4B	$699.4B	$686.6B	$781.3B	$693.2B	$821.7B	$743.8B
Gross Margin	54.7%	22.7%	52.6%	57.0%	61.0%	58.4%	61.4%	57.6%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$252.6B	$152.7B	$88.9B	$94.7B	$103.9B	$92.3B	$94.0B	$97.6B
Operating Expenses	$373.5B	$1.6B	$491.2B	$415.6B	$509.4B	$412.2B	$548.1B	$457.6B
Operating Income	$239.7B	$154.9B	$208.2B	$271.0B	$271.9B	$281.0B	$273.5B	$286.2B
Operating Margin	21.4%	22.5%	15.7%	22.5%	21.2%	23.7%	20.4%	22.2%
Interest Expense	$469.1B	$454.4B	$476.4B	$475.2B	$462.0B	$459.2B	$479.1B	$506.0B
Income Before Tax	$239.7B	$154.9B	$208.2B	$271.0B	$271.9B	$281.0B	$273.5B	$286.2B
Tax Expense	$56.3B	$9.9B	$37.5B	$64.0B	$63.2B	$67.0B	$68.5B	$71.2B
Net Income	$176.6B	$153.9B	$162.4B	$199.4B	$199.7B	$206.7B	$193.6B	$206.7B
Net Margin	15.7%	22.4%	12.2%	16.5%	15.6%	17.4%	14.5%	16.0%
EPS (Diluted)	$34.50	$36.78	$31.68	$39.01	$38.58	$39.54	$37.41	$40.20
EBITDA	$239.7B	$154.9B	$208.2B	$271.0B	$271.9B	$281.0B	$273.5B	$286.2B
Shares Outstanding	5.12B	5.12B	5.13B	5.12B	5.15B	5.15B	5.14B	5.14B

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