HFBK OTC
Harford Bank
1W: -0.0%
1M: -0.5%
3M: -2.6%
YTD: +7.3%
1Y: +14.0%
3Y: +44.7%
5Y: +63.2%
$44.79
+0.00 (+0.00%)
Overview
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Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
Dark Pool
Short Interest
Cash Flow Trends
Operating Cash Flow
$8M
+11.8% ▲
5Y CAGR: +24.4%
Capital Expenditures
$370K
-1.8% ▼
5Y CAGR: -11.0%
Free Cash Flow
$8M
+12.4% ▲
5Y CAGR: +30.2%
Dividends Paid
$1M
-5.3% ▼
Buybacks
$0
+100.0% ▲
Net Change in Cash
-$37M
-156.1% ▼
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $5M | $5M | $6M | $7M | $7M |
| Depreciation & Amort. | $507K | $546K | $540K | $464K | $0 |
| Stock-Based Comp. | $43K | $56K | $60K | $48K | $0 |
| Change in Working Capital | $350K | -$40K | -$112K | -$322K | -$721K |
| Other Non-Cash Items | -$134K | $953K | $790K | $255K | $2M |
| Operating Cash Flow | $9M | $7M | $7M | $7M | $8M |
| — Investing Activities — | |||||
| Capital Expenditures | -$2M | -$223K | -$142K | -$364K | -$370K |
| Acquisitions (Net) | -$5M | $0 | $2M | $0 | $0 |
| Investment Purchases | -$79M | -$29M | $0 | -$17M | -$36M |
| Investment Sales | $20M | $14M | $13M | $23M | $27M |
| Other Investing | $97K | -$61M | -$82M | $13M | -$44M |
| Investing Cash Flow | -$66M | -$76M | -$66M | $18M | -$53M |
| — Financing Activities — | |||||
| Net Debt Issuance | $0 | $0 | $48M | -$48M | $0 |
| Stock Repurchased | -$160K | -$107K | -$221K | -$202K | $0 |
| Dividends Paid | -$1M | -$1M | -$1M | -$1M | -$1M |
| Other Financing | $85M | $17M | $16M | $90M | $9M |
| Financing Cash Flow | $83M | $16M | $62M | $40M | $8M |
| Net Change in Cash | $27M | -$54M | $4M | $66M | -$37M |
| Cash End of Period | $82M | $28M | $32M | $98M | $61M |
| Free Cash Flow | $7M | $6M | $7M | $7M | $8M |