Also trades as: 0J3H.L (LSE) · $vol 0M · HFF.DE (XETRA) · $vol 0M

$133.97

-1.97 (-1.45%)

Weekly Expected Move ±3.1%

$128 $133 $137 $141 $145

NYSE · Financial Services · Insurance - Diversified · Tech Score Buy · Power 70 · $36.8B mcap · 270M float · 0.606% daily turnover · Short 41% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $185.0M held by 148 funds, 84 bp over Treasuries → details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.

Revenue Segmentation

By Product / Service

By Geography

Revenue by Segment (5-Year Trend)

Income Trends

Revenue

$28.3B +7.1% ▲

5Y CAGR: +6.8%

Gross Profit

$13.0B +228.0% ▲

5Y CAGR: +41.1%

Operating Income

$4.8B +23.7% ▲

5Y CAGR: +17.6%

Net Income

$3.8B +23.3% ▲

5Y CAGR: +17.2%

EPS (Diluted)

$13.32 +28.7% ▲

5Y CAGR: +22.9%

EBITDA

$5.4B +27.3% ▲

5Y CAGR: +14.8%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$21.6B	$21.9B	$24.3B	$26.4B	$28.3B
YoY Growth	+6.5%	+0.9%	+11.3%	+8.4%	+7.1%
Cost of Revenue	$19.2B	$19.8B	$21.2B	$22.4B	$15.2B
Gross Profit	$2.5B	$2.1B	$3.2B	$4.0B	$13.0B
Gross Margin	11.4%	9.4%	13.0%	15.0%	46.1%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$0	$0	$0	$0	$0
Operating Expenses	-$435M	-$211M	$79M	$121M	$8.3B
Operating Income	$2.9B	$2.3B	$3.1B	$3.8B	$4.8B
Operating Margin	13.4%	10.4%	12.7%	14.6%	16.8%
Interest Expense	$234M	$213M	$199M	$199M	$199M
Income Before Tax	$2.9B	$2.3B	$3.1B	$3.8B	$4.8B
Tax Expense	$534M	$443M	$584M	$738M	$924M
Net Income	$2.4B	$1.8B	$2.5B	$3.1B	$3.8B
Net Margin	11.0%	8.3%	10.3%	11.8%	13.6%
EPS (Diluted)	$6.62	$5.44	$7.97	$10.35	$13.32
EBITDA	$3.6B	$2.9B	$3.6B	$4.2B	$5.4B
Shares Outstanding	354M	330M	312M	299M	286M

Line Item	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2	FY2026 Q3
Revenue	$6.8B	$6.8B	$7.0B	$7.2B	$7.3B	$7.2B	$7.3B	$7.2B
Cost of Revenue	$5.7B	$6.0B	$5.7B	$3.8B	$3.7B	$4.0B	$4.8B	$0
Gross Profit	$1.1B	$812M	$1.3B	$3.4B	$3.6B	$3.2B	$2.5B	$0
Gross Margin	15.6%	12.0%	18.5%	47.6%	48.9%	44.7%	34.6%	0.0%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$0	$0	$0	$0	$0	$0	$1.9B	$0
Operating Expenses	-$11M	$29M	$50M	$2.1B	$2.2B	$2.2B	$1.9B	$0
Operating Income	$1.1B	$783M	$1.2B	$1.3B	$1.4B	$1.1B	$629M	$0
Operating Margin	15.8%	11.6%	17.8%	18.2%	19.3%	14.6%	8.7%	0.0%
Interest Expense	$50M	$50M	$50M	$50M	$49M	$50M	$50M	$50M
Income Before Tax	$1.1B	$783M	$1.2B	$1.3B	$1.4B	$1.1B	$1.2B	$1.6B
Tax Expense	$221M	$153M	$251M	$238M	$282M	$201M	$251M	$321M
Net Income	$853M	$630M	$995M	$1.1B	$1.1B	$856M	$1.3B	$1.3B
Net Margin	12.5%	9.3%	14.2%	14.9%	15.5%	11.8%	17.9%	18.3%
EPS (Diluted)	$2.88	$2.15	$3.44	$3.77	$3.98	$3.03	$4.59	$4.68
EBITDA	$1.2B	$875M	$1.3B	$1.4B	$1.6B	$1.2B	$740M	$0
Shares Outstanding	298M	291M	288M	285M	283M	283M	283M	283M

HIG NYSE