$14.35

+0.07 (+0.49%)

Weekly Expected Move ±7.8%

$11 $12 $13 $14 $15

NASDAQ · Industrials · Trucking · Alpha Radar Buy · Power 63 · $1.1B mcap · 44M float · 1.04% daily turnover · Short 47% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NO EDGE

31.0 / 100

NoneWeakNarrowWide

Primary source: Intangible Assets · ROIC: -4.9% · 5Y Avg: 3.6%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. HTLD has No discernible competitive edge (31.0/100). The business operates without significant structural advantages. The primary source of advantage is Intangible Assets. Negative ROIC of -4.9% indicates the company is currently destroying value, though this may reflect a growth investment phase.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$12

Low

$13

Avg Target

$15

High

Based on 3 analysts since Apr 23, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 4Hold: 14Sell: 4Strong Sell: 0

Rating Summary

ConsensusHold

Avg Target$13.00

Analysts3

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-05-08	Morgan Stanley	—	$9	$12	+3	-8.0%	$13.04
2026-04-24	UBS	—	$11	$12	+1	-6.0%	$12.76
2026-04-24	Robert W. Baird	—	$12	$15	+3	+24.8%	$12.02
2026-02-05	UBS	—	Initiated	$11	—	-6.6%	$11.78
2026-01-15	Morgan Stanley	Eric Morgan	$8	$9	+1	-13.5%	$10.41
2026-01-05	Robert W. Baird	Dan Moore	$8	$12	+4	+31.1%	$9.15
2025-12-08	Morgan Stanley	—	$10	$8	-2	-11.8%	$9.07
2025-11-03	Robert W. Baird	Daniel Moore	$17	$8	-9	+2.6%	$7.80
2025-10-06	Morgan Stanley	—	$18	$10	-8	+14.5%	$8.73
2023-01-11	Morgan Stanley	—	$17	$18	+1	+11.0%	$16.21
2023-01-11	Barclays	—	$17	$14	-3	-12.3%	$15.97
2022-08-29	Morgan Stanley	—	Initiated	$17	—	+9.1%	$15.58
2022-08-23	Robert W. Baird	—	Initiated	$17	—	+6.4%	$15.97
2022-01-14	Barclays	Brandon Oglenski	Initiated	$17	—	+6.6%	$15.95

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

May 22, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. HTLD receives an overall rating of C. Strongest factors: P/B (4/5). Areas of concern: DCF (1/5), ROE (1/5), ROA (1/5), P/E (1/5).

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 18 Grade D

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. HTLD scores highest in Safety (65/100) and lowest in Profitability (3/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

2.76

Grey Zone

Piotroski F-Score

4/9

✗ ✓ ✗ ✓ ✗ ✗ ✓ ✓ ✗

Beneish M-Score

-3.79

Unlikely Manipulator

Ohlson O-Score

-7.43

Bankruptcy prob: 0.1%

Low Risk

Credit Rating

Score: 43.1/100

Trend: Deteriorating

Earnings Quality

—

OCF/NI: -2.00x

Accruals: -10.3%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. HTLD scores 2.76, placing it in the Grey Zone (safe > 2.99, distress < 1.81). Financial distress is possible and warrants monitoring. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. HTLD scores 4/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. HTLD's score of -3.79 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. HTLD's implied 0.1% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. HTLD receives an estimated rating of BB (score: 43.1/100), with a deteriorating trend.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

-25.61x

PEG

0.46x

P/S

1.46x

P/B

1.48x

P/FCF

-12.59x

P/OCF

9.30x

EV/EBITDA

8.80x

EV/Revenue

1.24x

EV/EBIT

-21.10x

EV/FCF

-14.82x

Earnings Yield

-5.39%

FCF Yield

-7.95%

Shareholder Yield

2.07%

Graham Number

—

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. HTLD currently has negative earnings — the P/E ratio is not meaningful.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.781

NI / EBT

Interest Burden

1.236

EBT / EBIT

EBIT Margin

-0.059

EBIT / Rev

Asset Turnover

0.604

Rev / Assets

Equity Multiplier

1.601

Assets / Equity

ROE

-5.5%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. HTLD's ROE of -5.5% is driven by Asset Turnover (0.604), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

—

Price/Value

—

Margin of Safety

—

Premium

—

Assessment

Overvalued

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$14.35

Median 1Y

$13.28

5th Pctile

$8.26

95th Pctile

$21.36

Ann. Volatility

30.3%

Analyst Target

$13.00

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Mr. Michael J. Gerdin, Chief Executive Officer, Chairman, President and Director	$1,050,000	$—	$1,070,362
Mr. Christopher A. Strain, Vice President of Finance, Treasurer, and Chief Financial Officer	$364,000	$10,960	$392,393
Mr. Kent D. Rigdon, Chief Operating Officer	$327,600	$10,960	$345,112
Mr. Joshua S. Helmich, Chief Administrative Officer and Secretary	$286,000	$10,960	$311,376
Mr. David P. Millis, Director and Millis Transfer President	$190,424	$99,996	$294,840

CEO Pay Ratio

Insufficient data for pay ratio.

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

—

Revenue / Employee

—

Rev: $805,709,000

Profit / Employee

—

NI: $-52,453,000

SGA / Employee

—

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
ROE	10.3%	10.9%	10.9%	11.3%	19.1%	19.1%	16.9%	16.4%	7.6%	3.2%	1.7%	-1.5%	-2.8%	-2.6%	-3.5%	-3.4%	-4.2%	-4.1%	-6.6%	-5.5%	-5.50%
ROA	7.9%	8.3%	8.4%	8.8%	14.7%	14.7%	10.3%	10.0%	4.6%	1.9%	0.9%	-0.8%	-1.5%	-1.4%	-2.1%	-2.0%	-2.5%	-2.5%	-4.2%	-3.4%	-3.44%
ROIC	8.9%	8.4%	8.9%	9.5%	9.8%	11.1%	5.4%	5.3%	4.4%	2.2%	0.1%	-2.0%	-2.6%	-2.6%	-2.2%	-2.3%	-3.4%	-3.9%	-5.4%	-4.9%	-4.91%
ROCE	11.1%	11.7%	12.4%	12.9%	21.9%	22.1%	12.5%	12.6%	6.7%	3.9%	3.2%	0.5%	-0.7%	-0.7%	-1.6%	-1.6%	-2.7%	-2.7%	-5.2%	-4.2%	-4.16%
Gross Margin	16.7%	16.2%	15.3%	16.5%	19.5%	16.0%	12.5%	11.1%	8.9%	3.8%	1.1%	1.4%	5.4%	3.7%	4.4%	-0.7%	-0.6%	-0.4%	9.1%	9.6%	9.61%
Operating Margin	12.6%	11.8%	11.1%	12.0%	12.4%	10.2%	6.2%	4.9%	2.7%	-2.9%	-5.3%	-5.3%	-0.3%	-2.9%	-2.1%	-7.6%	-7.2%	-7.1%	-8.9%	-6.0%	-6.02%
Net Margin	13.5%	16.0%	13.7%	11.1%	40.9%	8.9%	4.4%	3.8%	2.5%	-3.6%	1.9%	-5.6%	-1.3%	-3.6%	-0.8%	-6.3%	-5.2%	-4.2%	-10.8%	-2.7%	-2.74%
EBITDA Margin	34.7%	38.5%	35.5%	30.3%	69.0%	25.6%	21.7%	21.7%	21.3%	14.9%	22.6%	12.0%	17.0%	14.7%	18.6%	12.2%	13.9%	16.1%	8.2%	18.2%	18.20%
FCF Margin	-1.8%	1.3%	-1.5%	-3.2%	-2.6%	1.2%	3.5%	3.7%	1.2%	-3.0%	-3.6%	-3.6%	2.1%	8.3%	3.3%	1.1%	-3.4%	-7.8%	-8.3%	-8.4%	-8.39%
OCF Margin	25.3%	23.0%	20.3%	20.7%	18.6%	18.4%	20.1%	19.5%	18.4%	16.1%	13.7%	11.3%	12.5%	13.6%	13.8%	14.0%	12.9%	12.9%	11.1%	11.4%	11.36%
ROE 3Y Avg	snapshot only																				-3.57%
ROE 5Y Avg	snapshot only																				3.15%
ROA 3Y Avg	snapshot only																				-2.21%
ROIC 3Y Avg	snapshot only																				-2.78%
ROIC Economic	snapshot only																				-4.89%
Cash ROA	snapshot only																				7.27%
Cash ROIC	snapshot only																				9.64%
CROIC	snapshot only																				-7.13%
NOPAT Margin	snapshot only																				-5.78%
Pretax Margin	snapshot only																				-7.29%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				10.45%
SBC / Revenue	snapshot only																				0.11%

Valuation

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
P/E Ratio	17.78	16.17	16.34	13.19	7.76	8.00	8.90	9.55	21.17	45.43	75.34	-72.12	-39.83	-41.94	-29.53	-25.33	-18.77	-18.62	-13.34	-18.56	-25.610
P/S Ratio	2.07	2.01	2.13	1.79	1.68	1.45	1.23	1.08	1.01	0.89	0.92	0.81	0.86	0.88	0.84	0.72	0.72	0.75	0.87	1.06	1.458
P/B Ratio	1.79	1.71	1.78	1.49	1.48	1.52	1.39	1.44	1.49	1.34	1.29	1.08	1.11	1.10	1.07	0.88	0.82	0.79	0.93	1.07	1.484
P/FCF	-114.77	158.20	-140.46	-56.13	-65.26	122.63	34.83	28.83	82.67	-29.32	-25.69	-22.58	41.62	10.68	25.21	66.71	-21.42	-9.52	-10.47	-12.59	-12.586
P/OCF	8.21	8.75	10.50	8.64	9.02	7.89	6.11	5.53	5.47	5.53	6.74	7.19	6.93	6.48	6.08	5.18	5.60	5.79	7.83	9.30	9.299
EV/EBITDA	5.72	5.35	5.41	4.40	3.20	3.18	4.87	4.65	5.84	5.92	5.77	6.00	6.76	6.94	6.61	5.85	6.23	6.35	8.22	8.80	8.801
EV/Revenue	1.89	1.83	1.87	1.53	1.43	1.25	1.62	1.41	1.31	1.19	1.16	1.07	1.12	1.15	1.02	0.92	0.93	0.97	1.05	1.24	1.244
EV/EBIT	12.12	10.88	10.73	8.42	4.88	5.00	8.29	8.50	16.28	25.65	31.84	183.90	-130.24	-133.29	-56.22	-46.23	-26.64	-25.80	-14.88	-21.10	-21.098
EV/FCF	-104.59	143.53	-123.36	-47.98	-55.68	105.16	46.06	37.78	107.53	-39.16	-32.37	-29.58	54.11	13.92	30.83	84.81	-27.65	-12.39	-12.60	-14.82	-14.819
Earnings Yield	5.6%	6.2%	6.1%	7.6%	12.9%	12.5%	11.2%	10.5%	4.7%	2.2%	1.3%	-1.4%	-2.5%	-2.4%	-3.4%	-3.9%	-5.3%	-5.4%	-7.5%	-5.4%	-5.39%
FCF Yield	-0.9%	0.6%	-0.7%	-1.8%	-1.5%	0.8%	2.9%	3.5%	1.2%	-3.4%	-3.9%	-4.4%	2.4%	9.4%	4.0%	1.5%	-4.7%	-10.5%	-9.6%	-7.9%	-7.95%
PEG Ratio	snapshot only																				0.461
Price/Tangible Book	snapshot only																				2.218
EV/OCF	snapshot only																				10.950
EV/Gross Profit	snapshot only																				30.365
Shareholder Yield	snapshot only																				2.07%

Leverage & Solvency

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Current Ratio	2.72	2.72	3.26	3.26	3.26	3.26	1.47	1.47	1.47	1.47	1.37	1.37	1.37	1.37	1.08	1.08	1.08	1.08	1.04	1.04	1.040
Quick Ratio	2.72	2.72	3.26	3.26	3.26	3.26	1.47	1.47	1.47	1.47	1.37	1.37	1.37	1.37	1.08	1.08	1.08	1.08	1.04	1.04	1.040
Debt/Equity	0.00	0.00	0.00	0.00	0.00	0.00	0.51	0.51	0.51	0.51	0.37	0.37	0.37	0.37	0.25	0.25	0.25	0.25	0.21	0.21	0.214
Net Debt/Equity	-0.16	-0.16	-0.22	-0.22	-0.22	-0.22	0.45	0.45	0.45	0.45	0.33	0.33	0.33	0.33	0.24	0.24	0.24	0.24	0.19	0.19	0.189
Debt/Assets	0.00	0.00	0.00	0.00	0.00	0.00	0.26	0.26	0.26	0.26	0.21	0.21	0.21	0.21	0.16	0.16	0.16	0.16	0.14	0.14	0.135
Debt/EBITDA	0.00	0.00	0.00	0.00	0.00	0.00	1.34	1.24	1.53	1.68	1.31	1.56	1.71	1.77	1.28	1.33	1.50	1.57	1.57	1.50	1.498
Net Debt/EBITDA	-0.56	-0.55	-0.75	-0.75	-0.55	-0.53	1.19	1.10	1.35	1.49	1.19	1.42	1.56	1.61	1.21	1.25	1.41	1.47	1.39	1.33	1.326
Interest Coverage	—	—	—	—	1080.24	75.34	22.17	13.02	4.96	2.45	1.82	0.28	-0.44	-0.47	-1.09	-1.29	-2.37	-2.63	-4.93	-4.24	-4.243
Equity Multiplier	1.31	1.31	1.28	1.28	1.28	1.28	1.95	1.95	1.95	1.95	1.74	1.74	1.74	1.74	1.62	1.62	1.62	1.62	1.58	1.58	1.578
Cash Ratio	snapshot only																				0.168
Debt Service Coverage	snapshot only																				10.172
Cash to Debt	snapshot only																				0.114
FCF to Debt	snapshot only																				-0.397
Defensive Interval	snapshot only																				393.3 days

Efficiency & Turnover

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Asset Turnover	0.68	0.66	0.65	0.64	0.68	0.81	0.75	0.88	0.97	0.99	0.76	0.72	0.70	0.68	0.74	0.70	0.66	0.61	0.64	0.60	0.604
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	11.12	10.95	11.21	11.18	11.81	14.05	10.05	11.92	13.14	13.36	9.96	9.46	9.20	8.91	10.78	10.26	9.59	8.94	9.72	9.20	9.199
Payables Turnover	43.91	43.52	30.85	30.53	31.89	38.03	19.65	23.69	26.76	28.05	22.48	21.93	21.55	20.88	27.58	26.33	25.01	23.57	23.04	21.24	21.244
DSO	33	33	33	33	31	26	36	31	28	27	37	39	40	41	34	36	38	41	38	40	39.7 days
DIO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	8	8	12	12	11	10	19	15	14	13	16	17	17	17	13	14	15	15	16	17	17.2 days
Cash Conversion Cycle	25	25	21	21	19	16	18	15	14	14	20	22	23	23	21	22	23	25	22	22	22.5 days
Fixed Asset Turnover	snapshot only																				1.140
Cash Velocity	snapshot only																				41.274
Capital Intensity	snapshot only																				1.563

Growth (YoY)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue	-2.8%	-6.4%	-5.9%	-4.0%	2.4%	23.8%	59.4%	89.3%	97.9%	69.1%	24.7%	-0.1%	-11.9%	-16.1%	-13.2%	-13.1%	-16.4%	-19.6%	-23.1%	-23.5%	-23.49%
Net Income	10.9%	16.2%	12.0%	15.4%	90.1%	80.7%	68.5%	57.2%	-56.5%	-81.8%	-88.9%	-1.1%	-1.4%	-1.9%	-3.0%	-1.2%	-48.2%	-53.1%	-76.5%	-52.4%	-52.36%
EPS	12.9%	19.2%	14.9%	17.3%	92.5%	81.6%	68.3%	57.1%	-56.5%	-81.8%	-89.0%	-1.1%	-1.4%	-1.9%	-3.0%	-1.2%	-49.9%	-55.1%	-79.4%	-54.6%	-54.63%
FCF	47.8%	1.2%	63.8%	-9.7%	-45.9%	15.3%	4.7%	3.2%	1.9%	-5.3%	-2.3%	-2.0%	50.0%	3.3%	1.8%	1.3%	-2.4%	-1.8%	-2.9%	-6.9%	-6.92%
EBITDA	4.2%	5.1%	2.9%	2.6%	39.0%	42.0%	53.6%	65.5%	-0.9%	-13.4%	-24.7%	-41.6%	-34.8%	-30.5%	-33.2%	-23.0%	-24.8%	-25.9%	-36.9%	-31.3%	-31.27%
Op. Income	13.6%	-2.8%	-13.5%	-4.0%	4.2%	23.9%	34.5%	24.1%	-2.1%	-55.9%	-98.6%	-1.3%	-1.5%	-2.0%	-22.4%	-3.5%	-16.5%	-36.3%	-1.2%	-85.2%	-85.18%
OCF Growth	snapshot only																				-37.78%
Asset Growth	snapshot only																				-10.69%
Equity Growth	snapshot only																				-8.18%
Debt Growth	snapshot only																				-22.62%
Shares Change	snapshot only																				-1.47%
Dividend Growth	snapshot only																				31.43%

Growth (CAGR)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue 3Y	-1.8%	-0.8%	-0.2%	0.7%	3.3%	9.7%	17.5%	22.5%	25.4%	25.1%	23.2%	22.0%	21.3%	20.7%	19.9%	18.0%	13.4%	4.5%	-5.9%	-12.7%	-12.74%
Revenue 5Y	-1.7%	-1.0%	-0.2%	0.9%	3.1%	5.5%	9.8%	12.6%	13.9%	15.4%	14.6%	14.1%	14.0%	13.4%	11.9%	9.8%	7.7%	5.8%	4.5%	3.8%	3.85%
EPS 3Y	-1.1%	-3.8%	4.2%	3.7%	21.0%	20.3%	23.9%	24.9%	-1.9%	-26.7%	-40.2%	—	—	—	—	—	—	—	—	—	—
EPS 5Y	3.8%	5.9%	8.2%	9.2%	21.9%	24.1%	13.4%	12.9%	-4.2%	-21.7%	-26.8%	—	—	—	—	—	—	—	—	—	—
Net Income 3Y	-2.1%	-4.8%	2.9%	2.4%	19.5%	18.8%	22.3%	23.4%	-2.8%	-27.5%	-40.7%	—	—	—	—	—	—	—	—	—	—
Net Income 5Y	3.0%	4.9%	7.1%	8.0%	20.6%	22.7%	12.2%	11.7%	-4.9%	-22.3%	-27.3%	—	—	—	—	—	—	—	—	—	—
EBITDA 3Y	7.2%	6.0%	3.0%	2.1%	12.2%	13.1%	17.6%	20.6%	12.8%	8.9%	6.0%	-0.2%	-3.5%	-5.1%	-8.2%	-9.4%	-21.4%	-23.6%	-31.8%	-32.4%	-32.39%
EBITDA 5Y	2.1%	2.3%	2.5%	2.8%	9.5%	11.0%	13.9%	16.2%	11.1%	7.9%	4.8%	0.6%	-1.8%	-2.7%	-3.9%	-4.6%	-6.8%	-7.8%	-12.9%	-12.1%	-12.08%
Gross Profit 3Y	14.2%	7.5%	0.5%	0.1%	2.2%	9.1%	17.8%	19.7%	17.0%	5.0%	-10.8%	-24.6%	-31.5%	-31.4%	-25.4%	-30.1%	-45.8%	-62.2%	-56.1%	-42.2%	-42.20%
Gross Profit 5Y	-4.9%	-4.5%	-4.0%	-0.7%	3.7%	9.4%	17.4%	19.7%	17.4%	8.9%	-3.3%	-14.3%	-20.4%	-20.6%	-15.8%	-18.7%	-28.8%	-41.8%	-35.1%	-21.6%	-21.56%
Op. Income 3Y	26.6%	13.1%	1.6%	0.1%	-0.2%	5.5%	13.0%	11.9%	5.0%	-19.0%	-74.5%	—	—	—	—	—	—	—	—	—	—
Op. Income 5Y	-5.6%	-5.3%	-3.7%	-0.8%	2.9%	10.0%	19.6%	21.2%	15.6%	-4.6%	-54.3%	—	—	—	—	—	—	—	—	—	—
FCF 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	1.3%	—	—	—	—	—	—	—
FCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
OCF 3Y	7.1%	0.1%	-5.6%	-5.8%	-7.1%	-1.6%	10.0%	14.1%	13.8%	6.7%	-2.6%	-9.3%	-4.2%	1.4%	5.4%	3.5%	0.3%	-7.2%	-22.9%	-27.1%	-27.10%
OCF 5Y	-1.1%	-3.3%	-4.6%	-1.0%	-1.5%	4.5%	12.2%	15.3%	12.7%	7.9%	2.4%	-2.9%	-1.3%	0.0%	-0.3%	-1.6%	-5.4%	-8.0%	-13.0%	-13.0%	-13.04%
Assets 3Y	6.4%	6.4%	4.8%	4.8%	4.8%	4.8%	22.9%	22.9%	22.9%	22.9%	16.6%	16.6%	16.6%	16.6%	12.8%	12.8%	12.8%	12.8%	-10.6%	-10.6%	-10.63%
Assets 5Y	5.3%	5.3%	4.7%	4.7%	4.7%	4.7%	16.2%	16.2%	16.2%	16.2%	13.4%	13.4%	13.4%	13.4%	8.2%	8.2%	8.2%	8.2%	4.6%	4.6%	4.61%
Equity 3Y	8.0%	8.0%	5.7%	5.7%	5.7%	5.7%	7.7%	7.7%	7.7%	7.7%	6.1%	6.1%	6.1%	6.1%	4.2%	4.2%	4.2%	4.2%	-4.1%	-4.1%	-4.07%
Book Value 3Y	9.1%	9.2%	7.0%	7.0%	7.0%	7.0%	9.1%	9.0%	8.8%	8.8%	7.0%	6.6%	6.5%	6.5%	4.3%	4.4%	4.6%	4.9%	-3.4%	-3.4%	-3.42%
Dividend 3Y	-6.7%	-8.6%	94.2%	94.5%	94.8%	1.2%	-43.7%	-47.7%	-47.8%	-48.4%	-6.4%	0.5%	0.4%	-8.7%	-20.5%	-9.1%	-8.9%	10.3%	26.2%	10.3%	10.27%

Growth Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue Stability	0.34	0.06	0.03	0.52	0.81	0.61	0.44	0.37	0.37	0.52	0.68	0.67	0.64	0.69	0.73	0.56	0.38	0.27	0.17	0.05	0.054
Earnings Stability	0.22	0.20	0.48	0.47	0.50	0.48	0.46	0.48	0.03	0.04	0.02	0.09	0.24	0.33	0.35	0.38	0.51	0.56	0.64	0.63	0.630
Margin Stability	0.78	0.85	0.91	0.95	0.94	0.92	0.85	0.83	0.80	0.78	0.70	0.60	0.53	0.50	0.49	0.40	0.29	0.20	0.21	0.24	0.239
Rev. Growth Consistency	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
Earn. Growth Consistency	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
FCF Positive Streak	0	0	0	0	0	1	0	0	0	0	0	0	1	0	0	0	0	0	0	0	0
Earnings Persistence	0.96	0.94	0.95	0.94	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.20	0.20	0.20	0.20	0.50	0.50	0.50	0.50	0.50	0.500
Earnings Smoothness	0.90	0.85	0.89	0.86	0.38	0.43	0.49	0.56	0.21	0.00	0.00	—	—	—	—	—	—	—	—	—	—
ROE Trend	-0.01	-0.01	0.01	0.01	0.09	0.09	0.05	0.05	-0.08	-0.12	-0.12	-0.15	-0.16	-0.14	-0.12	-0.10	-0.06	-0.04	-0.06	-0.03	-0.033
Gross Margin Trend	0.00	-0.01	-0.01	0.00	0.02	0.01	-0.01	-0.02	-0.05	-0.07	-0.09	-0.11	-0.12	-0.10	-0.07	-0.06	-0.06	-0.05	-0.04	0.00	0.004
FCF Margin Trend	-0.00	0.05	0.02	-0.02	0.00	0.03	0.06	0.05	0.03	-0.04	-0.05	-0.04	0.03	0.09	0.03	0.01	-0.05	-0.10	-0.08	-0.07	-0.071
Sustainable Growth Rate	9.4%	10.2%	4.6%	5.0%	12.8%	12.5%	15.9%	15.6%	6.8%	2.4%	1.0%	—	—	—	—	—	—	—	—	—	—
Internal Growth Rate	7.7%	8.4%	3.7%	4.0%	10.9%	10.7%	10.7%	10.5%	4.3%	1.5%	0.5%	—	—	—	—	—	—	—	—	—	—

Cash Flow Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
OCF/Net Income	2.17	1.85	1.56	1.53	0.86	1.01	1.46	1.73	3.87	8.21	11.19	-10.03	-5.74	-6.47	-4.86	-4.89	-3.35	-3.22	-1.70	-2.00	-1.996
FCF/OCF	-0.07	0.06	-0.07	-0.15	-0.14	0.06	0.18	0.19	0.07	-0.19	-0.26	-0.32	0.17	0.61	0.24	0.08	-0.26	-0.61	-0.75	-0.74	-0.739
FCF/Net Income	snapshot only																				1.475
OCF/EBITDA	snapshot only																				0.804
CapEx/Revenue	27.1%	21.7%	21.8%	23.9%	21.2%	17.2%	16.6%	15.7%	17.2%	19.1%	17.3%	14.9%	10.4%	5.4%	10.5%	12.9%	16.3%	20.8%	19.4%	19.8%	19.75%
CapEx/Depreciation	snapshot only																				0.986
Accruals Ratio	-0.09	-0.07	-0.05	-0.05	0.02	-0.00	-0.05	-0.07	-0.13	-0.14	-0.09	-0.09	-0.10	-0.11	-0.12	-0.12	-0.11	-0.10	-0.11	-0.10	-0.103
Sloan Accruals	snapshot only																				-0.125
Cash Flow Adequacy	snapshot only																				0.552

Dividends & Buybacks

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Dividend Yield	0.5%	0.4%	3.5%	4.2%	4.3%	4.3%	0.7%	0.5%	0.5%	0.6%	0.6%	0.7%	0.7%	0.5%	0.4%	0.7%	0.7%	1.0%	0.9%	0.8%	0.56%
Dividend/Share	$0.08	$0.06	$0.58	$0.58	$0.58	$0.60	$0.10	$0.08	$0.08	$0.08	$0.08	$0.08	$0.08	$0.06	$0.04	$0.06	$0.06	$0.08	$0.08	$0.08	$0.08
Payout Ratio	8.8%	6.3%	57.9%	55.7%	33.1%	34.2%	5.9%	4.9%	10.5%	25.1%	42.8%	—	—	—	—	—	—	—	—	—	—
FCF Payout Ratio	—	61.5%	—	—	—	5.3%	23.1%	14.7%	40.9%	—	—	—	27.3%	5.3%	9.1%	43.8%	—	—	—	—	—
Total Payout Ratio	48.0%	64.8%	98.3%	76.4%	45.4%	34.7%	6.1%	5.1%	11.1%	26.8%	44.8%	—	—	—	—	—	—	—	—	—	—
Div. Increase Streak	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Chowder Number	-0.21	-0.26	6.09	6.13	6.16	8.89	-0.82	-0.86	-0.86	-0.86	-0.19	0.01	0.01	-0.24	-0.50	-0.24	-0.25	0.33	0.98	0.32	0.322
Buyback Yield	2.2%	3.6%	2.5%	1.6%	1.6%	0.1%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.8%	0.8%	0.0%	0.0%	0.3%	0.5%	1.5%	1.3%	1.30%
Net Buyback Yield	2.2%	3.6%	2.5%	1.6%	1.6%	0.1%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.8%	0.8%	0.0%	0.0%	0.3%	0.5%	1.5%	1.3%	1.30%
Total Shareholder Return	2.7%	4.0%	6.0%	5.8%	5.9%	4.3%	0.7%	0.5%	0.5%	0.6%	0.6%	0.7%	1.4%	1.3%	0.4%	0.7%	1.0%	1.4%	2.4%	2.1%	2.07%

DuPont Factors

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Tax Burden (NI/EBT)	0.75	0.74	0.75	0.75	0.74	0.74	0.74	0.74	0.74	0.71	0.74	0.77	0.77	0.77	0.81	0.81	0.77	0.77	0.77	0.78	0.781
Interest Burden (EBT/EBIT)	1.00	1.00	1.00	1.00	1.00	0.99	0.95	0.92	0.80	0.59	0.45	-2.52	3.27	3.15	1.92	1.78	1.42	1.38	1.20	1.24	1.236
EBIT Margin	0.16	0.17	0.17	0.18	0.29	0.25	0.20	0.17	0.08	0.05	0.04	0.01	-0.01	-0.01	-0.02	-0.02	-0.03	-0.04	-0.07	-0.06	-0.059
Asset Turnover	0.68	0.66	0.65	0.64	0.68	0.81	0.75	0.88	0.97	0.99	0.76	0.72	0.70	0.68	0.74	0.70	0.66	0.61	0.64	0.60	0.604
Equity Multiplier	1.31	1.31	1.30	1.30	1.30	1.30	1.64	1.64	1.64	1.64	1.85	1.85	1.85	1.85	1.68	1.68	1.68	1.68	1.60	1.60	1.601

Per Share

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
EPS (Diluted TTM)	$0.91	$0.97	$1.00	$1.04	$1.75	$1.75	$1.69	$1.64	$0.76	$0.32	$0.19	$-0.16	$-0.31	$-0.29	$-0.38	$-0.36	$-0.46	$-0.45	$-0.68	$-0.56	$-0.56
Book Value/Share	$9.06	$9.13	$9.21	$9.21	$9.21	$9.21	$10.83	$10.83	$10.82	$10.83	$10.94	$10.94	$10.96	$11.02	$10.44	$10.46	$10.54	$10.62	$9.75	$9.75	$9.67
Tangible Book/Share	$6.64	$6.69	$6.80	$6.79	$6.79	$6.79	$5.46	$5.46	$5.45	$5.46	$5.61	$5.61	$5.62	$5.66	$5.16	$5.17	$5.21	$5.25	$4.69	$4.69	$4.69
Revenue/Share	$7.81	$7.75	$7.69	$7.68	$8.10	$9.64	$12.25	$14.52	$16.01	$16.29	$15.26	$14.49	$14.12	$13.76	$13.30	$12.68	$11.94	$11.22	$10.40	$9.84	$9.84
FCF/Share	$-0.14	$0.10	$-0.12	$-0.24	$-0.21	$0.11	$0.43	$0.54	$0.20	$-0.49	$-0.55	$-0.52	$0.29	$1.14	$0.44	$0.14	$-0.40	$-0.88	$-0.86	$-0.83	$-0.83
OCF/Share	$1.97	$1.78	$1.56	$1.59	$1.51	$1.78	$2.46	$2.83	$2.95	$2.61	$2.09	$1.64	$1.76	$1.88	$1.83	$1.77	$1.54	$1.45	$1.15	$1.12	$1.12
Cash/Share	$1.44	$1.45	$2.00	$2.00	$2.00	$2.00	$0.64	$0.64	$0.63	$0.64	$0.36	$0.36	$0.36	$0.36	$0.16	$0.16	$0.16	$0.17	$0.24	$0.24	$0.57
EBITDA/Share	$2.58	$2.65	$2.66	$2.67	$3.63	$3.77	$4.08	$4.41	$3.59	$3.27	$3.07	$2.57	$2.35	$2.29	$2.06	$1.99	$1.78	$1.72	$1.32	$1.39	$1.39
Debt/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$5.49	$5.49	$5.49	$5.49	$4.01	$4.01	$4.02	$4.04	$2.65	$2.65	$2.67	$2.69	$2.08	$2.08	$2.08
Net Debt/Share	$-1.44	$-1.45	$-2.00	$-2.00	$-2.00	$-2.00	$4.86	$4.86	$4.85	$4.86	$3.66	$3.66	$3.66	$3.69	$2.49	$2.49	$2.51	$2.53	$1.84	$1.85	$1.85

Academic Models

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	2.762
Altman Z-Prime	snapshot only																				4.351
Piotroski F-Score	6	6	6	7	7	7	6	6	5	5	4	3	3	3	4	3	3	3	4	4	4
Beneish M-Score	-2.85	-2.77	-2.66	-2.79	-2.45	-2.21	-1.00	-1.06	-1.06	0.26	2.25	0.49	-2.90	-3.26	-3.56	-4.77	-8.36	-8.92	-3.57	-3.79	-3.794
Ohlson O-Score	snapshot only																				-7.434
ROIC (Greenblatt)	snapshot only																				-6.68%
Net-Net WC	snapshot only																				$-4.15
EVA	snapshot only																				$-133906030.00

Credit

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Credit Rating	snapshot only																				BB
Credit Score	89.00	89.00	89.00	89.00	89.00	89.00	69.54	68.72	57.39	51.11	50.88	45.47	44.40	46.95	45.57	45.16	37.18	38.16	42.87	43.14	43.139
Credit Grade	snapshot only																				12
Credit Trend	snapshot only																				-2.020
Implied Spread (bps)	snapshot only																				475.000
Industry Credit Rank	snapshot only																				28
Sector Credit Rank	snapshot only																				31

HTLD NASDAQ

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

Sign in to InsiderStreet