IBCP NASDAQ
Independent Bank Corporation
1W: +2.2%
1M: +2.0%
3M: -8.0%
YTD: +6.5%
1Y: +6.3%
3Y: +133.4%
5Y: +70.6%
$33.90
-0.13 (-0.38%)
Weekly Expected Move ±3.2%
$31
$32
$33
$34
$35
Overview
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Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
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ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Balance Sheet Trends
Total Assets
$5.5B
+3.1% ▲
5Y CAGR: +5.5%
Total Liabilities
$5.0B
+2.4% ▲
5Y CAGR: +5.6%
Shareholders Equity
$503M
+10.6% ▲
5Y CAGR: +5.2%
Cash & Investments
$548M
+277.3% ▲
5Y CAGR: -14.4%
Total Debt
$117M
-6.0% ▼
5Y CAGR: +1.4%
Net Debt
$65M
+1333.4% ▲
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $109M | $74M | $170M | $120M | $52M |
| Short-Term Investments | $1.4B | $779M | $679M | $25M | $496M |
| Cash & ST Investments | $1.5B | $854M | $849M | $145M | $548M |
| Net Receivables | $66M | $129M | $0 | $0 | $19M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | -$19M |
| Total Current Assets | $1.6B | $983M | $849M | $145M | $548M |
| Property, Plant & Equip. | $36M | $36M | $36M | $37M | $39M |
| Goodwill & Intangibles | $58M | $73M | $73M | $77M | $29M |
| Long-Term Investments | $2.9B | $3.8B | $4.1B | $4.9B | $5.1B |
| Other Non-Current Assets | $74M | $73M | $204M | $218M | -$5.1B |
| Total Non-Current Assets | $3.1B | $4.0B | $4.4B | $5.2B | $68M |
| Total Assets | $4.7B | $5.0B | $5.3B | $5.3B | $5.5B |
| — Liabilities — | |||||
| Accounts Payable | $0 | $0 | $0 | $0 | $0 |
| Short-Term Debt | $0 | $61M | $0 | $0 | $0 |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $4.1B | $4.4B | $4.6B | $4.7B | $1M |
| Total Current Liabilities | $4.2B | $4.5B | $4.6B | $4.7B | $1M |
| Long-Term Debt | $109M | $165M | $129M | $124M | $117M |
| Other Non-Current Liab. | $0 | -$61M | $107M | $105M | $4.9B |
| Total Non-Current Liabilities | $109M | $104M | $236M | $229M | $5.0B |
| Total Liabilities | $4.3B | $4.7B | $4.9B | $4.9B | $5.0B |
| — Equity — | |||||
| Common Stock | $323M | $321M | $317M | $319M | $308M |
| Retained Earnings | $75M | $119M | $159M | $206M | $253M |
| Accumulated OCI | $501K | -$93M | -$72M | -$70M | -$58M |
| Total Stockholders Equity | $398M | $348M | $404M | $455M | $503M |
| Total Liabilities & Equity | $4.7B | $5.0B | $5.3B | $5.3B | $5.5B |
| — Key Metrics — | |||||
| Total Debt | $109M | $226M | $129M | $124M | $117M |
| Net Debt | -$515K | $152M | -$41M | $5M | $65M |
| Total Investments | $4.4B | $4.6B | $4.8B | $4.9B | $5.2B |