ISBA NASDAQ
Isabella Bank Corporation
1W: +4.3%
1M: +2.5%
3M: -3.5%
YTD: -22.8%
1Y: +8.8%
3Y: +110.0%
5Y: +81.0%
$38.82
-0.15 (-0.38%)
Weekly Expected Move ±3.9%
$36
$37
$39
$40
$42
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Income Statement
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Balance Sheet
Earnings
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Institutions
ETF Exposure
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Balance Sheet Trends
Total Assets
$2.2B
+5.9% ▲
5Y CAGR: +2.5%
Total Liabilities
$2.0B
+5.4% ▲
5Y CAGR: +2.6%
Shareholders Equity
$231M
+10.0% ▲
5Y CAGR: +1.1%
Cash & Investments
$521M
+105.8% ▲
5Y CAGR: -2.3%
Total Debt
$143M
+26.1% ▲
5Y CAGR: -2.1%
Net Debt
$120M
+35.2% ▲
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $105M | $39M | $34M | $25M | $23M |
| Short-Term Investments | $491M | $580M | $528M | $228M | $498M |
| Cash & ST Investments | $596M | $619M | $562M | $253M | $521M |
| Net Receivables | $20M | $34M | $35M | $0 | $8M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | -$8M |
| Total Current Assets | $616M | $653M | $597M | $253M | $521M |
| Property, Plant & Equip. | $24M | $26M | $28M | $28M | $29M |
| Goodwill & Intangibles | $48M | $48M | $48M | $48M | $48M |
| Long-Term Investments | $1.3B | $1.3B | $1.3B | $1.7B | $1.8B |
| Other Non-Current Assets | $32M | $33M | $50M | $86M | -$1.8B |
| Total Non-Current Assets | $1.4B | $1.4B | $1.5B | $1.8B | $77M |
| Total Assets | $2.0B | $2.0B | $2.1B | $2.1B | $2.2B |
| — Liabilities — | |||||
| Accounts Payable | $11M | $13M | $0 | $0 | $0 |
| Short-Term Debt | $50M | $58M | $47M | $54M | $68M |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $1.7B | $1.7B | $1.7B | $1.7B | $1.1B |
| Total Current Liabilities | $1.8B | $1.8B | $1.8B | $1.8B | $1.2B |
| Long-Term Debt | $49M | $29M | $69M | $59M | $75M |
| Other Non-Current Liab. | $0 | $0 | $17M | $16M | $706M |
| Total Non-Current Liabilities | $49M | $29M | $86M | $75M | $781M |
| Total Liabilities | $1.8B | $1.8B | $1.9B | $1.9B | $2.0B |
| — Equity — | |||||
| Common Stock | $129M | $129M | $127M | $126M | $123M |
| Retained Earnings | $76M | $90M | $97M | $103M | $114M |
| Accumulated OCI | $2M | -$37M | -$26M | -$21M | -$6M |
| Total Stockholders Equity | $211M | $186M | $202M | $210M | $231M |
| Total Liabilities & Equity | $2.0B | $2.0B | $2.1B | $2.1B | $2.2B |
| — Key Metrics — | |||||
| Total Debt | $99M | $87M | $116M | $113M | $143M |
| Net Debt | -$6M | $48M | $82M | $88M | $120M |
| Total Investments | $1.8B | $1.9B | $1.9B | $1.9B | $2.0B |