Also trades as: JHX (NYSE) · $vol 228M · JHX.AX (ASX) · $vol 43M

$24.94

+0.00 (+0.00%)

Pre-Market: $26.00 (+1.05, +4.23%)

OTC · Basic Materials · Construction Materials · Tech Score Sell · Power 46 · $14.5B mcap · 549M float · 0.0009% daily turnover · Short 32% of daily vol

Credit Risk of going bust: lower than 51% of companies Debt: 22.8% of company value Bonds: none of note held by US funds details ▾

If the stock fell to about $0.61 (down 98%), James Hardie Industries plc would be worth roughly what it owes.
Total debt $4.52B against a stock market value of $15.28B.
Distance to default 5.26 (Merton model): prices to 2026-10-26, balance sheet 2026-06-30, debt counted $2.16B (short-term plus half of long-term), stock volatility 44.3%; Altman Z'' 2.00. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions Dark Pool Short Interest

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Analyst Recommendations

Strong Buy: 0Buy: 5Hold: 3Sell: 1Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$—

Analysts0

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. JHIUF receives an overall rating of B. Strongest factors: ROA (4/5), P/B (5/5). Areas of concern: D/E (1/5), P/E (1/5).

Rating Change History

Date	From	To
2026-10-26	B+	B
2026-10-20	B	B+
2026-10-19	B+	B
2026-10-17	B	B+
2026-10-13	B+	B
2026-10-01	B	B+
2026-08-17	B+	B
2026-08-14	B	B+
2026-08-10	B+	B
2026-08-07	B-	B+

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 43 Grade B

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. JHIUF scores highest in Earnings Quality (79/100) and lowest in Profitability (30/100). A grade of B indicates above-average fundamentals with room for improvement in select areas.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

2.03

Grey Zone

Piotroski F-Score

4/9

✓ ✓ ✗ ✓ ✓ ✗ ✗ ✗ ✗

Beneish M-Score

-1.14

Possible Manipulator

Ohlson O-Score

-7.74

Bankruptcy prob: 0.0%

Low Risk

Credit Rating

BBB-

Score: 51.9/100

Trend: Deteriorating

Earnings Quality

75/100

OCF/NI: 4.98x

Accruals: -5.7%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. JHIUF scores 2.03, placing it in the Grey Zone (safe > 2.99, distress < 1.81). Financial distress is possible and warrants monitoring. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. JHIUF scores 4/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. JHIUF's score of -1.14 exceeds the −1.78 red flag threshold — this does not confirm manipulation but indicates the earnings profile resembles past manipulators statistically. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. JHIUF's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. JHIUF receives an estimated rating of BBB- (score: 51.9/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). JHIUF's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

104.24x

PEG

-1.54x

P/S

2.82x

P/B

2.34x

P/FCF

41.29x

P/OCF

20.10x

EV/EBITDA

17.54x

EV/Revenue

3.48x

EV/EBIT

40.27x

EV/FCF

53.26x

Earnings Yield

1.00%

FCF Yield

2.42%

Shareholder Yield

0.14%

Graham Number

$7.92

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 104.2x earnings, JHIUF is priced for high growth expectations. Graham's intrinsic value formula yields $7.92 per share, 215% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.531

NI / EBT

Interest Burden

0.587

EBT / EBIT

EBIT Margin

0.086

EBIT / Rev

Asset Turnover

0.534

Rev / Assets

Equity Multiplier

2.305

Assets / Equity

ROE

3.3%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. JHIUF's ROE of 3.3% is driven by Asset Turnover (0.534), indicating efficient use of assets to generate revenue. A tax burden ratio of 0.53 suggests the company retains less than 60% of pre-tax earnings after taxes.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

$2.12

Price/Value

11.79x

Margin of Safety

-1078.55%

Premium

1078.55%

Assessment

Overvalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with JHIUF's realized 0.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. JHIUF trades at a 1079% premium to its adjusted intrinsic value of $2.12, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 8.5x compares to the current market P/E of 104.2x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$24.94

Median 1Y

$22.53

5th Pctile

$7.01

95th Pctile

$72.88

Ann. Volatility

67.2%

25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Rachel Wilson Financial ief Financial Officer	$742,138	$3,938,664	$7,405,154
Jonathan Skelly President, North America	$480,014	$5,624,728	$7,295,430
Aaron Erter Chief Executive Officer	$1,120,335	$4,658,716	$6,545,953
Ryan Lada Financial ancial Officer	$249,341	$1,885,663	$5,044,602
Sean Gadd President, sident, North America	$578,273	$3,610,437	$4,468,858
Ryan Kilcullen Operations ations Officer	$516,634	$2,133,413	$3,382,746
Farhaj Majeed Human r Chief Human Resources Officer	$484,605	$1,969,335	$3,146,340

CEO Pay Ratio

52:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $6,545,953

Avg Employee Cost (SGA/emp): $126,187

Employees: 7,500

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

7,500

+25.0% YoY

Revenue / Employee

$644,773

Rev: $4,835,800,000

Profit / Employee

$13,867

NI: $104,000,000

SGA / Employee

$126,187

Avg labor cost proxy

R&D / Employee

$8,093

Innovation spend

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Q1'27	Current
ROE	35.0%	39.5%	38.4%	39.8%	37.2%	33.9%	34.8%	33.3%	30.2%	31.0%	29.4%	27.8%	23.3%	21.8%	21.1%	15.8%	4.6%	2.8%	2.4%	3.3%	3.31%
ROA	10.7%	12.0%	11.0%	12.2%	12.8%	11.6%	11.7%	11.6%	11.4%	11.8%	10.9%	10.8%	9.3%	9.0%	8.4%	5.7%	2.0%	1.3%	1.1%	1.4%	1.44%
ROIC	22.5%	25.7%	22.5%	24.8%	22.4%	19.7%	19.9%	19.6%	18.9%	20.4%	22.9%	23.8%	19.0%	19.5%	15.4%	8.3%	3.2%	2.7%	3.0%	3.6%	3.55%
ROCE	15.9%	18.2%	19.6%	21.4%	21.4%	19.5%	20.1%	20.7%	20.4%	20.3%	19.2%	19.0%	16.9%	16.6%	14.2%	9.5%	3.4%	3.2%	3.8%	3.8%	3.78%
Gross Margin	36.4%	35.8%	36.6%	33.9%	35.4%	33.6%	36.0%	39.1%	40.4%	41.0%	40.9%	40.0%	38.8%	38.0%	38.4%	37.4%	32.6%	36.2%	37.3%	37.2%	37.21%
Operating Margin	23.8%	22.5%	8.5%	22.1%	22.7%	18.9%	14.2%	24.5%	22.4%	23.1%	23.0%	23.5%	15.9%	21.6%	6.4%	15.4%	11.9%	14.6%	11.9%	14.8%	14.76%
Net Margin	16.6%	15.0%	5.4%	16.3%	16.8%	11.6%	8.9%	16.5%	15.2%	14.8%	5.6%	15.5%	8.7%	14.9%	4.5%	7.0%	-4.3%	5.5%	2.0%	7.1%	7.07%
EBITDA Margin	27.8%	27.0%	13.3%	25.3%	28.0%	25.1%	19.9%	29.2%	27.1%	27.9%	28.1%	28.4%	21.3%	27.4%	9.7%	25.0%	11.9%	26.1%	19.2%	22.1%	22.11%
FCF Margin	16.7%	13.0%	13.8%	8.9%	5.2%	2.5%	0.2%	4.1%	7.5%	11.6%	11.5%	9.5%	9.2%	9.0%	9.6%	11.3%	7.2%	4.7%	4.2%	6.5%	6.53%
OCF Margin	22.1%	19.2%	20.9%	19.3%	17.2%	16.6%	16.1%	18.9%	21.5%	24.0%	22.9%	21.0%	20.5%	20.7%	20.6%	21.8%	16.8%	13.6%	12.2%	13.4%	13.42%
ROE 3Y Avg	snapshot only																				14.39%
ROE 5Y Avg	snapshot only																				22.07%
ROA 3Y Avg	snapshot only																				5.43%
ROIC 3Y Avg	snapshot only																				5.86%
ROIC Economic	snapshot only																				3.49%
Cash ROA	snapshot only																				5.38%
Cash ROIC	snapshot only																				6.74%
CROIC	snapshot only																				3.28%
NOPAT Margin	snapshot only																				7.07%
Pretax Margin	snapshot only																				5.07%
R&D / Revenue	snapshot only																				1.18%
SGA / Revenue	snapshot only																				20.07%
SBC / Revenue	snapshot only																				0.38%

Valuation

Metric	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Q1'27	Current
P/E Ratio	40.02	34.91	32.02	18.70	19.80	16.13	17.18	21.86	22.49	31.07	28.46	25.50	32.47	27.71	29.45	32.13	53.68	100.37	103.33	100.18	104.238
P/S Ratio	5.33	5.10	4.07	2.48	2.65	2.03	2.33	2.97	2.96	4.33	3.70	3.26	3.62	3.09	3.21	2.81	2.50	2.71	2.22	2.70	2.824
P/B Ratio	13.26	13.77	11.03	7.05	7.00	4.97	5.46	6.44	6.18	8.79	7.81	6.70	7.22	5.75	5.78	4.72	1.63	1.87	1.67	2.23	2.335
P/FCF	31.98	39.15	29.55	27.87	51.07	80.34	1127.81	72.89	39.66	37.15	32.17	34.25	39.40	34.27	33.30	24.81	34.64	58.06	52.94	41.29	41.292
P/OCF	24.10	26.63	19.42	12.89	15.45	12.24	14.48	15.69	13.77	18.01	16.12	15.54	17.70	14.94	15.55	12.91	14.87	19.92	18.24	20.10	20.100
EV/EBITDA	26.96	24.37	18.41	11.60	12.36	9.96	10.55	12.55	12.58	17.36	13.92	12.24	14.50	12.35	15.54	16.39	20.12	20.53	15.41	17.54	17.540
EV/Revenue	5.57	5.35	4.30	2.70	2.89	2.28	2.60	3.22	3.20	4.53	3.91	3.41	3.84	3.25	3.38	3.40	3.59	3.72	3.10	3.48	3.480
EV/EBIT	34.46	30.65	22.76	14.25	15.09	12.32	12.90	15.35	15.53	21.18	19.41	17.13	21.01	18.21	20.88	22.89	33.80	40.17	31.29	40.27	40.265
EV/FCF	33.44	41.01	31.22	30.26	55.66	90.24	1259.53	78.95	42.84	38.90	34.03	35.92	41.76	36.11	35.02	29.98	49.66	79.49	73.85	53.26	53.264
Earnings Yield	2.5%	2.9%	3.1%	5.3%	5.0%	6.2%	5.8%	4.6%	4.4%	3.2%	3.5%	3.9%	3.1%	3.6%	3.4%	3.1%	1.9%	1.0%	1.0%	1.0%	1.00%
FCF Yield	3.1%	2.6%	3.4%	3.6%	2.0%	1.2%	0.1%	1.4%	2.5%	2.7%	3.1%	2.9%	2.5%	2.9%	3.0%	4.0%	2.9%	1.7%	1.9%	2.4%	2.42%
EV/OCF	snapshot only																				25.928
EV/Gross Profit	snapshot only																				9.698
Acquirers Multiple	snapshot only																				26.135
Shareholder Yield	snapshot only																				0.14%
Graham Number	snapshot only																				$7.92

Leverage & Solvency

Metric	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Q1'27	Current
Current Ratio	1.45	1.36	1.46	1.14	1.41	1.48	1.54	1.57	1.70	1.89	1.79	1.94	2.02	2.18	2.10	3.76	1.79	1.54	1.58	1.59	1.586
Quick Ratio	1.06	0.97	1.10	0.81	0.94	0.93	1.05	1.12	1.26	1.46	1.37	1.44	1.50	1.67	1.67	3.31	1.23	0.95	1.03	1.03	1.034
Debt/Equity	0.71	0.76	0.72	0.71	0.69	0.68	0.71	0.62	0.58	0.64	0.65	0.62	0.62	0.57	0.56	1.16	0.83	0.78	0.74	0.69	0.691
Net Debt/Equity	0.61	0.65	0.62	0.61	0.63	0.61	0.64	0.54	0.49	0.41	0.45	0.33	0.43	0.31	0.30	0.98	0.71	0.69	0.66	0.65	0.647
Debt/Assets	0.24	0.24	0.23	0.22	0.24	0.25	0.25	0.24	0.23	0.25	0.24	0.24	0.25	0.24	0.23	0.38	0.37	0.36	0.35	0.34	0.335
Debt/EBITDA	1.37	1.28	1.13	1.07	1.12	1.22	1.22	1.11	1.10	1.21	1.09	1.08	1.17	1.15	1.43	3.33	7.14	6.24	4.92	4.21	4.213
Net Debt/EBITDA	1.18	1.11	0.98	0.92	1.02	1.09	1.10	0.96	0.93	0.78	0.76	0.57	0.82	0.63	0.76	2.83	6.09	5.53	4.36	3.94	3.943
Interest Coverage	12.41	15.11	17.06	18.44	20.14	21.39	22.95	25.89	28.99	36.45	34.67	42.33	44.63	29.56	24.79	9.00	3.41	2.22	2.06	2.42	2.419
Equity Multiplier	2.99	3.12	3.18	3.19	2.83	2.75	2.78	2.59	2.49	2.54	2.64	2.54	2.52	2.34	2.42	3.01	2.23	2.16	2.13	2.06	2.063
Cash Ratio	snapshot only																				0.261
Debt Service Coverage	snapshot only																				5.553
Cash to Debt	snapshot only																				0.064
FCF to Debt	snapshot only																				0.078
Defensive Interval	snapshot only																				236.0 days

Efficiency & Turnover

Metric	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Q1'27	Current
Asset Turnover	0.81	0.82	0.87	0.92	0.95	0.92	0.87	0.86	0.87	0.84	0.84	0.85	0.84	0.81	0.77	0.65	0.43	0.47	0.51	0.53	0.534
Inventory Turnover	8.92	8.81	9.24	9.25	8.93	7.77	7.90	7.82	7.57	6.76	6.87	6.94	7.04	7.06	6.95	6.23	5.19	5.56	6.32	6.97	6.973
Receivables Turnover	10.30	11.56	11.59	10.63	11.42	12.51	11.96	10.21	10.64	12.88	12.85	10.98	11.18	13.45	12.12	11.00	11.65	15.14	12.56	13.15	13.151
Payables Turnover	6.47	6.10	10.28	5.87	6.44	6.34	10.45	5.45	5.60	5.60	10.41	5.61	5.70	5.70	9.82	4.94	4.85	5.34	10.64	5.77	5.772
DSO	35	32	31	34	32	29	31	36	34	28	28	33	33	27	30	33	31	24	29	28	27.8 days
DIO	41	41	39	39	41	47	46	47	48	54	53	53	52	52	53	59	70	66	58	52	52.3 days
DPO	56	60	35	62	57	58	35	67	65	65	35	65	64	64	37	74	75	68	34	63	63.2 days
Cash Conversion Cycle	20	13	35	12	16	19	42	15	17	17	46	21	20	15	45	18	26	21	52	17	16.9 days
Fixed Asset Turnover	snapshot only																				1.650
Operating Cycle	snapshot only																				80.1 days
Cash Velocity	snapshot only																				18.663
Capital Intensity	snapshot only																				2.494

Growth (YoY)

Metric	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Q1'27	Current
Revenue	24.1%	24.5%	24.3%	20.7%	17.5%	10.8%	4.5%	-1.1%	-3.5%	0.6%	4.0%	6.6%	5.6%	1.7%	-1.0%	-4.8%	4.5%	12.5%	24.3%	42.9%	42.93%
Net Income	2.0%	2.0%	74.7%	33.6%	18.3%	-4.4%	11.5%	1.2%	-5.2%	11.0%	-0.4%	0.2%	-10.5%	-18.7%	-16.9%	-34.7%	-56.3%	-72.7%	-75.5%	-56.0%	-56.02%
EPS	2.0%	1.9%	74.9%	33.6%	18.2%	-4.3%	12.4%	1.9%	-4.1%	12.9%	1.5%	2.1%	-8.7%	-17.3%	-16.3%	-34.2%	-67.3%	-79.8%	-80.6%	-67.6%	-67.55%
FCF	11.6%	-27.0%	-25.4%	-48.1%	-63.4%	-78.5%	-98.4%	-54.8%	38.6%	3.6%	56.9%	1.5%	30.0%	-21.4%	-16.9%	13.5%	-17.8%	-41.6%	-45.9%	-17.6%	-17.60%
EBITDA	68.4%	75.0%	80.3%	44.4%	33.0%	15.9%	10.4%	9.1%	4.8%	14.4%	18.4%	16.0%	10.0%	2.6%	-23.4%	-29.2%	-29.5%	-22.7%	15.1%	36.8%	36.77%
Op. Income	1.7%	1.5%	44.4%	19.0%	8.6%	-6.9%	8.6%	4.6%	2.5%	17.4%	23.1%	21.3%	12.3%	1.1%	-28.1%	-38.9%	-33.5%	-34.8%	-2.2%	28.8%	28.85%
OCF Growth	snapshot only																				-11.94%
Asset Growth	snapshot only																				98.82%
Equity Growth	snapshot only																				1.90%
Debt Growth	snapshot only																				73.26%
Shares Change	snapshot only																				35.54%

Growth (CAGR)

Metric	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Q1'27	Current
Revenue 3Y	12.4%	12.8%	13.0%	14.5%	15.2%	14.4%	13.2%	13.1%	12.0%	11.5%	10.5%	8.4%	6.2%	4.3%	2.5%	0.1%	2.1%	4.8%	8.6%	13.2%	13.19%
Revenue 5Y	12.5%	13.1%	13.5%	14.1%	14.3%	13.6%	13.0%	11.2%	10.0%	9.8%	9.4%	9.6%	9.3%	8.9%	8.3%	8.0%	9.2%	9.7%	10.7%	11.6%	11.60%
EPS 3Y	33.6%	43.3%	25.9%	30.4%	26.0%	27.9%	28.8%	45.8%	49.6%	47.1%	25.9%	11.6%	1.1%	-3.7%	-1.5%	-11.9%	-34.1%	-42.6%	-45.2%	-39.8%	-39.82%
EPS 5Y	17.1%	13.9%	10.5%	15.0%	14.9%	14.0%	28.6%	23.1%	22.0%	26.0%	17.9%	18.2%	11.8%	14.3%	12.7%	15.8%	-0.0%	-11.9%	-20.2%	-21.6%	-21.58%
Net Income 3Y	33.9%	43.6%	26.1%	30.6%	26.1%	26.9%	28.5%	45.5%	49.1%	46.3%	24.7%	10.6%	0.1%	-4.8%	-2.6%	-12.9%	-28.2%	-37.3%	-41.2%	-34.0%	-34.00%
Net Income 5Y	17.2%	14.1%	10.7%	15.2%	15.1%	14.2%	28.5%	23.1%	21.9%	25.8%	17.4%	17.7%	11.2%	13.1%	11.9%	15.0%	5.3%	-7.0%	-16.9%	-17.2%	-17.22%
EBITDA 3Y	24.7%	28.8%	21.2%	22.4%	19.4%	17.5%	23.5%	32.5%	32.9%	32.4%	33.1%	22.3%	15.3%	10.8%	0.0%	-3.6%	-6.7%	-3.2%	1.5%	3.9%	3.92%
EBITDA 5Y	8.4%	11.0%	14.1%	15.3%	15.9%	13.8%	25.7%	22.4%	22.0%	23.2%	18.4%	18.3%	14.4%	13.7%	11.3%	13.8%	12.7%	13.0%	15.7%	12.1%	12.07%
Gross Profit 3Y	14.4%	15.5%	16.5%	16.8%	16.1%	13.9%	12.0%	13.5%	13.7%	14.6%	14.7%	12.3%	9.7%	7.3%	4.7%	2.4%	2.9%	5.7%	9.6%	13.0%	12.98%
Gross Profit 5Y	12.4%	13.2%	14.3%	15.1%	15.3%	13.8%	12.4%	11.5%	11.7%	13.2%	13.8%	13.9%	12.6%	11.3%	10.1%	9.4%	9.5%	9.6%	10.5%	11.2%	11.24%
Op. Income 3Y	34.1%	47.3%	24.7%	27.0%	21.8%	20.5%	29.4%	42.6%	43.6%	39.9%	24.5%	14.7%	7.7%	3.4%	-1.3%	-8.1%	-8.5%	-8.2%	-4.7%	-1.5%	-1.51%
Op. Income 5Y	16.5%	14.9%	11.7%	14.9%	14.8%	11.4%	26.5%	22.2%	21.9%	28.4%	21.0%	21.0%	15.8%	15.8%	13.9%	16.6%	17.2%	12.5%	6.3%	3.5%	3.52%
FCF 3Y	68.1%	83.1%	—	1.6%	46.8%	-9.7%	-68.4%	-23.0%	-17.2%	-10.1%	-12.2%	-16.4%	-12.9%	-7.8%	-9.0%	8.5%	14.0%	28.6%	2.0%	32.5%	32.49%
FCF 5Y	18.3%	13.1%	21.5%	18.2%	13.5%	6.7%	-38.2%	16.6%	19.2%	43.6%	—	83.6%	41.6%	21.7%	8.6%	5.2%	-9.5%	-19.7%	-21.2%	-11.4%	-11.39%
OCF 3Y	24.1%	22.7%	38.1%	32.2%	23.2%	18.9%	10.4%	12.2%	9.2%	7.9%	4.6%	2.2%	3.5%	6.9%	2.0%	4.3%	1.4%	-1.9%	-1.0%	0.9%	0.93%
OCF 5Y	18.9%	15.2%	21.0%	21.0%	20.7%	19.1%	15.5%	18.3%	16.0%	20.9%	25.6%	21.5%	17.8%	16.4%	12.2%	10.5%	2.4%	-4.0%	-5.6%	-1.5%	-1.47%
Assets 3Y	-0.4%	0.3%	1.7%	1.0%	0.4%	1.3%	3.5%	3.4%	2.0%	2.7%	6.3%	7.4%	8.0%	7.1%	7.2%	17.0%	50.2%	47.4%	45.1%	44.6%	44.61%
Assets 5Y	14.7%	15.9%	16.1%	16.3%	14.8%	14.3%	13.8%	2.3%	2.2%	4.0%	4.0%	3.6%	3.9%	3.5%	5.3%	11.0%	27.4%	25.4%	27.3%	27.7%	27.74%
Equity 3Y	11.7%	9.7%	11.0%	11.9%	12.2%	13.9%	15.7%	17.0%	14.8%	14.0%	20.6%	17.7%	14.4%	17.9%	17.5%	19.3%	62.8%	59.8%	58.6%	56.1%	56.10%
Book Value 3Y	11.4%	9.4%	10.8%	11.7%	12.0%	14.8%	15.9%	17.2%	15.2%	14.7%	21.7%	18.7%	15.6%	19.3%	18.8%	20.7%	49.3%	46.1%	47.8%	42.3%	42.32%
Dividend 3Y	91.7%	4.5%	—	-16.5%	-2.7%	-32.1%	-37.1%	-12.3%	-79.5%	-86.7%	—	—	—	—	—	—	—	—	—	—	—

Growth Quality

Metric	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Q1'27	Current
Revenue Stability	0.94	0.93	0.92	0.92	0.93	0.96	0.96	0.92	0.90	0.93	0.94	0.93	0.88	0.87	0.83	0.70	0.81	0.89	0.88	0.71	0.713
Earnings Stability	0.24	0.21	0.43	0.54	0.52	0.55	0.89	0.83	0.74	0.78	0.87	0.80	0.54	0.53	0.57	0.23	0.00	0.01	0.09	0.38	0.379
Margin Stability	0.97	0.97	0.96	0.97	0.97	0.98	0.98	0.99	0.97	0.94	0.93	0.93	0.94	0.94	0.94	0.94	0.95	0.94	0.94	0.95	0.947
Rev. Growth Consistency	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	1.00	1.00	0.50	0.50	1.00	0.00	0.00	1.00	1.00	0.50	0.50	0.500
Earn. Growth Consistency	0.50	0.50	1.00	1.00	1.00	0.00	1.00	1.00	0.00	0.50	0.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
FCF Positive Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.50	0.50	0.50	0.87	0.93	0.98	0.95	1.00	0.98	0.96	1.00	1.00	0.96	0.93	0.93	0.86	0.50	0.50	0.50	0.50	0.500
Earnings Smoothness	0.01	0.01	0.46	0.71	0.83	0.96	0.89	0.99	0.95	0.90	1.00	1.00	0.89	0.79	0.82	0.58	0.22	0.00	0.00	0.22	0.222
ROE Trend	0.14	0.22	0.10	0.14	0.12	0.04	0.02	-0.05	-0.07	-0.07	-0.06	-0.07	-0.09	-0.09	-0.10	-0.13	-0.22	-0.23	-0.22	-0.18	-0.182
Gross Margin Trend	0.01	0.00	0.00	-0.00	-0.01	-0.01	-0.02	0.00	0.01	0.04	0.05	0.05	0.04	0.02	0.01	-0.00	-0.03	-0.03	-0.04	-0.03	-0.035
FCF Margin Trend	0.06	-0.01	-0.02	-0.08	-0.12	-0.15	-0.18	-0.11	-0.03	0.04	0.05	0.03	0.03	0.02	0.04	0.05	-0.01	-0.06	-0.06	-0.04	-0.039
Sustainable Growth Rate	9.7%	2.8%	-2.7%	25.4%	16.1%	23.8%	26.5%	25.3%	30.0%	30.9%	29.4%	27.8%	23.3%	21.8%	21.1%	15.8%	4.6%	2.8%	2.4%	3.3%	3.31%
Internal Growth Rate	3.1%	0.9%	—	8.4%	5.9%	8.9%	9.8%	9.7%	12.8%	13.3%	12.2%	12.1%	10.3%	9.9%	9.1%	6.0%	2.1%	1.3%	1.1%	1.5%	1.46%

Cash Flow Quality

Metric	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Q1'27	Current
OCF/Net Income	1.66	1.31	1.65	1.45	1.28	1.32	1.19	1.39	1.63	1.73	1.77	1.64	1.83	1.85	1.89	2.49	3.61	5.04	5.66	4.98	4.984
FCF/OCF	0.75	0.68	0.66	0.46	0.30	0.15	0.01	0.22	0.35	0.48	0.50	0.45	0.45	0.44	0.47	0.52	0.43	0.34	0.34	0.49	0.487
FCF/Net Income	snapshot only																				2.426
OCF/EBITDA	snapshot only																				0.677
CapEx/Revenue	5.4%	6.1%	7.2%	10.4%	12.0%	14.1%	15.9%	14.9%	14.0%	12.4%	11.4%	11.3%	11.2%	11.5%	10.9%	10.5%	9.6%	9.0%	8.0%	6.9%	6.89%
CapEx/Depreciation	snapshot only																				0.615
Accruals Ratio	-0.07	-0.04	-0.07	-0.06	-0.04	-0.04	-0.02	-0.05	-0.07	-0.09	-0.08	-0.07	-0.08	-0.08	-0.07	-0.08	-0.05	-0.05	-0.05	-0.06	-0.057
Sloan Accruals	snapshot only																				-0.225
Cash Flow Adequacy	snapshot only																				1.948
Earnings Quality Score	snapshot only																				0.750

Dividends & Buybacks

Metric	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Q1'27	Current
Dividend Yield	1.8%	2.7%	3.3%	1.9%	2.9%	1.8%	1.4%	1.1%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Dividend/Share	$0.71	$1.05	$1.10	$0.41	$0.66	$0.32	$0.27	$0.27	$0.01	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Payout Ratio	72.4%	92.9%	1.1%	36.2%	56.6%	29.7%	23.7%	24.0%	0.5%	0.1%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
FCF Payout Ratio	57.8%	1.0%	98.7%	53.9%	1.5%	1.5%	15.6%	79.9%	0.9%	0.1%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Total Payout Ratio	73.0%	93.4%	1.1%	36.9%	56.7%	36.3%	39.2%	49.1%	41.2%	45.5%	53.2%	58.6%	68.3%	51.5%	35.7%	23.1%	4.1%	7.1%	19.2%	13.7%	13.73%
Div. Increase Streak	0	0	0	0	0	0	0	0	0	0	—	—	—	—	—	—	—	—	—	—	—
Chowder Number	6.11	166.49	—	-0.40	-0.05	-0.68	-0.74	-0.32	-0.99	-1.00	—	—	—	—	—	—	—	—	—	—	—
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.4%	0.9%	1.1%	1.8%	1.5%	1.9%	2.3%	2.1%	1.9%	1.2%	0.7%	0.1%	0.1%	0.2%	0.1%	0.14%
Net Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.4%	0.9%	1.1%	1.8%	1.5%	1.9%	2.3%	2.1%	1.9%	1.2%	0.7%	0.1%	0.1%	0.2%	0.1%	0.13%
Total Shareholder Return	1.8%	2.7%	3.4%	2.0%	2.9%	2.2%	2.3%	2.2%	1.8%	1.5%	1.9%	2.3%	2.1%	1.9%	1.2%	0.7%	0.1%	0.1%	0.2%	0.1%	0.13%

DuPont Factors

Metric	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Q1'27	Current
Tax Burden (NI/EBT)	0.71	0.73	0.71	0.73	0.73	0.72	0.71	0.69	0.67	0.67	0.68	0.67	0.64	0.65	0.66	0.66	0.62	0.54	0.50	0.53	0.531
Interest Burden (EBT/EBIT)	1.16	1.15	0.94	0.96	0.96	0.95	0.95	0.95	0.95	0.97	0.95	0.96	0.96	0.96	1.03	0.89	0.71	0.54	0.43	0.59	0.587
EBIT Margin	0.16	0.17	0.19	0.19	0.19	0.19	0.20	0.21	0.21	0.21	0.20	0.20	0.18	0.18	0.16	0.15	0.11	0.09	0.10	0.09	0.086
Asset Turnover	0.81	0.82	0.87	0.92	0.95	0.92	0.87	0.86	0.87	0.84	0.84	0.85	0.84	0.81	0.77	0.65	0.43	0.47	0.51	0.53	0.534
Equity Multiplier	3.26	3.30	3.48	3.26	2.91	2.91	2.96	2.86	2.64	2.63	2.71	2.57	2.50	2.43	2.52	2.79	2.29	2.20	2.20	2.31	2.305

Per Share

Metric	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Q1'27	Current
EPS (Diluted TTM)	$0.98	$1.13	$1.03	$1.12	$1.16	$1.08	$1.16	$1.14	$1.11	$1.22	$1.18	$1.17	$1.02	$1.01	$0.98	$0.77	$0.33	$0.20	$0.19	$0.25	$0.25
Book Value/Share	$2.96	$2.87	$2.99	$2.98	$3.29	$3.52	$3.65	$3.88	$4.06	$4.32	$4.29	$4.45	$4.57	$4.87	$5.02	$5.23	$10.95	$10.97	$11.78	$11.19	$11.27
Tangible Book/Share	$2.12	$2.04	$2.18	$2.22	$2.58	$2.75	$2.85	$3.10	$3.29	$3.52	$3.50	$3.67	$3.76	$4.12	$4.23	$4.39	$-3.54	$-3.35	$-3.11	$-2.56	$-2.56
Revenue/Share	$7.38	$7.74	$8.11	$8.46	$8.67	$8.58	$8.54	$8.42	$8.47	$8.78	$9.06	$9.15	$9.11	$9.08	$9.03	$8.78	$7.13	$7.55	$8.86	$9.26	$9.32
FCF/Share	$1.23	$1.01	$1.12	$0.75	$0.45	$0.22	$0.02	$0.34	$0.63	$1.02	$1.04	$0.87	$0.84	$0.82	$0.87	$1.00	$0.52	$0.35	$0.37	$0.60	$0.61
OCF/Share	$1.63	$1.48	$1.70	$1.63	$1.49	$1.43	$1.37	$1.60	$1.82	$2.11	$2.08	$1.92	$1.86	$1.88	$1.86	$1.91	$1.20	$1.03	$1.08	$1.24	$1.25
Cash/Share	$0.30	$0.29	$0.28	$0.31	$0.20	$0.25	$0.26	$0.31	$0.35	$0.99	$0.84	$1.31	$0.85	$1.25	$1.31	$0.91	$1.34	$0.96	$1.00	$0.50	$0.50
EBITDA/Share	$1.52	$1.70	$1.89	$1.97	$2.03	$1.97	$2.11	$2.16	$2.15	$2.29	$2.54	$2.55	$2.41	$2.39	$1.96	$1.82	$1.27	$1.37	$1.78	$1.84	$1.84
Debt/Share	$2.09	$2.17	$2.14	$2.11	$2.27	$2.40	$2.58	$2.39	$2.36	$2.78	$2.77	$2.76	$2.83	$2.76	$2.80	$6.05	$9.08	$8.53	$8.77	$7.74	$7.74
Net Debt/Share	$1.79	$1.88	$1.86	$1.81	$2.07	$2.15	$2.32	$2.08	$2.01	$1.79	$1.93	$1.46	$1.97	$1.51	$1.49	$5.15	$7.74	$7.57	$7.78	$7.24	$7.24

Academic Models

Metric	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Q1'27	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	2.033
Altman Z-Prime	snapshot only																				3.220
Piotroski F-Score	6	7	9	6	5	6	7	6	7	7	7	7	5	7	6	5	3	3	3	4	4
Beneish M-Score	-2.74	-2.51	-2.69	-2.59	-2.63	-2.76	-2.72	-2.85	-2.91	-2.94	-2.88	-2.85	-2.85	-2.96	-2.74	-2.93	-1.74	-1.69	-1.55	-1.14	-1.137
Ohlson O-Score	snapshot only																				-7.741
Net-Net WC	snapshot only																				$-8.89
EVA	snapshot only																				$-694614948.16

Credit

Metric	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Q1'27	Current
Credit Rating	snapshot only																				BBB-
Credit Score	91.25	89.35	92.50	86.35	86.55	82.05	83.70	89.10	91.50	92.40	92.40	92.40	92.85	93.75	94.65	78.10	47.05	41.20	44.40	51.90	51.900
Credit Grade	snapshot only																				10
Credit Trend	snapshot only																				-26.200
Implied Spread (bps)	snapshot only																				350.000

JHIUF OTC

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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