JKHY NASDAQ
Jack Henry & Associates, Inc.
1W: +2.3%
1M: +7.1%
3M: -1.4%
YTD: -10.2%
1Y: +3.1%
3Y: +15.2%
5Y: -1.2%
$158.25
-4.10 (-2.53%)
Pre-Market: $157.28 (-0.97, -0.62%)
Weekly Expected Move ±3.8%
$150
$156
$163
$169
$175
Credit Risk of going bust: lower than 96% of companies Debt: 0.4% of company value Bonds: none of note held by US funds details ▾
Of US companies ranked in the safest four tenths, about 1 in 3,500 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $0.04 (down more than 99.9%), Jack Henry & Associates, Inc. would be worth roughly what it owes.
Total debt $40.0M against a stock market value of $11.10B.
Distance to default 21.14 (Merton model): prices to 2026-10-27, balance sheet 2026-06-30, debt counted $20.0M (short-term plus half of long-term), stock volatility 29.9%; Altman Z'' 7.30. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
If the stock fell to about $0.04 (down more than 99.9%), Jack Henry & Associates, Inc. would be worth roughly what it owes.
Total debt $40.0M against a stock market value of $11.10B.
Distance to default 21.14 (Merton model): prices to 2026-10-27, balance sheet 2026-06-30, debt counted $20.0M (short-term plus half of long-term), stock volatility 29.9%; Altman Z'' 7.30. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
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Balance Sheet Trends
Total Assets
$3.1B
+3.3% ▲
5Y CAGR: +5.1%
Total Liabilities
$1.1B
+19.8% ▲
5Y CAGR: +0.4%
Shareholders Equity
$2.1B
-3.7% ▼
5Y CAGR: +8.2%
Cash & Investments
$12M
-88.2% ▼
5Y CAGR: -24.4%
Total Debt
$40M
+0.0% ▲
5Y CAGR: -19.1%
Net Debt
$28M
+127.4% ▲
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2022 | FY2023 | FY2024 | FY2025 | FY2026 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $12M | $38M | $102M | $102M | $12M |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 |
| Cash & ST Investments | $12M | $38M | $102M | $102M | $12M |
| Net Receivables | $369M | $339M | $318M | $318M | $356M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $247M | $255M | $262M | $262M | $88M |
| Total Current Assets | $628M | $632M | $681M | $681M | $649M |
| Property, Plant & Equip. | $206M | $215M | $221M | $221M | $220M |
| Goodwill & Intangibles | $1.5B | $1.5B | $1.5B | $1.5B | $1.5B |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 |
| Other Non-Current Assets | $484M | $601M | $651M | $651M | $732M |
| Total Non-Current Assets | $2.1B | $2.3B | $2.4B | $2.4B | $2.5B |
| Total Assets | $2.8B | $2.9B | $3.0B | $3.0B | $3.1B |
| — Liabilities — | |||||
| Accounts Payable | $19M | $25M | $28M | $28M | $35M |
| Short-Term Debt | $0 | $90M | $0 | $0 | $0 |
| Deferred Revenue | $332M | $318M | $290M | $290M | $295M |
| Other Current Liabilities | $0 | $0 | $0 | $0 | $0 |
| Total Current Liabilities | $524M | $634M | $536M | $536M | $556M |
| Long-Term Debt | $275M | $60M | $0 | $0 | $40M |
| Other Non-Current Liab. | $54M | $74M | $64M | $64M | $54M |
| Total Non-Current Liabilities | $642M | $448M | $377M | $377M | $538M |
| Total Liabilities | $1.2B | $1.1B | $913M | $913M | $1.1B |
| — Equity — | |||||
| Common Stock | $1M | $1M | $1M | $1M | $1M |
| Retained Earnings | $2.9B | $3.1B | $3.4B | $3.4B | $3.7B |
| Accumulated OCI | $0 | $0 | $0 | $0 | $0 |
| Total Stockholders Equity | $1.6B | $1.8B | $2.1B | $2.1B | $2.1B |
| Total Liabilities & Equity | $2.8B | $2.9B | $3.0B | $3.0B | $3.1B |
| — Key Metrics — | |||||
| Total Debt | $275M | $150M | $0 | $0 | $40M |
| Net Debt | $263M | $112M | -$102M | -$102M | $28M |
| Total Investments | $0 | $0 | $0 | $0 | $0 |