JSM NASDAQ
Navient Corporation SR NT 6% 121543
1W: -4.8%
1M: -9.9%
3M: -11.8%
YTD: -23.5%
1Y: -20.2%
3Y: +9.7%
5Y: -19.5%
$15.40
-0.15 (-0.96%)
Pre-Market: $17.62 (+2.22, +14.38%)
Weekly Expected Move ±3.3%
$15
$15
$16
$16
$17
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
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Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Cash Flow Trends
Operating Cash Flow
$441M
-3.9% ▼
5Y CAGR: -14.9%
Capital Expenditures
$0
+0.0% ▲
Free Cash Flow
$441M
-3.9% ▼
5Y CAGR: -14.9%
Dividends Paid
$63M
+10.0% ▲
Buybacks
$111M
+38.0% ▲
Net Change in Cash
$1M
+100.1% ▲
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | -$11M | $105M | $228M | $131M | -$80M |
| Depreciation & Amort. | $19M | $14M | $10M | $146M | $3M |
| Stock-Based Comp. | $22M | $19M | $24M | $23M | $21M |
| Change in Working Capital | $487M | -$26M | $107M | $243M | $0 |
| Other Non-Cash Items | $254M | $65M | $307M | -$84M | $497M |
| Operating Cash Flow | $702M | $305M | $676M | $459M | $441M |
| — Investing Activities — | |||||
| Capital Expenditures | $0 | $0 | $0 | $0 | $0 |
| Acquisitions (Net) | -$16M | $0 | $0 | $0 | $0 |
| Investment Purchases | $0 | $0 | $0 | $0 | $0 |
| Investment Sales | $83M | $0 | $0 | $0 | $0 |
| Other Investing | $6.6B | $10.6B | $7.4B | $8.5B | $2.7B |
| Investing Cash Flow | $6.7B | $10.6B | $7.4B | $8.5B | $2.7B |
| — Financing Activities — | |||||
| Net Debt Issuance | -$4.7B | -$10.4B | -$9.6B | -$9.2B | $0 |
| Stock Repurchased | -$600M | -$400M | -$310M | -$179M | -$111M |
| Dividends Paid | -$107M | -$91M | -$78M | -$70M | -$63M |
| Other Financing | -$2.0B | $1.2B | -$93M | -$195M | -$3.1B |
| Financing Cash Flow | -$7.3B | -$9.7B | -$10.0B | -$9.6B | -$3.2B |
| Net Change in Cash | $41M | $1.2B | -$2.0B | -$690M | $1M |
| Cash End of Period | $3.6B | $4.8B | $2.8B | $2.1B | $2.1B |
| Free Cash Flow | $702M | $305M | $676M | $459M | $441M |