Also trades as: 0K8J.L (LSE) · $vol 0M

$24.66

Last traded 2025-05-20 — delisted

NYSE · Consumer Cyclical · Department Stores · $4.1B mcap · 90M float · 5.68% daily turnover · Short 47% of daily vol

Overview News Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

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Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NARROW EDGE

61.7 / 100

NoneWeakNarrowWide

Primary source: Efficient Scale · ROIC: 8.5% · 5Y Avg: 0.8%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale ★

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. JWN has a Narrow competitive edge (61.7/100) — meaningful but not impregnable advantages over competitors. The primary source of advantage is Efficient Scale. ROIC of 8.5% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Analyst Recommendations

Strong Buy: 0Buy: 4Hold: 26Sell: 5Strong Sell: 0

Rating Summary

ConsensusHold

Avg Target$—

Analysts0

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2024-09-04	Barclays	Paul Kearney	$18	$23	+5	+0.6%	$22.87
2024-08-28	Loop Capital Markets	Ashley Owens	$20	$24	+4	+9.5%	$21.91
2024-08-28	KeyBanc	Ashley Owens	$30	$24	-6	+9.5%	$21.92
2024-08-28	BMO Capital	Simeon Siegel	Initiated	$22	—	+0.3%	$21.93
2024-08-28	Bank of America Securities	Lorraine Hutchinson	Initiated	$20	—	-5.4%	$21.14
2024-05-31	CFRA	Zachary Warring	Initiated	$16	—	-27.6%	$22.10
2024-05-31	Evercore ISI	Michael Binetti	Initiated	$19	—	-9.7%	$21.03
2024-04-09	Argus Research	Kristina Ruggeri	Initiated	$21	—	+8.0%	$19.44
2024-03-06	Loop Capital Markets	Simeon Siegel	$30	$20	-10	+11.9%	$17.87
2023-07-05	Telsey Advisory	Dana Telsey	$19	$21	+2	+3.8%	$20.23
2023-02-27	Telsey Advisory	Dana Telsey	$25	$19	-6	-1.7%	$19.32
2023-01-05	Piper Sandler	Edward Yruma	Initiated	$20	—	+20.3%	$16.62
2022-11-28	Morgan Stanley	—	$18	$21	+3	+2.6%	$20.48
2022-11-23	Credit Suisse	Michael Binetti	$26	$20	-6	-6.6%	$21.41
2022-10-19	Telsey Advisory	Dana Telsey	Initiated	$25	—	+26.7%	$19.73
2022-08-25	Barclays	—	$22	$18	-4	-3.1%	$18.57
2022-08-24	Loop Capital Markets	Noah Zatzkin	Initiated	$30	—	+58.6%	$18.92
2022-08-24	Morgan Stanley	Kimberly Greenberger	$19	$18	-1	-22.4%	$23.20
2022-08-03	Morgan Stanley	—	$17	$19	+2	-22.7%	$24.59
2022-07-20	KeyBanc	Noah Zatzkin	$40	$30	-10	+29.9%	$23.09
2022-05-26	Morgan Stanley	—	$22	$17	-5	-29.4%	$24.09
2022-05-25	Credit Suisse	Michael Binetti	Initiated	$26	—	+13.1%	$22.99
2022-03-01	Deutsche Bank	Gabriella Carbone	$22	$31	+9	+15.1%	$26.93
2022-02-28	Jefferies	Stephanie Wissink	Initiated	$22	—	+13.4%	$19.40
2022-02-15	Deutsche Bank	Gabriella Carbone	Initiated	$22	—	-2.9%	$22.65
2022-02-09	Gordon Haskett Capital Corporation	Charles Grom	Initiated	$22	—	-4.6%	$23.05
2022-01-19	KeyBanc	Edward Yruma	Initiated	$40	—	+92.8%	$20.75
2021-11-23	Morgan Stanley	Kimberly Greenberger	Initiated	$22	—	-2.2%	$22.50
2021-11-22	Barclays	Adrienne Yih	Initiated	$22	—	-30.6%	$31.70
2021-11-22	Robert W. Baird	Mark Altschwager	Initiated	$30	—	-5.4%	$31.70
2021-05-25	Wedbush	Jennifer Redding	Initiated	$35	—	+2.5%	$34.13

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 57 Grade C

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. JWN scores highest in Momentum (86/100) and lowest in Balance Sheet (40/100). A grade of C represents mixed fundamentals — strengths in some areas offset by weaknesses.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

1.89

Grey Zone

Piotroski F-Score

7/9

✓ ✓ ✓ ✓ ✓ ✓ ✗ ✓ ✗

Beneish M-Score

-3.27

Unlikely Manipulator

Ohlson O-Score

-5.99

Bankruptcy prob: 0.3%

Low Risk

Credit Rating

BB+

Score: 46.7/100

Trend: Improving

Earnings Quality

75/100

OCF/NI: 4.29x

Accruals: -11.2%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. JWN scores 1.89, placing it in the Grey Zone (safe > 2.99, distress < 1.81). Financial distress is possible and warrants monitoring. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. JWN scores 7/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. JWN's score of -3.27 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. JWN's implied 0.3% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. JWN receives an estimated rating of BB+ (score: 46.7/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). JWN's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

13.78x

PEG

0.12x

P/S

0.27x

P/B

3.55x

P/FCF

5.47x

P/OCF

3.24x

EV/EBITDA

5.61x

EV/Revenue

0.49x

EV/EBIT

14.14x

EV/FCF

9.79x

Earnings Yield

7.19%

FCF Yield

18.29%

Shareholder Yield

3.02%

Graham Number

$16.09

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 13.8x earnings, JWN trades at a reasonable valuation. An earnings yield of 7.2% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $16.09 per share, 53% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.751

NI / EBT

Interest Burden

0.756

EBT / EBIT

EBIT Margin

0.035

EBIT / Rev

Asset Turnover

1.725

Rev / Assets

Equity Multiplier

8.758

Assets / Equity

ROE

29.7%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. JWN's ROE of 29.7% is driven by financial leverage (equity multiplier: 8.76x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

15.00%

Fair P/E

38.50x

Intrinsic Value

$66.42

Price/Value

0.36x

Margin of Safety

63.85%

Premium

-63.85%

Assessment

Neutral

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with JWN's realized 15.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. JWN actually compounded EPS at 16.3% over three years; the model uses 15%, the highest rate it will extrapolate — of 4,457 company-quarters that grew faster than 200%, none sustained it over the following seven years. JWN trades at a -64% premium to its adjusted intrinsic value of $66.42, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 38.5x compares to the current market P/E of 13.8x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$24.66

Median 1Y

$19.43

5th Pctile

$7.20

95th Pctile

$53.05

Ann. Volatility

59.9%

25th–75th percentile 5th–95th percentile Median path Historical

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q1'20	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Current
ROE	-11.6%	-98.0%	-96.1%	-1.1%	-1.2%	0.0%	3.6%	40.2%	96.4%	88.1%	67.6%	37.1%	3.5%	4.6%	17.7%	16.8%	43.1%	35.0%	30.7%	29.7%	29.68%
ROA	-0.6%	-4.7%	-5.3%	-7.2%	-3.5%	0.0%	0.1%	1.9%	3.9%	4.5%	3.4%	2.8%	0.2%	0.3%	1.3%	1.5%	3.5%	3.3%	2.9%	3.4%	3.39%
ROIC	-1.6%	-10.9%	-12.7%	-17.1%	-4.8%	3.6%	3.5%	7.3%	9.8%	10.6%	13.0%	7.2%	16.4%	-67.3%	-42.8%	-38.7%	-34.6%	-11.8%	15.8%	8.5%	8.47%
ROCE	-1.7%	-11.7%	-14.4%	-19.3%	-5.9%	3.8%	4.2%	8.9%	11.7%	12.5%	10.4%	8.3%	2.8%	2.7%	4.5%	5.4%	9.9%	9.7%	8.9%	8.8%	8.85%
Gross Margin	14.6%	24.5%	34.6%	35.1%	32.9%	36.2%	36.9%	39.8%	34.7%	36.8%	35.3%	35.0%	36.2%	36.9%	37.3%	36.3%	33.9%	38.3%	37.8%	39.0%	39.04%
Operating Margin	-38.4%	-19.9%	3.4%	0.8%	-2.8%	4.1%	3.5%	6.7%	2.0%	4.9%	0.1%	4.3%	1.6%	-30.9%	-34.0%	5.5%	-0.6%	4.9%	2.4%	5.6%	5.62%
Net Margin	-24.6%	-13.7%	1.7%	0.9%	-5.5%	2.2%	1.8%	4.5%	0.6%	3.1%	-0.6%	2.8%	-6.4%	3.6%	2.0%	3.0%	-1.2%	3.1%	1.3%	3.8%	3.84%
EBITDA Margin	-27.9%	-8.3%	10.1%	6.4%	4.0%	9.8%	8.9%	10.7%	7.6%	9.7%	5.7%	9.1%	-2.3%	10.0%	8.8%	9.1%	5.3%	10.1%	8.7%	10.1%	10.08%
FCF Margin	-2.3%	-6.0%	-2.4%	-6.8%	-2.7%	3.1%	-0.5%	1.3%	5.1%	0.2%	1.3%	3.0%	1.9%	3.7%	2.0%	0.4%	1.3%	0.9%	2.4%	5.0%	5.00%
OCF Margin	3.4%	-0.4%	2.0%	-3.2%	0.6%	5.9%	2.6%	4.8%	8.2%	3.4%	4.3%	6.1%	5.1%	7.0%	5.6%	4.2%	5.0%	4.6%	5.9%	8.4%	8.44%
ROE 3Y Avg	snapshot only																				24.90%
ROE 5Y Avg	snapshot only																				-24.18%
ROA 3Y Avg	snapshot only																				2.56%
ROIC 3Y Avg	snapshot only																				4.96%
ROIC Economic	snapshot only																				7.25%
Cash ROA	snapshot only																				14.13%
Cash ROIC	snapshot only																				28.87%
CROIC	snapshot only																				17.11%
NOPAT Margin	snapshot only																				2.47%
Pretax Margin	snapshot only																				2.62%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				34.13%
SBC / Revenue	snapshot only																				0.48%

Valuation

Metric	Q1'20	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Current
P/E Ratio	-39.92	-4.15	-3.18	-7.29	-15.30	—	374.19	17.57	10.21	8.36	9.08	11.08	114.57	112.77	18.01	21.46	10.62	12.26	14.19	13.92	13.777
P/S Ratio	0.17	0.16	0.15	0.47	0.44	0.35	0.30	0.21	0.24	0.22	0.19	0.17	0.15	0.24	0.15	0.19	0.21	0.23	0.25	0.27	0.275
P/B Ratio	6.13	10.90	6.70	16.49	30.88	17.73	11.47	5.38	6.31	5.17	4.89	3.67	4.16	5.19	2.92	3.37	3.80	3.67	3.78	3.60	3.554
P/FCF	-7.42	-2.60	-6.16	-6.86	-16.32	11.47	-58.80	15.72	4.77	118.19	14.95	5.74	7.85	6.30	7.33	54.89	16.71	25.59	10.09	5.47	5.467
P/OCF	4.98	—	7.31	—	77.67	6.03	11.28	4.44	2.96	6.43	4.43	2.87	2.96	3.37	2.61	4.60	4.27	5.09	4.22	3.24	3.240
EV/EBITDA	8.96	24.37	59.06	-47.58	20.01	8.79	8.47	5.82	5.51	5.13	4.15	5.28	6.76	7.88	6.32	6.70	5.58	5.54	3.93	5.61	5.614
EV/Revenue	0.51	0.55	0.54	0.89	0.88	0.67	0.63	0.50	0.51	0.48	0.36	0.43	0.41	0.48	0.43	0.46	0.47	0.47	0.33	0.49	0.490
EV/EBIT	-68.79	-9.73	-8.05	-9.16	-32.29	43.75	38.68	15.13	12.14	10.78	9.73	14.04	43.51	50.25	26.03	22.96	13.18	13.35	9.76	14.14	14.142
EV/FCF	-22.02	-9.21	-22.85	-13.05	-32.50	21.67	-124.89	37.47	10.13	260.88	28.40	14.10	21.31	12.77	21.54	128.95	36.76	51.72	13.59	9.79	9.792
Earnings Yield	-2.5%	-24.1%	-31.4%	-13.7%	-6.5%	0.0%	0.3%	5.7%	9.8%	12.0%	11.0%	9.0%	0.9%	0.9%	5.6%	4.7%	9.4%	8.2%	7.0%	7.2%	7.19%
FCF Yield	-13.5%	-38.5%	-16.2%	-14.6%	-6.1%	8.7%	-1.7%	6.4%	21.0%	0.8%	6.7%	17.4%	12.7%	15.9%	13.6%	1.8%	6.0%	3.9%	9.9%	18.3%	18.29%
PEG Ratio	snapshot only																				0.115
Price/Tangible Book	snapshot only																				4.608
EV/OCF	snapshot only																				5.804
EV/Gross Profit	snapshot only																				1.308
Acquirers Multiple	snapshot only																				14.856
Shareholder Yield	snapshot only																				3.02%
Graham Number	snapshot only																				$16.09

Leverage & Solvency

Metric	Q1'20	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Current
Current Ratio	0.97	0.93	0.89	0.88	0.87	0.90	0.92	0.96	0.99	1.01	0.99	1.07	0.96	0.99	1.00	1.02	1.03	1.07	1.14	1.19	1.195
Quick Ratio	0.57	0.53	0.47	0.43	0.38	0.33	0.22	0.27	0.31	0.34	0.24	0.42	0.35	0.43	0.29	0.41	0.36	0.41	0.35	0.51	0.513
Debt/Equity	15.47	33.45	21.67	17.10	32.86	17.56	13.63	8.01	7.93	6.99	4.88	6.28	8.19	6.64	6.17	5.28	5.07	4.46	1.72	3.76	3.757
Net Debt/Equity	12.06	27.75	18.14	14.87	30.59	15.74	12.89	7.45	7.11	6.24	4.39	5.35	7.13	5.32	5.65	4.54	4.56	3.75	1.31	2.85	2.849
Debt/Assets	0.62	0.61	0.56	0.55	0.58	0.51	0.51	0.52	0.51	0.51	0.31	0.53	0.51	0.51	0.50	0.53	0.50	0.49	0.18	0.48	0.478
Debt/EBITDA	7.62	21.09	51.52	-25.95	10.70	4.61	4.74	3.63	3.26	3.14	2.18	3.67	4.90	4.98	4.55	4.47	3.39	3.33	1.33	3.27	3.269
Net Debt/EBITDA	5.94	17.50	43.13	-22.56	9.96	4.13	4.48	3.38	2.92	2.81	1.97	3.13	4.27	3.99	4.17	3.85	3.05	2.80	1.01	2.48	2.479
Interest Coverage	-0.93	-4.90	-4.60	-5.77	-1.11	0.75	0.87	2.00	4.52	5.09	4.31	3.44	1.09	1.08	1.95	2.61	4.77	4.79	4.33	4.09	4.094
Equity Multiplier	25.11	54.80	38.93	31.27	56.22	34.44	26.56	15.27	15.58	13.82	15.50	11.83	16.02	13.06	12.36	9.96	10.14	9.12	9.44	7.86	7.865
Cash Ratio	snapshot only																				0.335
Debt Service Coverage	snapshot only																				10.315
Cash to Debt	snapshot only																				0.242
FCF to Debt	snapshot only																				0.175
Defensive Interval	snapshot only																				91.1 days

Efficiency & Turnover

Metric	Q1'20	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Current
Asset Turnover	1.47	1.25	1.17	1.11	1.20	1.43	1.44	1.61	1.66	1.72	1.66	1.76	1.68	1.65	1.59	1.71	1.72	1.72	1.65	1.73	1.725
Inventory Turnover	5.44	4.97	3.69	4.02	4.53	4.79	3.82	4.50	4.40	4.33	3.45	4.74	4.17	4.34	3.38	4.86	4.38	4.61	3.54	4.71	4.707
Receivables Turnover	73.39	68.30	47.38	50.54	59.21	57.88	52.73	59.16	57.38	51.17	55.96	59.73	52.57	54.28	47.84	49.06	46.40	57.24	34.90	51.87	51.872
Payables Turnover	6.93	5.42	3.87	4.30	5.58	5.36	4.13	5.36	5.40	5.35	4.52	7.24	5.44	5.98	4.69	7.52	6.03	6.40	5.10	7.45	7.445
DSO	5	5	8	7	6	6	7	6	6	7	7	6	7	7	8	7	8	6	10	7	7.0 days
DIO	67	73	99	91	81	76	96	81	83	84	106	77	88	84	108	75	83	79	103	78	77.5 days
DPO	53	67	94	85	65	68	88	68	68	68	81	50	67	61	78	49	61	57	72	49	49.0 days
Cash Conversion Cycle	19	11	12	13	21	14	14	19	22	23	32	33	27	30	38	34	31	29	42	36	35.5 days
Fixed Asset Turnover	snapshot only																				3.369
Operating Cycle	snapshot only																				84.6 days
Cash Velocity	snapshot only																				14.509
Capital Intensity	snapshot only																				0.597

Growth (YoY)

Metric	Q1'20	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Current
Revenue	-9.8%	-21.6%	-25.0%	-31.0%	-18.3%	9.9%	20.2%	38.0%	32.3%	17.8%	12.5%	5.0%	-1.4%	-6.1%	-7.0%	-5.4%	-1.9%	1.0%	3.6%	2.2%	2.21%
Net Income	-1.1%	-1.9%	-2.0%	-2.4%	-4.5%	1.0%	1.0%	1.3%	2.1%	—	28.6%	37.6%	-94.5%	-92.4%	-63.8%	-45.7%	13.9%	8.2%	1.2%	1.2%	1.22%
EPS	-1.1%	-1.9%	-1.9%	-2.4%	-4.4%	1.0%	1.0%	1.3%	2.1%	—	29.2%	38.3%	-94.4%	-92.5%	-64.7%	-46.7%	13.7%	7.9%	1.2%	1.1%	1.14%
FCF	-1.6%	-2.4%	-2.1%	-3.4%	4.3%	1.6%	74.5%	1.3%	3.5%	-93.0%	3.8%	1.4%	-62.6%	18.1%	46.5%	-89.0%	-34.9%	-75.5%	27.6%	13.4%	13.44%
EBITDA	-43.5%	-80.1%	-93.4%	-1.1%	-36.7%	2.7%	8.7%	7.4%	1.8%	44.4%	31.2%	-1.4%	-35.8%	-39.0%	-27.0%	-20.8%	36.0%	41.3%	29.2%	30.9%	30.87%
Op. Income	-1.1%	-1.9%	-1.9%	-2.3%	-2.0%	1.3%	1.3%	1.5%	3.0%	2.5%	1.6%	-5.7%	-32.1%	-2.3%	-4.6%	-5.3%	-5.7%	22.8%	1.2%	1.2%	1.25%
OCF Growth	snapshot only																				1.04%
Asset Growth	snapshot only																				6.18%
Equity Growth	snapshot only																				34.43%
Debt Growth	snapshot only																				-4.38%
Shares Change	snapshot only																				3.89%
Dividend Growth	snapshot only																				-2.96%

Growth (CAGR)

Metric	Q1'20	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Current
Revenue 3Y	-1.5%	-6.7%	-8.4%	-11.5%	-9.6%	-5.7%	-4.6%	-2.3%	-0.8%	0.5%	0.5%	0.0%	2.2%	6.7%	7.9%	11.1%	8.6%	3.8%	2.7%	0.5%	0.51%
Revenue 5Y	0.6%	-2.9%	-4.1%	-5.8%	-4.3%	-1.5%	-1.0%	0.0%	0.6%	1.0%	0.8%	0.1%	-0.7%	-1.5%	-1.9%	-1.5%	-1.2%	-0.8%	-0.5%	-0.7%	-0.66%
EPS 3Y	—	—	—	—	—	—	-70.8%	-31.3%	-12.1%	-7.4%	-16.8%	-21.8%	—	—	—	—	—	—	1.8%	16.3%	16.32%
EPS 5Y	—	—	—	—	—	—	-48.8%	-11.5%	0.4%	3.1%	-6.7%	-10.1%	-46.0%	-42.5%	-23.3%	-24.9%	-11.1%	-11.9%	-15.1%	-11.5%	-11.48%
Net Income 3Y	—	—	—	—	—	—	-71.3%	-31.9%	-10.9%	-6.0%	-16.1%	-21.0%	—	—	—	—	—	—	1.9%	18.3%	18.34%
Net Income 5Y	—	—	—	—	—	—	-49.4%	-12.8%	-0.4%	2.4%	-7.8%	-11.0%	-46.6%	-43.0%	-24.1%	-25.1%	-10.3%	-10.4%	-13.8%	-9.9%	-9.91%
EBITDA 3Y	-18.7%	-43.0%	-59.9%	—	-31.7%	-14.6%	-12.5%	-5.2%	0.2%	2.0%	-5.5%	-8.3%	4.5%	48.2%	1.1%	—	34.9%	7.5%	7.4%	0.7%	0.72%
EBITDA 5Y	-15.1%	-31.6%	-43.1%	—	-19.8%	-6.9%	-5.1%	-2.4%	-0.9%	-0.3%	-3.8%	-4.5%	-10.5%	-11.4%	-8.5%	-7.8%	-2.6%	-1.7%	-4.4%	-4.4%	-4.38%
Gross Profit 3Y	-4.4%	-11.6%	-13.8%	-17.7%	-12.5%	-7.0%	-5.2%	-1.5%	0.3%	1.8%	1.2%	-0.5%	5.0%	12.3%	14.9%	20.1%	12.3%	5.4%	3.9%	1.1%	1.07%
Gross Profit 5Y	-2.1%	-6.8%	-8.1%	-10.0%	-6.1%	-1.8%	-1.1%	0.5%	1.2%	1.6%	1.2%	-0.3%	-0.9%	-1.8%	-1.8%	-1.1%	-1.0%	-0.3%	-0.2%	0.1%	0.10%
Op. Income 3Y	—	—	—	—	—	-40.5%	-36.1%	-16.2%	-5.1%	-1.3%	-11.0%	-16.0%	—	—	—	—	—	—	30.6%	0.1%	0.14%
Op. Income 5Y	—	—	—	—	—	-25.1%	-24.7%	-13.2%	-9.1%	-7.6%	-10.4%	-12.9%	-13.8%	—	—	—	—	—	-9.5%	-8.8%	-8.81%
FCF 3Y	—	—	—	—	—	-18.4%	—	-32.3%	14.5%	-62.0%	-8.3%	16.3%	—	—	—	—	—	-31.0%	—	55.7%	55.69%
FCF 5Y	—	—	—	—	—	-26.4%	—	-24.3%	0.2%	-45.2%	-20.3%	-6.7%	-12.7%	-6.1%	-18.8%	-39.5%	-18.2%	-23.8%	7.6%	20.1%	20.06%
OCF 3Y	-32.2%	—	-44.8%	—	-62.8%	-17.8%	-36.8%	-18.4%	-1.0%	-27.4%	-18.3%	-8.5%	16.6%	—	52.1%	—	1.2%	-4.6%	34.3%	21.6%	21.58%
OCF 5Y	-16.6%	—	-37.6%	—	-51.3%	-22.9%	-25.4%	-15.6%	-4.3%	-17.2%	-13.4%	-7.5%	-9.6%	-6.1%	-10.9%	-13.7%	-10.5%	-13.3%	-6.3%	0.5%	0.50%
Assets 3Y	8.7%	5.3%	6.2%	5.5%	5.2%	2.8%	3.1%	4.0%	-0.6%	-2.7%	-2.3%	-3.5%	-4.0%	-2.6%	-2.8%	-4.0%	-3.2%	-2.2%	-0.8%	0.4%	0.36%
Assets 5Y	0.8%	-0.3%	2.7%	4.4%	3.9%	2.6%	3.7%	2.5%	3.4%	2.3%	2.8%	1.5%	1.9%	0.7%	0.7%	1.4%	-1.9%	-2.7%	-1.5%	-1.6%	-1.64%
Equity 3Y	-16.3%	-39.5%	-33.4%	-32.2%	-46.3%	-38.3%	-33.2%	-12.7%	-3.3%	-4.4%	-10.7%	-8.9%	11.5%	57.0%	42.5%	40.6%	71.4%	52.4%	40.1%	25.2%	25.19%
Book Value 3Y	-14.1%	-38.1%	-32.0%	-31.0%	-45.0%	-37.3%	-31.8%	-11.9%	-4.6%	-5.9%	-11.4%	-9.9%	10.5%	55.1%	40.9%	39.6%	69.7%	50.5%	38.5%	23.1%	23.06%
Dividend 3Y	0.2%	-8.2%	-19.6%	-35.6%	—	—	—	—	—	—	—	—	56.8%	24.4%	9.1%	0.3%	0.4%	-0.1%	-0.3%	-1.4%	-1.44%

Growth Quality

Metric	Q1'20	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Current
Revenue Stability	0.17	0.06	0.13	0.21	0.32	0.25	0.21	0.12	0.08	0.01	0.01	0.01	0.01	0.00	0.00	0.00	0.00	0.00	0.01	0.25	0.249
Earnings Stability	0.60	0.53	0.44	0.41	0.68	0.41	0.35	0.25	0.22	0.10	0.18	0.15	0.22	0.10	0.07	0.06	0.00	0.02	0.01	0.04	0.039
Margin Stability	0.95	0.92	0.92	0.91	0.95	0.94	0.93	0.91	0.94	0.93	0.92	0.91	0.94	0.93	0.92	0.91	0.95	0.97	0.98	0.98	0.979
Rev. Growth Consistency	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.500
Earn. Growth Consistency	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	0.500
FCF Positive Streak	0	0	0	0	0	0	0	0	0	1	0	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.20	0.20	0.20	0.20	0.50	0.20	0.20	0.20	0.20	—	0.50	0.50	0.50	—	0.50	0.82	0.50	0.50	0.50	0.50	0.500
Earnings Smoothness	—	—	—	—	—	—	—	—	—	—	0.00	0.68	0.00	0.00	0.06	0.41	0.00	0.00	0.24	0.24	0.243
ROE Trend	-0.76	-3.18	-2.62	-2.84	-2.34	0.99	0.76	1.18	1.70	1.93	1.57	1.31	0.74	-0.26	-0.12	-0.16	0.03	-0.03	-0.08	0.01	0.015
Gross Margin Trend	-0.03	-0.05	-0.06	-0.07	-0.02	0.02	0.02	0.04	0.04	0.04	0.04	0.03	0.01	-0.00	0.00	0.01	-0.00	0.00	0.00	0.01	0.013
FCF Margin Trend	-0.06	-0.10	-0.06	-0.10	-0.03	0.04	-0.00	0.04	0.08	0.02	0.03	0.06	0.01	0.02	0.02	-0.02	-0.02	-0.01	0.01	0.03	0.033
Sustainable Growth Rate	—	—	—	—	—	—	3.6%	40.2%	88.5%	75.2%	48.9%	19.1%	-17.4%	-13.3%	-0.4%	1.3%	25.2%	19.7%	16.2%	17.2%	17.20%
Internal Growth Rate	—	—	—	—	—	—	0.1%	2.0%	3.7%	4.0%	2.6%	1.5%	—	—	—	0.1%	2.1%	1.9%	1.5%	2.0%	2.00%

Cash Flow Quality

Metric	Q1'20	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Current
OCF/Net Income	-8.02	0.10	-0.44	0.50	-0.20	—	33.18	3.96	3.45	1.30	2.05	3.86	38.75	33.48	6.89	4.67	2.49	2.41	3.37	4.29	4.295
FCF/OCF	-0.67	15.53	-1.19	2.11	-4.76	0.53	-0.19	0.28	0.62	0.05	0.30	0.50	0.38	0.53	0.36	0.08	0.26	0.20	0.42	0.59	0.593
FCF/Net Income	snapshot only																				2.546
OCF/EBITDA	snapshot only																				0.967
CapEx/Revenue	5.8%	5.6%	4.4%	3.6%	3.3%	2.8%	3.1%	3.4%	3.1%	3.2%	3.0%	3.0%	3.2%	3.3%	3.6%	3.9%	3.7%	3.7%	3.4%	3.4%	3.44%
CapEx/Depreciation	snapshot only																				0.653
Accruals Ratio	-0.06	-0.04	-0.08	-0.04	-0.04	-0.08	-0.04	-0.06	-0.10	-0.01	-0.04	-0.08	-0.08	-0.11	-0.08	-0.06	-0.05	-0.05	-0.07	-0.11	-0.112
Sloan Accruals	snapshot only																				-0.029
Cash Flow Adequacy	snapshot only																				1.980
Earnings Quality Score	snapshot only																				0.750

Dividends & Buybacks

Metric	Q1'20	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Current
Dividend Yield	9.4%	9.1%	6.8%	1.2%	0.0%	0.0%	0.0%	0.0%	0.8%	1.8%	3.0%	4.4%	5.2%	3.4%	5.7%	4.3%	3.9%	3.6%	3.3%	3.0%	3.08%
Dividend/Share	$1.46	$1.10	$0.73	$0.36	$0.00	$0.00	$0.00	$0.00	$0.18	$0.37	$0.56	$0.74	$0.74	$0.74	$0.74	$0.75	$0.76	$0.73	$0.74	$0.73	$0.76
Payout Ratio	—	—	—	—	—	—	0.0%	0.0%	8.2%	14.6%	27.6%	48.6%	6.0%	3.9%	1.0%	92.5%	41.5%	43.7%	47.1%	42.0%	42.03%
FCF Payout Ratio	—	—	—	—	—	0.0%	—	0.0%	3.8%	2.1%	45.5%	25.2%	40.8%	21.6%	41.7%	2.4%	65.3%	91.2%	33.5%	16.5%	16.51%
Total Payout Ratio	—	—	—	—	—	—	1.5%	8.4%	8.8%	23.7%	43.9%	73.9%	9.1%	4.8%	1.3%	1.1%	47.8%	50.0%	47.1%	42.0%	42.03%
Div. Increase Streak	0	0	0	0	—	—	—	—	0	0	0	0	1	1	1	1	1	1	1	1	1
Chowder Number	0.02	-0.19	-0.44	-0.74	—	—	—	—	—	—	—	—	3.02	1.03	0.40	0.08	0.08	0.07	0.06	0.04	0.038
Buyback Yield	0.5%	0.4%	0.5%	0.2%	0.3%	0.3%	0.4%	0.5%	0.1%	1.1%	1.8%	2.3%	2.7%	0.8%	1.3%	0.7%	0.6%	0.5%	0.0%	0.0%	0.00%
Net Buyback Yield	0.5%	0.4%	0.5%	0.2%	0.1%	0.1%	0.0%	0.0%	-0.3%	0.6%	1.5%	2.0%	2.7%	0.7%	0.9%	0.4%	0.1%	0.1%	-0.0%	0.0%	0.00%
Total Shareholder Return	9.9%	9.5%	7.3%	1.3%	0.1%	0.1%	0.0%	0.0%	0.5%	2.4%	4.5%	6.3%	7.9%	4.2%	6.6%	4.7%	4.0%	3.6%	3.3%	3.0%	3.02%

DuPont Factors

Metric	Q1'20	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Current
Tax Burden (NI/EBT)	0.28	0.55	0.56	0.56	0.56	-0.00	-0.29	0.72	0.72	0.73	0.74	0.73	1.67	3.10	1.01	0.91	0.78	0.74	0.73	0.75	0.751
Interest Burden (EBT/EBIT)	2.08	1.20	1.22	1.18	1.91	-0.35	-0.17	0.50	0.78	0.80	0.77	0.71	0.08	0.07	0.49	0.50	0.73	0.73	0.70	0.76	0.756
EBIT Margin	-0.01	-0.06	-0.07	-0.10	-0.03	0.02	0.02	0.03	0.04	0.04	0.04	0.03	0.01	0.01	0.02	0.02	0.04	0.04	0.03	0.03	0.035
Asset Turnover	1.47	1.25	1.17	1.11	1.20	1.43	1.44	1.61	1.66	1.72	1.66	1.76	1.68	1.65	1.59	1.71	1.72	1.72	1.65	1.73	1.725
Equity Multiplier	18.42	20.87	18.03	15.01	34.28	42.45	31.66	20.78	24.51	19.76	19.62	13.34	15.79	13.44	13.79	10.83	12.48	10.75	10.68	8.76	8.758

Per Share

Metric	Q1'20	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Current
EPS (Diluted TTM)	$-0.39	$-2.91	$-3.35	$-4.29	$-2.11	$0.00	$0.07	$1.10	$2.23	$2.52	$2.04	$1.52	$0.12	$0.19	$0.72	$0.81	$1.83	$1.68	$1.56	$1.73	$1.73
Book Value/Share	$2.54	$1.11	$1.59	$1.90	$1.05	$1.65	$2.21	$3.58	$3.62	$4.07	$3.80	$4.57	$3.43	$4.13	$4.46	$5.15	$5.12	$5.62	$5.87	$6.67	$6.94
Tangible Book/Share	$0.95	$-0.48	$0.02	$0.35	$-0.52	$0.12	$0.68	$2.04	$2.09	$2.54	$2.24	$3.03	$1.88	$2.60	$2.93	$3.64	$3.60	$4.14	$4.39	$5.21	$5.21
Revenue/Share	$90.80	$77.55	$73.38	$66.59	$73.22	$82.31	$85.83	$91.07	$94.22	$96.91	$98.41	$96.10	$94.16	$90.80	$89.19	$89.26	$90.97	$88.68	$89.90	$87.82	$91.39
FCF/Share	$-2.10	$-4.64	$-1.73	$-4.56	$-1.98	$2.54	$-0.43	$1.23	$4.79	$0.18	$1.24	$2.93	$1.82	$3.40	$1.77	$0.32	$1.16	$0.81	$2.20	$4.39	$4.57
OCF/Share	$3.13	$-0.30	$1.46	$-2.16	$0.42	$4.84	$2.25	$4.34	$7.71	$3.27	$4.19	$5.85	$4.82	$6.36	$4.97	$3.77	$4.56	$4.05	$5.26	$7.41	$7.71
Cash/Share	$8.66	$6.30	$5.62	$4.23	$2.38	$2.99	$1.64	$1.98	$2.97	$3.03	$1.84	$4.25	$3.61	$5.42	$2.29	$3.82	$2.62	$4.02	$2.36	$6.05	$6.30
EBITDA/Share	$5.15	$1.76	$0.67	$-1.25	$3.22	$6.27	$6.35	$7.89	$8.80	$9.05	$8.49	$7.82	$5.72	$5.51	$6.05	$6.08	$7.67	$7.52	$7.60	$7.66	$7.66
Debt/Share	$39.28	$37.02	$34.52	$32.42	$34.42	$28.91	$30.11	$28.64	$28.67	$28.43	$18.53	$28.71	$28.06	$27.41	$27.48	$27.21	$25.97	$25.07	$10.08	$25.05	$25.05
Net Debt/Share	$30.61	$30.72	$28.90	$28.19	$32.04	$25.92	$28.47	$26.66	$25.70	$25.40	$16.69	$24.46	$24.45	$21.99	$25.19	$23.40	$23.35	$21.05	$7.72	$18.99	$18.99

Academic Models

Metric	Q1'20	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	1.892
Altman Z-Prime	snapshot only																				0.519
Piotroski F-Score	3	2	2	1	4	6	8	8	8	8	8	7	6	4	5	5	7	8	8	7	7
Beneish M-Score	-2.36	-2.56	-2.72	-2.20	-2.44	-2.02	-2.51	-2.70	-2.73	-2.59	-2.55	-2.68	-2.90	-3.13	-2.75	-2.50	-2.41	-2.58	-2.14	-3.27	-3.270
Ohlson O-Score	snapshot only																				-5.988
ROIC (Greenblatt)	snapshot only																				10.28%
Net-Net WC	snapshot only																				$-24.19
EVA	snapshot only																				$-67235114.50

Credit

Metric	Q1'20	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Current
Credit Rating	snapshot only																				BB+
Credit Score	10.42	8.37	7.94	16.57	8.11	21.36	18.57	30.60	37.30	45.85	38.55	38.92	24.15	26.01	29.27	29.66	36.66	42.70	47.42	46.66	46.663
Credit Grade	snapshot only																				11
Credit Trend	snapshot only																				17.000
Implied Spread (bps)	snapshot only																				400.000
Industry Credit Rank	snapshot only																				48
Sector Credit Rank	snapshot only																				33

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Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

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