Also trades as: 105560.KS (KSC) · $vol 163M

$112.50

-0.62 (-0.55%)

After Hours: $113.59 (+1.09, +0.96%)

Weekly Expected Move ±3.5%

$107 $111 $115 $119 $123

NYSE · Financial Services · Banks - Regional · Tech Score Sell · Power 34 · $40.0B mcap · 353M float · 0.067% daily turnover · Short 55% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest

Revenue Segmentation

By Geography

Revenue by Segment (5-Year Trend)

Income Trends

Revenue

$50.69T +34.2% ▲

5Y CAGR: +20.7%

Gross Profit

$24.86T +37.7% ▲

5Y CAGR: +12.2%

Operating Income

$8.53T +22.1% ▲

5Y CAGR: +12.3%

Net Income

$5.85T +15.2% ▲

5Y CAGR: +11.0%

EPS (Diluted)

$15287.00 +20.1% ▲

5Y CAGR: +11.9%

EBITDA

$8.53T +8.0% ▲

5Y CAGR: +7.9%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$20.97T	$25.64T	$36.41T	$37.77T	$50.69T
YoY Growth	+5.9%	+22.3%	+42.0%	+3.7%	+34.2%
Cost of Revenue	$5.17T	$11.08T	$20.11T	$19.71T	$25.82T
Gross Profit	$15.81T	$14.56T	$16.30T	$18.06T	$24.86T
Gross Margin	75.4%	56.8%	44.8%	47.8%	49.1%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$6.30T	$5.82T	$5.85T	$6.08T	$7.05T
Operating Expenses	$9.73T	$9.17T	$10.18T	$11.07T	$16.33T
Operating Income	$6.08T	$5.39T	$6.12T	$6.99T	$8.53T
Operating Margin	29.0%	21.0%	16.8%	18.5%	16.8%
Interest Expense	$3.98T	$9.24T	$16.96T	$17.66T	$13.07T
Income Before Tax	$6.08T	$5.39T	$6.12T	$6.99T	$8.20T
Tax Expense	$1.70T	$1.50T	$1.59T	$1.96T	$2.35T
Net Income	$4.41T	$4.11T	$4.59T	$5.08T	$5.85T
Net Margin	21.0%	16.0%	12.6%	13.4%	11.5%
EPS (Diluted)	$10889.00	$10705.00	$11312.00	$12725.00	$15287.00
EBITDA	$7.09T	$6.27T	$6.99T	$7.90T	$8.53T
Shares Outstanding	399M	399M	393M	383M	382M

Line Item	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2
Revenue	$9.58T	$9.10T	$9.51T	$9.59T	$8.89T	$22.69T	$9.59T	$11.58T
Cost of Revenue	$4.97T	$4.89T	$4.85T	$4.83T	$4.22T	$11.92T	$4.32T	$4.73T
Gross Profit	$4.61T	$4.21T	$4.67T	$4.76T	$4.67T	$10.77T	$5.27T	$6.86T
Gross Margin	48.1%	46.3%	49.0%	49.6%	52.5%	47.5%	55.0%	59.2%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$1.42T	$1.88T	$1.49T	$1.62T	$1.43T	$2.52T	$1.64T	$1.89T
Operating Expenses	$2.33T	$3.28T	$2.36T	$2.41T	$2.41T	$9.15T	$2.64T	$4.14T
Operating Income	$2.28T	$924.4B	$2.31T	$2.34T	$2.26T	$1.62T	$2.63T	$2.71T
Operating Margin	23.8%	10.2%	24.2%	24.4%	25.4%	7.1%	27.4%	23.4%
Interest Expense	$4.47T	$4.32T	$4.19T	$4.18T	$3.86T	$843.4B	$3.82T	$29.27T
Income Before Tax	$2.28T	$924.4B	$2.31T	$2.34T	$2.26T	$1.29T	$2.63T	$2.73T
Tax Expense	$688.1B	$265.7B	$607.5B	$595.6B	$606.2B	$536.9B	$714.7B	$722.2B
Net Income	$1.61T	$682.9B	$1.70T	$1.74T	$1.69T	$721.2B	$1.89T	$2.01T
Net Margin	16.8%	7.5%	17.8%	18.1%	19.0%	3.2%	19.7%	17.4%
EPS (Diluted)	$4090.00	$1670.02	$4384.00	$4565.00	$4458.00	$1880.00	$5120.00	$5733.72
EBITDA	$2.52T	$1.16T	$2.53T	$2.57T	$2.49T	$1.86T	$2.85T	$2.73T
Shares Outstanding	382M	379M	376M	369M	367M	382M	378M	358M

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