$12.84

+0.15 (+1.18%)

Weekly Expected Move ±2.5%

$12 $12 $13 $13 $13

NYSE · Financial Services · Asset Management · Tech Score Neutral · Power 52 · $847.9M mcap · 62M float · 0.588% daily turnover · Short 50% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Income Trends

Revenue

$236M +29.9% ▲

4Y CAGR: +69.2%

Gross Profit

$199M +60.6% ▲

4Y CAGR: +68.7%

Operating Income

$172M +29.5% ▲

4Y CAGR: +66.6%

Net Income

$94M -29.0% ▼

4Y CAGR: +43.2%

EPS (Diluted)

$1.33 -35.7% ▼

4Y CAGR: +40.6%

EBITDA

$172M +29.5% ▲

4Y CAGR: +66.6%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$29M	$69M	$132M	$182M	$236M
YoY Growth	+0.0%	+292.5%	+100.7%	+42.1%	+29.9%
Cost of Revenue	$4M	$18M	$50M	$58M	$37M
Gross Profit	$25M	$50M	$83M	$124M	$199M
Gross Margin	85.4%	73.5%	62.5%	68.2%	84.3%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$2M	$3M	$3M	$4M	$4M
Operating Expenses	$2M	$5M	$6M	-$9M	$27M
Operating Income	$22M	$46M	$77M	$133M	$172M
Operating Margin	77.5%	66.7%	58.2%	73.1%	72.8%
Interest Expense	$4M	$18M	$50M	$58M	$76M
Income Before Tax	$22M	$46M	$77M	$133M	$95M
Tax Expense	$0	$0	$0	$717K	$2M
Net Income	$22M	$46M	$77M	$132M	$94M
Net Margin	77.5%	66.7%	58.2%	72.7%	39.7%
EPS (Diluted)	$0.34	$0.70	$1.19	$2.07	$1.33
EBITDA	$22M	$46M	$77M	$133M	$172M
Shares Outstanding	65M	65M	65M	64M	70M

Line Item	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2
Revenue	$48M	$48M	$40M	$44M	$46M	$61M	$46M	$43M
Cost of Revenue	$15M	$16M	$16M	$17M	$19M	$10M	$9M	$7M
Gross Profit	$33M	$33M	$23M	$27M	$27M	$52M	$38M	$36M
Gross Margin	68.5%	67.8%	59.2%	60.3%	58.5%	84.4%	81.5%	82.9%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$1M	$1M	$1M	$1M	$1M	$0	$1M	$913M
Operating Expenses	-$5M	-$3M	$722K	$1M	$2M	$9M	$1M	$6M
Operating Income	$38M	$36M	$23M	$25M	$25M	$43M	$36M	$30M
Operating Margin	78.3%	74.7%	57.3%	57.4%	54.0%	70.1%	79.2%	69.8%
Interest Expense	$15M	$16M	$16M	$17M	$19M	$21M	$19M	$20M
Income Before Tax	$38M	$35M	$23M	$25M	$25M	$22M	$17M	$11M
Tax Expense	$0	$0	$538K	$318K	$428K	$331K	$7K	$21K
Net Income	$38M	$35M	$22M	$25M	$25M	$22M	$17M	$11M
Net Margin	78.3%	73.2%	56.0%	56.7%	53.1%	35.8%	37.4%	24.6%
EPS (Diluted)	$0.53	$0.50	$0.40	$0.35	$0.35	$0.32	$0.26	$0.16
EBITDA	$38M	$36M	$23M	$25M	$25M	$43M	$36M	$30M
Shares Outstanding	71M	71M	71M	71M	70M	70M	67M	66M

KBDC NYSE

Income Trends

Profit Margins

Year-over-Year Growth

Sign in to InsiderStreet