LDI NYSE
loanDepot, Inc.
1W: +21.9%
1M: +7.8%
3M: -34.9%
YTD: -68.5%
1Y: -81.6%
3Y: -52.0%
5Y: -89.5%
$0.66
+0.08 (+13.76%)
After Hours: $0.64 (-0.02, -2.87%)
Weekly Expected Move ±14.2%
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Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Income Trends
Revenue
$1.5B
+37.6% ▲
5Y CAGR: -18.8%
Gross Profit
$1.4B
+72.4% ▲
5Y CAGR: -20.0%
Operating Income
$203M
+183.7% ▲
5Y CAGR: -36.8%
Net Income
-$63M
+36.3% ▲
EPS (Diluted)
$-0.30
+43.4% ▲
EBITDA
$229M
+217.2% ▲
5Y CAGR: -35.6%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $3.8B | $1.4B | $1.0B | $1.1B | $1.5B |
| YoY Growth | +15.2% | -64.5% | -45.4% | +7.8% | +37.6% |
| Cost of Revenue | $305M | $412M | $312M | $330M | $179M |
| Gross Profit | $3.5B | $1.0B | $731M | $787M | $1.4B |
| Gross Margin | 91.9% | 70.8% | 70.1% | 70.5% | 88.3% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $2.6B | $1.5B | $919M | $937M | $324M |
| Operating Expenses | $2.8B | $1.7B | $1.0B | $1.0B | $1.2B |
| Operating Income | $667M | -$690M | -$278M | -$243M | $203M |
| Operating Margin | 17.7% | -48.9% | -26.7% | -21.7% | 13.2% |
| Interest Expense | $298M | $275M | $304M | $336M | $324M |
| Income Before Tax | $667M | -$690M | -$278M | -$243M | -$121M |
| Tax Expense | $43M | -$80M | -$43M | -$41M | -$13M |
| Net Income | $114M | -$273M | -$110M | -$98M | -$63M |
| Net Margin | 3.0% | -19.3% | -10.6% | -8.8% | -4.1% |
| EPS (Diluted) | $0.83 | $-1.75 | $-0.63 | $-0.53 | $-0.30 |
| EBITDA | $725M | -$627M | -$223M | -$196M | $229M |
| Shares Outstanding | 137M | 156M | 175M | 186M | 211M |