Also trades as: LLOY.L (LSE) · $vol 202M · LYG (NYSE) · $vol 89M · LLOY.SW (SIX) · $vol 1M · LLD.DE (XETRA) · $vol 0M

$1.37

+0.02 (+1.48%)

Weekly Expected Move ±16.7%

$1 $1 $1 $2 $2

OTC · Financial Services · Banks - Regional · Tech Score Sell · Power 45 · $78.3B mcap · 54.61B float · 0.0001% daily turnover · Short 44% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest

Income Trends

Revenue

$63.7B +69.4% ▲

5Y CAGR: +41.6%

Gross Profit

$45.4B +144.1% ▲

5Y CAGR: +32.4%

Operating Income

$6.7B +11.5% ▲

5Y CAGR: +12.0%

Net Income

$4.7B +5.4% ▲

5Y CAGR: +28.7%

EPS (Diluted)

$0.07 +10.9% ▲

5Y CAGR: +41.6%

EBITDA

$8.8B -6.8% ▼

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$18.7B	$20.8B	$18.4B	$37.6B	$63.7B
YoY Growth	+67.4%	+11.0%	-11.4%	+104.3%	+69.4%
Cost of Revenue	$2.4B	$4.7B	$0	$19.0B	$18.3B
Gross Profit	$16.3B	$16.1B	$18.4B	$18.6B	$45.4B
Gross Margin	87.2%	77.3%	100.0%	49.5%	71.3%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$371M	$435M	$7.4B	$0	$5.2B
Operating Expenses	$9.4B	$11.3B	$7.4B	$12.6B	$38.7B
Operating Income	$6.9B	$4.8B	$11.1B	$6.0B	$6.7B
Operating Margin	36.9%	23.0%	60.0%	15.9%	10.5%
Interest Expense	$2.4B	$4.7B	$14.8B	$19.0B	$17.5B
Income Before Tax	$6.9B	$4.8B	$7.5B	$6.0B	$6.7B
Tax Expense	$1.0B	$859M	$2.0B	$1.5B	$1.9B
Net Income	$5.8B	$3.8B	$5.5B	$4.4B	$4.7B
Net Margin	30.9%	18.4%	29.7%	11.8%	7.3%
EPS (Diluted)	$0.07	$0.05	$0.07	$0.06	$0.07
EBITDA	$9.7B	$7.2B	$10.4B	$9.4B	$8.8B
Shares Outstanding	71.78B	69.68B	65.76B	63.07B	80.55B

Line Item	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2
Revenue	-$5.1B	$24.1B	$4.7B	$13.9B	-$4.3B	$5.2B	$5.2B	$5.4B
Cost of Revenue	$0	$0	$0	$0	$0	$176M	$295M	$320M
Gross Profit	-$5.1B	$24.1B	$4.7B	$13.9B	-$4.3B	$5.0B	$4.9B	$5.1B
Gross Margin	100.0%	100.0%	100.0%	100.0%	100.0%	96.6%	94.3%	94.1%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$0	$0	$0	$0	$0	$0	$0	$0
Operating Expenses	-$6.9B	$23.3B	$3.2B	$11.9B	-$5.5B	$21.3B	$2.9B	$2.8B
Operating Income	$1.8B	$824M	$1.5B	$2.0B	$1.2B	$2.0B	$2.0B	$2.3B
Operating Margin	-35.7%	3.4%	32.3%	14.3%	-27.1%	38.4%	39.1%	41.9%
Interest Expense	$0	$0	$0	$0	$0	$0	$0	$0
Income Before Tax	$1.8B	$824M	$1.5B	$2.0B	$1.2B	$2.0B	$2.0B	$2.3B
Tax Expense	$490M	$124M	$383M	$577M	$396M	$548M	$471M	$700M
Net Income	$1.4B	$644M	$1.1B	$1.4B	$738M	$1.4B	$1.5B	$1.5B
Net Margin	-26.7%	2.7%	24.2%	10.0%	-17.1%	27.1%	29.5%	28.3%
EPS (Diluted)	$0.02	$0.01	$0.02	$0.02	$0.01	$0.02	$0.02	$0.02
EBITDA	$1.8B	$824M	$1.5B	$2.0B	$1.2B	$2.0B	$2.0B	$2.3B
Shares Outstanding	63.00B	62.39B	60.59B	60.59B	60.59B	70.57B	77.73B	77.73B

LLDTF OTC

Income Trends

Profit Margins

Year-over-Year Growth

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