Also trades as: 0JXQ.L (LSE) · $vol 0M

$54.04

+0.70 (+1.31%)

Weekly Expected Move ±2.3%

$51 $52 $53 $55 $56

NYSE · Financial Services · Asset Management · Tech Score Sell · Power 40 · $5.1B mcap · 90M float · 0.613% daily turnover · Short 48% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $66.4M held by 112 funds, 135 bp over Treasuries → details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.

Income Trends

Revenue

$645M -11.1% ▼

5Y CAGR: +45.0%

Gross Profit

$645M +7.2% ▲

5Y CAGR: +66.1%

Operating Income

$520M -3.4% ▼

5Y CAGR: +101.0%

Net Income

$493M -2.9% ▼

5Y CAGR: +75.8%

EPS (Diluted)

$5.52 -5.6% ▼

5Y CAGR: +65.1%

EBITDA

$527M -2.2% ▼

5Y CAGR: +101.5%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$470M	$396M	$612M	$725M	$645M
YoY Growth	+54.8%	+11.6%	+4.5%	+34.6%	-11.1%
Cost of Revenue	$59M	$78M	$103M	$123M	$0
Gross Profit	$411M	$318M	$510M	$601M	$645M
Gross Margin	87.5%	80.3%	83.3%	83.0%	100.0%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$2M	$3M	-$4M	-$4M	$74M
Operating Expenses	$48M	$53M	$59M	$63M	$124M
Operating Income	$364M	$265M	$451M	$539M	$520M
Operating Margin	77.4%	66.8%	73.7%	74.3%	80.7%
Interest Expense	$59M	$78M	$103M	$123M	$0
Income Before Tax	$364M	$265M	$451M	$539M	$520M
Tax Expense	$33M	$23M	$23M	$31M	$27M
Net Income	$331M	$242M	$428M	$508M	$493M
Net Margin	70.4%	60.9%	70.0%	70.1%	76.6%
EPS (Diluted)	$4.80	$3.24	$5.23	$5.85	$5.52
EBITDA	$364M	$265M	$451M	$539M	$527M
Shares Outstanding	69M	74M	82M	89M	89M

Line Item	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2
Revenue	$185M	$221M	$171M	$177M	$184M	$203M	$164M	$150M
Cost of Revenue	$33M	$34M	$31M	$33M	$32M	$0	$34M	$37M
Gross Profit	$151M	$187M	$140M	$145M	$151M	$203M	$130M	$113M
Gross Margin	81.9%	84.6%	81.7%	81.7%	82.3%	100.0%	79.2%	75.5%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	-$758K	-$1M	-$250K	$27K	-$806K	$75M	$19M	$19M
Operating Expenses	$16M	$16M	$16M	$18M	$18M	$66M	$40M	$19M
Operating Income	$136M	$171M	$123M	$127M	$133M	$137M	$89M	$94M
Operating Margin	73.4%	77.4%	72.3%	71.5%	72.6%	67.3%	54.6%	62.7%
Interest Expense	$33M	$34M	$31M	$33M	$32M	$32M	$34M	$37M
Income Before Tax	$136M	$171M	$123M	$127M	$133M	$137M	$55M	$159M
Tax Expense	$12M	-$3M	$7M	$4M	$10M	$5M	$6M	$11M
Net Income	$124M	$174M	$116M	$123M	$124M	$131M	$49M	$148M
Net Margin	67.1%	78.8%	68.0%	69.1%	67.3%	64.6%	29.9%	98.7%
EPS (Diluted)	$1.42	$1.97	$1.31	$1.37	$1.38	$1.46	$0.54	$1.58
EBITDA	$136M	$171M	$123M	$127M	$133M	$137M	$89M	$95M
Shares Outstanding	87M	88M	89M	89M	89M	90M	91M	92M

MAIN NYSE

Income Trends

Profit Margins

Year-over-Year Growth

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