Also trades as: MSBIP (NASDAQ) · $vol 0M
MSBI NASDAQ
Midland States Bancorp, Inc.
1W: +6.8%
1M: +2.1%
3M: -0.4%
YTD: +62.3%
1Y: +112.1%
3Y: +87.1%
5Y: +67.8%
$34.24
+0.28 (+0.82%)
After Hours: $30.70 (-3.54, -10.34%)
Weekly Expected Move ±2.8%
$31
$32
$33
$34
$35
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Cash Flow Trends
Operating Cash Flow
$126M
-28.8% ▼
5Y CAGR: -24.1%
Capital Expenditures
$5M
+22.5% ▲
5Y CAGR: +15.6%
Free Cash Flow
$120M
-29.1% ▼
5Y CAGR: -24.7%
Dividends Paid
$37M
-1.7% ▼
Buybacks
$10M
-76.4% ▼
Net Change in Cash
-$8M
+59.6% ▲
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $81M | $99M | $75M | $38M | -$124M |
| Depreciation & Amort. | $16M | $14M | $13M | $13M | $8M |
| Stock-Based Comp. | $2M | $2M | $2M | $3M | $3M |
| Change in Working Capital | -$3M | -$14M | $4M | $9M | -$10M |
| Other Non-Cash Items | $238M | $145M | $60M | $114M | $249M |
| Operating Cash Flow | $334M | $247M | $155M | $177M | $126M |
| — Investing Activities — | |||||
| Capital Expenditures | -$3M | -$3M | -$9M | -$7M | $0 |
| Acquisitions (Net) | -$3M | $60M | $0 | $37K | $0 |
| Investment Purchases | -$470M | -$218M | -$653M | $0 | -$809M |
| Investment Sales | $243M | $236M | $514M | $489M | $353M |
| Other Investing | -$246M | -$1.2B | $72M | -$346M | $1.2B |
| Investing Cash Flow | -$478M | -$1.1B | -$76M | $137M | $749M |
| — Financing Activities — | |||||
| Net Debt Issuance | -$492M | $75M | $3M | -$181M | -$43M |
| Stock Repurchased | -$12M | -$1M | -$18M | -$5M | -$10M |
| Dividends Paid | -$25M | -$29M | -$35M | -$36M | -$37M |
| Other Financing | $1.0B | $176M | -$53M | -$111M | -$773M |
| Financing Cash Flow | $483M | $332M | -$104M | -$334M | -$862M |
| Net Change in Cash | $339M | -$520M | -$26M | -$20M | -$8M |
| Cash End of Period | $680M | $161M | $135M | $115M | $107M |
| Free Cash Flow | $332M | $244M | $146M | $170M | $120M |