$11.73

+0.29 (+2.53%)

Weekly Expected Move ±3.1%

$11 $11 $12 $12 $12

NYSE · Financial Services · Asset Management · Tech Score Sell · Power 39 · $531.9M mcap · 45M float · 0.536% daily turnover · Short 38% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Income Trends

Revenue

$130M +27.4% ▲

Gross Profit

$94M +50.3% ▲

Operating Income

$126M +119.2% ▲

Net Income

$89M +56.9% ▲

EPS (Diluted)

$1.91 +35.5% ▲

EBITDA

$126M +119.2% ▲

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$82M	$52M	$75M	$102M	$130M
YoY Growth	+1994.3%	-37.2%	+44.6%	+36.0%	+27.4%
Cost of Revenue	$0	$0	$0	$39M	$35M
Gross Profit	$82M	$52M	$75M	$63M	$94M
Gross Margin	100.0%	100.0%	100.0%	61.6%	72.7%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$9M	$9M	$13M	$15M	$4M
Operating Expenses	$7M	$5M	$5M	$5M	-$32M
Operating Income	$76M	$47M	$70M	$58M	$126M
Operating Margin	91.7%	91.3%	93.5%	56.7%	97.5%
Interest Expense	$14M	$24M	$36M	$39M	$34M
Income Before Tax	$76M	$47M	$70M	$58M	$92M
Tax Expense	$2M	$2M	$4M	$1M	$4M
Net Income	$74M	$46M	$66M	$57M	$89M
Net Margin	89.4%	88.1%	88.5%	55.6%	68.4%
EPS (Diluted)	$1.84	$1.14	$1.65	$1.41	$1.91
EBITDA	$0	$0	$0	$58M	$126M
Shares Outstanding	40M	40M	40M	40M	46M

Line Item	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2
Revenue	$22M	$26M	$24M	$28M	$26M	$41M	$34M	$46M
Cost of Revenue	$10M	$10M	$8M	$9M	$8M	$8M	$9M	$11M
Gross Profit	$11M	$17M	$16M	$20M	$17M	$33M	$25M	$34M
Gross Margin	52.0%	63.4%	65.6%	69.2%	67.3%	79.6%	73.8%	75.1%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$4M	$4M	$1M	$1M	$10M	$1M	$1M	$1M
Operating Expenses	$1M	$1M	$1M	$1M	-$20M	$1M	$4M	-$8M
Operating Income	$10M	$15M	$15M	$18M	$37M	$32M	$21M	$42M
Operating Margin	45.3%	59.0%	60.6%	64.5%	144.4%	77.1%	63.0%	92.6%
Interest Expense	$10M	$10M	$8M	$9M	$9M	$8M	$9M	$10M
Income Before Tax	$10M	$15M	$15M	$18M	$28M	$32M	$12M	$32M
Tax Expense	$2M	-$5M	-$1M	$2M	$2M	$2M	-$878K	$3M
Net Income	$7M	$20M	$16M	$16M	$27M	$30M	$13M	$29M
Net Margin	34.1%	78.3%	66.3%	57.8%	104.0%	73.4%	39.1%	64.3%
EPS (Diluted)	$0.18	$0.51	$0.36	$0.35	$0.56	$0.64	$0.29	$0.65
EBITDA	$10M	$15M	$15M	$18M	$37M	$32M	$21M	$42M
Shares Outstanding	40M	40M	45M	47M	47M	46M	46M	46M

MSIF NYSE

Income Trends

Profit Margins

Year-over-Year Growth

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