NODK NASDAQ
NI Holdings, Inc.
1W: +0.2%
1M: -0.9%
3M: -5.3%
YTD: +11.4%
1Y: +8.3%
3Y: +20.5%
5Y: -24.6%
$14.78
-0.03 (-0.20%)
Weekly Expected Move ±1.6%
$14
$15
$15
$15
$15
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
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Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Income Trends
Revenue
$285M
-12.3% ▼
5Y CAGR: -1.4%
Gross Profit
$84M
+81.3% ▲
5Y CAGR: -0.5%
Operating Income
-$12M
-221.5% ▼
Net Income
-$10M
-71.8% ▼
EPS (Diluted)
$-0.50
-308.3% ▼
EBITDA
-$12M
-206.5% ▼
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $324M | $268M | $304M | $325M | $285M |
| YoY Growth | +5.8% | -17.3% | +13.5% | +7.0% | -12.3% |
| Cost of Revenue | $281M | $295M | $254M | $279M | $201M |
| Gross Profit | $43M | -$28M | $50M | $46M | $84M |
| Gross Margin | 13.3% | -10.3% | 16.4% | 14.3% | 29.6% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | $32M | $25M | $29M | $36M | $97M |
| Operating Income | $11M | -$53M | $21M | $10M | -$12M |
| Operating Margin | 3.5% | -19.7% | 6.8% | 3.1% | -4.3% |
| Interest Expense | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax | $11M | -$53M | $21M | $10M | -$12M |
| Tax Expense | $3M | -$14M | $716K | $4M | -$2M |
| Net Income | $8M | -$53M | -$5M | -$6M | -$10M |
| Net Margin | 2.6% | -19.8% | -1.8% | -1.9% | -3.7% |
| EPS (Diluted) | $0.39 | $-2.49 | $-0.26 | $0.24 | $-0.50 |
| EBITDA | $12M | -$52M | $21M | $11M | -$12M |
| Shares Outstanding | 22M | 21M | 21M | 21M | 21M |